Property investors’ plans scuttled by lending restrictions
A growing number of investors say their plans are being impacted by changes to lending policies. Read more…
For all things property investing, we’ve provided informative and relevant guides to help you increase your knowledge base and realise your property investing objectives.
Whether you want to learn more about investment strategies or how to research different markets, remain up to speed with the ‘bubble’ debate and recent trends, or you simply need someone to cut through the jargon and get your head around the concept of say, negative gearing - then you’ve come to the right place.
Savvy property investors, stay tuned.
Can I afford to invest?
Crunching the numbers to see if you can make property investment profitable for you.
Top strategies
Whether it's renovating to flip or finding tenants, our guide lays out the different ways you can invest.
The latest property market and investment news
Major banks see market share eroded
Non-major banks have seen their market share grow as tighter lending rules have caused the majors to tighten their credit criteria. Read more…
How to choose between interest only and principal and interest repayments
Bestselling author and property expert Michael Yardney helps you to figure out whether you should choose interest only or principal and interest payments. Read more…
More property investment resources
In recent headlines
Guides
Need an investment loan to refinance your next purchase?
Rates last updated July 23rd, 2017
iConnect Financial mortgage brokers work with a range of well known lenders to find you the right home loan.Fill in your details in the form to the left and a local mortgage broker from iConnect Financial will contact you at a time which suits.You’ll be able to discuss your goals and what home loan you’re looking for, and your iConnect Financial broker will help you select the right loan. They’ll even help you with the paperwork and application process.
Prefer to speak to someone?
Rates last updated July 23rd, 2017
Ask an Expert
What are my financing options with a Skilled Migrant Visa? I understand the FIRB stipulation but wonder how to organize a mortgage as a US citizen. I’d like to purchase in QLD since my visa term is 5yrs. I do plan to eventually become an AU citizen. Thanks!! :D
Hi Gen,
Thanks for your question.
The home loan options being offered to temporary Australian residents are typical mortgage packages that would be available to Australian citizens or permanent residents. The main difference being the cap on the amount you are allowed to borrow and the down payment that is required. Depending on your job circumstances you may be able to qualify for up to 90% of the value of the property.
You may compare your home loan options on this page.
Cheers,
Anndy
Is it possible to buy investment property and lease back to myself
Hi Hil,
Thanks for reaching out.
I’ve sent you an email to follow up with this enquiry.
Thanks,
Belinda
Why are lending institutions reluctant or are outright against lending for properties relating to student accommodation properties when the return is approximately 10% p/a near Bond university? There the students keep their accommodation as they do not have long periods between semesters.
Hi Herman,
thanks for the question.
Unfortunately lenders keep their lending criteria under wraps for the most part, but generally speaking some lenders view student accommodation as more of a risk because of its more limited usage when compared to a regular property. As always there are exceptions to this rule, so it’s always a good idea to speak to a mortgage broker, or at least approach more than one lender to see if you would be eligible for a loan.
I hope this helps,
Marc.
Is it always a bad idea to go with an investment property group to do everything for you?
(eg. IPGA )
Hi Irene,
thanks for the question.
This depends on a range of factors. Using an investment property group which is reputable and proven to deliver results can be a good way to enter in the market if you’re unsure of the process and not confident purchasing a property yourself. I’d recommend contacting a qualified financial advisor before joining any investment property group.
I hope this helps,
Marc.
Hi, can you tell me what is required to add your partner name to a title deed. Thank you Vivien
Hi Vivien,
Thanks for your question.
You might want to check out our page on adding your partner’s name to a title deed, which you can do by clicking here.
Thanks,
Elizabeth
Are you able to get a home loan in Australia for a Property in the UK? I live and work in Australia and have the opportunity to make a huge profit on a property in the UK.
Hello Bellaro,
thanks for the question.
An Australian lender won’t generally finance a property in another country. The other options you could consider would be using a line of credit obtained in Australia to finance it, or seeking finance in the country you wish to invest in. I’d strongly suggest speaking to a trusted financial advisor before carrying out any of these. Here’s some more information about investing in the UK.
Cheers,
Marc.