ING credit cards

Compare the low rates and instalment plans that come with ING's first credit card.

While ING is known for its home loan and saving accounts offers, the provider has also recently entered the credit card market. The ING Orange One credit card is available to existing ING customers, although it will be launched to the broader public later this year.

So, while this card isn't available for application for all Australians just yet, you can read on to discover how the ING Orange One credit card will work below.

Types of ING credit cards

ING currently only has one credit card offer that the company will release on the market later in 2017. You can find out more about the product below.

Rates last updated January 19th, 2018
Name Product Interest Free Period Cash advance rate (p.a.) Purchase rate (p.a.) Annual fee Product Description
ING Orange One
Up to 45 days on purchases
11.99% p.a.
11.99% p.a.
$0 p.a.
Keep your credit card costs low with $0 annual fee and a low variable interest rate on purchases. Plus, the convenience of Apple Pay.

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Orange One credit card

The ING Orange One credit card is a no annual fee card that can help you cut costs on standard credit card rates. The card has a low purchase and cash advance rate of 11.99% p.a.., but also offers a 9.99% p.a. instalment plan for large purchases. Plus, if you pay your balance in full before the end of the statement period, you can also take advantage of up to 45 interest-free days on purchases.

Designed to suit digital natives, the card also comes equipped with Apple Pay functionality for tap and go purchases with your Apple device. ING has also confirmed that the card will be compatible with Android Pay in the future.

Orange One Platinum credit card

ING also offers a platinum version of the Orange One credit card. To receive an Orange One Platinum, you'll need to be approved for a credit limit of at least $6,000. The Platinum version of the card offers complimentary travel insurance and a cashback offer of 1% on your spend (up to $30 a month) each statement period if you pay the rewards annual fee of $199 p.a.

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Benefits of an ING credit card

  • No annual fee. The Orange One credit card is a no annual fee credit card, which will help you save on standard costs.
  • Low ongoing interest rates. ING's credit card also boasts low ongoing interest rates of 11.99% p.a. on both purchases and cash advances.
  • Digital wallets. You can use your Orange One credit card to make contactless payments with your Apple device thanks to Apple Pay. ING has also confirmed that the card will be compatible with Android Pay soon.
  • Cashback. Cardholders can enjoy 1% cashback (up to $30 a month) on their spend per statement period. However, you need to opt for an approved minimum credit limit of $6,000 and agree to pay an annual rewards fee of $199 on activation to take advantage of this offer.
  • Visa exclusives. As a Visa cardholder, you’ll also enjoy benefits such as Visa Entertainment, which offers access to exclusive perks including competitions, presale concert ticket access, entertainment discounts and more.
  • Security. You can shop with peace of mind thanks to Visa security measures such as Shop Safe Online, Verified by Visa and Security Sense.

When can I apply for the Orange One credit card?

The Orange One credit card is currently only available to existing ING customers. However, if you're interested in applying for the credit card once it's on the market, you can contact ING on 133 464 and register your details so they know to contact you once the product is available.

However, make sure you take the time to review the rates, fees and features of the card and compare them to other offers on the market before you apply. In the meantime, you can start your comparison and browse other available credit cards here.

For more details on the ING Orange One credit card, check back with this guide for more information as it arrives. In the mean time, you can compare other available credit cards here.

Pictures: ING and Shutterstock

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Important Information*
NAB Premium Card - Exclusive Offer
NAB Premium Card - Exclusive Offer

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Annual fee

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Woolworths Everyday Platinum Credit Card
Woolworths Everyday Platinum Credit Card

Interest rate

19.99

Annual fee

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Virgin Money Low Rate Credit Card
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Credit Cards Comparison

Rates last updated January 19th, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
NAB Premium Card - Exclusive Offer
19.74% p.a.
0% p.a. for 25 months
$90 p.a.
Exclusive to finder.com.au, enjoy a no BT fee, 0% balance transfer offer for 25 months and seven complimentary insurance covers.
St.George Vertigo Platinum - Online Offer
12.74% p.a.
0% p.a. for 24 months
$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Offers complimentary travel insurance, complimentary purchase insurance and access to a 24/7 personal concierge service.
Woolworths Everyday Platinum Credit Card
19.99% p.a.
0% p.a. for 14 months
$0 p.a. annual fee for the first year ($49 p.a. thereafter)
Receive a $50 eGift Card when you meet the offer criteria, a 0% p.a. for 14 month balance transfer offer and a $0 first year annual fee.
Virgin Australia Velocity Flyer Card - Bonus Points Offer
20.74% p.a.
0% p.a. for 18 months
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn up to 60,000 bonus Velocity Points in the first 3 months on eligible spend and enjoy a discounted annual fee of $64 for the first year.

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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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