Fixed Rate Home Loans

Fixed home loan rates offer greater certainty because you lock in your repayments for a set period.

Last updated:

UBank Home Loan Offer

UBank UHomeLoan - 1 Year Fixed Rate (Owner Occupier, P&I)

2.99 % p.a.

fixed rate

3.63 % p.a.

comparison rate

UBank Home Loan Offer

Apply for the UBank UHomeLoan 1 Year Fixed Rate Home Loan and get a low interest rate and no ongoing fees. 20% deposit required.

  • Interest rate of 2.99% p.a.
  • Comparison rate of 3.63% p.a.
  • Application fee of $395
  • Maximum LVR: 80%
  • Minimum borrowing: $100,000
  • Max borrowing: $1,000,000
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Compare the latest fixed rate home loans below

Rates last updated September 16th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
2.99%
3.63%
$395
$0 p.a.
80%
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
2.99%
3.79%
$300
$10 monthly ($120 p.a.)
80%
Get a very low fixed rate for three years and lock in low repayments. Available with a low deposit.
3.27%
3.87%
$0
$395 p.a.
80%
Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.
2.79%
3.44%
$600 refundable fee
$0 p.a.
70%
Lock in a low rate for three years and forget about rate rises. Requires a 30% deposit.
2.99%
3.45%
$0
$10 monthly ($120 p.a.)
90%
Buy your home and lock in a low rate for the first two years. Available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.
2.99%
3.45%
$395
$0 p.a.
80%
An online home loan offer with a fixed interest offer for 3 years.
3.15%
3.89%
$500
$0 p.a.
95%
Lock in a low mortgage rate for 2 years and pay no ongoing fees. Includes a 100% offset account. Available with a 5% deposit.
3.18%
4.00%
$0
$395 p.a.
95%
Low deposit package loan with a range of discounts. Rebates for eligible refinancers and new borrowers.
3.18%
3.83%
$0
$395 p.a.
80%
Get a low 3 year fixed rate with a 100% offset account and package discounts.
3.29%
3.92%
$300
$10 monthly ($120 p.a.)
90%
Home buyers can lock in a very competitive fixed interest rate for 2 years.
3.32%
3.36%
$595
$0 p.a.
90%
A discounted variable rate with low ongoing fees and redraw facility. Low deposit option available.
3.15%
4.16%
$600
$0 p.a.
95%
Lock in a competitive interest rate for 1 year and pay no ongoing fees. Available with just a 5% deposit and includes a 100% offset account.
3.49%
4.06%
$449
$6 monthly ($72 p.a.)
90%
NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
3.24%
4.26%
$0
$395 p.a.
90%
Enjoy a competitive rate with no application fee for this package loan.
3.15%
4.07%
$600
$0 p.a.
95%
Fix your rate for the first two years with this competitive, low-fee loan. Includes a 100% offset account. Get this loan with a 5% deposit.
3.19%
3.85%
$300
$10 monthly ($120 p.a.)
90%
A low fixed rate loan that lets you borrow up to 90% of your property's value.
2.79%
3.46%
$600
$10 monthly ($120 p.a.)
70%
A low fixed rate mortgage for borrowers with a 30% deposit. Comes with a 100% offset account.
2.99%
4.16%
$0
$395 p.a.
90%
Enjoy a discounted fixed rate and the ability to package the loan with other financial products.
3.15%
3.99%
$600
$0 p.a.
95%
Fix a competitive rate for 3 years, get a 100% offset account and pay no ongoing fees. Available with a 5% deposit.
2.79%
3.95%
$0
$0 p.a.
90%
Get one of the lowest rates on the market with this fixed rate mortgage. Available with just a 10% deposit. Guarantor option available. NSW, QLD and ACT residents only.

