August’s cheapest investor home loans
Property investment may be falling, but wise investors are hanging on. Read more…
For all things property investing, we’ve provided informative and relevant guides to help you increase your knowledge base and realise your property investing objectives.
Whether you want to learn more about investment strategies or how to research different markets, remain up to speed with the ‘bubble’ debate and recent trends, or you simply need someone to cut through the jargon and get your head around the concept of say, negative gearing – then you’ve come to the right place.
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Top strategies
Whether it's renovating to flip or finding tenants, our guide lays out the different ways you can invest.
The latest property market and investment news
July’s cheapest investor home loans
House prices are falling while interest rates are rising, but savvy investors can still make smart moves in the property market. Read more…
Home values still falling
June marks the ninth consecutive month of home-value declines. Read more…
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Need an investment loan to finance your next purchase?
Rates last updated August 19th, 2018
Aussie Home Loans is both a lender and a mortgage broker, and offers a range of services.
- FREE Suburb and Property Report with every appointment.
- Access 3,000+ loans from over 20 lenders.
- Get expert help with your loan application, including paperwork and eligibility.
- Over 1000 brokers who are able to help you in your local area.
The Adviser’s number 1 placed mortgage broker 5 years running (2013-2017)
Prefer to speak to someone?
Rates last updated August 19th, 2018
Need a real estate agent? Start comparing your options
| Provider | Details | Get in touch |
|---|---|---|
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OpenAgent
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Go to siteMore info |
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Commingle
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Enquire nowMore info |
Receive a free property valuation, compare agent commissions and fees and choose the best real estate agent for you with Commingle.
- Save time and money finding the right agent to sell your property.
- Commingle is a free service that can negotiate on your behalf to get the best deal.
- All your details will remain confidential.
Ask an Expert
What are my financing options with a Skilled Migrant Visa? I understand the FIRB stipulation but wonder how to organize a mortgage as a US citizen. I’d like to purchase in QLD since my visa term is 5yrs. I do plan to eventually become an AU citizen. Thanks!! :D
Hi Gen,
Thanks for your question.
The home loan options being offered to temporary Australian residents are typical mortgage packages that would be available to Australian citizens or permanent residents. The main difference being the cap on the amount you are allowed to borrow and the down payment that is required. Depending on your job circumstances you may be able to qualify for up to 90% of the value of the property.
You may compare your home loan options on this page.
Cheers,
Anndy
Is it possible to buy investment property and lease back to myself
Hi Hil,
Thanks for reaching out.
I’ve sent you an email to follow up with this enquiry.
Thanks,
Belinda
Why are lending institutions reluctant or are outright against lending for properties relating to student accommodation properties when the return is approximately 10% p/a near Bond university? There the students keep their accommodation as they do not have long periods between semesters.
Hi Herman,
thanks for the question.
Unfortunately lenders keep their lending criteria under wraps for the most part, but generally speaking some lenders view student accommodation as more of a risk because of its more limited usage when compared to a regular property. As always there are exceptions to this rule, so it’s always a good idea to speak to a mortgage broker, or at least approach more than one lender to see if you would be eligible for a loan.
I hope this helps,
Marc.
Is it always a bad idea to go with an investment property group to do everything for you?
(eg. IPGA )
Hi Irene,
thanks for the question.
This depends on a range of factors. Using an investment property group which is reputable and proven to deliver results can be a good way to enter in the market if you’re unsure of the process and not confident purchasing a property yourself. I’d recommend contacting a qualified financial advisor before joining any investment property group.
I hope this helps,
Marc.
Hi, can you tell me what is required to add your partner name to a title deed. Thank you Vivien
Hi Vivien,
Thanks for your question.
You might want to check out our page on adding your partner’s name to a title deed, which you can do by clicking here.
Thanks,
Elizabeth
Are you able to get a home loan in Australia for a Property in the UK? I live and work in Australia and have the opportunity to make a huge profit on a property in the UK.
Hello Bellaro,
thanks for the question.
An Australian lender won’t generally finance a property in another country. The other options you could consider would be using a line of credit obtained in Australia to finance it, or seeking finance in the country you wish to invest in. I’d strongly suggest speaking to a trusted financial advisor before carrying out any of these. Here’s some more information about investing in the UK.
Cheers,
Marc.