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1,355 Responses

  1. Default Gravatar
    AidanNovember 23, 2017

    Hey I’m just about out of my first year of bankruptcy and i would really like a personal loan would anybody give me one?

    • Staff
      RenchNovember 23, 2017Staff

      Hi Aidan,

      Thanks for reaching out to us. Please note that we are not affiliated with any company we feature on our site and so we can only offer you general advice.

      I believe this page will be helpful to you. It’s about how to refinance after bankruptcy. While on this page, you can get helpful tips for credit repair after bankruptcy.

      Hope this information helped.

      Best regards,

  2. Default Gravatar
    BrianNovember 16, 2017

    Can I get my credit score (rating)?

    • Default Gravatar
      JonathanNovember 16, 2017

      Hi Brian,

      Thank you for your inquiry.

      Yes, you may refer to this step-by-step guide on how to get your score. You need to have a valid Australian driver’s license to do it.

      Hope this helps.


  3. Default Gravatar
    AjiNovember 6, 2017

    Hallo i wan ask why am bad credit i dont understand can u help me please and my score

    • Staff
      DanielleNovember 6, 2017Staff

      Hi Aji,

      Thank you for contacting finder. We are a comparison website and general information service, we’re more than happy to offer general advice.

      You may refer to this page to learn out more about your credit rating and what you can do to repair it.

      I hope this helps.


  4. Default Gravatar
    JohnNovember 3, 2017

    With my current score being 500, would I be eligible for a home loan?

    • Staff
      JhezelynNovember 4, 2017Staff

      Hi John,

      Thank you for your comment.

      Generally, home loan lenders may have to check your credit score or credit history as one of their assessment process. If you have below average score, or bad credit score, it’s likely that you may have trouble looking for a lender that can approve you for a home loan. There might be lenders that will most likely check your income status and may consider you for a home loan, but it may come with high interest rates. Kindly refer to this page about how credit score impacts your ability to get a home loan.

      I hope this helps.


  5. Default Gravatar
    SusanneNovember 3, 2017

    What’s my credit score please

  6. Default Gravatar
    RonalNovember 1, 2017

    What is my credit score please?

    • Staff
      RenchNovember 1, 2017Staff

      Hi Ronald,

      Thanks for your inquiry.

      You may go to this page to get your free credit score. Please fill out the form with matching details from your Australian driver’s licence and click on ‘Get my score’.

      While on this page, you can get helpful info on how to understand your credit score.


  7. Default Gravatar
    MarieOctober 30, 2017

    Just checking credit score

    • Staff
      RenchOctober 31, 2017Staff


      Thanks for your inquiry.

      You may go to this page and fill out the form with matching details from your Australian driver’s licence then click on ‘Get my Score’.

      You can also find helpful info on how to understand your credit score on this page.

      Should you have further questions, please don’t hesitate to reach us out again.


  8. Default Gravatar
    SandyOctober 30, 2017

    I have put wrong email address it should be

  9. Default Gravatar
    JacobOctober 30, 2017

    Hi i was just wondering why i cant get a loan but my credit score is good

    • Staff
      JoanneOctober 30, 2017Staff

      Hi Jacob,

      Thanks for reaching out.

      What type of loan are you referring to by the way?
      If you mean personal loans, here is a good link where you can view lenders that offer easy approval. You may also go ahead and read through the eligibility requirements before applying for a specific personal loan to make sure you are qualified.

      On that note, here are the basic requirements that lender look into before one gets approved:
      Be above the age of 18
      Be an Australian citizen permanently residing in Australia
      Have a good credit rating
      Be able to provide proof of income


  10. Default Gravatar
    JehanOctober 27, 2017

    How is the credit score graded?

    • Staff
      JudithOctober 27, 2017Staff

      Hi Jeff,

      I hope all is well with you today. Thanks for contacting finder, a comparison website and general information service.

      Your credit score is calculated by credit reporting agencies such as Equifax using the information on your credit file. A credit file contains listings of applications you’ve made for all forms of credit (whether they’ve been approved or not); your repayment history; details of any defaults you may have; and information about the consumer and commercial accounts you hold. It also contains personal information including your name and gender as well as data held on the public record, such as bankruptcies.

      You may also read our helpful guide about credit score. In addition, click “Get started” to get a copy of your free credit score.

      I hope this helps.

      Best regards,

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