Compare up to 4 providers

Compare the latest fixed rate home loans below

Rates last updated September 16th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
2.99%
3.79%
$300
$10 monthly ($120 p.a.)
80%
Get a very low fixed rate for three years and lock in low repayments. Available with a low deposit.
2.79%
3.44%
$600 refundable fee
$0 p.a.
70%
Lock in a low rate for three years and forget about rate rises. Requires a 30% deposit.
2.99%
3.45%
$395
$0 p.a.
80%
A competitive fixed interest rate product with no ongoing bank fees.
3.18%
3.83%
$0
$395 p.a.
80%
Get a low 3 year fixed rate with a 100% offset account and package discounts.
2.99%
3.51%
$449
$6 monthly ($72 p.a.)
90%
NSW and ACT customers only. 3 years fixed interest terms and free access to redraw facility online.
2.99%
3.42%
$0
$10 monthly ($120 p.a.)
90%
A competitive fixed rate mortgage available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.
3.19%
3.85%
$300
$10 monthly ($120 p.a.)
90%
A low fixed rate loan that lets you borrow up to 90% of your property's value.
3.15%
3.82%
$500
$0 p.a.
95%
Competitive 3-year rate for homeowners. Comes with a low deposit option and 100% offset account. No ongoing fees.
3.49%
4.06%
$449
$6 monthly ($72 p.a.)
90%
NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
2.99%
4.08%
$0
$395 p.a.
90%
A two year fixed rate home loan with no application fees.
3.14%
3.49%
$395
$0 p.a.
80%
A competitive 3 year fixed rate with no ongoing bank fees.
3.28%
4.53%
$0
$395 p.a.
90%
Pay no application fee and fix your interest for 3 years with this ANZ package home loan.
3.04%
3.90%
$0
$395 p.a.
95%
3.29%
3.89%
$395
$0 p.a.
80%
Pay no ongoing fees on this investment loan fixed for 3 years.
3.04%
3.90%
$0
$395 p.a.
95%
Borrow up to 95% LVR (subject to approval) and fix your interest repayments for the next 3 years.
3.08%
3.44%
$0
$0 p.a.
80%
Lock in a 3 year fixed rate with no upfront or ongoing fees.
2.99%
3.67%
$0
$350 p.a.
95%
New customers get flexible repayments along with a redraw facility when they lock in their rate for 3 years.
3.09%
4.26%
$595
$0 p.a.
95%
A low 3-year fixed rate with the option to split your loan for free.
3.28%
4.54%
$0
$395 p.a.
95%
Lock in a discounted rate for 3 years and have the option for interest only repayments. $2,000 cashback offer for eligible refinancers.
2.99%
4.46%
$600
$8 monthly ($96 p.a.)
95%
Fix your rate and enjoy a partial offset account along with flexible repayments.

Compare up to 4 providers

Compare the latest fixed rate home loans below

Rates last updated September 16th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
2.99%
3.63%
$395
$0 p.a.
80%
Refinance with UBanks low 1 year fixed rate offer. No application fee.
3.63%
3.92%
$0
$395 p.a.
80%
Fix your rate for the first year and take advantage of package benefits. Comes with a 100% offset account.
2.79%
3.95%
$0
$0 p.a.
90%
Get one of the lowest rates on the market with this fixed rate mortgage. Available with just a 10% deposit. Guarantor option available. NSW, QLD and ACT residents only.
3.15%
4.16%
$600
$0 p.a.
95%
Lock in a competitive interest rate for 1 year and pay no ongoing fees. Available with just a 5% deposit and includes a 100% offset account.
3.24%
4.26%
$0
$395 p.a.
90%
Enjoy a competitive rate with no application fee for this package loan.
3.29%
4.05%
$0
$395 p.a.
95%
Secure a competitive 1-year fixed rate with low ongoing fees.
3.14%
3.65%
$395
$0 p.a.
80%
A one year fixed rate offer with no ongoing bank fees.
3.32%
3.36%
$595
$0 p.a.
90%
A discounted variable rate with low ongoing fees and redraw facility. Low deposit option available.
4.04%
4.99%
$600
$8 monthly ($96 p.a.)
95%
A 1 year fixed rate home loan from Commonwealth Bank.
3.19%
4.96%
$600
$10 monthly ($120 p.a.)
95%
Enjoy a 1-year fixed rate with flexible features such as redraw, rate lock, a partial interest offset facility, repayment pause and more.
3.34%
4.55%
$595
$0 p.a.
90%
Investors can take advantage of a short term fixed rate with no ongoing fees.
3.19%
4.14%
$375
$15 monthly ($180 p.a.)
95%
A fixed rate home loan with 100% offset account.

