Compare the latest prepaid mobile plans

Get more for your money and control your spending with a flexible prepaid plan.

Score 45GB of data + unlimited national & international calls for just $20

Score 45GB of data + unlimited national & international calls for just $20 from Boost Mobile Deals

Promoted
  • 45GB data included on first 5 recharges
  • Unlimited standard national calls + texts
  • Unlimited international calls & text to 25 selected destinations + even more
  • Half price offer ends 24.06.2019

View details
Back to top

What is a prepaid plan?

  • They require regular upfront payments, versus postpaid plans, which are billed at the end of each contract period.
  • Prepaid plans have expiry periods that range from as little as 10 days up to 365 days, though most are around 30 days.
  • Prepaid plans work on a recharge basis, where you pay for an allotment of calls, texts and data to use within a period of time. Once you have used your call credit, or reached your expiry date, you buy another recharge.
  • Recharges can be purchased directly from your phone, by calling your provider or using its website, with some larger providers also offering prepaid purchase options at supermarkets and other retail outlets.
alex

Meet the team
Alex Kidman is a multi-award-winning consumer technology journalist and the Tech & Telco Editor at finder.com.au. He's been writing about consumer technology topics for more than two decades.

Pros

  • Fully control your mobile spending
  • Never be hit with bill shock or unexpected spending
  • Less commitment - switch carriers easily
  • Retain your mobile number with our guide on how to port your mobile number.

Cons

  • Service is cut off unless you recharge or top up on time
  • Data is usually more expensive when compared with postpaid plans
  • Expiry periods can be misleading - e.g. 28 days vs 1 month plans
  • If you don't have a device, buying one outright can be an big upfront cost

A prepaid plan can also be a money saver compared to a contract plan. The total cost of buying a handset outright and then paying for a prepaid service across 24 months can be cheaper than a contract deal. Our mobile phone plan comparison tool can help you decide, by helping you compare the cost of outright buy plus prepaid to a contract deal for any phone available in Australia.

Back to top

Prepaid vs Contract plans: our video guide

Back to top

Can I get a phone with my prepaid plan?

The typical answer to this question is no, because prepaid plans are configured for those who already have their own phone. If you want a new mobile phone to go with a prepaid service, you're going to have to shell out for its entire cost upfront.

That said, there are a number of handsets that are sold as "prepaid" phones. These are usually cheap phones and are often locked to a given provider, so if you do want to switch providers at some point an unlocking fee may apply.

If you need a new phone to pair with your new prepaid plan, you'll find plenty of bargains in our roundup of the latest mobile phone deals from eBay Australia.

How should I compare prepaid plans?

  • Cost of recharge: If your usage varies, it makes sense to use the flexibility of a prepaid plan by altering your monthly recharge amount, which you can typically do without penalty. However, you need to be aware of the minimum recharge amount required to maintain your phone service.
  • Data charging: Different prepaid plans come with different levels of data, and with the rise of "unlimited" call/texts packages, this is a key differentiator. If you're busy on your smartphone, go for a plan with plenty of data, but also make sure you can easily buy data top-ups and that your provider counts data charges per KB block, rather than a larger amount as this will eat up your data quickly. We have a guide to how different providers count data if you want to know more.
  • Network coverage: While there are many prepaid providers, they're all using one of just three networks, run by Telstra, Optus and Vodafone. Not all providers have access to those carrier's 4G networks, or the full network map. While network coverage maps are largely indicative rather than entirely accurate, they're a good gauge of overall coverage that can help you decide which provider to choose. Our guide to the difference between 3G and 4G covers this in more detail.
  • International coverage: If you regularly make overseas calls, or travel a lot, it's worth reading the fine print on any prepaid plan. Some providers specifically target international callers with attractive rates to call overseas or even included calling minutes to popular destinations. However, if you head overseas, it's a different story; many prepaid SIMs don't offer any roaming functions for use overseas. Even if they do, the rates for prepaid roaming are generally high, so choose carefully.
Back to top

Latest prepaid mobile plan news


Was this content helpful to you? No  Yes

Related Posts

Latest mobile plan deals on Finder

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

32 Responses

  1. Default Gravatar
    HarryApril 19, 2019

    Actually I don’t have a valid visa, I want to register my number in Lyca, is it possible??

