Prepaid mobile plans

Find a cheap prepaid plan with no contract or excess usage fees. Compare and you could save nearly $200 a year.

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$17.50/mth for first 3 months with code 'FINDER50'

  • $35/month after
  • Unlimited data (speeds up to 20Mbps)
  • Unlimited calls + texts
  • No lock-in contract
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T&Cs apply. Ends 31.01.22. New customers only.

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Compare prepaid plans

You can use the filters below to choose the price or data amount that suits your needs.

Name Product Features Data Price
Exclusive
-50%
  • $17.50/mth for the first 3 months, then $35/mth. Use code FINDER50. New customers only. T&Cs apply. Ends 31 January 2022
  • Unlimited standard national calls & texts
Unlimited data
Speeds limited to 20Mbps
$17.50
per month
Exclusive
Unlimited data
Speeds up to 20Mbps

-50%
$17.50
per month
Go to site
View details
-50%
  • $15/mth for the first 6 months, then $29.99/mth. T&Cs apply.
  • Unlimited standard national calls & texts
40GB
Data
$0.38 per GB
$15
per month
40GB
Data


$0.38/GB
-50%
$15
per month
Go to site
View details
Finder Award
  • $10 for 70GB for the first renewal, then 30GB for $30. T&Cs apply. Ends 31 January 2022
  • Unlimited standard national calls & texts
30GB
Data
$1.00 per GB
$30
per 28 days expiry
30GB
Data


$1.00/GB
$30
per 28 days expiry
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View details
  • Online offer: $10 instead of $30. New customers only. T&Cs apply. Ends 31 January 2022
  • Unlimited standard national calls & texts
45GB
Data
$0.67 per GB
$30
per 28 days expiry
45GB
Data


$0.67/GB
$30
per 28 days expiry
Go to site
View details
  • Unlimited standard national calls & texts
8GB
Data
$1.88 per GB
$15
per 30 days expiry
8GB
Data


$1.88/GB
$15
per 30 days expiry
Go to site
View details
  • $30 SIM for $10. T&Cs apply. Ends 31 January 2022
  • Unlimited standard national calls & texts
40GB
Data
$0.75 per GB
$30
per 28 days expiry
40GB
Data


$0.75/GB
Available after 1/3/21. After 3rd recharge, $30 recharge gives you 10GB standard data. T&Cs apply.
$30
per 28 days expiry
Go to site
View details
  • Unlimited standard national calls & texts
15GB
Data
$1.33 per GB
$20
per 30 days expiry
15GB
Data


$1.33/GB
$20
per 30 days expiry
Go to site
View details
  • $0 for the first renewal, then 2GB for $12. T&Cs apply. Ends 31 January 2022
  • Unlimited standard national calls & texts
2GB
Data
$6.00 per GB
$12
per 28 days expiry
2GB
Data


$6.00/GB
$12
per 28 days expiry
Go to site
View details
  • Unlimited standard national calls & texts
12GB
Data
$1.67 per GB
$20
per month
12GB
Data


$1.67/GB
$20
per month
Go to site
View details
  • Unlimited standard national calls & texts
40GB
Data
$0.63 per GB
$25
per 30 days expiry
40GB
Data


$0.63/GB
$25
per 30 days expiry
Go to site
View details
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Compare up to 4 providers

Why should you get a prepaid plan?

Prepaid mobile plans are popular because you never have to worry about being overcharged for your phone usage.

Once you've used up the data you paid for at the start of the month, you won't have access to any more until the start of your next billing cycle.

Prepaid plans let you:

  • Control how much you pay upfront for a data allowance of your choice.
  • Recharge your plan whenever you want, whether it's month-to-month, after 90 days, or even a year.
  • Avoid lock-in contracts most of the time.

While most prepaid plans come with unlimited calls and texts these days, there are still a few that offer limited services.

If you're on one of these, just keep an eye out on your usage as this will also be cut off if you reach your monthly limit.

How can you save $200 a year?

We calculated potential savings by looking at the price difference between the cheapest and most expensive prepaid plans in our database (as of October 2021) over a 12-month period.

We chose to look at 7 common monthly data limits and found the average saving to be $197.90 for prepaid plans. Here's the full list of savings for each data allowance:

What type of prepaid plans are there?

There are 3 main types of prepaid plans for you to choose from.

Types of prepaid plans

Monthly icon

Month-to-month

Comes with 28- or 30-day expiry periods and a monthly data allowance to go with it. These will often include unlimited calls and texts within Australia.

long expiry icon

Long-expiry

Pay upfront for data and plan inclusions to last you anywhere between 90 and 365 days. This will usually work out to be cheaper than month-to-month plans since you're paying upfront for a longer period.

