NOW Finance Personal Loans

NOW Finance offers unsecured personal loans, meaning borrowers do not need to provide an asset such as a car or property as collateral.
NOW Finance focuses on prime borrowers with strong credit profiles
It aims to offer competitive rates for low-risk applicants.

Up to FINDER REWARDS EXCLUSIVE

Car Loans

ENDS SOON

Get up to $500 from Finder

Apply for an eligible NOW Finance Car Loan by 30 Jun 2026 through Finder. Reward tiers apply: $100 / $200 / $500 based on loan amount. Applications close 30 Jun 2026 and loan must be settled by 15 Jul 2026. T&Cs and limits apply.

GET DEAL

Up to FINDER REWARDS EXCLUSIVE

Personal Loans

ENDS SOON

Get up to $500 from Finder

Apply for an eligible NOW Finance Personal Loan by 30 Jun 2026 through Finder. Reward tiers apply: $100 / $200 / $500 based on loan amount. Applications close 30 Jun 2026 and loan must be settled by 15 Jul 2026. T&Cs and limits apply.

GET DEAL

Compare NOW Finance personal loans

10 of 10 results

Finder Score	Interest rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
Finder score 9.8 Excellent NOW Finance No Fee Unsecured Personal Loan - Excellent Credit Finder AwardFixed18 Months - 7 Years $5,000 - $50,000	Finder score 9.8 Excellent	Interest Rate (p.a.) 5.95% to 9.44%	Comp. Rate (p.a.) 5.95% to 9.44%	Application Fee $0	Monthly Fee $0	Monthly Repayment $911.98	Up to $500 RewardT&Cs apply T&Cs apply Go to site View details Compare product selectionCompare	loading
Finder score 9.9 Excellent NOW Finance Secured Personal Loan - Excellent Credit Finder AwardFixed18 Months - 7 Years $15,000 - $100,000	Finder score 9.9 Excellent	Interest Rate (p.a.) 5.95% to 8.94%	Comp. Rate (p.a.) 5.95% to 8.94%	Application Fee $0	Monthly Fee $0	Monthly Repayment $911.98	Up to $500 RewardT&Cs apply T&Cs apply Go to site View details Compare product selectionCompare	loading
Finder score 9.8 Excellent NOW Finance No Fee Unsecured Personal Loan Finder AwardFixed18 Months - 7 Years $5,000 - $50,000	Finder score 9.8 Excellent	Interest Rate (p.a.) 5.95% to 26.95%	Comp. Rate (p.a.) 5.95% to 26.95%	Application Fee $0	Monthly Fee $0	Monthly Repayment $911.98	Borrow up to $50,000 for any worthwhile purchase and pay no establishment or ongoing fees without providing collateral. You can also benefit from a more competitive interest rate if you have a strong credit score.	Up to $500 RewardT&Cs apply T&Cs apply Go to site View details Compare product selectionCompare	loading
Finder score 8.1 Great NOW Finance Secured Personal Loan - Very Good Credit Finder AwardFixed18 Months - 7 Years $15,000 - $100,000	Finder score 8.1 Great	Interest Rate (p.a.) 8.95% to 13.44%	Comp. Rate (p.a.) 8.95% to 13.44%	Application Fee $0	Monthly Fee $0	Monthly Repayment $953.29	Up to $500 RewardT&Cs apply T&Cs apply Go to site View details Compare product selectionCompare	loading
Finder score 8.1 Great NOW Finance No Fee Unsecured Personal Loan - Very Good Credit Finder AwardFixed18 Months - 7 Years $5,000 - $50,000	Finder score 8.1 Great	Interest Rate (p.a.) 9.45% to 13.94%	Comp. Rate (p.a.) 9.45% to 13.94%	Application Fee $0	Monthly Fee $0	Monthly Repayment $960.29	Up to $500 RewardT&Cs apply T&Cs apply Go to site View details Compare product selectionCompare	loading
Finder score 7.2 Great NOW Finance Secured Personal Loan - Good Credit Finder AwardFixed18 Months - 7 Years $15,000 - $100,000	Finder score 7.2 Great	Interest Rate (p.a.) 13.45% to 16.24%	Comp. Rate (p.a.) 13.45% to 16.24%	Application Fee $0	Monthly Fee $0	Monthly Repayment $1,017.33	Up to $500 RewardT&Cs apply T&Cs apply Go to site View details Compare product selectionCompare	loading
Finder score 7.1 Great NOW Finance Secured Personal Loan - Average Credit Finder AwardFixed18 Months - 7 Years $15,000 - $100,000	Finder score 7.1 Great	Interest Rate (p.a.) 16.25% to 21.65%	Comp. Rate (p.a.) 16.25% to 21.65%	Application Fee $0	Monthly Fee $0	Monthly Repayment $1,058.42	Up to $500 RewardT&Cs apply T&Cs apply Go to site View details Compare product selectionCompare	loading
Finder score 7.1 Great NOW Finance No Fee Unsecured Personal Loan - Good Credit Finder AwardFixed18 Months - 7 Years $5,000 - $50,000	Finder score 7.1 Great	Interest Rate (p.a.) 13.95% to 18.14%	Comp. Rate (p.a.) 13.95% to 18.14%	Application Fee $0	Monthly Fee $0	Monthly Repayment $1,024.60	Up to $500 RewardT&Cs apply T&Cs apply Go to site View details Compare product selectionCompare	loading
Finder score 6.5 Standard NOW Finance No Fee Unsecured Personal Loan - Average Credit Finder AwardFixed18 Months - 7 Years $5,000 - $50,000	Finder score 6.5 Standard	Interest Rate (p.a.) 18.15% to 26.95%	Comp. Rate (p.a.) 18.15% to 26.95%	Application Fee $0	Monthly Fee $0	Monthly Repayment $1,086.83	Up to $500 RewardT&Cs apply T&Cs apply Go to site View details Compare product selectionCompare	loading
Finder score 9.8 Excellent NOW Finance Secured Personal Loan Finder AwardFixed18 Months - 7 Years $15,000 - $100,000	Finder score 9.8 Excellent	Interest Rate (p.a.) 5.95% to 21.65%	Comp. Rate (p.a.) 5.95% to 21.65%	Application Fee $0	Monthly Fee $0	Monthly Repayment $911.98	View details Compare product selectionCompare	loading

