Allianz’s Landlord insurance can protect your investment property and the contents inside, if you choose. There are also plenty of optional extras to keep rental income disruption to a minimum.
Allianz won a range of Finder's customer satisfaction awards all across Australia because it was so highly rated by its own customers.
Allianz will cover your lost rental income for up to 12 months if your investment property can't be lived in after an insured event.
You can monthly at no extra cost. This usually incurs a fee for other providers.
Cons
Allianz does not offer underinsurance protection — this is an optional benefit for many other providers.
Its cooling off period is just 14 days — other insurers have cooling off periods of 21 days and longer.
It has a $500 benefit limit for the replacement of locks which is lower than many of it's competitors.
Compare Allianz Landlord Insurance
From 9 November 2024, any Allianz landlord insurance policies that have been purchased and have a start date from 14 January 2025 will include flood cover. If you purchase a policy and have a start date before 14 January 2025, flood cover will remain an optional extra.
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How we picked these
Finder Score for landlord insurance
Finder Score assesses more than 40 home and contents landlord insurance products for their price and features, assigning each product a score out of 10.
Flood cover. For policies that are effective before 14 January 2025, flood cover is an optional extra that can be added to your policy. For policies bought after 9 November 2024 with a start date from 14 January 2025, flood cover is included as part of your cover. Check the product disclosure links at the bottom of this page for more information about this.
Rent default and theft by tenant: Covers up to $10,000 of lost rent during the period of insurance caused by listed rent default events.
Domestic workers' compensation: This covers people you employ at your insured address to help you around the house, such a cleaner. This is only available in TAS, WA and ACT.
How to make a claim
Allianz has 24/7 claims support so you can file a claim at any time, any day. This can be done online or via the phone; 131013.
Allianz building insurance complaints information
In the 2022-2023 financial year, AFCA received a total of 1,117 complaints about Allianz's home insurance product. 371 of those were resolved at the registration and referral stage, giving Allianz a referral resolution rate of 33.3%.
FAQs
Allianz is underwritten by Allianz Australia Insurance Limited.
Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio
The best landlord insurance is the one that you can trust to protect your investment when you're not there.
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