    • Avatarfinder Customer Care
      JeniApril 20, 2019Staff

      Hi Harry,

      Thank you for getting in touch with Finder.

      If you wish to activate your new number Lycamobile, please visit their official page and follow their step-by-step guide on this matter. You just need a proof of identification like your passport to register online.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  2. Default Gravatar
    SherylApril 5, 2019

    Husband needs a prepaid plan to call and receive the odd call and perhaps the odd text. Currently has $20 Telstra prepaid every month he has used minimal. I acknowledge this can get credited to the next month but he just doesn’t use it.
    Is there a better/cheaper option than what he currently has?

    • Avatarfinder Customer Care
      JohnApril 8, 2019Staff

      Hi Sheryl,

      Thank you for reaching out to Finder.

      Yes, there are cheaper options available for you to choose from. Please click this Finder link, I have already filtered the results to your preferences. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!

      Cheers,
      Reggie

  3. Default Gravatar
    DrMarch 12, 2019

    I am a prepaid Telstra mobile customer since 2012 but unfortunately last week I change to prepaid plan to Telstra prepaid Max. This plan is very good for the people who use the internet continually because it gives a lot of gigabytes which is helpful. Also it gives a free standard national voice calls in Australia. Now, because I go overseas I need cheaper international voice calls which is not provided by Telstra. So I am thinking that I need to return back to my old plan which I were happy with it from 2012 til last week.

    Could you please help me in this matter?

    • Avatarfinder Customer Care
      JeniMarch 14, 2019Staff

      Hi Dr Abdulhadi,

      Thank you for getting in touch with Finder.

      If you need cheap international calls, you may check out this page to compare your mobile plan options. If you are travelling abroad and would be staying long in the said country, I suggest that you use the country’s mobile service as using your Telstra SIM or any Australian mobile service abroad would cost you roaming charges on top of your phone calls and data usage.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  4. Default Gravatar
    AnnieFebruary 28, 2019

    I currently have a $30 monthly prepaid with Telstra. I’m going overseas for about 2 years and need to keep my current mobile number to receive a few texts per month. I won’t be making calls or needing data for internet. Telsta is offering me the ”long life plus” for $70/year to keep my number. Are there any other phone companies that are cheaper than $70/year?

    Thanks.

    • Avatarfinder Customer Care
      JeniMarch 2, 2019Staff

      Hi Annie,

      Thank you for getting in touch with Finder.

      Currently, most mobile plans on this long expiry page have included data usage which does not suit you since you wouldn’t be using the data overseas but just a few SMS. While on this mobile plan comparison page we have basically have 28 days to 6 months plans – inclusive of data, calls and text.

      I suggest that you contact your top 3 providers to confirm if they offer a long life plan that would suit your needs.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  5. Default Gravatar
    WubbleupSeptember 29, 2018

    I am living in Lakewood nsw(2443) mob signal is not great! I have wifi and a landline with unlimited calls . I need a mobile phone service with unlimited calls when away from home …. I have my own phone , I don’t want to be locked into a plan and want to keep my mobile number. Can you suggest the cheapest and best carrier for my needs ?
    Wendy

    • Avatarfinder Customer Care
      JoshuaOctober 1, 2018Staff

      Hi Wendy,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      As a comparison website, we are not permitted to provide specific recommendations. However, what I can suggest is for you to use our table above. You may also want to use the filters of the table to narrow down your options. With the filter, you can eliminate those plans that come with a lockdown contract and display those plans with unlimited calls.

      When you switch to another carrier, you can also keep your mobile number. You may know more about that here.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  6. Default Gravatar
    JoSeptember 27, 2018

    Would amaysim $10 prepay suffice if phone only used for making calls to landlines and mobiles ie no data use?

    • Avatarfinder Customer Care
      NikkiOctober 1, 2018Staff

      Hi Jo,

      Thanks for your message and for contacting finder.

      This will depend entirely on how often you’ll be making calls.

      You may review the other options on the page above and find one that you think would fit your usage.

      Hope this helps. Feel free to message us again should you have further questions.

      Cheers,
      Nikki

  7. Default Gravatar
    LisaMarch 21, 2018

    I’m looking for a prepaid sim that uses Telstra 4g as that’s what works the best in our location. I also want a plan that rolls over the left over data. I came across a company called ‘Belong’ that has a good plan but they don’t seem to get any good reviews. Any recommendations about them or other companies would like at least 5gb and max $30 per mths. thanks for your help :)

    • Avatarfinder Customer Care
      JoshuaMarch 27, 2018Staff

      Hi Lisa,

      Thanks for getting in touch with finder.

