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Suncorp Bank Credit Cards

Compare Suncorp credit cards with features including rewards, low rates, balance transfer offers and gold or platinum perks.

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Suncorp Bank

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Suncorp Bank has credit cards to suit many different needs, ranging from platinum cards and rewards to low-cost and no-frills options. There are even Suncorp credit cards designed especially for businesses, as well as cards with complimentary extras such as travel insurance. Depending on the Suncorp credit card you apply for, you could also enjoy an introductory balance transfer offer or bonus rewards points offer.

Suncorp Credit Card Offer

Suncorp Clear Options Platinum Credit Card

Earn 100,000 bonus Suncorp Rewards points

Offer ends 28 February 2021

Eligibility criteria, terms and conditions, fees and charges apply

Suncorp Credit Card Offer

Get rewarded with 100,000 bonus Suncorp Credit Card Rewards Points and enjoy platinum perks including complimentary travel insurance.

  • 100,000 bonus Suncorp Credit Card Rewards Points when you spend $3,000 within the first 90 days
  • 1.25 points per $1 spent on eligible transactions
  • Annual fee: $129 | Purchase rate: 20.74% p.a.
  • Complimentary travel insurance and extended warranty protection
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Compare Suncorp Bank Credit Cards

Data indicated here is updated regularly
$
% p.a.
Name Product Balance transfer rate Purchase rate Annual fee Amount saved
Suncorp Clear Options Platinum Credit Card
20.74% p.a.
$129
Earn 100,000 bonus points when you spend $3,000 in the first 90 days. Plus, complimentary insurance covers included.
Suncorp Clear Options Standard Credit Card
12.74% p.a.
$55
Enjoy a low ongoing interest rate on purchases and exclusive offers through Visa Entertainment.
Suncorp Clear Options Gold Credit Card
20.5% p.a.
$120
Offers a range of benefits including rewards points, up to 55 days interest-free on purchases and a guaranteed pricing scheme.
Suncorp Clear Options Business Credit Card
18.45% p.a.
$45
Extend your cashflow with up to 55 days interest-free on purchases, plus have the option to upgrade to the Suncorp Rewards program.
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What credit cards does Suncorp Bank offer?

Suncorp offers credit cards for a variety of needs, including low rate cards, rewards and frequent flyer options, gold and platinum cards and business credit cards. You can compare Suncorp Bank credit cards based on each of the categories below.

  • Low rate credit cards

The Suncorp Bank Clear Options Standard Credit Card offers a low ongoing variable interest rate for purchases and a competitive annual fee. It also gives you access to exclusive entertainment offers from Visa Entertainment.
Compare low rate credit cards here

  • Gold credit cards

The Suncorp Bank Clear Options Gold Credit Card is linked to the Suncorp Rewards program and earns you points per $1 spent on everyday purchases. It also gives you access to complimentary purchase cover and a guaranteed pricing scheme to help you get the lowest price for your purchases.

Compare gold credit cards here

  • Platinum credit cards

The Suncorp Bank Clear Options Platinum Credit Card gives you Suncorp Rewards points for your everyday spending, complimentary international travel insurance, interstate flight inconvenience insurance and purchase protection insurance. With this card, you can also choose to earn Qantas Points per $1 spent by enrolling in the frequent flyer program for an extra fee. If you earn Suncorp Rewards, you can also exchange them for airline miles with Virgin Australia Velocity Frequent Flyer, Emirates Skywards and Singapore Airlines KrisFlyer. If you prefer retail rewards, you can also transfer your points to Flybuys.

Compare platinum credit cards here

  • Business credit cards

The Suncorp Clear Options Business credit card offers up to 99 additional cardholders and gives you the option of customising limits for each person. If you want to earn points for your business spending, you can also enrol in the Suncorp Rewards Program and choose to earn either Suncorp Rewards points or Qantas Frequent Flyer points. Note that additional fees apply if you choose to earn rewards with a Suncorp Clear Options Business credit card.