Compare up to 4 providers

Compare the latest fixed rate home loans below

Rates last updated September 16th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
3.29%
3.92%
$300
$10 monthly ($120 p.a.)
90%
Home buyers can lock in a very competitive fixed interest rate for 2 years.
2.99%
3.45%
$0
$10 monthly ($120 p.a.)
90%
Buy your home and lock in a low rate for the first two years. Available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.
3.27%
3.87%
$0
$395 p.a.
80%
Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.
2.99%
4.16%
$0
$395 p.a.
90%
Enjoy a discounted fixed rate and the ability to package the loan with other financial products.
3.15%
4.07%
$600
$0 p.a.
95%
Fix your rate for the first two years with this competitive, low-fee loan. Includes a 100% offset account. Get this loan with a 5% deposit.
2.98%
4.25%
$0
$375 p.a.
95%
Get a very low fixed interest rate for two years plus package discounts. Available with a 5% deposit.
2.79%
3.46%
$600
$10 monthly ($120 p.a.)
70%
A low fixed rate mortgage for borrowers with a 30% deposit. Comes with a 100% offset account.
3.54%
3.55%
$0
$10 monthly ($120 p.a.)
90%
Enjoy a competitive fixed rate with no application fee. Eligible borrowers can earn Velocity Frequent Flyer Points with this mortgage, and extra bonus points for a limited time.
3.15%
3.89%
$500
$0 p.a.
95%
Lock in a low mortgage rate for 2 years and pay no ongoing fees. Includes a 100% offset account. Available with a 5% deposit.
3.14%
4.74%
$600
$10 p.a.
80%
3.18%
4.60%
$0
$395 p.a.
90%
This 2 year fixed ANZ Breakfree Package rate comes with package discount and product bundle. Terms and conditions, package fee and fees, charges & eligibility criteria apply.
3.10%
4.39%
$0
$0 p.a.
90%
A low fixed rate package loan that's available with a 10% deposit.
3.42%
4.50%
$0
$0 p.a.
80%
Get a low fixed rate and pay no application or ongoing fees.
3.44%
4.15%
$300
$10 monthly ($120 p.a.)
80%
A flexible, competitive fixed rate loan that allows for extra repayments.
3.09%
4.39%
$595
$0 p.a.
95%
Borrow up to 95% LVR of the value of the property you're buying and pay no ongoing fees.
3.09%
3.72%
$0
$350 p.a.
95%
New customers can enjoy flexible repayments and a partial offset account.
3.18%
4.61%
$0
$395 p.a.
95%
Get discounts on a range of Commonwealth Bank products and enjoy the option of fee-free extra repayments during the fixed term. $2,000 cashback offer for eligible refinancers.
3.70%
3.83%
$0
$10 monthly ($120 p.a.)
90%
Lock in your interest rate on your investment property for 2 years. Eligible borrowers can earn Velocity Frequent Flyer Points with this mortgage, and extra bonus points for a limited time.
3.09%
4.63%
$600
$8 monthly ($96 p.a.)
95%
Get a partial offset account and the option to make interest-only repayments.
3.59%
5.14%
$0
$395 p.a.
90%
Get 5-15% discounts on insurance products with this package loan from CommBank. Available with a 10% deposit.
3.69%
4.15%
$375
$15 monthly ($180 p.a.)
80%

Compare up to 4 providers

Compare the latest fixed rate home loans below

Rates last updated September 16th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
3.19%
3.44%
$395
$0 p.a.
80%
An online only home loan with a great 5 year fixed rate. Available for refinance and purchases.
3.58%
3.95%
$0
$395 p.a.
80%
Fix your rate for 5 years and know exactly what your repayments will be for the fixed term. Take advantage of 100% offset account.
3.49%
4.39%
$600
$8 monthly ($96 p.a.)
95%
A 5-year fixed rate that allows for extra repayments.
3.34%
3.50%
$395
$0 p.a.
80%
A fixed home loan with no ongoing fee.
4.09%
4.36%
$499
$0 p.a.
95%
Get the certainty of a rate lock and the flexibility to make additional repayments.
3.99%
3.74%
$0
$0 p.a.
80%
A 5 year fixed home loan with a low interest rate for owner occupiers.
3.04%
3.82%
$0
$395 p.a.
95%
Fix in a competitive rate for five years and pay no establishment or monthly fees.
3.49%
3.85%
$395
$0 p.a.
80%
Lock in a 5 year fixed rate on your investment loan and pay no ongoing fees.
3.49%
4.01%
$0
$395 p.a.
95%
You can save on several Westpac products by packaging your 5-year fixed rate home loan.
3.49%
4.46%
$0
$395 p.a.
95%
A competitive interest rate with a range of repayment choices.
3.64%
3.91%
$395
$0 p.a.
80%
Forget about rate rises for 5 years and minimise repayments on your investment mortgage.
3.53%
4.46%
$0
$395 p.a.
90%
Get discounts on your rate and fees by packaging your home loan.

Compare up to 4 providers

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