
Get exclusive money-saving offers and guides
Straight to your inbox
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
If you're struggling to repay your personal loan, you can get in touch with the bank directly or read our guide.
NAB offers a wide range of financial products to suit different borrowing needs in Australia. The bank offers a range of tailored banking solutions to customers, which includes personal loans. Whether you're looking for money to go travelling, to buy a car or to renovate your home, NAB could have a loan designed with you in mind.
From
fixed rate
From
comparison rate
100% confidential application
NAB offers a fixed interest rate loan. Use your loan for a holiday, home improvement, a special project or even a wedding. It’s even a smart way to take control of your credit card debt.
The personal loans from NAB can be used for a variety of purposes. Below are some of the main types of personal loans that you can take advantage of from NAB:
It is very easy to apply for a NAB personal loan – just click "Go to Site" to get started. Before you start, make sure you meet the following eligibility criteria:
To apply for a NAB personal loan, make sure you have the following on hand to complete the application:
It takes 20 minutes or less to submit an online form, but if you're an existing NAB customer you can apply through Internet banking. While NAB offers a competitive range of personal loan products, it's best to compare the options you have available to you before submitting your application.
Bundle your Fixed Rate loan with a Choice Package to receive an interest rate discount and extra features.
Need to fill in the NAB discharge authority form? We guide you through the steps.
The NAB Defence Force Fixed Rate Home Loan has few fees, a low interest rate and several flexible options.
The NAB Base Variable Rate Home Loan offers a low interest rate with useful features and minimal fees.
With a NAB Portfolio Facility you can access the equity in your home with a flexible, full-featured loan. The NAB Portfolio Facility is a line of credit that allows you to access the equity in your home. It has no application fees, but does have an annual fee.
The NAB Tailored Home Loan - Fixed Rate is a great fixed rate loan that offers many additional features that will help you save. Read this article to find out more and get a secure home loan today.
If you are looking for a flexible home loan with low fees and a low comparison rate, then determine whether the NAB FlexiPlus Mortgage is for you.
If you are looking for a flexible loan with many additional features to help you save money, the NAB Tailored Home Loan - Variable Rate may be the loan for you. Read this article to find out more.
Bundle your Fixed Rate loan with a Choice Package to receive an interest rate discount and extra features.
If I own my own business, and it’s been dormant for long enough to make my ABN need renewing, and registration again, and I have guaranteed work with it, but also my car was struck recently and I need a ute to run the business, will anyone give me finance while I’m on a pension? .
Hi Brad,
Thank you for your inquiry. We appreciate your patience.
Is this pension you’re receiving a Centrelink pension? If so, yes, there are lenders who might offer you a business loan while on a pension from Centrelink. You can find helpful tips and guidance from our Centrelink business loans page on how to apply and from which lender. When you’ve chosen a lender already, best to contact them directly so you can discuss your eligibility or options. When you are ready, you may then click on the “Go to site” button if available and you will be redirected to the lender’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Hope this helps.
Cheers,
May
Will I be eligible for acceptance for the loan application? Please let me know. Thanks!
Hi John,
Thank you for getting in touch with finder.
As a friendly reminder, while we do not represent any company we feature on our pages, we can offer you general advice.
As long as you meet the eligibility criteria while applying for a NAB personal loan then you have the chance to be accepted. In this page just click “Go to Site” to get started.
The application requirements for a NAB personal loan are:
– Be at least 18 years old
– Be an Australian citizen or permanent resident of Australia
– Earn a regular income or wage
– Be able to afford the loan repayments
To apply for a NAB personal loan, make sure you have the following on hand to complete the application:
– Income and employment details
– Details of your assets, debts and liabilities
– If you’re self-employed, you’ll need a personal income tax return and your most recent notice of assessment
– If your business runs as a partnership, company or trust, you’ll need a partnership, company or trust tax return
I hope this helps.
Have a great day!
Cheers,
Jeni
if i dnt have an NAB acc,but 1 wit ANZ can i still apply for overdraft/credit card wit NAB? How long will it take 2 process/approved or not?
Hi Shireen,
You’ll need to open a transaction account with NAB if you want an overdraft, but you can also send a NAB credit card application without holding any other product.
NAB can get a new credit card to you in 5-7 days after you’ve been approved.
Thanks,
Elizabeth
Hi, I apply for personal loan a week ago and still don’t have any answer wether if i’m approved or not. How long does it take to know the result of the application?
Hi RL,
Thanks for your comment.
Please note that finder.com.au is a financial comparison and information service. We do not represent NAB.
After you submitted a personal loan application with NAB, you should be able to receive an email or a secure message through internet banking straight away to confirm that they have received your application. Within 1-2 business days, they will send an email informing you of the status of your application.
If you have not received any email from NAB to confirm the status of your application, I suggest that you directly get in touch with them to inquire.
Cheers,
Anndy
can 485 graduate visa get a loan 7000$?
i got 13 month left to visa expired
thanks
Hi RR,
NAB considers temporary residents for certain loans but you need to be holding a 457 Visa or be a New Zealand citizen. You can take a look at our website and find more personal loans for temporary residents.
Hope this has helped,
Elizabeth
Can I get a loan I’m on carer pension
Hi priscillajh,
Some Centrelink income is considered by NAB as a regular income, the main thing is that you are able to demonstrate that you are able to afford the loan repayments. You can find out the loan options available to pensioners and the eligibility criteria that apply.
Hope this will help,
Elizabeth
I am on a ds pension and have a part time job. I am a single mother. I would like to get a home loan. Is there a bank out there who will lend me the money and how much do I need as a deposit pls?
Hi Sharon,
Thanks for getting in touch.
We have a page about home loans for Centrelink recipientsand where you can also enquire with a mortgage broker that can help review your financial position and find a suitable product for you.
The disability pension is accepted by most lenders as a form of income given that you have a secondary income source (which it appears that you do through part-time employment).
Keep in mind that it can be difficult to qualify for a loan if you’re on the pension as the lender views you as a high-risk borrower. However, if you can demonstrate to the lender that you have a good credit history, sufficient savings and enough income/benefit to service the loan then you may be able to qualify.
Typically you should try to come up with at least a 20% deposit to avoid paying lender’s mortgage insurance (LMI) for a full documentation loan.
Thanks,
Belinda
I am on a disability pension. Could I qualify for a car loan.
Hi Mary,
Thanks for your question.
Please get in touch with NAB directly regarding this enquiry. You’ll be able to discuss how much you receive, how often and if you have a primary source of income.
They’ll be able to explain what options are available to you and discuss your eligibility.
Cheers,
Shirley