With Everyday Landlord Insurance (from Woolworths), you can get a discount off your monthly shop. Plus, your policy's backed by one of Australia’s biggest insurers: Hollard.
Everyday Landlord Insurance is a good insurer if you're on the lookout for a popular insurer and you want money off your Woolies shop. However, its underwriter Hollard doesn't have the best complaints record.
Pros
Everyday landlord insurance is issued by The Hollard Insurance Company Pty Ltd, making them a good choice if you want a very popular insurer and underwriter. Hollard also issue policies for SGUA and Kogan.
It's good if you shop at Woolies — you get access to a 10% discount off your monthly shop if you're an Everyday Rewards member. T&C's apply.
Cons
Its underwriter Hollard doesn't have the best complaints record.
What does Everyday Landlord Insurance cover?
Everyday Landlord Insurance let you choose from 3 policies: building insurance, contents insurance, or combined building and contents insurance.
Here's some of the main insured events a Everyday Landlord Insurance policy can cover you for:
Everyday Landlord Insurance (AR No. 245476) is issued by The Hollard Insurance Company Pty Ltd. and it offers a few different levels of excesses (an amount you pay when you make a claim). It has a 14-day cooling off period which is slightly lower than industry standards.
Here are some of the features that a Everyday Landlord Insurance may cover you for if an insured event like a fire, storm or theft occurs.
Cover for malicious acts and theft by tenants
Removal of debris and trees
Loss of rent following damage
Outdoor contents at your home
Cover for strata title property
Optional add-ons
Everyday Landlord Insurance doesn't offer a large amount of optional benefits as part of its landlord cover. It comes with these options:
Motor Burnout
Rent default and legal expenses
Exclusions
Everyday Landlord Insurance's general exclusions are similar to other insurers. Here's some of the main events you won't be covered for:
Bushfires, storm, rainwater or flood damage that happens within 72 hours of buying your policy
Damage to a home that has been unoccupied for more than 60 consecutive days
General wear and tear
Damage from vermin, insects, birds and wildlife
Earth movements like erosion, landslides and mudslides
Mould
Deliberate damage by you or other people invited to your home
Tree roots
For a full list of exclusions, make sure you read Everyday Landlord Insurance's PDS.
FAQs about Everyday Landlord Insurance
A Everyday Landlord Insurance policy is suitable for landlords looking for a rental agreement of more than three months duration. It should be kept in good repair and be reasonably protected from loss or damage. It also must comply with local government and statutory requirements. It shouldn't be:
Used for holiday letting, temporary sharing or house-sitting arrangements
Under construction or major repair
The cost of your cover will depend on factors like the property's value, the range of contents you're insuring, your address and other factors. It will also depend on your excess. This is the amount you will need to contribute to a claim. Everyday Landlord Insurance lets you choose your own excess, although special excesses may apply to some claims.
Malicious acts and theft by tenants: Your excess is the higher of either your chosen excess, or $500
Rent default and legal expenses: These claims have a fixed excess of $400
The claiming procedure is generally the same as home insurance. Where applicable you'll need to provide appropriate evidence of ownership and value, such as:
Receipts
Valuation certificates
Card or bank statements
Instruction manuals
Warranties
Photos
Generally, you should contact Everyday Landlord Insurance as soon as reasonably possible, on the 24 hour claims line, if you intend to make a claim.
If you're making a claim for theft, vandalism or other criminal acts you should contact the police first and get a police report.
Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio
Gary Ross's expertise
Gary Ross has written 646 Finder guides across topics including:
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.