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Known for its home loan and saving accounts offers, ING also offers two products on the Australian credit card market. The ING Orange One Low Rate and Orange One Rewards Platinum credit cards are available to existing ING customers and those who open an account during the application process.
The ING Orange One Low Rate credit card is a no annual fee card that can help you cut costs on standard credit card rates. The card has a low purchase and cash advance rate of 11.99% p.a., but also offers a 9.99% p.a. instalment plan for large purchases. Plus, if you pay your balance in full before the end of the statement period, you can also take advantage of up to 45 interest-free days on purchases.
The card also comes equipped with Apple Pay functionality for mobile contactless purchases with your Apple devices.
ING also offers a platinum version of the Orange One Low Rate credit card. To receive an Orange One Rewards Platinum, you'll need to be approved for a credit limit of at least $6,000. The Platinum version of the card offers complimentary travel insurance and a cashback offer of 1% on your spend (up to $360 a month).
You can apply for either the ING Orange One Low Rate or ING Orange One Rewards Platinum credit card online. However, you'll need to meet eligibility requirements (including income, residential and credit rating criteria) to receive approval. You can check out the individual reviews of these cards for the specific information regarding the eligibility requirements and the documents you'll need to provide to apply.
Image: ING
Enjoy 0% foreign transaction fees, up to $30 cashback per month and a $0 first year annual fee with this exclusive platinum offer from ING.
Save with rebated international transaction fees and earn up to $30 cashback every month with the ING Orange One Rewards Platinum credit card.
ING credit card and transaction account holders can shop overseas without the extra cost with the international fee rebate feature.
ING's Orange One Low Rate credit card offers low ongoing interest rates, foreign transaction fee rebates and instalment plans for $0 annual fee.
Does Ing credit card offer interest free balance transfers?
Hi Julie,
Thanks for your inquiry.
As of this writing, ING doesn’t have a list of credit cards that offer a 0% balance transfer. You may want to review this page for 0% Purchase and Balance Transfer credit cards.
As a friendly reminder, read the eligibility criteria, features and details of the card, as well as the Product Disclosure Statement and Terms and Conditions of the card before committing to the product.
Hope this helps!
Best,
Nikki
does the platinum card offer car rental insurance coverage?
Hi Shelby,
Thanks for getting in touch!
ING Credit Card offers complimentary travel insurance at the moment.
While we can provide you with general information, please note that we’re a product comparison website and we do not represent any company we feature on our site. We’re here to assist you in your buying decision process hence we cannot recommend product / service that is rightfully fit for you.
Hope this helps.
Regards,
Nikki
If i transfer money to a credit Cardi, how long does it take for it to be visible and ready to be used?
Hi Jeff,
Thanks for your inquiry.
With credit card balance transfer, usually it will take 10-15 minutes to complete the application. If you’re approved, it can take between 5 to 10 business days for the balance to move to your new account.
Please note that you’re transferring the debt from your old card to your new BT credit card, so depending on how much is the remaining credit limit in your account after the transfer, that’s the amount you can use for your purchases or CA. Please refer to this page to learn more about balance transfer.
Cheers,
May