Judo Bank: Products and services

Judo Bank offers tech-focused small business lending and a term deposit for personal customers.

Elizabeth Barry's headshot

By

Elizabeth Barry

Updated

Fact checked

Start comparing

Judo Bank is an online challenger bank that offers lending solutions for Australian businesses. It currently offers a range of financing options for businesses, with its products enabled by new technology and backed by traditional relationship banking. This guide will outline the products and services Judo Bank offers, the features and interest rates nd charges of those products, and how to decide if Judo Bank is right for you.

What is Judo Bank?

Judo Bank is a new challenger bank that specialises in business lending for small to medium sized local businesses. Judo Bank has a full Australian Deposit-Taking Institution (ADI) license, so deposits up to $250,000 with Judo are guaranteed by the Australian government.

While it's a technology-led bank, Judo also has a focus on offering traditional relationship banking and aims to deliver its products with "certainty and speed".

6 ways to get the best term deposit rate

Judo Bank term deposits

3 of 3 results
Updated regularly
Finder Score 3 Mths p.a. 6 Mths p.a. 10 Mths p.a. 12 Mths p.a. 24 Mths p.a.
Finder Score
9.6 Excellent
3 Mths p.a.
3.90%
6 Mths p.a.
4.10%
10 Mths p.a.
4.05%
12 Mths p.a.
4.45%
24 Mths p.a.
4.00%
You can get competitive interest rates on all term lengths. This term deposit has a low minimum deposit amount and is a 2025 Finder Award winner.
Go to siteMore info
Compare product selection
Judo Bank logo
Finder Score
9 Excellent
Judo Bank Business Term Deposit
$1,000 min. deposit
Finder Score
9 Excellent
3 Mths p.a.
3.90%
6 Mths p.a.
4.10%
10 Mths p.a.
4.05%
12 Mths p.a.
4.45%
24 Mths p.a.
4.00%
Go to siteMore info
Compare product selection
Judo Bank logo
Finder Score
9.2 Excellent
Judo Bank SMSF Term Deposit
Finder Score
9.2 Excellent
3 Mths p.a.
3.90%
6 Mths p.a.
4.10%
10 Mths p.a.
4.05%
12 Mths p.a.
4.45%
24 Mths p.a.
4.00%
Go to siteMore info
Compare product selection
loading
Showing 3 of 3 results

Finder Score for term deposits

Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.

Read the full methodology

Lock in a great rate

Compare term deposits to grow your savings with confidence.

Latest deals
Finder Awards badge

Congratulations, Judo Bank!

The Judo Bank Term Deposit won Best Term Deposit (12 Months) in the 2025 Finder Awards.

Full list of 2025 winners

Pros and cons

Pros

  • Flexible, tailored products
  • Dedicated relationship managers
  • Transparent costs
  • Competitive term deposit rates

Cons

  • People looking for a savings account or everyday transaction account
  • Judo Bank has no physical branches but has offices across Australia for its business clients

How to apply for a Judo Bank savings account

Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.

Sources

Elizabeth Barry's headshot
Journalist

Elizabeth Barry is an experienced journalist with over 10 years of expertise in personal finance, contributing to outlets like the ABC, Sydney Morning Herald, and 7News. She holds a Master of Arts in Creative Writing and a Bachelor of Arts in Communication from the University of Technology Sydney, and has earned multiple award nominations, including a Highly Commended recognition at the 2017 Lizzies. Elizabeth began her career at Finder in 2013, progressing through roles to become Lead Editor, where she oversaw a wide range of personal finance coverage until 2024. See full bio

Elizabeth's expertise
Elizabeth has written 202 Finder guides across topics including:
  • Banking
  • Personal finance
  • Investing
More resources on Finder

Get rewarded $$ for switching with Finder Rewards

Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

4 Responses

    Default Gravatar
    fredJuly 22, 2025

    do you have branch in perth so thar i can oepn account

      Sarah Megginson's headshotFinder
      SarahJuly 24, 2025Finder

      Hi Fred,

      Judo Bank does not have any physical branches, they’re a digital bank and operate entirely online. You can open an account online. Best of luck!

    Default Gravatar
    BenjaminMarch 30, 2023

    Can you give me details of banks that offer a cash bonus for signing up?

Read more on Bank Accounts

  • Judo Bank Term Deposit

    Earn a competitive interest rate plus bonus interest when you roll over your deposit into a new term deposit. Terms from 3 months to 5 years. No fees.

Go to site