Earn up to 40,000 Qantas Points with Qantas Landlord Insurance
Key takeaways
- Qantas covers basic benefits and can be upgraded with optional add-ons.
- There is no stand-alone Landlord policy, you can add it on your home insurance policy.
- Good all around policy if you want to earn Qantas points.
Compare Qantas landlord insurance policies in a few clicks
Compare alternatives
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
What does Qantas landlord insurance cover?
Qantas keeps it simple and offers landlord cover as an add-on to one of its 3 policies: contents insurance, home insurance, and a combined home and contents insurance. Here are some of the main insured events a policy can cover you for:
Qantas Landlord Insurance is issued by Auto & General Insurance Company Limited. If you purchase the policy and change your mind, it comes with a cooling-off period of 21 days. This means if you haven't made a claim, you can receive a refund if you cancel the policy within 21 days from the issue of the policy.
Here's a breakdown of Qantas landlord insurance features
Standard features
These are some of the features that Qantas will cover you for if you claim for an insured event. Some of these inclusions (like tenant damage) are only available if you've paid for the additional landlord option.
- Net rental income for up to 15 weeks if your tenant defaults
- Loss of rent while your home is unlivable
- Legal expenses
- Theft and malicious damage by tenants and their visitors
- Home and contents repairs guaranteed
- New-for-old replacement
Optional add-on
Like many other insurers, Qantas lets you tailor your home insurance with the following additional protections:
- Landlord options of tenant default, theft and malicious damage
- Flood cover
- Loss or damage to electrical motors
- Specified personal effects
- Unspecified personal effects
- Sum insured safeguard if your nominated amount is not enough to cover repairs or replacement
Exclusions
Like any insurance provider, there are certain general exclusions that apply under a landlord insurance policy. With Qantas, some of these include:
- Actions of the sea such as high tide or storm surge
- Asbestos
- Communicable disease
- Defects, structural faults or design faults
- Gradual deterioration such as rust, mould or wear and tear
- Hydrostatic pressure
- Intentional acts by you
- Trees, shrubs or plants
- Rust and mould
- Vermin
- War, looting or rioting
For a full list of what is and isn't covered, make sure to review Qantas' PDS for a detailed overview.
Our verdict
- You can earn up to 30,000 Qantas Points at sign-up plus additional points based on your premium.
- You can choose to pay by the month or annually at no additional charge.
- Guaranteed authorised repairs and new-for-old replacement are nice-to-haves that aren't standard with other insurers.
Here's the bottom line about Qantas landlord insurance
Qantas offers a well-rounded policy with a variety of optional extras that you can add on to tailor your insurance. The icing on the cake for some is the ability to earn up to 40,000 Qantas Points with a new policy plus points for your premium and regularly completing home-related checks. This can easily cover you for a return domestic flight.
Where Qantas falls down is the lack of a standalone landlord insurance policy. This could mean that you're being insured for things you don't necessarily need and in some cases, can't claim for if you have a tenant in the home. Its average policy savings on offer for having multiple policies can also be beaten by other insurers.
If you're not ready to take out a policy with Qantas, you can compare other landlord insurance companies side by side here.
Frequently asked questions
Leave a Qantas landlord insurance review
If you've held or currently hold a Qantas landlord insurance policy, we'd love to hear from you. Your review can help other Australians decide if Qantas is a good fit for them. Some reviews are from a survey commissioned by Finder.
Compare other products from Qantas Money
- Qantas Money credit cards
- Qantas Money home loans
- Qantas Money health insurance
- Qantas Money travel insurance
- Qantas Money home insurance
- Qantas Money car insurance
More guides on Finder
-
Rent default
Rent default and loss of rent are 2 different features of landlord insurance you might need.
-
ING Landlord Insurance
ING landlord insurance options.
-
RAA Landlord Insurance Review
Find out if RAA landlord insurance has a policy that’s right for you.
-
Short-term rental and Airbnb insurance
Find out how to get short term rental and Airbnb insurance
-
Landlord Insurance QLD
Your guide to getting landlord insurance in Queensland.
-
Virgin Money landlord insurance reviewÂ
Your quick guide to Virgin Money Landlord Insurance.
-
Coles landlord insurance review
Your guide to Coles Landlord Insurance.
-
How much does landlord insurance cost?
Landlord insurance can protect your investment from fire, theft, problem tenants and more.
-
Allianz Landlord Insurance review
Find out if Allianz Landlord Insurance is right for you with our review.
-
The best landlord insurance – for the lord of the manor
The best landlord insurance is the one that you can trust to protect your investment when you're not there.
Ask a question
I want to speak to someone to get a quote for Landlord Insurance in QLD
Hi Michelle, you can review a few different options here:
https://www.finder.com.au/landlord-insurance/best-landlord-insurance