Compare roadside assistance in NSW

Flat battery, punctured tyre or out of petrol? Roadside assistance has you covered from $6.70 per month.

Key takeaways

  • Roadside assistance in NSW can help you help you avoid being stranded on the side of the road with nobody insight and avoid expensive, out of pocket towing bills.
  • If you travel interstate you'll still get your normal roadside assistance benefits, even if your provider only operates in NSW.
  • It can even cover you for problems that may be your own fault, like locking yourself out of the car.

Want help day and night? Compare roadside assistance

5 of 19 results
Call-outs (Unlimited/4 per year) Joining Fee Fuel Replacement Locksmith Cost per Month
Budget Direct Roadside Assistance logo
Unlimited
No joining fee
Up to $15
Up to $125
N/A
15% discount on your first year's membership when you buy online and use the code SOLVED15. T&Cs apply.
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NRMA Roadside Assistance logo
Unlimited
No joining fee
$200
$27.49
From $27.49 per month.
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RAA Roadside Assistance logo
Unlimited
No joining fee
$150
$21.62
More info
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RAA Roadside Assistance logo
4 call outs a year
No joining fee
$50
$9.99
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RACQ Roadside Assistance logo
Unlimited
No joining fee
$300
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10 of 59 results
Roadside assistance Accidental damage Choice of repairer Agreed or Market Value
Optional
Agreed or Market
Summary: A great value policy with exceptional customer service. Youi won the 2024 Finder Award for Customer Satisfaction. It scored highly for features and benefits, customer service and reliability. It also automatically includes roadside assistance with comprehensive policies in its price - a feature that typically costs upwards of $90 per year.
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Optional
Optional
Agreed or Market
Save 15% off your first year’s premium when you take out a new Coles Car Insurance policy online. T&Cs apply.
Summary: Coles Comprehensive Car Insurance includes the benefits you'd expect, plus features like grocery replacement (up to $200 if damaged or stolen. T&C's apply).

Who it might be good for: Those who want great quality cover and more rewards with Flybuys.
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Optional
Agreed or Market
Up to 10% off your first year's premium when you apply online and $10 monthly Kogan credit (valid on $100+ purchases) for active policyholders. Black Friday deal: Get 12 months Complimentary Roadside Assist. T&Cs apply.
Summary: Kogan comes with all the perks that most comprehensive car insurance policies include, but you’ll also be entitled to some benefits from its online store. This usually comes in the form of a gift voucher or discount if you buy online.

Who it might be good for: Kogan shoppers and those after a good range of policy options.
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Qantas Car Insurance logo
Optional
Optional
Agreed or Market
Earn up to 40,000 Qantas Points with every car insurance policy. Ends 28 Jan 2026. Plus save 15% on your 1st year’s premium when you purchase online. T&Cs apply.
Summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

Who it might be good for: People who want more bang for their buck with Qantas Points.
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ING logo
Optional
Optional
Agreed or Market
Save 15% on your first year’s premium when you buy a new ING comprehensive car insurance online. T&Cs apply.
Summary: A policy with high benefit limits included as standard with plenty of optional add-ons.

Who it might be good for: Drivers who like the ability to tailor their cover with lots of optional extras like windscreen damage and roadside assistance.
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Australian Seniors logo
Optional
Agreed
Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
Finder’s summary: Australian Seniors’ comprehensive policy includes complimentary hire car for a stolen car, up to $1,000 for a damaged trailer or caravan, up to $500 for emergency travel and accommodation cover.

Who it might be good for: People over 50 years old looking for flexible cover options.
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Huddle logo
Optional
Agreed or Market
Summary: Huddle's comprehensive policy will cover you if your vehicle is damaged or lost as a result of a collision, a natural event, a malicious act, theft or fire. It also includes up to $500 for essential repairs.

Who it might be good for: Someone who drives less than 15,000 km a year can opt for Pay As You Drive cover.
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Real logo
Optional
Agreed
Summary: Real Comprehensive Car Insurance provides similar coverage to other insurers for the important stuff like looking after your car if it's stolen or you crash. It's also one of the few insurers who offer a Pay As You Drive policy, so you might be able to save big if you don't drive much.

Who it might be good for: Those that don't drive much can take advantage of its Pay As You Drive policy.
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Australian Seniors logo
Optional
Market
Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
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Budget Direct logo
Optional
Market
Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
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Showing 10 of 17 results

What does roadside assistance cover me for in NSW?

While different providers may cover some scenarios and not others, there are a number of common reasons for roadside assistance that most providers include:

  • Flat batteries. It might be that your battery has run out of juice or you just need someone to jump-start the engine for you. Either way, the problem should be able to be solved at the scene.
  • Out of petrol. You’re driving along but realise too late that the needle’s all the way down to zero. Usually, roadside assistance drivers will carry a small quantity of petrol or diesel with them, but otherwise they’ll get you to the nearest servo.
  • Flat or punctured tyres. Maybe you ran over something or you put the pressure cap back on incorrectly. Roadside assistance providers will change it over for you if you can’t.
  • Restarting your car. When all else fails and you don’t know why your car won’t start, roadside assistance will help sort it out.
  • Lockouts. Staring in at your keys lying on the dashboard of your very locked car isn’t a pleasant feeling. Roadside assistance will get you inside your vehicle once more and even pay a portion of locksmith fees should they become necessary.
  • Towing. When they can’t fix the issue on the spot, roadside assistance providers will tow your car somewhere it can be fixed. Many will also tow your caravan too.