Compere business credit cards here

Benefits of getting a Suncorp Bank credit card

Sign up for a Suncorp credit card and you'll also be able to enjoy the following benefits.

  • Suncorp Rewards Program

Let your spending reward you and earn reward points per $1 spent with the Suncorp Bank Clear Options Gold or Platinum credit card and redeem your points for travel experiences, gadgets, gift cards, luxury goods and holidays.

You can also pay to enrol in the Suncorp Bank Rewards Program if you have a Suncorp Bank Business Credit Card, and there are options for getting Qantas Frequent Flyer rewards with both the business and platinum credit cards. Read our guide on the Suncorp Bank rewards program to find out more.

  • Suncorp Bank Internet banking

Register your Suncorp Bank credit card for online banking and you'll be able to make payments, view transactions and get e-statements for your account.

  • Suncorp Bank ATM Network

As a Suncorp Bank customer, you can avoid a direct ATM fee by using any Suncorp Bank or Bendigo Bank branded ATM. A cash advance fee and the cash advance interest rate will apply if you use your credit card for ATM withdrawals, though.

  • Contactless and mobile payments

Suncorp credit cards come with Visa payWave functionality so that you can tap-and-go for payments under $100. All Suncorp Bank Clear Options credit cards are also compatible with Samsung Pay, so you can make payments straight from your eligible phone or mobile device.

How to apply for a Suncorp Bank credit card

You can apply for a Suncorp Bank credit card online in about 10 minutes and should get a response within moments of submitting your application. Before you get started, make sure you meet the eligibility criteria for your chosen card. These vary between cards, but generally include:

Eligibility

  • Age. You must be at least 18 years old to apply for a credit card.
  • Minimum income. You must meet the minimum income requirements for your chosen Suncorp credit card.
  • Credit rating. You must have a good credit history.

Be sure to check specific requirements for your chosen card before you apply. If you meet these criteria, you can start the online application process.

Required documents

Have the following on hand to support your online application for a Suncorp Bank credit card.

  • Personal information. This includes your full name, date of birth, contact details, nationality and whether you are an Australian permanent resident. You will also be asked to provide your driver’s licence number or another form of approved identification.
  • Employment information. This includes your profession, industry, salary and your employer's contact details.
  • Financial information. You'll need to provide details of any other forms of income or assets, as well as your regular expenses and any liabilities.
  • Other cards. If you plan on transferring your existing credit card debt to a Suncorp Bank credit card, you'll need to provide the card number, transfer amount and the name of the card issuer. Note that Suncorp credit card balance transfer offers are not available for debts on other Citigroup or Suncorp Bank cards.

Frequently asked questions

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Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate Balance transfer rate Annual fee
Coles No Annual Fee Mastercard - Exclusive Offer
0% for 12 months, reverts to 19.99% p.a.
0% p.a. for 12 months
$0
Finder Exclusive. Ends 29 October 2020
Save on new and existing interest charges with 0% interest on both balance transfers and purchases for the first 12 months.
ANZ Low Rate
12.49% p.a.
0% p.a. for 25 months with 1.5% balance transfer fee
$0 annual fee for the first year ($58 p.a. thereafter)
Save with 0% p.a on balance transfers for 25 months (with a 1.5% BT fee) and $0 first year annual fee. Plus a 12.49% p.a. purchase interest rate.
Qantas American Express Premium Card
20.74% p.a.
$249
Enjoy 100,000 bonus Qantas Points, 50 bonus Status Credits and 2 complimentary Qantas Club lounge invitations per year.
Citi Rewards Card - $500 Voucher Offer
21.49% p.a.
0% p.a. for 12 months
$99 annual fee for the first year ($199 p.a. thereafter)
Get a $500 e-voucher to spend at Myer, JB Hi-Fi or Coles when you spend $3,000 in the first 90 days. Plus, earn points with the Citi Rewards Program.
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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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