What you absolutely need to know about property investment

Whether you’re a seasoned property investor looking to extend your existing portfolio, or you’re new to the property investing scene - regardless of your experience level- we’ve got you covered.

For all things property investing, we’ve provided informative and relevant guides to help you increase your knowledge base and realise your property investing objectives.

Whether you want to learn more about investment strategies or how to research different markets, remain up to speed with the ‘bubble’ debate and recent trends, or you simply need someone to cut through the jargon and get your head around the concept of say, negative gearing - then you’ve come to the right place.

Savvy property investors, stay tuned.

Home buying 1

Beginners guide


Home buying step 1 teaser

What you need to know before you set foot on the property ladder.

home buying 2

Can I afford to invest?


Home buying step 2 teaser

Crunching the numbers to see if you can make property investment profitable for you.

home buying 3

Avoiding investor mistakes


Home buying step 3 teaser

How to steer clear of the common pitfalls investors fall prey to.

home buying 4

Top strategies


Home buying step 4 teaser

Whether it's renovating to flip or finding tenants, our guide lays out the different ways you can invest.

home buying 3

Investor home loans


Home buying step 3 teaser

Get your financing in order before you head to auction.

home buying 6

Time to sell?


Home buying step 6 teaser

The best exit strategies when it's time to cash in on your investment.

The latest property market and investment news

Read more news



Need an investment loan to refinance your next purchase?

Rates last updated May 26th, 2017
$
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
State Custodians Low Rate LOC - LVR up to 80% (Investor)
Access the equity in order to further your investment opportunities.
4.09% 4.12% $0 $0 p.a. 80% Go to site More info
Mortgage House Advantage Home Loan 80 - Special Investor
A low interest rate home loan that allows borrowers to borrow up to 80% of the property value.
4.16% 4.31% $300 $10 monthly ($120 p.a.) 80% Go to site More info
NAB Choice Package Fixed Rate Home Loan - 3 Years (Investor)
Lock in your interest rate on your investment purchase for 3 years and enjoy the benefits of a package home loan.
4.24% 5.32% $0 $395 p.a. 95% Go to site More info
Australian Unity Wealth Builder Investor Package Home Loan - Variable
An investment loan with no ongoing fees and borrow up to 90% LVR.
4.19% 4.22% $600 $0 p.a. 90% Go to site More info
State Custodians Low Rate LOC - LVR 80% to 90% (Investor)
An investment home loan with no application fee and unlimited extra repayment options.
4.19% 4.22% $0 $0 p.a. 90% Go to site More info
NAB Base Variable Rate Home Loan - Investor (P&I)
A no frills home loan for an investor who doesn't want any bells and whistles.
4.65% 4.69% $600 $0 p.a. 95% Go to site More info
Bank Australia Basic Home Loan - Investment Variable, P&I
An investment loan with $0 ongoing fees.
4.87% 4.91% $595 $0 p.a. 80% Go to site More info
IMB Essentials Home Loan - LVR <=90 (Investor Only)
A competitive home loan for investors.
4.34% 4.39% $445 $0 p.a. 90% Go to site More info
Greater Bank Ultimate Home Loan - Discounted 3 Year Fixed LVR 85% ($150K+ Investor) P&I
Pay no establishment fee and enjoy the discounted rate for 3 years fixed.
4.24% 4.75% $0 $375 p.a. 85% More info
ING DIRECT Fixed Rate Home Loan - 3 Year Fixed Rate (Investors)
Enjoy a competitive 3 years fixed rate with $0 ongoing fee.
4.19% 4.77% $499 $0 p.a. 95% Enquire now More info
St.George Fixed Rate Advantage Package - 3 Year Fixed (Investors, P&I)
Lock in your rate for 3 years on your investment property and know your monthly repayments. $1,500 cash back available for refinancers, conditions apply.
3.99% 5.31% $0 $395 p.a. 95% Enquire now More info
NAB Tailored Fixed Rate Home Loan - 2 Years Fixed (Investor)
Lock in your investment fixed rate for two years.
3.98% 5.58% $600 $8 monthly ($96 p.a.) 95% Go to site More info
St.George Portfolio Home Loan With Advantage Package - $500k to $749k (Special Discount)
Pay no application fee when you package your equity loan with St.George's Advantage Package.
5.25% $0 $395 p.a. 90% Enquire now More info
Westpac Rocket Investment Loan - Principal and Interest
Use Westpac's variable home loan to purchase your next investment property.
5.79% 5.93% $600 $8 monthly ($96 p.a.) 95% Enquire now More info
NAB Tailored Fixed Rate Home Loan - 3 Years Fixed (Investor)
A 3 year fixed rate for your next investment purchase.
4.34% 5.53% $600 $8 monthly ($96 p.a.) 95% Go to site More info
Commonwealth Bank Wealth Package Fixed Home Loan - 2 Year Fixed (Investor) P&I
Enjoy a 2 years fixed rate with great discount and savings with $0 upfront establishment fees and $0 annual credit card fees - all for an annual package fee of $395.
4.44% 5.53% $0 $395 p.a. 90% Enquire now More info
NAB Choice Package Variable Rate Home Loan - Up to $250K P&I (Investor)
An investment package loan with $0 application and monthly service fee and $0 annual credit card fees.
5.20% 5.58% $0 $395 p.a. 95% Go to site More info
NAB Choice Package Fixed Rate Home Loan - 4 Years (Investor)
4 years fixed package with $0 application fee and borrow up to 95% LVR.
4.79% 5.44% $0 $395 p.a. 95% Go to site More info
Gateway Credit Union Premium Package Home Loan - Variable LVR < 80% (Investor P&I)
A competitive package rate for loans above $150,000. Optional offset account.
4.09% 4.40% $0 $299 p.a. 80% Enquire now More info
ANZ Breakfree Package Home Loan - 2 Year Fixed (Investor, P&I)
A competitive two year fixed rate to help you invest in residential property.
4.19% 5.51% $0 $395 p.a. 95% Enquire now More info
Bank Of Queensland Economy Home Loan - Variable (Investor)
Buy an investment property without expensive features you don't need.
4.19% 4.34% $300 $10 monthly ($120 p.a.) 90% Enquire now More info
Bank of Melbourne Advantage Package Home Loan - 5 Year Fixed (Investors, P&I)
Lock in an investment rate for five years with this fixed rate home loan.
4.59% 5.37% $0 $395 p.a. 95% Enquire now More info
Gateway Credit Union Premium Package Home Loan - Variable LVR 85% to 90% (Investor P&I)
A high LVR home loan able to be used for investment purchases.
4.19% 4.50% $0 $299 p.a. 90% Enquire now More info