What happens if I'm travelling interstate?

Regardless of your provider, if you venture out to sample the Australian countryside away from NSW you should still have access to your normal roadside assistance benefits. Even if you manage to take out insurance with a company that only operates in NSW, most insurers have partnerships with other companies that mean no matter where you go, someone will be there to help.

How do I choose a roadside assistance brand in NSW?

As always, picking an insurer depends on what you need and what you can afford. For example, insurers like AAMI or GIO include roadside assistance as ana optional extra when you take out one of their comprehensive car insurance policies. So you looking to bundle up up your insurance in NSW, it may end up being cheaper and easier to get this kind of roadside assistance. Many insurers including Youi even throw it for free with their comprehensive policies.

Some insurers and most automobile clubs offer standalone roadside assistance plans. When it comes to choosing between these options, consider the different response times. Most other roadside assistance services will be similar across providers. It may be worth paying extra for faster assistance, ensuring your long distance drive or roadtrip isn't ruin.

How does roadside assistance compare?

Here is how some insurance companies in Australia stack up. Most insurers offer very similar cover as each other but as you can see, the joining requirements, cost and benefit limits can vary quite a bit. Always review the Product Disclosure Statement (PDS) to find out which policy is best for you.

  • None of the following policies require a joining fee, although only a few will let you purchase roadside assistance as standalone cover.
  • Towing limit can vary by as much as 30km in urban areas and 50km in rural areas.
  • Cost can vary by more than $30 per year.
19 of 19 results
Finder Score Call outs Joining Fee Fuel Replacement Locksmith
Finder Score
First two included, then pay per call-out
No joining fee
Up to 10 litres
$250
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Finder Score
Unlimited
No joining fee
$15
$125
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Finder Score
Unlimited within fair use policy
No joining fee
Up to $15
Up to $125
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Qantas Car Insurance logo
Finder Score
Finder Score
Unlimited within fair use policy
No joining fee
Up to $15
Up to $125
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Australian Seniors logo
Finder Score
Finder Score
Not mentioned
No joining fee
Up to $10
$50
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ING logo
Finder Score
Finder Score
Unlimited
No joining fee
Up to $15
$125
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Huddle logo
Finder Score
Finder Score
Not mentioned
No joining fee
Up to 10 litres
$150
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Real logo
Finder Score
Finder Score
Not mentioned
No joining fee
Up to $10
$50
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NRMA logo
Finder Score
Finder Score
Unlimited
No joining fee
Enough to reach the nearest petrol station
$200
More info
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ahm logo
Finder Score
Finder Score
Not mentioned
No joining fee
Up to 10 litres
$150
More info
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Suncorp logo
Finder Score
Finder Score
Not mentioned
No joining fee
Up to $10
$250
More info
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AAMI logo
Finder Score
Finder Score
Not mentioned
No joining fee
Up to $10
$250
More info
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Everyday logo
Finder Score
Finder Score
Not mentioned
No joining fee
Up to $10
$250
More info
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Shannons logo
Finder Score
Not scored yet
Finder Score
Not scored yet
Unlimited
No joining fee
Up to $10
$350
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PD Insurance logo
Finder Score
Not scored yet
Finder Score
Not scored yet
Not mentioned
No joining fee
Up to 10 litres
$250
More info
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Club Comprehensive 4x4 Insurance logo
Finder Score
Not scored yet
Finder Score
Not scored yet
Not mentioned
No joining fee
Up to 10 litres
$250
More info
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Gio logo
Finder Score
Not scored yet
Finder Score
Not scored yet
Unlimited
No joining fee
Up to $10
$250
More info
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Stella Insurance logo
Finder Score
Not scored yet
Finder Score
Not scored yet
Unlimited
No joining fee
Up to $10
More info
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Apia logo
Finder Score
Not scored yet
Finder Score
Not scored yet
Unlimited
No joining fee
Up to $10
$250
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Showing 19 of 19 results

Finder Score for car insurance

We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. We use your responses to our quiz to pair you with the closest price profile and while we are not allowed to display actual quotes, our price score aims to serve as an indicative guide to how cost competitive a product might be for you.

Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score (80% weighting on the primary selection between Price or Feature). Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.

Read the full methodology

Who has the cheapest roadside assistance in NSW?

Which providers offers roadside assistance in NSW?

Sources

Alexandra Koster's headshot
Publisher

Alexandra Koster was Finder's publisher for car, home and pet insurance. She has a Tier 1 certification in General Insurance, as well as a Bachelor of Arts in Film and Cultural Studies from the University of Sydney. Her hobbies include reading Product Disclosure Statements and deciphering complicated insurance lingo to help people save on their insurance so that they can spend their money on better things – like dogs. See full bio

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