|
|
|
|
HSBC Rewards Plus
|
|
19.99% p.a.
|
$129 p.a.
|
Enjoy a balance transfer offer, yearly annual fee refund, airport lounge passes and complimentary insurance covers.
|
|
|
|
|
|
|
120,000 bonus points
|
Qantas Frequent Flyer
|
|
19.99% p.a.
|
$199 p.a. annual fee for the first year ($299 p.a. thereafter)
|
Get 20,000 bonus Qantas Points per month for the first 6 months when you spend $1,500/month. Total of up to 120,000 bonus Qantas Points.
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|
|
|
|
|
|
|
|
|
21.99% p.a.
|
$0 p.a.
|
Save with 0% foreign transaction fees on purchases. Plus, complimentary flight delay passes and a global wifi access.
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|
|
|
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|
|
|
0% for 15 months, reverts to 12.99% p.a.
|
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
|
Features an introductory 0% p.a. purchase rate, $49 first year annual fee and complimentary travel insurance covers.
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|
|
|
|
|
|
Qantas Frequent Flyer
|
|
19.99% p.a.
|
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
|
Save with a $0 first year annual fee and a long-term balance transfer offer. Plus, complimentary travel insurance.
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|
0% for 15 months, reverts to 13.99% p.a.
|
$100 p.a.
|
Enjoy a 0% p.a. interest rate offer on purchases for 15 months and the protection of 7 complimentary insurances including overseas travel insurance.
|
|
|
|
|
|
|
30,000 bonus points
|
Velocity Frequent Flyer
|
|
20.74% p.a.
|
$129 p.a.
|
Save with a 0% p.a. interest rate on balance transfers for the first 22 months. Plus, collect up to 30,000 bonus Velocity Points.
|
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|
|
12.99% p.a.
|
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
|
Get 0% interest on balance transfers for 26 months (with a 2% fee), complimentary travel insurance and no foreign transaction fees.
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|
|
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|
|
|
Velocity Frequent Flyer
|
|
0% for 14 months, reverts to 20.74% p.a.
|
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
|
Enjoy 0% p.a. interest on purchases for 14 months, a reduced first year annual fee and Velocity Points per $1 spent.
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|
|
60,000 bonus points
|
Qantas Frequent Flyer
|
|
19.74% p.a.
|
$99 p.a.
|
Receive 60,000 bonus Qantas Points when you spend $2,000 within 90 days and a 0% balance transfer for 22 months.
|
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|
|
60,000 bonus points
|
Qantas Frequent Flyer
|
|
19.74% p.a.
|
$99 p.a.
|
Receive 60,000 bonus Qantas Points when you spend $2,000 within 90 days and earn up to 0.5 Qantas Points per $1 spent.
|
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|
|
|
|
|
60,000 bonus points
|
Qantas Frequent Flyer
|
|
19.74% p.a.
|
$99 p.a.
|
Receive 60,000 bonus Qantas Points when you spend $2,000 within 90 days and earn up to 0.5 Qantas Points per $1 spent.
|
|
|
|
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|
|
150,000 bonus points
|
Qantas Business Rewards
|
|
N/A
|
$450 p.a.
|
ABN holders w/ $75,000 revenue. Get 150,000 bonus Qantas Points, 3x points on eligible Qantas flights and 2 lounge passes each year.
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|
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|
|
75,000 bonus points
|
Velocity Frequent Flyer
|
|
20.24% p.a. (AMEX)
20.49% p.a. (Visa/MC)
|
$200 p.a. annual fee for the first year ($249 p.a. thereafter)
|
Earn up to 75,000 bonus Velocity Points when you meet the criteria with this dual Mastercard (issued by Westpac) & Amex (issued by Amex).
|
|
|
|
|
|
|
40,000 bonus points
|
Velocity Frequent Flyer
|
|
20.49% p.a.
|
$200 p.a.
|
Receive 40,000 bonus Velocity Points when you spend $2,000 within 90 days. Plus, a 0% p.a. balance transfer and yearly upgrade vouchers.
|
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|
|
|
|
|
|
Amplify Rewards
|
|
19.74% p.a.
|
$99 p.a.
|
Get a $400 e-gift card when you spend $3,000 on eligible purchases within 90 days of card approval. Plus, complimentary insurance covers.
|
|
|
|
|
|
|
100,000 bonus points
|
Velocity Frequent Flyer
|
|
20.74% p.a.
|
$375 p.a.
|
Get 100,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.
|
|
|
|
|
|
|
40,000 bonus points
|
Qantas Frequent Flyer
|
|
20.49% p.a.
