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On this page you can find information about RACQ home loans. Skip ahead to the full table of products or read more about the lender.
Compare RACQ home loan products below and hit "load more" to see a fuller selection of loans. "Go to site" will direct you to RACQ's website for the product you selected. You can also find more information on each individual product by clicking "more info".
RACQ has multiple home loans for investors and owner occupiers, with fixed and variable rates.
Feature | Details |
---|---|
Deposit size | You can borrow up to 95% with the RACQ Mortgage Saver Special. |
Split rate | Most variable RACQ mortgages allow you to split your loan into fixed and variable portions. |
Redraw | There is a redraw facility on most RACQ products. |
Membership benefits | Taking out a mortgage with RACQ makes you a member of the bank. This entitles you to certain discounts on entertainment, dining and lifestyle spending. Depending on the product, an RACQ mortgage could also come with discounts on home and contents insurance. |
Clicking "Go to Site" on RACQ's comparison table will start your application process and redirect you through to RACQ's website.
Each RACQ product have specific eligibility criteria but some will apply to all products. For example:
When you apply for a mortgage with RACQ you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
Detailed guide to home loan applications and paperwork
Find out how the RACQ Bank Choices Package Fixed Rate home loan works and what you should know about it first.
Read about how this package home loan works, including what discounts are available on other QT Mutual Bank products.
The RACQ Bank Mortgage Breaker is a mortgage with a 100% offset account. Find out more about its features in our review.
Does RACQ Bank Mortgage Saver Special Home Loan allow for Construction purpose?
Hi Anonymous,
Thank you for reaching out to finder.
The Racq bank home loans are specific to buying a new house or moving into one. If you wish to check on lenders that offer home loans with construction options, please click here: https://www.finder.com.au/home-loans/construction-loans. Hope this helps!
Cheers,
Reggie