The lowest interest credit card on Finder in December 2024
- The lowest credit card interest rate new or existing customers could apply for is 7.49% p.a. on the G&C Mutual Bank Low Rate Visa Card.
But credit card interest rates are variable, which means they can change regularly. So the lowest interest rate card can vary depending on when you're comparing cards. You can click on the "Purchase rate" column of our comparison table to order the credit cards based on their current interest rates.
hi i’m trying to find a best credit card that suits me , first time holder I never hold one in my life .
Hi James,
It’s helpful to consider what’s important to you when choosing a credit card. For example, a low rate credit card can help you save on interest charges if you want to pay off spending over time. A card with low fees or no annual fee could also help keep account costs down. Rewards and extras like complimentary insurance are also features you may want to consider. Finder’s guide to credit cards has more details about the different types of cards and what else to consider. I hope this helps.
Are there any credit cards available for people on disability pension Centrelink please?
Hi Jade,
Thank you for getting in touch with Finder.
You can start comparing credit cards for pensioners and retirees. I suggest that you contact your chosen bank or credit card issuer before submitting your online application to know your chances of getting approved.
Please make sure though to read the eligibility criteria, features, and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you. When you are ready, press the ‘Go to site’ button to apply.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
Am I better off to get a personal loan to pay credit cards off and get extra money for travel /
would like to consolidate credit card debt and have some money for travel
Hi Sue,
Thank you for reaching out to Finder.
Depending on how much you would require to consolidate your debt as well as have a bit of extra for travel, a personal loan would be able to help you achieve this. You would not be able to have the extra cash when you use a different method in consolidating your debt. You may refer to our list of personal loan. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before deciding on whether it is right for you. Hope this helps!
Cheers,
Reggie
what card would be best for people on s.s?
Hi Willard,
Thank you for reaching out to finder.
While we do not provide specific product recommendations, we can help guide you through the process of comparing options. You may want to check our page on “Credit cards for retired and pensioner applicants”. The page will also advise you of what documents to provide during the application process. Please click here to be routed to that page. Hope this helps!
Cheers,
Reggie
My debt is over 70,000 AUD,I would like a loan one payment/month,and not five.
Hi Eric,
Thank you for getting in touch with Finder.
If you are looking to consolidate your debt in one loan, you may refer to our list of debt consolidation loans in Australia.
If you want to do a balance transfer and pay 0% for some months, see our table with a list of balance transfer credit card offers.
The links above have a comparison table you can use to see which card or lender suits you. Once you have chosen a particular provider, you may then click on the “Go to site” button if available and you will be redirected to the credit provider’s website where you can proceed with your application or get in touch with their representatives for further assistance.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
I hope this helps.
Have a great day!
Cheers,
Jeni