|
$200 p.a.
|
Get 40,000 bonus Qantas Points when you spend $2,000 within 90 days of approval. Plus, a 0% balance transfer and complimentary insurance.
|
|
|
|
|
|
|
30,000 bonus points
|
Qantas Frequent Flyer
Membership Rewards
|
|
20.74% p.a.
|
$295 p.a.
|
DJ's shoppers and Qantas travellers earn 30,000 bonus Membership Rewards points or 15,000 Qantas Points on eligible spend.
|
|
|
|
|
|
|
110,000 bonus points
|
Westpac Altitude Rewards
|
|
20.24% p.a. (AMEX)
20.49% p.a. (Visa/MC)
|
$150 p.a. annual fee for the first year ($199 p.a. thereafter)
|
Collect up to 110,000 bonus Altitude Points when you meet T&Cs with Mastercard (issued by Westpac) & Amex (issued by Amex).
|
|
|
|
|
|
|
200,000 bonus points
|
Amplify Rewards
|
|
19.74% p.a.
|
$139 p.a. annual fee for the first year ($279 p.a. thereafter)
|
Earn up to 200,000 bonus Amplify Points (130k in the first year & 70k in the second year) when you spend $12k / year for the first 2 years.
|
|
|
|
|
|
|
80,000 bonus points
|
Membership Rewards Ascent Premium
|
|
N/A
|
$1,450 p.a.
|
Get 80,000 bonus points, a $450 annual Platinum Travel Credit, dedicated personal service and luxury travel perks.
|
|
|
|
|
|
|
75,000 bonus points
|
Qantas Frequent Flyer
|
|
20.24% p.a. (AMEX)
20.49% p.a. (Visa/MC)
|
$200 p.a. annual fee for the first year ($249 p.a. thereafter)
|
Up to 75,000 bonus Qantas Points when you meet the criteria with this dual Mastercard (issued by Westpac) & Amex (issued by Amex).
|
|
|
|
|
|
|
50,000 bonus points
|
Membership Rewards
|
|
20.74% p.a.
|
$395 p.a.
|
Get 50,000 bonus points when you spend $3,000 in the first 3 months, a yearly $400 Travel Credit and 2 entries per year to the Amex Lounge.
|
|
|
|
|
|
|
100,000 bonus points
|
Amplify Rewards
|
|
19.74% p.a.
|
$99 p.a.
|
Get 100,000 bonus Amplify Points when you spend $2,000 in the first 90 days. Plus, a balance transfer offer of 0% interest for 22 months.
|
|
|
|
|
|
|
|
|
|
0% for 15 months, reverts to 12.99% p.a.
|
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
|
Offers a 0% p.a. purchase rate for 15 months, a reduced annual fee for the first year and complimentary travel insurance.
|
|
|
|
|
|
|
|
Membership Rewards Ascent
|
|
20.74% p.a.
|
$195 p.a.
|
Receive a yearly $200 Travel Credit and complimentary domestic and international travel insurance, plus 0% p.a. for 12 months on balance transfers.
|
|
|
|
|
|
|
|
Amplify Rewards
|
|
19.74% p.a.
|
$99 p.a.
|
Receive a $400 e-gift gard when you spend $3,000 on eligible purchases within 90 days of card approval. Plus, complimentary travel insurance.
|
|
|
|
If my application is unsuccessful, will I be offered an alternative limit card or will I need to reapply? This could impact my credit score (having to reapply).
Hi Roko,
Thank you for getting in touch with finder.
You may need to reapply for a credit card once your application is rejected. You may use this page as your guide on how to get your credit card application approved.
Please note that every time you make an application for credit, like applying for a credit card, it’s listed on your credit file as a “credit enquiry”. It will be listed regardless of whether the application is approved or not. Making too many credit enquiries in a short space of time can have a negative impact on your credit score.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Thank you and have a wonderful day!
Cheers,
Jeni
We have a black credit card, and have just read on your site we could be eligible for flight upgrades. Could you please tell me how to go about asking for and receiving upgrades. Many thanks
Hi Glenda,
Thank you for leaving a question.
Depending on the Black credit card you have as well as the frequent flyer club this card is affiliated on, you would need to register via the website of the frequent flyer club to be a member. Once that is done, you may check the benefits as well as the features that you could get via the card that you have as well as the points you have earned. Hope this helps! You may contact us real time via the chat button located at the lower right of our page.
