NAB Personal Loans

Buy a car, go on holiday or renovate your home with an unsecured personal loan.

NAB

Compare NAB personal loans

2 of 2 results
Finder Score Interest rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
NAB logo
Finder score
NAB Personal Loan Unsecured Variable Rate
Variable1 - 7 Years $5,000 - $55,000
Finder score
Interest Rate (p.a.)
7.00%
to 21.00%
Comp. Rate (p.a.)
8.41%
to 22.29%
Application Fee
$250
Monthly Fee
$15
Monthly Repayment
$949.03
View details
Compare product selection
NAB logo
Finder score
NAB Personal Loan Unsecured Fixed
Fixed1 - 7 Years $5,000 - $55,000
Finder score
Interest Rate (p.a.)
7.00%
to 21.00%
Comp. Rate (p.a.)
8.41%
to 22.29%
Application Fee
$250
Monthly Fee
$15
Monthly Repayment
$949.03
View details
Compare product selection
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Showing 2 of 2 results

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What do Australians think of NAB personal loan?

  • 4.18/5 overall for Customer Satisfaction - higher than the average of 4
  • 4.57/5 for Trust - higher than the average of 4.2
  • 4.2/5 for Customer Service - higher than the average of 4.05

Based on NAB personal loan scores in Finder's 2024 & 2025 Customer Satisfaction Awards.

How to apply for a NAB personal loan

Applying online is a straightforward process. You'll need to meet general eligibility requirements including:

  • Being at least 18 years of age
  • Being an Australian citizen or a permanent resident of Australia
  • Being in paid employment
You'll need to provide current address details and evidence of employment. Having a good credit history improves your chance of approval.

Compare other products from NAB

Sources

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22 Responses

    Default Gravatar
    bruceOctober 7, 2025

    I’m a self-funded retiree could I get a short-term loan of $15500 to be paid off in two months

      Rebecca Pike's headshotFinder
      RebeccaOctober 7, 2025Finder

      Hi Bruce,

      With a NAB personal loan specifically you usually need to take out a minimum loan term of 1 year. NAB does offer early repayment without fees though. But you’ll need to speak to the bank directly for their eligibility criteria to see if you qualify for a loan.

      Thanks,

      Rebecca

    Default Gravatar
    mikeJanuary 29, 2024

    is it possible to borrow against a asset such as a house for a car loan plus interest rates

      Sarah Megginson's headshotFinder
      SarahFebruary 15, 2024Finder

      Hi Mike,

      Yes this can be possible. To do this you refinance your current home loan (say $500,000) into a new loan worth more (say $525,000) and you can use the extra $25,000 towards a car, a holiday or renovations.

      Your ability to do this depends on a few things: how much your property asset is worth, how much income you earn and whether you can afford the new higher repayments. This can be a good way to pay a lower interest rate (a home loan interest rate is lower than a car loan rate), but you will be paying it off over a longer period of time, which means you can pay more over the long term. One way to reduce the interest is to make extra repayments.

      You can review some options for refinancing here.

      Hope this helps!

    Default Gravatar
    MaryMarch 15, 2023

    Hi there, my partner using my NAB account to put his salary. He wants to apply for a home loan, can he use my bank account?

      Sarah Megginson's headshotFinder
      SarahMarch 15, 2023Finder

      Hi Mary Jane,

      To apply for a home loan, your boyfriend will need to verify his income. They’ll usually request evidence in the form of pay slips, bank statements and potentially tax records. Supplying your bank statements should be fine, as long as the bank can verify that the income relates to his employment and correlates to his payslips.

      Hope this helps!

    Default Gravatar
    BradJuly 12, 2018

    If I own my own business, and it’s been dormant for long enough to make my ABN need renewing, and registration again, and I have guaranteed work with it, but also my car was struck recently and I need a ute to run the business, will anyone give me finance while I’m on a pension? .

      Default GravatarFinder
      MayJuly 23, 2018Finder

      Hi Brad,

      Thank you for your inquiry. We appreciate your patience.

      Is this pension you’re receiving a Centrelink pension? If so, yes, there are lenders who might offer you a business loan while on a pension from Centrelink. You can find helpful tips and guidance from our Centrelink business loans page on how to apply and from which lender. When you’ve chosen a lender already, best to contact them directly so you can discuss your eligibility or options. When you are ready, you may then click on the “Go to site” button if available and you will be redirected to the lender’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

      Hope this helps.

      Cheers,
      May

    Default Gravatar
    JohnMay 6, 2018

    Will I be eligible for acceptance for the loan application? Please let me know. Thanks!

      Default GravatarFinder
      JeniMay 6, 2018Finder

      Hi John,

      Thank you for getting in touch with finder.

      As a friendly reminder, while we do not represent any company we feature on our pages, we can offer you general advice.

      As long as you meet the eligibility criteria while applying for a NAB personal loan then you have the chance to be accepted. In this page just click “Go to Site” to get started.

      The application requirements for a NAB personal loan are:

      – Be at least 18 years old
      – Be an Australian citizen or permanent resident of Australia
      – Earn a regular income or wage
      – Be able to afford the loan repayments

      To apply for a NAB personal loan, make sure you have the following on hand to complete the application:

      – Income and employment details
      – Details of your assets, debts and liabilities
      – If you’re self-employed, you’ll need a personal income tax return and your most recent notice of assessment
      – If your business runs as a partnership, company or trust, you’ll need a partnership, company or trust tax return

      I hope this helps.

      Have a great day!

      Cheers,
      Jeni

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