The St.George Vertigo is a low rate card suited to people looking for just the basics when it comes to a credit card. This introductory offer gives you a way to get 10% cashback (up to $400) when you apply by 31 July 2024, are approved and spend at an eligible supermarket or petrol station using your new credit card.
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St.George Vertigo Card – Cashback Offer
Terms and conditions apply
- Balance transfer rate for 12 months with no balance transfer fee
- 6.99% p.a.
- Purchase rate
- 13.99% p.a.
- Annual fee
- $55 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
This low rate credit card currently offers up to $400 cashback on your shopping at eligible supermarkets and petrol stations, with a $55 annual fee.
Pros
-
Up to $400 cashback offer
-
A low ongoing annual fee
-
Shopping cashbacks through ShopBack
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Competitive purchase interest rate of 13.99% p.a.
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Additional cardholder at no extra cost
Cons
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Cashback offer could make it tempting to spend more than usual
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No rewards program
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Does not offer travel perks or insurance covers
Details
Product details
| Product Name | St.George Vertigo Card - Cashback Offer |
| Balance transfer rate p.a. | 6.99% for 12 months, then 21.49% |
| Balance transfer limit | 80% of available limit |
| Purchase rate p.a. | 13.99% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 21.49% |
| Min credit limit | $500 |
| Max credit limit | $80,000 |
| Card type | Visa |
Eligibility
| Available to temporary residents | Yes - Conditions apply |
| Joint application | Yes - Conditions apply |
Rewards
| Bonus points | N/A |
Fees
| Annual fee | $55 |
| Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
| Late payment fee | $15 |
| Foreign currency conversion fee | 3% |
| Cash advance fee | 3% |
| Overseas cash advance fee | 3% of each cash advance amount |
| Additional cardholder fee | $0 |
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Amy Finder
Editor
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Amy Bradney-George Finder
August 11, 2023
Hi Mina,
Most major petrol stations and supermarkets are eligible as it is based on the merchant classification.
Here are details from St.George’s terms and conditions for this offer:
“Participating supermarkets and petrol outlets: Each supermarket’s and petrol outlets eligibility is based on its merchant classification. While most major and many independent supermarkets and petrol outlets are participating, those not classified in the Supermarket, Grocers and Service Station merchant categories will not be participating. Examples of supermarkets not participating include: Coles Express, Costco, Metropolitan Fresh and wholesaler supermarkets.”
If you have further questions, you can contact St.George on 13 33 30. I hope this helps.
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Albert
August 02, 2023
Does the cashback only apply in the first 6 months of owning the card? once it expires is there a permanent cash-back offer? If not are there any credit cards in Australia that have a cash-back offer, low interest rate and a sign-on incentive bonus?
Amy Bradney-George Finder
August 04, 2023
Hi Albert,
The cashback is a one-time, introductory offer on this card so there is no ongoing cashback. Only a few credit cards offer cashback on an ongoing basis, including the ING Orange One Rewards Card and BCU Rewards Credit Card. Finder’s guide to cashback credit cards has more details about different types of offers. You can also use the comparison table filters to help find and compare different cards. I hope this helps.
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Mina
August 08, 2023
Hi, which petrol stations listed for Vertigo card? And is it only limited to Coles, Woolies Aldi or any shop?