Home loan calculators and tools
Plan ahead with a home loan calculator and save thousands.
You can use the calculators on this page to determine the repayment costs of a home loan, your borrowing power, stamp duty costs and many other home loan costs. You can also get a more accurate idea of the costs of switching between home loans and can compare two loans side-by-side.
Please note that all our calculators provide estimates only.
Use our home loan calculator to estimate repayments for different loan terms
Choose between monthly, fortnightly or weekly payment frequencies, to calculate what your regular minimum repayments will be on your home loan.
Calculate how much money you could save by making regular extra monthly repayments.
Work out how much you will or won’t save if you were to split your loan.
Work out how much you will need to cover other expenses like conveyancing fees and building inspection fees.
Other helpful calculators
"property selling cost calculator"
Use this calculator to work out your after tax income, and how much of your net income you will be able to allocate towards buying a property.
This will help you to work out how much you will be paying once the introductory period ends and the interest rate reverts to the standard rate.
With so many lenders in the market, it’s important to compare different home loans to make sure you get the right one for you.
This calculator can tell you how much interest you’ll save and how much faster you can pay off your loan if you use an
If you’re thinking about your retirement, this calculator will estimate how much money you can borrow from your mortgage, based on your age and property value.
This easy-to-use calculator allows you to figure out how long it will take you to pay off your mortgage.
See how much money you could save with bi-monthly repayments
This calculator shows you the time and money saved by making fortnightly repayments.
Find out what your remaining home loan balance will be in the future
Make things easier by using this calculator to help determine how much money you’ll have in your pocket after you’ve sold your property.
How to get the most out of our home loan calculators
Using these home loan calculators is easy and hassle-free. You just need to have an idea of your loan amount, desired interest rate, repayment type and other information. If you're a first home buyer or you're just doing early research, try and think of rough numbers to match your needs and budget.
Depending on the type of calculator, you can also enter details like which state you're in (stamp duty costs vary by state) as well as the repayment type (make sure you know the difference between principal and interest and interest-only loans.
Other calculators like the income tax calculator and the borrowing power calculator will require your income and current expenses.
The calculators give you flexible options like monthly, fortnightly or weekly repayments and various loan terms so you can tailor each calculator to your specific situation. You can also use the amortisation tab, which breaks down how much interest you’ve paid, and where your loan balance stands after every year. After you’ve calculated the results, you can convert your findings into a PDF so you can easily access it again later.
Compare home loan options below
After entering your details a mortgage broker from Aussie will call you. They will discuss your situation and help you find a suitable loan.
- A comparison of home loans from multiple lenders.
- Expert guidance through the entire application process.
- Free suburb and property reports.
The Adviser’s number 1 placed mortgage broker 8 years running (2013-2020)
Read more on this topic
Remaining balance calculator Calculate the remaining balance of your home loan so you can better plan ahead.
Honeymoon introductory loan calculator Save money on interest payments by choosing a honeymoon introductory rate for your mortgage.
Offset mortgage calculator Find out how much you could save with the finder.com.au offset mortgage calculator
Lump sum repayment calculator Use a lump sum calculator to find out how much you can save in interest on your home loan over the life of the loan.
Extra loan payments calculator: Speed up your home loan repayments One of the most important features a loan can offer you is the extra payments you can make in order to save big on interest.
Borrowing capacity calculator Get an estimate of how much you can borrow and be better prepared for your home loan search.
How to calculate your home loan repayments In five steps our free and independent home loan repayment calculator tallies your minimum monthly, fortnightly or weekly mortgage repayments.
Home Loan OffersImportant Information*
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I (*now 2.59%, drops to 2.54% on 30 Sep)
A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan. This rate will drop to 2.54% p.a on 30 September 2020 for new and existing customers. You can get this rate if you apply today.
Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.
Ask an Expert