Pay as you go Icon

PAYG (pay as you go)

Pay a set amount of credit upfront and get charged for each call or text you make. PAYG plans often come with little to no data and are best suited for infrequent mobile users.

While most people will opt for month-to-month prepaid plans, long-expiry and PAYG plans can be better budget options for those who don't use their phones very much.

Short-term prepaid plans that last 1–10 days also exist, but these are often aimed at travellers and visitors to Australia.

How can you find the right prepaid plan?

You're likely after a prepaid plan because you want to avoid bill shocks and stick to a budget.

Besides how much you're willing to spend each month, think about:

  • What network you want. Your choices include Telstra, Optus and Vodafone. Smaller providers (known as MVNOs) will often offer full coverage from 1 of the big 3 providers at cheaper rates.
  • How much data you need. Don't pay too much for data you might not need. Consider your mobile data usage before choosing a plan.
  • Whether you want extra features. If you want to go beyond data allowance, calls and texts, consider other perks such as international calls and data rollover with your mobile plan.

After thinking about these points, all you need to do is use our comparison table above to find the best mobile plan that fits your bill.

What is the cheapest prepaid plan?

The cheapest prepaid plan you can get is the $1 Optus Flex offer, which only lasts for a day. The cheapest month-to-month prepaid will often be PAYG plans.

However, these plans aren't as relevant for an everyday user. They either come with a short-term expiry period of 1–7 days or with little to no plan inclusions.

We've calculated the average cost of mobile plans across a number of data limits to give you an idea of what you can expect to pay.

Data per monthPrice per month
5GB$16.20
10GB$24.40
30GB$32.30
50GB$65.70

These prices were last updated in October 2021.

If the prepaid plan you're interested in costs cheaper than the above figures each month, you've got yourself a good deal. If not, compare your options to see if you could find a better one.

What is the best prepaid provider?

The best provider for you will depend on a number of factors like how much you're willing to pay, what features you're after and what mobile network you might prefer.

While there's no singular best provider that will work for everyone, we've chosen a couple of the bigger names you might be familiar with to give you a rundown of what's on offer.

telstra logo

Telstra

The biggest reason to opt for Telstra is for access to the widest mobile coverage in Australia, reaching 99.5% of the population.

You might not notice the difference if you live in a metropolitan area, but customers in regional or rural dwellings are more likely to appreciate its reach.

By signing up with Telstra, you can expect:

  • Expiry periods that span over 7 days, 28 days, 6 months or 12 months.
  • 5G access on its $60 prepaid plan.
  • Option to bank up to 200GB of unused data.
  • Between 610 and 6,900 international minutes to call selected countries (depending on the plan you choose).
  • An easy-to-use Telstra app to check your balance, track your data usage and recharge.
  • Various customer service support options, including online chat and in-store support.
  • Watch out for: Higher pricing compared to smaller providers. You can find cheap mobile plans under $20 here if you're looking out for your budget.

optus logo

Optus

Optus, the second-biggest network provider in Australia, is hot on Telstra's heels for coverage and value. It reaches 98.5% of the population and offers slightly cheaper prices.

By signing up with Optus, you can expect:

  • Plenty of prepaid plan options, with anything from plans that last for 1 day only to your usual monthly plans and longer expiries that last up to a year.
  • Data rollover up to 200GB when you recharge before expiry, or 50GB if you get on a long-expiry plan.
  • Free international calls and texts to 15 destinations on some plans.
  • Use the My Optus app to track your usage, recharge or change your plan and get customer support.
  • Add-ons such as $5 for Optus Sport with a 28-day expiry period.

Vodafone logo

Vodafone

Vodafone may not be on par with Telstra or Optus in terms of coverage, but it does offer budget-friendly plans that won't make you sigh over your mobile bills throughout the year.

By signing up with Vodafone, you can expect:

  • Cheaper plans with heaps of data thanks to regular discounts and bonus data offers.
  • "Infinite data" on some of its prepaid plans. This means once you've used up all your data you'll still be able to use your mobile Internet but at reduced 1.5Mbps speeds until your next recharge.
  • The option to bank up to 200GB data as long as you recharge your plan before it expires.
  • Between 500 and 1,500 free international minutes and 50 texts depending on the plan you choose.
  • $5 roaming, which is arguably the best roaming offer on the market.
  • Watch out for: Limited network coverage, especially if you're in a rural or regional part of Australia.

Amaysim

amaysim

Winner of our 2021 Finder Award for Best Prepaid Provider, amaysim's garnered a strong reputation for offering simple plans with heaps of data to keep you satisfied.

