Suncorp has a long history of providing financial services to Australians. As well as offering insurance policies, Suncorp also offers a range of benefits and deals with over 100 retailers, offering its customers discounts on groceries, savings on bigger purchases and instant rewards. While these bonuses might entice, do its policies stack up and can they protect your properties and contents? What is included and what exclusions are there? How easy is it to make a claim and how much will it cost you? Read on for a thorough breakdown of Suncorp Landlord Insurance.
| Contents | Home | |
|---|---|---|
| Flood | ||
| Storm | ||
| Lightning | ||
| Fire | ||
| Earthquake and tsunami | ||
| Theft or burglary by tenants or their guests | ||
| Theft or burglary by people who are not tenants or their guests | ||
| Accidental breakage of glass | ||
| Escape of liquid | ||
| Impact | ||
| Damage by an animal | ||
| Explosion | ||
| Riot, civil commotion or public disturbance | ||
| Malicious acts or vandalism | ||
| Removal of debris | 10% of contents sum insured | 10% of property sum insured |
| Repair/rebuilding costs | ||
| Environmental improvements | $2,500 | |
| Storage of undamaged contents | 10% of contents sum insured | |
| Damage to gardens and plants | $1,000 | |
| Mortgagee’s discharge costs | $1,000 | |
| Loss of rent | Up to 52 weeks of rent - 10% of contents sum insured | Up to 52 weeks of rent - 10% of property sum insured |
| Tenant Default | ||
| Prevention of access | ||
| Legal costs to recover unpaid rent | $5,000 | $5,000 |
| Damage from physical injury or incident | ||
| Lock replacement | $800 | $800 |
| Exploratory cost | $1,500 | |
| Contents on common property | $1,000 | |
| Matching undamaged parts | $1,000 | $1,000 |
| Legal Liability | $20,000,000 | $20,000,000 |
There are certain situations or circumstances where you will not be eligible to make a claim. Typically, you will not be covered for:
Your policy will have full details on exclusions, so be sure to read the fine print and raise any questions with your insurance broker.
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