Value

- Comparatively low claims processing time
- Choose up to $25 million in cover
- 2023 Finder Award winner
Our insurance experts have analysed popular life insurance policies to help you find the best life insurance policy for you and your loved ones. Our picks are based on 2023 Finder Awards, customer reviews and Australian Prudential Regulation Authority (APRA) data, an independent statutory authority that supervises various institutions including insurance. Keep in mind, what's best for you might not be best for someone else. You can use our top picks as a starting point, but you should find the best cover for your specific needs.
Why you can trust our research
10 life insurance policies analysed
190+ prices gathered
80+ hours of research
"Work out the cover benefits you need and be clear on what you're looking for. Do you want a significant lump sum payout to make sure your family's looked after if you die or suffer a terminal illness? Is it important your policy comes with a funeral benefit that pays out quickly? Knowing these answers before you dive into your research can help to narrow down the search."
"Pick the right cover amount by working out how much your family would need to get by – and maintain their lifestyle – if you were no longer around. Knowing how much life insurance you need means you'll avoid paying more than you should."
You pay the same price as buying directly from the life insurer.
We're not owned by an insurer (unlike other comparison sites).
We've done 100+ hours of policy research to help you understand what you're comparing.
A rundown of the tricky definitions for life insurance. Plus, what to look for when you're comparing.
Learn about the different types of life insurance available in Australia, and when you might need to take out cover.
Having the right life insurance policy is invaluable if something happens to you unexpectedly. Find out what makes your policy worthwhile.