Enter your details to speak to a broker from Aussie about a home loan

Are you an Australian Citizen or permanent resident?

Applications are subject to approval. Conditions, fees and charges apply.

Credit services for Aussie Select and Aussie Optimizer products are provided by AHL Investments Pty Ltd ACN 105 265 861 ("Aussie") and its appointed credit representatives, Australian Credit Licence 246786. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133. Credit for Aussie Optimizer products is provided by Perpetual Ltd ACN 000 431 827.

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a partly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. © 2017 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786.

By submitting this form, you agree to the finder.com.au privacy policy and the Aussie privacy policy.

Aussie Home Loans Logo

Aussie can save you time and effort by helping you research, organise and apply for your home loan. They compare thousands of home loans to help find the right deal for you. Fill out the form on the left and an Aussie Mortgage Broker will meet you at a time of your choosing to discuss your needs and help you find the right home loan.

Aussie Home Loans Lender Logos

Prefer to speak to someone?

Rates last updated May 26th, 2017
Details Features
Commonwealth Financial Planning
Commonwealth Financial Planning
Free initial consultation offer with a financial planner Commonwealth Financial Planners could help you:
  • Grow your super
  • Insure your family and assets
  • Plan your investments
  • Prepare for retirement
Enquire More info

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

12 Responses to What you absolutely need to know about property investment

  1. Default Gravatar
    Gen | April 28, 2017

    What are my financing options with a Skilled Migrant Visa? I understand the FIRB stipulation but wonder how to organize a mortgage as a US citizen. I’d like to purchase in QLD since my visa term is 5yrs. I do plan to eventually become an AU citizen. Thanks!! :D

    • Staff
      Anndy | May 4, 2017

      Hi Gen,

      Thanks for your question.

      The home loan options being offered to temporary Australian residents are typical mortgage packages that would be available to Australian citizens or permanent residents. The main difference being the cap on the amount you are allowed to borrow and the down payment that is required. Depending on your job circumstances you may be able to qualify for up to 90% of the value of the property.

      You may compare your home loan options on this page.

      Cheers,
      Anndy

  2. Default Gravatar
    hil | March 29, 2016

    Is it possible to buy investment property and lease back to myself

    • Staff
      Belinda | March 30, 2016

      Hi Hil,

      Thanks for reaching out.

      I’ve sent you an email to follow up with this enquiry.

      Thanks,
      Belinda

  3. Default Gravatar
    Herman | January 9, 2016

    Why are lending institutions reluctant or are outright against lending for properties relating to student accommodation properties when the return is approximately 10% p/a near Bond university? There the students keep their accommodation as they do not have long periods between semesters.

    • Staff
      Marc | January 11, 2016

      Hi Herman,
      thanks for the question.

      Unfortunately lenders keep their lending criteria under wraps for the most part, but generally speaking some lenders view student accommodation as more of a risk because of its more limited usage when compared to a regular property. As always there are exceptions to this rule, so it’s always a good idea to speak to a mortgage broker, or at least approach more than one lender to see if you would be eligible for a loan.

      I hope this helps,
      Marc.

  4. Default Gravatar
    Irene | August 19, 2014

    Is it always a bad idea to go with an investment property group to do everything for you?
    (eg. IPGA )

    • Staff
      Marc | August 20, 2014

      Hi Irene,
      thanks for the question.

      This depends on a range of factors. Using an investment property group which is reputable and proven to deliver results can be a good way to enter in the market if you’re unsure of the process and not confident purchasing a property yourself. I’d recommend contacting a qualified financial advisor before joining any investment property group.

      I hope this helps,
      Marc.

  5. Default Gravatar
    Vivien | June 25, 2014

    Hi, can you tell me what is required to add your partner name to a title deed. Thank you Vivien

    • Staff
      Elizabeth | June 26, 2014

      Hi Vivien,

      Thanks for your question.

      You might want to check out our page on adding your partner’s name to a title deed, which you can do by clicking here.

      Thanks,

      Elizabeth

  6. Default Gravatar
    Bellaro | November 27, 2013

    Are you able to get a home loan in Australia for a Property in the UK? I live and work in Australia and have the opportunity to make a huge profit on a property in the UK.

    • Staff
      Marc | November 28, 2013

      Hello Bellaro,
      thanks for the question.

      An Australian lender won’t generally finance a property in another country. The other options you could consider would be using a line of credit obtained in Australia to finance it, or seeking finance in the country you wish to invest in. I’d strongly suggest speaking to a trusted financial advisor before carrying out any of these. Here’s some more information about investing in the UK.

      Cheers,
      Marc.

Ask a question
feedback