No-claims bonus (NCB)
The longer you go without making a claim, the more of a discount you get on premiums.
- The maximum discount is typically reached after five or six years.
- This discount is typically transferred across when switching car insurance policies, even if you change to a new insurer.
- Some insurers may have options to preserve your no-claims discount for a limited number of claims per year, or in situations such as no-fault claims, or for storm damage.