      Data rollover is treated slightly differently depending on your carrier, but at the time of writing, Optus, Virgin, Telstra and Vodafone all have rollover provisions that work slightly differently depending on which network you’re actually using.

      Regarding Belong, it was founded back in 2013 with the aim of disrupting the Australian broadband market with value-priced ADSL and NBN plans. It later branched out in October 2017 by adding SIM-only mobile phone plans to its repertoire. Operating on parts of Telstra’s 4G and 3G networks, these plans are targeted squarely at heavy data users, packing plenty of GBs at the expense of only being able to receive phone calls by default. To make outgoing calls, you’ll need to purchase a separate call pack add-on.

      Belong’s mobile plans are strictly SIM-only, post-paid affairs, with minimal options for customisation. They all come with a no lock-in, month-to-month contract giving you the freedom to cancel at any time without having to pay any termination fees.

      I may not be able to give you specific recommendations, but you can use the table found on this page. Use our filters to narrow down your choices and specify which provider you want to show up.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

    • Default Gravatar
      LisaMarch 27, 2018

      Thanks Joshua we have decided to give Belong a go but my only concerns are the claim that they only operate on Parts of Telstra 4g & 3g! if they’re not totally using the Telstra lines whos else are they using or am i understanding it wrong? We have signal issues where we live and only seem to get Telstra here.

      thanks Lisa

    • Avatarfinder Customer Care
      JoshuaMarch 28, 2018Staff

      Hi Lisa,

      Thanks for your reply.

      “Parts of Telstra’s 4G or 3G” means that Belong is using some of the available technology created by Telstra. According to our page, Belong only uses Telstra’s network. So, if your area has Telstra’s network, then you can expect that your phone will receive a signal. If there’s none, then you won’t be able to use your phone’s data.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  8. Default Gravatar
    ricardoFebruary 13, 2018

    hi im looking for a prepaid phone company (just simcard) that has unlimited international calls and text to USA

    • Avatarfinder Customer Care
      JoshuaFebruary 22, 2018Staff

      Hi Ricardo,

      Thanks for getting in touch with finder.

      Please refer to this page to find the right sim-only plan for you.

      On that page, you will find that Lebara and Lycamobile provides unlimited calls and texts to the US.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  9. Default Gravatar
    JamnadasFebruary 1, 2018

    heard that reception from KOGAN mobiles are just 3G

    • Avatarfinder Customer Care
      RobynFebruary 1, 2018Staff

      Hello Jamnadas Polra,

      Thank you for your inquiry. Please know that we are not affiliated with Kogan as you have reached finder. With regard to Kogan’s reception or speed, The Kogan Mobile network uses a mix of 4G (LTE), 3G+ and 3G coverage to carry data, calls and messages to and from your mobile device. The main difference between them is the speed at which data is transferred.
      4G is the fourth generation of mobile network technology and has been built for the internet. That means surfing, downloading, video streaming and gaming will be faster than when you’re on 3G+ or 3G.

      You may further check more information by visiting Kogan’s main website.

      Hope this helps. Should you have further questions or clarifications, please do not hesitate to contact us again.

      Best Regards,
      Robyn

  10. Default Gravatar
    BrennanOctober 19, 2017

    I am travelling to Australia and New Zealand in 2 weeks time. I will be visiting my brother in Melbourne and sister in Aukland. The total length of my trip is 14 days. First stop is in Melbourne so I can get a SIM card mailed there if necessary. I have an unlocked iPhone 6S and don’t care if I am stuck on 3G. Does a pre-paid SIM card with data plan exist which I can use data in both Australia and New Zealand?

    • Avatarfinder Customer Care
      RenchOctober 19, 2017Staff

      Hi Brennan,

      Thanks for reaching out to us. Please note that we are not affiliated with any company we feature on our site and so we can only offer you general advice.

      It is possible to roam globally while using a prepaid phone plan which also includes data that you can use in both Australia and New Zealand.

      You can have a look on this page for more info and compare prepaid mobile plans.

      Cheers,
      Rench

Ask a question
Go to site