Everyday Landlord Insurance Review

With Everyday Landlord Insurance (from Woolworths), you can get a discount off your monthly shop. Plus, your policy's backed by one of Australia’s biggest insurers: Hollard.

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Our Verdict

Everyday Landlord Insurance is a good insurer if you're on the lookout for a popular insurer and you want money off your Woolies shop. However, its underwriter Hollard doesn't have the best complaints record.

Pros

  • Everyday landlord insurance is issued by The Hollard Insurance Company Pty Ltd, making them a good choice if you want a very popular insurer and underwriter. Hollard also issue policies for SGUA and Kogan.
  • It's good if you shop at Woolies — you get access to a 10% discount off your monthly shop if you're an Everyday Rewards member. T&C's apply.

Cons

  • Its underwriter Hollard doesn't have the best complaints record.

What does Everyday Landlord Insurance cover?

Everyday Landlord Insurance let you choose from 3 policies: building insurance, contents insurance, or combined building and contents insurance.

Here's some of the main insured events a Everyday Landlord Insurance policy can cover you for:

Everyday Landlord Insurance (AR No. 245476) is issued by The Hollard Insurance Company Pty Ltd. and it offers a few different levels of excesses (an amount you pay when you make a claim). It has a 14-day cooling off period which is slightly lower than industry standards.

Everyday Landlord Insurance features

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Standard features

Here are some of the features that a Everyday Landlord Insurance may cover you for if an insured event like a fire, storm or theft occurs.
  • Cover for malicious acts and theft by tenants
  • Removal of debris and trees
  • Loss of rent following damage
  • Outdoor contents at your home
  • Cover for strata title property

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Optional add-ons

Everyday Landlord Insurance doesn't offer a large amount of optional benefits as part of its landlord cover. It comes with these options:
    • Motor Burnout
    • Rent default and legal expenses

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Exclusions

Everyday Landlord Insurance's general exclusions are similar to other insurers. Here's some of the main events you won't be covered for:
  • Bushfires, storm, rainwater or flood damage that happens within 72 hours of buying your policy
  • Damage to a home that has been unoccupied for more than 60 consecutive days
  • General wear and tear
  • Damage from vermin, insects, birds and wildlife
  • Earth movements like erosion, landslides and mudslides
  • Mould
  • Deliberate damage by you or other people invited to your home
  • Tree roots

For a full list of exclusions, make sure you read Everyday Landlord Insurance's PDS.

FAQs about Everyday Landlord Insurance

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Editor, Insurance

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

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Gary Ross has written 646 Finder guides across topics including:
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