Home loan calculators and tools
Plan ahead with a home loan calculator and save thousands.
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You can use the calculators on this page to determine the repayment costs of a home loan, your borrowing power, stamp duty costs and many other home loan costs. You can also get a more accurate idea of the costs of switching between home loans and can compare two loans side-by-side.
Please note that all our calculators provide estimates only.
Use our home loan calculator to estimate repayments for different loan terms
Choose between monthly, fortnightly or weekly payment frequencies, to calculate what your regular minimum repayments will be on your home loan.
Calculate how much money you could save by making regular extra monthly repayments.
Work out how much you will or won’t save if you were to split your loan.
Work out how much you will need to cover other expenses like conveyancing fees and building inspection fees.
Other helpful calculators
"property selling cost calculator"
Use this calculator to work out your after tax income, and how much of your net income you will be able to allocate towards buying a property.
This will help you to work out how much you will be paying once the introductory period ends and the interest rate reverts to the standard rate.
With so many lenders in the market, it’s important to compare different home loans to make sure you get the right one for you.
This calculator can tell you how much interest you’ll save and how much faster you can pay off your loan if you use an
If you’re thinking about your retirement, this calculator will estimate how much money you can borrow from your mortgage, based on your age and property value.
This easy-to-use calculator allows you to figure out how long it will take you to pay off your mortgage.
See how much money you could save with bi-monthly repayments
This calculator shows you the time and money saved by making fortnightly repayments.
Find out what your remaining home loan balance will be in the future
Make things easier by using this calculator to help determine how much money you’ll have in your pocket after you’ve sold your property.
How to get the most out of our home loan calculators
Using these home loan calculators is easy and hassle-free. You just need to have an idea of your loan amount, desired interest rate, repayment type and other information. If you're a first home buyer or you're just doing early research, try and think of rough numbers to match your needs and budget.
Depending on the type of calculator, you can also enter details like which state you're in (stamp duty costs vary by state) as well as the repayment type (make sure you know the difference between principal and interest and interest-only loans.
Other calculators like the income tax calculator and the borrowing power calculator will require your income and current expenses.
The calculators give you flexible options like monthly, fortnightly or weekly repayments and various loan terms so you can tailor each calculator to your specific situation. You can also use the amortisation tab, which breaks down how much interest you’ve paid, and where your loan balance stands after every year. After you’ve calculated the results, you can convert your findings into a PDF so you can easily access it again later.
Compare home loan options below
After entering your details a mortgage broker from Aussie will call you. They will discuss your situation and help you find a suitable loan.
- A comparison of home loans from multiple lenders.
- Expert guidance through the entire application process.
- Free suburb and property reports.
The Adviser’s number 1 placed mortgage broker 8 years running (2013-2020)
More guides on Finder
Personalised comparison rate calculator
The comparison rate represents the actual cost of a home loan by taking into account its interest rate and any additional fees charged by the lender.
Remaining balance calculator
Calculate the remaining balance of your home loan so you can better plan ahead.
Home equity loan calculator
Home equity can help you access extra financing from lenders to spend on things like home renovations or investment properties. Find out how you can calculate the equity in your home.
Home Loan Eligibility Calculator
Check out our home loan borrowing power calculator to see if you'll be able to afford the loan you want.
Interest-only Mortgage Calculator
Estimate the cost of your repayments if you only paid the interest portion of your loan.
Use our stamp duty calculator to estimate how much you may need to pay, learn more about how stamp duty works and whether you could realise an exemption.
Honeymoon introductory loan calculator
Save money on interest payments by choosing a honeymoon introductory rate for your mortgage.
Calculate how long it takes to pay off your mortgage
Find out down to the month how long it’ll take to pay off your home loan with our free calculator.
Home Loan Deposit Calculator
You've been considering moving out of that apartment and into a home of your own for some time now, but there's a lot to think about and you're not completely sure where to start. How much can you afford to pay for a home? What will your monthly loan payments be? How much will you need to have saved up to put down? What will the bank do to help you?
Fortnightly Mortgage Payment Calculator
Find out how you could save thousands on your home loan by switching to fortnightly repayments.
Home Loan OffersImportant Information*
Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.
Up to $4,000 refinance cashback. A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).
A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.
Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.
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