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Qantas landlord insurance

Guaranteed repairs, a monthly payment option and bonus Qantas Points are some of the reasons Qantas landlord insurance could be just the ticket.

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Our verdict

  • You can earn up to 30,000 Qantas Points at sign-up plus additional points based on your premium.
  • You can choose to pay by the month or annually at no additional charge.
  • Guaranteed authorised repairs and new-for-old replacement are nice-to-haves that aren't standard with other insurers.
Deal

Earn up to 30,000 Qantas Points with Qantas Landlord Insurance

Expires 28 May 2024
Earn up to 30,000 Qantas Points with every Qantas Landlord Insurance policy you take out by 28 May. T&Cs and exclusions apply.

Compare Qantas landlord insurance policies in a few clicks

Name Product Tenant Default and Damage Loss of Rent Accidental Damage Sum Insured Safeguard Cooling-off Period Cheapest way to pay
Qantas Landlord Home and Contents Insurance

Optional

10% of the sum insured amount of your property
21 days
Annually
Earn up to 30,000 Qantas Points with every Qantas Landlord Insurance policy you take out by 28 May. T&Cs and exclusions apply.
Qantas Landlord Building Insurance

Optional

10% of your home sum insured
21 days
Annually
Earn up to 30,000 Qantas Points with every Qantas Landlord Insurance policy you take out by 28 May. T&Cs and exclusions apply.
Qantas Landlord Contents Insurance

Optional

No
21 days
Annually
Earn up to 30,000 Qantas Points with every Qantas Landlord Insurance policy you take out by 28 May. T&Cs and exclusions apply.
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What does Qantas landlord insurance cover?

Qantas keeps it simple and offers landlord cover as an add-on to one of its 3 policies: contents insurance, home insurance, and a combined home and contents insurance. Here are some of the main insured events a policy can cover you for:

Qantas Landlord Insurance is issued by Auto & General Insurance Company Limited. If you purchase the policy and change your mind, it comes with a cooling-off period of 21 days. This means if you haven't made a claim, you can receive a refund if you cancel the policy within 21 days from the issue of the policy.

Here's a breakdown of Qantas landlord insurance features

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Standard features

These are some of the features that Qantas will cover you for if you claim for an insured event. Some of these inclusions (like tenant damage) are only available if you've paid for the additional landlord option.

  • Net rental income for up to 15 weeks if your tenant defaults
  • Loss of rent while your home is unlivable
  • Legal expenses
  • Theft and malicious damage by tenants and their visitors
  • Home and contents repairs guaranteed
  • New-for-old replacement

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Optional add-on

Like many other insurers, Qantas lets you tailor your home insurance with the following additional protections:

  • Landlord options of tenant default, theft and malicious damage
  • Flood cover
  • Loss or damage to electrical motors
  • Specified personal effects
  • Unspecified personal effects
  • Sum insured safeguard if your nominated amount is not enough to cover repairs or replacement

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Exclusions

Like any insurance provider, there are certain general exclusions that apply under a landlord insurance policy. With Qantas, some of these include:

  • Actions of the sea such as high tide or storm surge
  • Asbestos
  • Communicable disease
  • Defects, structural faults or design faults
  • Gradual deterioration such as rust, mould or wear and tear
  • Hydrostatic pressure
  • Intentional acts by you
  • Trees, shrubs or plants
  • Rust and mould
  • Vermin
  • War, looting or rioting

For a full list of what is and isn't covered, make sure to review Qantas' PDS for a detailed overview.

Here's the bottom line about Qantas landlord insurance

Qantas offers a well-rounded policy with a variety of optional extras that you can add on to tailor your insurance. The icing on the cake for some is the ability to earn up to 30,000 Qantas Points with a new policy plus points for your premium and regularly completing home-related checks. This can easily cover you for a return domestic flight.

Where Qantas falls down is the lack of a standalone landlord insurance policy. This could mean that you're being insured for things you don't necessarily need and in some cases, can't claim for if you have a tenant in the home. Its average policy savings on offer for having multiple policies can also be beaten by other insurers.

If you're not ready to take out a policy with Qantas, you can compare other landlord insurance companies side by side here.

Frequently asked questions

Leave a Qantas landlord insurance review

If you've held or currently hold a Qantas landlord insurance policy, we'd love to hear from you. Your review can help other Australians decide if Qantas is a good fit for them. Some reviews are from a survey commissioned by Finder.

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2 Responses

    Default Gravatar
    MichelleOctober 27, 2023

    I want to speak to someone to get a quote for Landlord Insurance in QLD

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