By signing up with amaysim, you can expect:

  • Generous bonus data on your first 1–3 recharges.
  • A user-friendly mobile app for managing your plan.
  • Long-expiry plans that help cut the cost of your mobile bill.
  • Plenty of customer support options, including live chat.
  • Access to the full Optus 3G/4G network.

Kogan mobile

Kogan Mobile

Kogan, which runs on the Vodafone network, is well-known for its affordable long-expiry plans that come with high data allowances.

By signing up with Kogan, you can expect:

  • 2 options for monthly plans: 45GB for $40 or 80GB for $60.
  • 4 types of big data long-expiry plans that last 365 days.
  • The choice to have your long-expiry data portioned out over the year or access it all at once.
  • To earn 1 Qantas Frequent Flyer point for every $2 spent with Kogan.
  • Watch out for: Its monthly plans will lock you into a contract for the full year and there's no online support.

boost mobile logo

Boost Mobile

Boost gives you full access to Telstra's 4G network without the premium price tag.

By signing with Boost, you can expect:

  • Expiry periods between 7 days and 12 months.
  • Exclusive access to Telstra's 4G network.
  • User-friendly app to track usage, recharge and live chat with customer support.
  • Roll over any unused data to the next month.
  • Unlimited international calls to 20 countries plus 300 free minutes and as many texts to 30 selected destinations.
  • Watch out for: There's no international roaming available and bonus data offered on most prepaid plans will likely expire after the first 3 recharges.

Frequently asked questions


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    36 Responses

      Default Gravatar
      CherylSeptember 25, 2019

      What is the cheapest prepaid plan for 28-35days, small amount of data unlimited calls & texts?

        Default Gravatar
        NikkiSeptember 26, 2019

        Hi Cheryl,

        Thanks for getting in touch! The cheapest prepaid plan that is within the 28-35 days period with, minimum date of 4GB + unlimited call and text is the Catch Connect 4G 40GB $49.90 30 Days. To get started with your application, click the GO TO SITE button.

        Hope this helps!

        Best,
        Nikki

      Default Gravatar
      FrankJuly 5, 2019

      I am on long term prepaid 365 plan.Is my data being used even if idon’t make any
      calls?

        Default Gravatar
        NikkiJuly 6, 2019

        Hi Frank,

        Thanks for getting in touch!

        Your data is not being used when you make regular outgoing calls, however, if you make other calls that uses internet such as Viber, Whatsapp or other apps that need internet to be able to work, this will use up your data.

        Hope this helps! For any further questions, feel free to reach out to us again, we’re here to help.

        Best,
        Nikki

      Default Gravatar
      HarryApril 19, 2019

      Actually I don’t have a valid visa, I want to register my number in Lyca, is it possible??

        Avatarfinder Customer Care
        JeniApril 20, 2019Staff

        Hi Harry,

        Thank you for getting in touch with Finder.

        If you wish to activate your new number Lycamobile, please visit their official page and follow their step-by-step guide on this matter. You just need a proof of identification like your passport to register online.

        I hope this helps.

        Thank you and have a wonderful day!

        Cheers,
        Jeni

      Default Gravatar
      SherylApril 5, 2019

      Husband needs a prepaid plan to call and receive the odd call and perhaps the odd text. Currently has $20 Telstra prepaid every month he has used minimal. I acknowledge this can get credited to the next month but he just doesn’t use it.
      Is there a better/cheaper option than what he currently has?

        Avatarfinder Customer Care
        JohnApril 8, 2019Staff

        Hi Sheryl,

        Thank you for reaching out to Finder.

        Yes, there are cheaper prepaid mobile plans available for you to choose from. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

        Before applying, please ensure that you read through the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!

        Cheers,
        Reggie

      Default Gravatar
      DrMarch 12, 2019

      I am a prepaid Telstra mobile customer since 2012 but unfortunately last week I change to prepaid plan to Telstra prepaid Max. This plan is very good for the people who use the internet continually because it gives a lot of gigabytes which is helpful. Also it gives a free standard national voice calls in Australia. Now, because I go overseas I need cheaper international voice calls which is not provided by Telstra. So I am thinking that I need to return back to my old plan which I were happy with it from 2012 til last week.

      Could you please help me in this matter?

        Avatarfinder Customer Care
        JeniMarch 14, 2019Staff

        Hi Dr. Abdulhadi,

        Thank you for getting in touch with Finder.

        You may refer to our list of cheap international calls from Australia. If you are travelling abroad and would be staying long in the said country, I suggest that you use the country’s mobile service as using your Telstra SIM or any Australian mobile service abroad would cost you roaming charges on top of your phone calls and data usage.

        I hope this helps.

        Thank you and have a wonderful day!

        Cheers,
        Jeni

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