Virgin Money home loans

Explore Virgin Money's range of home loans for home-owner and investors.

Last updated:

Virgin Money

Find everything you need to know about Virgin Money's home loans on this page. Skip ahead to the full table of products or read more about Virgin Money's home loans below.

Compare Virgin Money Home Loans

Compare Virgin Money home loans below. Hit "load more" to see a fuller selection of home loans and hit "Enquire now" to start your application process.

Rates last updated September 20th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
2.99%
3.42%
$0
$10 monthly ($120 p.a.)
90%
A competitive fixed rate mortgage available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.
3.59%
3.73%
$0
$10 monthly ($120 p.a.)
80%
A flexible variable loan for investors. No application fee. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.
3.33%
3.47%
$0
$10 monthly ($120 p.a.)
80%
This flexible, competitive variable rate mortgage comes with a redraw facility. Eligible borrowers can earn Velocity Frequent Flyer Points, plus extra bonus points for a limited time.

Compare up to 4 providers

Virgin Money lender profile

Virgin Money mortgage features

Virgin Money has a small set of mortgage products but they have plenty of options whether you're a home buyer or investor, plus the ability to earn Velocity Points.

FeatureDetails
Deposit sizeYou can borrow between 80 and 95% with Virgin Money home loans, depending on the product.
Offset accountSome Virgin Money mortgages come with a 100% offset account, depending on the product and your borrowing situation.
Redraw facilityVirgin Money's Reward Me home loans offer a fee free redraw facility with a minimum amount of $1,000.
Points offerEligible borrowers can earn Velocity Frequent Flyer Points when taking out a fixed or variable Reward Me mortgage.

How do I apply for a Virgin Money mortgage?

You can learn more about a specific Virgin Money home loans by clicking through to that product's review page. Clicking the ''Enquire Now'' button will let you enter your details and start the process of talking to a Virgin Money lending specialist.

Eligibility

Each Virgin Money product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Virgin Money you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
  • Velocity membership details. If you are already a Virgin Velocity member, you'll need to provide Velocity Frequent Flyer Member Number.

Looking for more mortgage options?

Was this content helpful to you? No  Yes
Back to top

Read more on this topic

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 3.09% p.a. and a 3.09% p.a. comparison rate.

Logo for Athena Variable Home Loan - Refinance (Owner Occupier, P&I)
Athena Variable Home Loan - Refinance (Owner Occupier, P&I)

Low variable rate mortgage for owner occupiers looking to switch. Refinancers only.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

2 Responses

  1. Default Gravatar
    KylieFebruary 24, 2019

    I am wanting to talk to someone about changing over who my current home loan is with

    • Avatarfinder Customer Care
      JohnFebruary 25, 2019Staff

      Hi Kylie,

      Thank you for reaching out to Finder.

      Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular account, you may then click on the “Enquire now” button and you will be redirected to the account’s review page where you can proceed on checking the details of the service before choosing one. You may need to go directly to the provider’s page to reach out to a representative to assist you further in your questions.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!

      Cheers,
      Reggie

Ask a question
Go to site