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It's not possible to plan for every expense that's going to come your way, which is why some people choose to take out personal loans. Before you consider taking out a personal loan, it's important to know if you will be able to afford the repayments. Use our calculator to get an idea of what your repayments will look like.
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Addicted to details. We know taking out a personal loan is something you'll be hooked up with for a while. That's why we put hours into research for this guide (and still do at least once a month)
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Are secured personal loans better than unsecured personal loans and how do they work?
Personal loans offer a range of loan amounts to suit different purposes and budgets. Here's how to get the loan amount you need.
An unsecured personal loan with interest rates tailored to your risk profile.
Temporary Australian residents may be eligible to apply for personal loans, depending on the visa they hold.
Not all personal loans come with endless documentation. Some lenders specialise in quick and easy application processes.
Get a variable rate personal loan with personalised rates and same-day funding.
Compare unsecured personal loans from some of Australia's top lenders. Find the best deal on rates, fees and features in seconds.
Use a personal loan calculator to work out your repayments or compare loans with a comparison calculator.
We’ve written about fixed rate personal loans and what their advantages are.
Finder's experts look into our database of over 170 personal loans each month to bring you our Top Picks across 5 key categories.
Hi I,m a pensioner on a centreline payment and looking to buy a small caravan , I own my own home ,what are my chances
Hi John,
If you’re receiving the Age Pension you might be able to get a loan approved from a lender. It depends how much you’d have to spend each month repaying the loan. If it ‘s a large portion of your Centrelink payments you’ll probably get rejected.
It also depends on the lender’s own policies around Centrelink payments. I suggest contacting some lenders directly and enquiring first. You’ll probably have more luck with a smaller bank or specialist lender.
I hope this helps.
Is it safe to enter all the information required , such as DOB, License number and so on?
Hi Mina,
Thanks for your message.
Yes, it is safe to enter all the information required on our personal loan calculator. You may also read our privacy policy for more details.
Hope this helps!
Best,
Nikki