Showing 10 of 10 results

NOW Finance Reward details

Apply for a NOW Finance personal loan through Finder and get a Visa gift card worth up to $500.

Loans of up to $10,000 can get a $100 gift card, loans of $10k to $25k can get a $200 gift card. Loans over $25,000 can get $500.

Borrowers must apply by 28 February 2026 and settle by 30 April 2026.

Get started Full T&Cs apply

Congratulations, NOW Finance!

NOW Finance was a big winner in the 2026 Finder Awards.

Winner, Best Unsecured Personal Loan: NOW Finance No Fee Unsecured Personal Loan
Winner, Best Secured Personal Loan: NOW Finance Secured Personal Loan

Full list of 2026 personal loans winners

Need a lower rate on your loan?

Compare now and find a better deal.

Latest deals

Sources

Thank you for your feedback!

Written by

Elizabeth Barry

Journalist

Elizabeth Barry is an experienced journalist with over 10 years of expertise in personal finance, contributing to outlets like the ABC, Sydney Morning Herald, and 7News. She holds a Master of Arts in Creative Writing and a Bachelor of Arts in Communication from the University of Technology Sydney, and has earned multiple award nominations, including a Highly Commended recognition at the 2017 Lizzies. Elizabeth began her career at Finder in 2013, progressing through roles to become Lead Editor, where she oversaw a wide range of personal finance coverage until 2024. See full bio

Elizabeth's expertise

Elizabeth has written 189 Finder guides across topics including:

Banking
Personal finance
Investing

More resources on Finder

Ask a question

Click here to cancel reply.

Display name

Your email (will not be published)

Your question

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More guides on Finder

Revolut Personal Loan
Borrow between $5,000 and $50,000 with an unsecured personal loan from Revolut, and don't pay any fees while you repay!
NOW Finance Secured Personal Loan
Secure your next purchase with a top 5% interest rate and no monthly fees.
MONEYME Personal Loan
Get personalised rates starting from 6.25% p.a. without any early exit fees.
NOW Finance Unsecured Personal Loan
This fee-free personal loan offers one of the lowest rates on the market.
St.George Unsecured Personal Loan – Fixed Rate
An unsecured loan from St.George offers a competitive rate to borrow up to $40,000 and you can learn more about this offer and if it's right for you here.
HSBC Personal Loan
Are you looking for a competitive unsecured personal loan? HSBC's Personal Loan is worth considering.
RACQ Bank Personal Loan
If you're looking for a loan to make a large purchase, invest, you might want to consider RACV's Personal Loan.
IMB Secured Personal Loan
Get a competitive secured personal loan with no ongoing fees from IMB. You'll need a new or used car as security.
IMB Unsecured Personal Loan
IMB personal loans can be used to finance a range of purchases, including cars, holidays or even home repairs.

Go to site

NOW Finance Personal Loans

Apply for a loan up to $100,000 and pay for any expense. The interest rates you receive are based on your risk profile.