Home loan calculators and tools
Plan ahead with a home loan calculator and save thousands.
You can use the calculators on this page to determine the repayment costs of a home loan, your borrowing power, stamp duty costs and many other home loan costs. You can also get a more accurate idea of the costs of switching between home loans and can compare two loans side-by-side.
Please note that all our calculators provide estimates only.
Use our home loan calculator to estimate repayments for different loan terms
Choose between monthly, fortnightly or weekly payment frequencies, to calculate what your regular minimum repayments will be on your home loan.
Calculate how much money you could save by making regular extra monthly repayments.
Work out how much you will or won’t save if you were to split your loan.
Work out how much you will need to cover other expenses like conveyancing fees and building inspection fees.
Other helpful calculators
How to get the most out of our home loan calculators
Using these home loan calculators is easy and hassle-free. You just need to have an idea of your loan amount, desired interest rate, repayment type and other information. If you're a first home buyer or you're just doing early research, try and think of rough numbers to match your needs and budget.
Depending on the type of calculator, you can also enter details like which state you're in (stamp duty costs vary by state) as well as the repayment type (make sure you know the difference between principal and interest and interest-only loans.
Other calculators like the income tax calculator and the borrowing power calculator will require your income and current expenses.
The calculators give you flexible options like monthly, fortnightly or weekly repayments and various loan terms so you can tailor each calculator to your specific situation. You can also use the amortisation tab, which breaks down how much interest you’ve paid, and where your loan balance stands after every year. After you’ve calculated the results, you can convert your findings into a PDF so you can easily access it again later.
Compare home loan options below
An Aussie mortgage broker can find the right home loan for you.
- FREE Suburb and Property Report with every appointment.
- Access 3,000+ loans from over 20 lenders.
- Get expert help with your loan application, including paperwork and eligibility.
The Adviser’s number 1 placed mortgage broker 7 years running (2013-2019)
Read more on this topic
The easy way to pay off your loan 4 years early This bi-monthly calculator can help you see how much you can save by making bi-monthly repayments.
Remaining balance calculator Calculate the remaining balance of your home loan so you can better plan ahead.
What is stamp duty? Free calculator and exemptions guide Use our stamp duty calculator to estimate how much you may need to pay, learn more about how stamp duty works and whether you could realise an exemption.
Honeymoon introductory loan calculator Save money on interest payments by choosing a honeymoon introductory rate for your mortgage.
Split Loan Calculator Calculate your variable or fixed interest rate repayments with our split loan calculator.
Offset mortgage calculator Find out how much you could save with the finder.com.au offset mortgage calculator
Lump sum repayment calculator Use a lump sum calculator to find out how much you can save in interest on your home loan over the life of the loan.
How long to repay?: Calculator If you've been wondering how long it will take you to pay off your home loan you can use this free calculator.
Extra loan payments calculator: Speed up your home loan repayments One of the most important features a loan can offer you is the extra payments you can make in order to save big on interest.
How much can I borrow calculator Get an estimate of how much you can borrow and be better prepared for your home loan search.
Home Loan OffersImportant Information*
Online only cashback offer: Refinancers borrowing $250,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. Application fee waived for loans above $150,000.
Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.
Ask an Expert