In this guide

  • Review
  • Details
    • Product details
  • How do NOW Finance Unsecured personal loans work?
  • How to apply
  • Features of this loan
  • How much does a NOW Finance Unsecured personal loan cost?
  • Your reviews
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NOW Finance No Fee Unsecured Personal Loan
4.5
★★★★★
Finder score
Interest Rate (p.a.)
6.75% to 26.95%
Comp. Rate (p.a.)
6.75% to 26.95%
Min Loan Amount
$5,000

Summary

An unsecured personal loan with customised interest rates and zero fees.

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3 things to consider about this loan:

  • No security required.
  • Personalised interest rates based on your credit history.
  • No ongoing fees.

Pros

  • No security is required
  • Use the loan on any worthwhile purchase
  • Fast application

Cons

  • Interest rates may be high if you have a low credit score

In this guide

  • Review
  • Details
    • Product details
  • How do NOW Finance Unsecured personal loans work?
  • How to apply
  • Features of this loan
  • How much does a NOW Finance Unsecured personal loan cost?
  • Your reviews

Details

Product details

Product Name NOW Finance No Fee Unsecured Personal Loan
Interest Rate (p.a.) 6.75% to 26.95%
Comp. Rate (p.a.) 6.75% to 26.95%
Interest Rate Type Fixed
Min Loan Amount $5,000
Max. Loan Amount $50,000
Loan Security Unsecured

How do NOW Finance Unsecured personal loans work?

A NOW Finance unsecured personal loan provides finance to approved applicants for any worthwhile purchase - which means anything from a holiday, to a vehicle, or even consolidating your existing debt.

This loan comes with zero fees and a personalised interest rate. This means NOW Finance will base your rate on your personal situation and credit history.

You can apply for loans from $5,000 up to as much as $50,000 with no security. When you take out a NOW Finance loan you will agree to pay it off within a time period of between 18 months to 7 years. Pay weekly or fortnightly.

How to apply

You can apply for a NOW personal loan online.

Eligibility criteria

  • Be 18 years or over
  • Be an Australian Citizen or permanent resident
  • Be employed, and have passed your probationary period
  • Have no prior bankruptcy or defaults
  • Have identification such as a current Australian Drivers License or an Australian Passport
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Features of this loan

  • Unsecured. You don’t need to provide collateral for this loan.
  • Free early repayments.
  • Borrow from $5,000 to $50,000.
  • No monthly fees.
  • No establishment fee.
  • Funds are distributed into your account within 2 working days.
  • Personalised interest rates.

How much does a NOW Finance Unsecured personal loan cost?

You will pay these fees

CostAmount
Interest Rate6.75% to 26.95% p.a.
Comparison Rate6.75% to 26.95% p.a.
Establishment fee$0
Ongoing fees$0 per month

You might pay these fees

CostAmount
Early pay out fee$0
Cash advance fee$0
Additional repayments fee$0
Late payment fee$0
Dishonour fee$0
Paper statement fee$0

Your reviews

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