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Finder Personal and Car Loan Awards 2024

Our experts have analysed over 600 loans from 200 banks and brands to determine the Finder Personal and Car Loan Awards winners and finalists for 2024.

The Finder Personal and Car Loan Awards 2024 recognise Australia's best personal loans and car loans. Using 12 months of market data and a robust methodology, Finder's experts analyse the rates and fees for every personal and car loan in our database to determine the best loans in 5 categories.

Finder Awards LogoFinder Secured Personal Loan 2024 winners

Secured Personal Loan
Pepper Money Secured Personal Loan

Pepper Money Secured Personal Loan

Pepper Money's Secured Personal Loan won the Secured Personal Loan Award this year. The main reason this loan won is because of its consistently low interest rates. But the lack of any application fee or monthly service fee was also a major point in its favour.

Secured Personal Loan Highly commended

NOW Finance Secured Personal Loan

NOW Finance Secured Personal Loan

Now Finance's Secured Personal Loan was one of the strongest performers in this year's Secured Personal Loan Award. The loan has a very strong combination of a low rate and no fees.

Illawarra Credit Union secured fixed personal loan

Illawarra Credit Union Secured Fixed Personal Loan (New)

Illawarra Credit Union's Secured Fixed Personal Loan (New) has very competitive interest rates and low fees, making it one of the stronger offers on the market.

Finder Awards LogoFinder Unsecured Personal Loan 2024 winners

Unsecured Personal Loan
Pepper Money Secured Personal Loan

Pepper Money Unsecured Personal Loan

Just like in the secured personal loan category, Pepper Money took out the Unsecured Personal Loan Award in 2024. Pepper Money's Unsecured Personal Loan boasts similarly low rates and no fees, putting it in the top spot.

Secured Personal loan Highly commended

Now Finance Unsecured Personal Loan

Now Finance Unsecured Personal Loan

Now Finance's Unsecured Personal Loan also finishes a close second in the Unsecured Personal Loan Award this year. And again, the loan has interest rates consistently below most competitors on the market, plus no fees.

ING Personal Loan

ING Personal Loan

ING's Personal Loan has very low rates and low fees, including no ongoing fees. This puts it ahead of most offers on the market.

Finder Awards LogoFinder New Car Loans 2024 winners

New Car Loan
MacArthur CU New Car Loan

MacArthur CU New Car Loan

MacArthur Credit Union's New Car Loan won Finder's 2024 New Car Loan Award because it has one of the market's lowest interest rates, no ongoing fees and a low application fee.

New Car Loan Highly commended

Horizon Bank New Car Loan

Horizon Bank New Car Loan

Horizon Bank's New Car Loan was a strong contender in the New Car Loan category. It has a very low fixed interest rate and while it does have an application fee it has no ongoing fees.

bcu Car Loan

BCU Car Loan

BCU's Car Loan is available for new cars and has a low interest rate. It does have a one-off establishment fee but no ongoing fees.

Finder Awards LogoFinder Used Car Loans 2024 winners

Used Car Loan
bcu Car Loan

BCU Car Loan

BCU's Car Loan is also available for cars up to 5 years old. And in the Used Car Loan award it took out the top spot in 2024 due to its low rate and low fees.

Used Car Loan Highly commended

Gateway Bank Car Loan - up to 5 years old

Gateway Bank Car Loan – up to 5 years old

Gateway Bank's Car Loan – up to 5 years old has one of the lowest used car rates around and only has a one-off establishment fee. This put it in a very strong position for this year's Car Loan Awards.

People's Choice CU Discounted Personal Loan (Car Loan)

People's Choice CU Discounted Personal Loan (Car Loan)

The People's Choice Discounted Personal Loan (Car Loan) has a competitive interest rate and no ongoing fees. That's why it scored highly in this award category. However, it does have an establishment fee.

Finder Awards LogoFinder Electric Vehicle Car Loans 2024 winners

Green Car Loan

Community First Bank Green Car Loan

The winner of Finder's 2024 Electric Vehicle Car Loan Award is Community First's Green Car Loan. It offers competitive interest rates (fixed or variable) and lower-than-average fees.

Electric Car Loan Highly commended

People's Choice CU Green Car Loan

People's Choice CU Green Car Loan

The People's Choice CU Green Car Loan boasts both a low interest rate and no ongoing fees, putting it in a strong position in the Electric Vehicle Car Loans Awards this year.

RACV Green Car Loan

RACV Green Car Loan

RACV's Green Car Loan has a competitive fixed interest rate and no ongoing fees.

Full Personal and Car Loan Awards methodology

Why you can trust our awards

expert advice

Expert analysis

Our Personal and Car Loan Awards winners are based on 200+ hours of research by our expert authors and insights team.

help

They're comprehensive

We researched hundreds of Australia's most popular personal and car loans from the biggest banks to the smallest online lenders.

independent

They're independent

Some winners may be partners but this never influences our decisions. All loans are based on a clear methodology and must meet editorial standards.

Meet our experts

Richard Whitten

Richard Whitten


Editor for money


Richard Whitten is a money editor at Finder. He has been covering home loans, property and personal finance for the last 6 years.
Saranga Sudarshan awards analyst

Saranga Sudarshan


Insights analyst, Finder Awards


Saranga is responsible for gathering the data that fuels the Finder Awards. He ensures our winners are based on facts, not biases.
Rebecca Pike senior writer

Rebecca Pike


Senior writer, home loans


Rebecca is a senior writer at Finder covering all things home loans. She has been writing about the home loan market in Australia for almost 6 years.

Explore our past award winners:

Jason Loewenthal's headshot
To make sure you get accurate and helpful information, this guide has been edited by Jason Loewenthal as part of our fact-checking process.
Richard Whitten's headshot
Editor

Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification. See full bio

Richard's expertise
Richard has written 528 Finder guides across topics including:
  • Home loans
  • Property
  • Personal finance
  • Money-saving tips

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