Plan ahead with a home loan calculator and save thousands
Welcome to our free home loan calculator section. Here you can find out how much your repayments would be on a home loan, and find out how much you might be able to borrow. You can also get a more accurate idea of the costs of switching between home loans and can compare two loans side-by-side.
Please note that all calculators provide estimates only.
Use our home loan calculator to estimate repayments for different loan terms
Choose between monthly, fortnightly or weekly payment frequencies, to calculate what your regular minimum repayments will be on your home loan.
Calculate how much money you could save by making regular extra monthly repayments.
Work out how much you will or won’t save if you were to split your loan.
Use this calculator if you're renting and wondering how much you can afford.
Other helpful calculators
Get the most out of a calculator with these tips
Using these calculators is easy and hassle-free. Taking a few minutes to type in a few numbers can make a world of difference when dealing with your mortgage finances.
Most of the loans will require you to type in how much your mortgage is, the interest rate and term of the loan, and the monthly repayments. Other calculators like the income tax calculator and the borrowing power calculator will require your income and current expenses.
The calculators give you flexible options like monthly, fortnightly or weekly repayments and various loan terms so you can tailor each calculator to your specific situation. You can also use the amortisation tab, which breaks down how much interest you’ve paid, and where your loan balance stands after every year. After you’ve calculated the results, you can convert your findings into a PDF so you can easily access it again later.
You will need to enter the loan amount, interest rate, loan term, payment frequency and type of loan. Once you’ve entered this information, it will show your minimum monthly, fortnightly or weekly repayment (depending on which option you selected). It will also show the total amount of interest that will accumulate over the life of the loan, and the total payment amount including interest.
You can change the payment frequency and loan term to determine which options will save you more money in the long run.
When choosing to buy or sell property, it’s important to be well informed about what you will need to pay, so you can plan ahead and avoid any surprise expenses. With our free calculators including a loan repayment calculator, stamp duty calculator and loan comparison calculator, you can take the stress out of finding a home loan that’s right for you.