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Elizabeth Barry

Elizabeth is an editor for finder.com.au specialising in personal finance and fintech. She enjoys reading PDSs so you don’t have to.

Recent Activity

Hi Nat, Thanks for your question. Your savings account has no effect on your credit score, but a solid savings history may also help you be approved for a loan as you can often list it along with other assets on an application. Hope this helps, Elizabeth

Commented on Improve your credit score

Hi, You can apply at a Cash Converters store or on its website here. Hope this helps, Elizabeth

Commented on Cash Converters Cash Advance Loan

Hi Trippa, if you'd like to apply with Wallet Wizard you can submit an application on its website. You can also compare some other options on this page. Hope this helps, Elizabeth

Commented on Wallet Wizard Personal Loans Review

Hi Akile, Unfortunately these loans are only for current Australian residents. You may need to find a lender in Tanzania to expand your business. Sorry I couldn't be of more assistance, Elizabeth

Commented on CUA Unsecured Fixed Rate Personal Loan

Hi Cassandra, We don't approve loans ourselves but you can find lenders that might consider you listed on the page above. The eligibility criteria is listed here and on the review pages (click on the name of the lender to see its review page). Once you find a loan that you're eligible for click "Go to Site" to submit an application. Hope this helps, Elizabeth

Commented on Loans for the Unemployed

Hi Anita, We don't offer loans ourselves but you can compare lenders that accept Centrelink payments as income on this page. Hope this helps, Elizabeth

Commented on Contact Us

Hi David, You can order a copy of your credit file by following the link to Veda on this page. Hope this helps, Elizabeth

Commented on What will you find in your credit file?

Hi Debbie, I'm unaware of your financial situation or which providers you applied with, but when you're not approved for a loan it comes down to you not meeting the minimum eligibility criteria or the lender determining that you will not be able to afford the loan you applied for. Hope this helps, Elizabeth

Commented on Credit check

Hi Michael, You can apply with SocietyOne if you: Are at least 21 years old Have a good credit history Earn more than $25,000 p.a. Are able to afford the loan Have at least two years of good credit history Are not in hardship with another financial provider Don't have a pending, current or previous bankruptcy Are using the loan for personal use You can click through to SocietyOne and fill receive a quote without it affecting your credit score. Hope this helps, Elizabeth

Commented on Society One Low Interest Personal Loan

Hi Gary, You can compare interest rates for used car loans on this page. If you click on the name of any loan you're interested in you can see a review page which will list the documents required to apply. I hope this helps, Elizabeth

Commented on Find the best personal loan* for you

Hi, You can find a list of lenders that consider Centrelink borrowers on this page. There are also alternative loan options listed that you may want to consider. Hope this helps, Elizabeth

Commented on Contact Us

Hi Jen, You can find a list of lenders offering loans up to $5,000 on this page, and lenders offering amounts up to $10,000 on this page. Hope this helps, Elizabeth

Commented on Wallet Wizard Personal Loans Review

Hi Kumar, Unfortunately these loans are only available for Australian residents. Sorry I couldn't be of more assistance, Elizabeth

Commented on Wallet Wizard Personal Loans Review

Hi Michelle, Thanks for letting us know! We'll confirm with NAB and update the page so it's correct. Thanks, Elizabeth

Commented on Pensioner Loans

Hi Jessica, Your repayment terms are based on your credit limit, so if you're approved for a $3,000 credit limit you'll pay $58.28 a week to repay it (this is based on the calculator on Wallet Wizard's site). The APR for this loan is 35.95%. The funds should come through on the same or next business day depending on when you apply. You can make additional repayments to pay off your credit limit ahead of schedule if you're able. Hope this helps, Elizabeth

Commented on Wallet Wizard Smart Loan Review

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