Home loan calculators and tools
Plan ahead with a home loan calculator and save thousands.
You can use the calculators on this page to determine the repayment costs of a home loan, your borrowing power, stamp duty costs and many other home loan costs. You can also get a more accurate idea of the costs of switching between home loans and can compare two loans side-by-side.
Please note that all our calculators provide estimates only.
Use our home loan calculator to estimate repayments for different loan terms
Choose between monthly, fortnightly or weekly payment frequencies, to calculate what your regular minimum repayments will be on your home loan.
Calculate how much money you could save by making regular extra monthly repayments.
Work out how much you will or won’t save if you were to split your loan.
Work out how much you will need to cover other expenses like conveyancing fees and building inspection fees.
Other helpful calculators
How to get the most out of our home loan calculators
Using these home loan calculators is easy and hassle-free. You just need to have an idea of your loan amount, desired interest rate, repayment type and other information. If you're a first home buyer or you're just doing early research, try and think of rough numbers to match your needs and budget.
Depending on the type of calculator, you can also enter details like which state you're in (stamp duty costs vary by state) as well as the repayment type (make sure you know the difference between principal and interest and interest-only loans.
Other calculators like the income tax calculator and the borrowing power calculator will require your income and current expenses.
The calculators give you flexible options like monthly, fortnightly or weekly repayments and various loan terms so you can tailor each calculator to your specific situation. You can also use the amortisation tab, which breaks down how much interest you’ve paid, and where your loan balance stands after every year. After you’ve calculated the results, you can convert your findings into a PDF so you can easily access it again later.
Compare home loan options below
An Aussie mortgage broker can find the right home loan for you.
- FREE Suburb and Property Report with every appointment.
- Access 3,000+ loans from over 20 lenders.
- Get expert help with your loan application, including paperwork and eligibility.
The Adviser’s number 1 placed mortgage broker 7 years running (2013-2019)
Read more on this topic
Remaining balance calculator Calculate the remaining balance of your home loan so you can better plan ahead.
What is stamp duty? Free calculator and exemptions guide Use our stamp duty calculator to estimate how much you may need to pay, learn more about how stamp duty works and whether you could realise an exemption.
Honeymoon introductory loan calculator Save money on interest payments by choosing a honeymoon introductory rate for your mortgage.
Offset mortgage calculator Find out how much you could save with the finder.com.au offset mortgage calculator
Lump sum repayment calculator Use a lump sum calculator to find out how much you can save in interest on your home loan over the life of the loan.
Extra loan payments calculator: Speed up your home loan repayments One of the most important features a loan can offer you is the extra payments you can make in order to save big on interest.
How much can I borrow calculator Get an estimate of how much you can borrow and be better prepared for your home loan search.
How to calculate your home loan repayments In five steps our free and independent home loan repayment calculator tallies your minimum monthly, fortnightly or weekly mortgage repayments.
Home Loan OffersImportant Information*
Owner occupiers can get one of the lowest rates in the market with this variable rate mortgage. $0 application fee and $0 ongoing fees.
Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.
Ask an Expert