Finder's all about finding a better deal, and our Provider of the Year awards identify those providers and brands who offer the best products and have the most satisfied customers. We combine in-depth analysis from our Product Awards and research across thousands of Australians in our Customer Satisfaction Awards. The results highlight the very best in finance, insurance and utilities, helping you make better financial decisions.
Provider of the year - Home Loans: Macquarie Bank
Macquarie Bank took the home loans crown thanks to exceptional scores for customer satisfaction and a broad range of mortgages that scored highly for owner-occupiers.
Provider of the year - Investor Home Loans: Macquarie Bank
Macquarie Bank also topped our investor loans category, again delivering well-rated products and high customer satisfaction scores.
Provider of the year - Owner Occupier Home Loans: ING
ING topped the owner occupier category for home loans, combining competitive products and strong customer preference.
Provider of the year - Credit Cards: ANZ
ANZ had a strong showing across multiple card categories, including balance transfer, frequent flyer, rewards and business cards, as well as high customer satisfaction.
Provider of the year - Rewards Credit Cards: American Express
American Express took out this category for the second year running, with a strong suite of rewards options across the board.
Bank of the year - Banking Products: ING
ING won Bank of the Year for Banking Products thanks to competitive rates, impressive features and high customer satisfaction scores across home loans, personal loans, car loans, term deposits, savings account and transaction accounts.
Provider of the year - Deposits: Bank of Queensland
Bank of Queensland topped the deposits category in a competitive year, with strong rates and strong customer rankings.
Provider of the year - Mobile Phone Plans: ALDI Mobile
A combination of keenly priced plans with generous features, good network service and satisfied customers saw ALDI Mobile take out this competitive category.
Insurer of the year: Budget Direct
Budget Direct scooped the Insurer of the year crown with a strong performance across multiple categories for pricing, features and customer service.
Insurer of the year - Home Insurance: AAMI
AAMI has won this category two years in a row, with a competitive set of features and pricing and high customer satisfaction ratings.
Provider of the year - Car Insurance - National: Youi
Youi drove into first place for car insurance, with strong product features, value pricing and high customer satisfaction ratings.
Insurer of the year - Car Insurance - NSW: Budget Direct
In NSW, Budget Direct took out the top car insurance ranking, scoring well for products, pricing and service.
Insurer of the year - Car Insurance - VIC: Youi
In Victoria, Youi was the top car insurance choice, ranking well for satisfaction, pricing and features.
Insurer of the year - Car Insurance - QLD: Youi
Queenslanders went bananas for You car insurance's features, service and cost.
Insurer of the year - Car Insurance - SA: Budget Direct
Budget Direct was the first choice for South Australian drivers, with a winning combination of pricing, features and customer service.
Insurer of the year - Car Insurance - WA: Budget Direct
From Perth to Karatha and beyond, Budget District was the top car insurance choice in Western Australia, winning out on price, features and service.
Insurer of the year - Life Insurance: Medibank
Medibank's competitive pricing and features led it to the top of the pile, alongside high customer satisfaction scores.
Insurer of the year - Pet Insurance: Budget Direct
Budget Direct scored a direct hit on pet owners' hearts, with highly rated customer service and competitive policies.
Insurer of the year - Travel Insurance: Southern Cross Travel Insurance
Southern Cross Travel Insurance flew safely to the top spot, taking out insurer of the year for travel insurance with competitive pricing and happy customers.
Provider of the year - Health Fund: ahm
ahm is our winner for Insurer Of The Year - Health Fund, topping the rankings after a rigorous assessment of policies, features and customer satisfaction feedback.
What's special about a Finder Award?
Money can't buy love… or a Finder Award. Why? We believe the brands with the best offer, not the biggest budgets should be able to use the Finder Awards medal.
It's hard to win a Finder Award as we only recognise one winner per category. That means you can trust the winning provider is the best of the best for that particular category.
Finder is totally independent, meaning the Awards are unbiased and objective. We established the Finder Awards to help people around the world easily identify the best products and brands and conduct research independent of any commercial agreements.
72% of Australians trust awards programs more when brands don't have to pay to use the awards badge. That's why Finder doesn't charge brands to supply a submission or to utilise the Finder Awards badge in their marketing.
Meet our experts
Piyush Pillai, Insights analyst
Piyush is an insights analyst at Finder and is responsible for developing the methodology for Finder's Product Awards. He holds an MBA from Macquarie University and a MSc in Banking and Finance from the University of London.

Graham Cooke, Head of consumer research
Graham Cooke is Finder’s Head of Consumer Research, leading the team responsible for gathering and analysing data on everything from consumer spending and saving habits to how different financial products perform in the real world.

Angus Kidman, Editor-at-large
Angus Kidman is Finder’s global editor-at-large and an award-winning journalist with over 30 years of experience reporting on technology, travel, finance and more.

Richard Whitten, Money editor
Richard Whitten is a money editor at Finder. He has been covering home loans, property and personal finance for the last 7 years.

Alison Banney, Editor, Money
With over 10 years of experience writing about personal finance, Alison has written extensively for a range of financial institutions and publications including Westpac, Money Magazine and Financy.

Mariam Gabaji, Editor, utilities
Mariam is Finder's utilities expert. She's responsible for reviewing the criteria we use to determine award winners across each category.

Rebecca Pike, Senior writer, Money
Rebecca is a senior writer at Finder covering all things money. She has been writing about the home loan market in Australia for 5 years.

Ceyda Erem, Senior writer, Insurance
Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance.
All the Finder Awards
Check out the best of the best, judged by experts.
Explore our past award winners
Explore all Finder Award winners
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Hello there can I keep my mobile number from NZ ?
Hi Daniel, you can’t directly transfer (or “port”) a New Zealand mobile number to an Australian mobile provider. This is because NZ and Australia have separate telecommunications systems and country codes. You can using a roaming add-on with your NZ SIM if the option is available but this is usually expensive unless it’s for a short period of time.