ING Credit Cards

Compare the low rates and instalment plans that come with ING credit cards.

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ING

Key takeaways

  • Known for its home loan and saving accounts offers, ING also offers two products on the Australian credit card market.
  • The ING Orange One Low Rate and Orange One Rewards Platinum credit cards are available to customers who hold an active Orange Everyday bank account, or who request to open one during the application process.

Compare ING credit cards

Interest-free days Cash advance rate p.a. Purchase rate p.a. Annual fee
ING Orange One Rewards Platinum image
Up to 45 days on purchases
16.99%
Intro purchase rate
16.99%
$149
Enjoy up to $30 cashback per month and $0 international transaction fees and ATM fees. Available when you hold or open an Orange Everyday bank account.
More info
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ING Orange One Low Rate image
Up to 45 days on purchases
12.99%
Intro purchase rate
12.99%
$48
Enjoy no foreign transaction fees and ATM fees for customers with an Orange Everyday account. Plus, $48 annual fee.
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The benefits of getting an ING credit card

No foreign currency conversion fees

You don't have to worry about the international transaction fees when you shop online or overseas.

Low variable interest rates

Both of the ING products are low interest rate credit cards that boast relatively competitive interest rates on purchases and cash advances alike.

Digital wallet

You can use your Orange One credit card to make contactless payments with your Apple or Android devices using Apple Pay or Google Pay.

Instalment plans

If you need to make a big ticket purchase, you can take advantage of an instalment plan to pay off a specific purchase with a lower variable purchase rate.

Visa exclusives

As a Visa cardholder, you’ll also enjoy benefits such as Visa Entertainment, which offers access to exclusive perks including competitions, presale concert ticket access, entertainment discounts and more.

Security

You can shop with peace of mind thanks to Visa security measures such as Shop Safe Online, Visa Secure and Security Sense.

How to apply for a ING credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Image: ING

Sources

Richard Whitten's headshot
Senior Money Editor

Richard Whitten is Finder’s Senior Money Editor, with over eight years of experience in home loans, property, credit cards and personal finance. His insights appear in top media outlets like Yahoo Finance, Money Magazine, and the Herald Sun, and he frequently offers expert commentary on television and radio, helping Australians navigate mortgages and property ownership. Richard started his career in education and textbook publishing in South Korea. He holds multiple industry certifications, including a Certificate IV in Mortgage Broking (RG 206) and Tier 1 and Tier 2 certifications (RG 146), as well as a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communications from Deakin University. See full bio

Richard's expertise
Richard has written 688 Finder guides across topics including:
  • Home loans
  • Credit cards
  • Personal finance
  • Money-saving tips

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8 Responses

    Default Gravatar
    EleanoreJanuary 9, 2024

    Do you consider aged pensioners favourably for a credit card applications or do you just outright refuse them a credit card like most or all of the other banking institutions.

      Sarah Megginson's headshotFinder
      SarahJanuary 10, 2024Finder

      Hi Eleanore,

      We’re a comparison site and we’re not affiliated with ING, so we can’t provide any guidance on this. However we can confirm that when you apply for a credit card, the lender will assess your ability to repay the debt. This means they will review your sources of income. If the pension is your only source of income, this may limit the number of banks willing to lend to you, but there are many that want your business. You can review some of the options here.

      Hope this helps!

    Default Gravatar
    JulieJune 11, 2019

    Does Ing credit card offer interest free balance transfers?

      Default Gravatar
      NikkiJune 11, 2019

      Hi Julie,

      Thanks for your inquiry.

      As of this writing, ING doesn’t have a list of credit cards that offer a 0% balance transfer. You may instead refer to our list of 0% purchase and balance transfer credit cards. You can use our comparison table to help you find the card that suits you. You can also check which bank you can balance transfer to because credit card issuers have transfer restrictions around balance transfers from other credit cards.

      As a friendly reminder, read the eligibility criteria, features, and details of the card, as well as the Product Disclosure Statement and Terms and Conditions of the card before committing to the product.

      Hope this helps!

      Best,
      Nikki

    Default Gravatar
    shelbyJune 6, 2018

    does the platinum card offer car rental insurance coverage?

      Default Gravatar
      NikkiJune 6, 2018

      Hi Shelby,

      Thanks for getting in touch!

      ING Credit Card offers complimentary travel insurance at the moment.

      While we can provide you with general information, please note that we’re a product comparison website and we do not represent any company we feature on our site. We’re here to assist you in your buying decision process hence we cannot recommend product / service that is rightfully fit for you.

      Hope this helps.

      Regards,
      Nikki

    Default Gravatar
    JeffApril 4, 2018

    If i transfer money to a credit Cardi, how long does it take for it to be visible and ready to be used?

      Default GravatarFinder
      MayApril 4, 2018Finder

      Hi Jeff,

      Thanks for your inquiry.

      With credit card balance transfer, usually, it will take 10-15 minutes to complete the application. If you’re approved, it can take between 5 to 10 business days for the balance to move to your new account.

      Please note that you’re transferring the debt from your old card to your new BT credit card, so depending on how much is the remaining credit limit in your account after the transfer, that’s the amount you can use for your purchases or CA. You can learn more about balance transfer.

      Cheers,
      May

Read more on ING Credit Cards

  • ING Orange One Rewards Platinum

    Find out how you can get up to $30 cashback every month and save on overseas transactions with the ING Orange One Rewards Platinum credit card.

  • ING Orange One Low Rate credit card

    ING's Orange One Low Rate credit card offers low ongoing interest rates, $0 foreign transaction fees and flexible instalment plans.

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