Key takeaways
- Roadside assistance in NSW can help you help you avoid being stranded on the side of the road with nobody insight and avoid expensive, out of pocket towing bills.
- If you travel interstate you'll still get your normal roadside assistance benefits, even if your provider only operates in NSW.
- It can even cover you for problems that may be your own fault, like locking yourself out of the car.
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How we picked theseWhat does roadside assistance cover me for in NSW?
While different providers may cover some scenarios and not others, there are a number of common reasons for roadside assistance that most providers include:
- Flat batteries. It might be that your battery has run out of juice or you just need someone to jump-start the engine for you. Either way, the problem should be able to be solved at the scene.
- Out of petrol. You’re driving along but realise too late that the needle’s all the way down to zero. Usually, roadside assistance drivers will carry a small quantity of petrol or diesel with them, but otherwise they’ll get you to the nearest servo.
- Flat or punctured tyres. Maybe you ran over something or you put the pressure cap back on incorrectly. Roadside assistance providers will change it over for you if you can’t.
- Restarting your car. When all else fails and you don’t know why your car won’t start, roadside assistance will help sort it out.
- Lockouts. Staring in at your keys lying on the dashboard of your very locked car isn’t a pleasant feeling. Roadside assistance will get you inside your vehicle once more and even pay a portion of locksmith fees should they become necessary.
- Towing. When they can’t fix the issue on the spot, roadside assistance providers will tow your car somewhere it can be fixed. Many will also tow your caravan too.
What happens if I'm travelling interstate?
Regardless of your provider, if you venture out to sample the Australian countryside away from NSW you should still have access to your normal roadside assistance benefits. Even if you manage to take out insurance with a company that only operates in NSW, most insurers have partnerships with other companies that mean no matter where you go, someone will be there to help.
How do I choose a roadside assistance brand in NSW?
As always, picking an insurer depends on what you need and what you can afford. For example, insurers like AAMI or GIO include roadside assistance as ana optional extra when you take out one of their comprehensive car insurance policies. So you looking to bundle up up your insurance in NSW, it may end up being cheaper and easier to get this kind of roadside assistance. Many insurers including Youi even throw it for free with their comprehensive policies.
Some insurers and most automobile clubs offer standalone roadside assistance plans. When it comes to choosing between these options, consider the different response times. Most other roadside assistance services will be similar across providers. It may be worth paying extra for faster assistance, ensuring your long distance drive or roadtrip isn't ruin.
How does roadside assistance compare?
Here is how some insurance companies in Australia stack up. Most insurers offer very similar cover as each other but as you can see, the joining requirements, cost and benefit limits can vary quite a bit. Always review the Product Disclosure Statement (PDS) to find out which policy is best for you.
- None of the following policies require a joining fee, although only a few will let you purchase roadside assistance as standalone cover.
- Towing limit can vary by as much as 30km in urban areas and 50km in rural areas.
- Cost can vary by more than $30 per year.
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How we picked theseFinder Score for car insurance
We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. We use your responses to our quiz to pair you with the closest price profile and while we are not allowed to display actual quotes, our price score aims to serve as an indicative guide to how cost competitive a product might be for you.
Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.
Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score (80% weighting on the primary selection between Price or Feature). Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.
Who has the cheapest roadside assistance in NSW?
Which providers offers roadside assistance in NSW?
Sources
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