Cheers,
Reggie
Commbank is closing their Amex cards on 1st of November. I pay them $300 p.a. for a bundle Amex and Mastercard credit card linked account. For Qantas and travel insurance, I might as well change to another bank and their bundle CC and earn some extra bonus points at the same time. Can you suggest a suitable option i.e. who has the best deal on finder right now? Please suggest no more than your best 2 suppliers.
Thanks.
Kevin
Hi Kevin,
Thank you for getting in touch with finder.
Please see this PAGE to learn more on companion/dual cards like yours from Commbank. As per the said page, having a companion credit card account allows you to earn a high rate of reward points when you can pay for something on your American Express credit card. If a merchant informs you of a surcharge or doesn’t accept Amex, you can pull out your Visa or Mastercard and use that so you still earn points for your spending. The great thing about the whole arrangement is that you only have one account to manage, one credit limit, one set of interest rates, one statement to look at, and you also only pay one annual fee, albeit a higher one.
If you are looking around for cards that earn Frequent Flyer points and complimentary travel insurance, please see this LINK.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Thank you and have a wonderful day!
Cheers,
Jeni
GOOD MORNING.
WHO IS OFFERING BLACK CARDS HERE IN AU.
THANKS.
BILL
Hi Bill,
Thanks for leaving a question on finder.
We have a list and comparison of black credit cards that you can avail here in Australia. Please go to THIS guide to compare black credit card offers and features, including those with introductory bonus points. You can also find out what features set black credit cards apart, whether or not you should apply for one, and how to get the most out of a black credit card when you use it.
Cheers,
Joel
how to obtain a balance statement of current month
When will i know when i get it
Hi Ejay,
Thanks for your question.
When you apply for the credit card, most issuers will let you know if your application has been approved or rejected within a minute. If you receive a pending response, this means the bank needs to spend more time assessing your application. In this case, you can usually expect a response within a week.
I hope this has helped.
Cheers,
Sally
Hi,
I want the best value rewards credit card without a crazy high annual fee that offers no foreign transaction fees. These fees are amazingly deceptive because they are activated when dealing with some companies supposedly based in Australia but are domiciled overseas. Just another credit card company/bank rip off. I see Bankwest have 1 but not to sure on it. Any suggestions please? A list would be great, thanks
Hi Trev, thanks for your inquiry!
Please refer to the following link for a list of credit cards with no annual fee and no foreign transaction fees.
Cheers,
Jonathan
Thanks but this is not what I asked.
I am looking for REWARDS credit cards with no foreign transaction fees. Thank you
Hi Trev, thanks for your response!
Please refer to the following link for a list of no foreign currency exchange fee credit cards including rewards credit cards.
Cheers,
Jonathan
Hey I would like to see if I can get a credit card with you please.
Hi Brad, thanks for your inquiry!
Please note that finder.com.au is a comparison service and is not directly affiliated with any banks. The application criteria and requirements are listed under each credit card review page. If you meet those criteria then you will be eligible to apply. To allow me to assist you further was there a specific credit card you were inquiring about today?
Cheers,
Jonathan
My credit card now caps the frequent flyer points earned per month. I am looking for a card that does not cap the number of points earned per month. Can you advise .
Hi Glenda,
Thanks for your question.
You can find a list of card that don’t cap rewards points on this page. Also, we have a list of cards that offer no points capping and no points expiry on this page.
I hope this has helped.
Thanks,
Elizabeth
I don’t work iv bad credit at the moment so can you help me be accepted for credit card
Hi Ann, thanks for your inquiry!
Please note that finder.com.au is a comparison service and is not directly affiliated with any banks/lenders. Unfortunately Australia does not have a credit card product targeted towards bad credit customers, however there are ways to improve your credit score to increase the chance of being approved. Please see this page for more information on improving your credit score. It would be recommended to speak to a lender/ bank directly either through the phone or local branch so they would be able to best advise on your options and eligibility.
Cheers,
Jonathan
Hi I have a Westpac platinum and paying for a trip over seas from June 3rd to 23 September with my wife
does the travel ins cover me for wile I am away . The ins says only 3 months and there a lots of could pay for this in a lot of clauses in travel ins .Is there a number to contact if about parts of insurance.
Hi Harry,
Thanks for your question.
The period of cover last for six months if you have an Earth Platinum, Altitude Platinum or an Altitude Qantas Platinum, Singapore Airlines Westpac Platinum card or a Westpac Platinum 55 day card.
The cover will last for three months if you have any of the Platinum Plus range of credit cards. You can get in contact with Zurich (the insurance providers) directly if you have questions regarding your insurance cover, I’ve sent you through the number.
Thanks,
Elizabeth