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AAMI Roadside Assistance Review

An affordable add-on policy, AAMI’s roadside assistance has decent perks but is only available to AAMI customers.

Our verdict


  • We compared the price of eight add-on roadside assistance policies. At $86 a year, AAMI was cheaper than five other brands.
  • AAMI offers an SMS tracker, so you can see your mechanic live location as they're on their way. (Geographical limitations do apply though).
  • AAMI offers unlimited call-outs, 24/7, 365 days a year.


  • AAMI's roadside assistance is only available to people who have comprehensive car insurance with AAMI.
  • If AAMI doesn't have any service providers within 100km of your car, you won't be able to use roadside assistance.
  • There's no cover if you've accidentally filled up with incorrect or contaminated fuel.

AAMI offers roadside assistance which can easily compete with other options in the market, across both price and features.

CompanyCost per yearJoining feeCallout limitsNeed to hold a policy with them?Lockout / Lost keyBreakdown towing
AAMI logo$86$0UnlimitedYes$15020km in the city, 100km in rural areas
Budget Direct logo$79.95$0UnlimitedNo$12515km in the city, 50km in rural areas
NRMA logo$110$55UnlimitedNoYes20km in the city, towing to nearest NRMA centre in rural areas
GIO logo$90$0UnlimitedYes$15020km in the city, 100km in rural areas
APIA logo$84$0UnlimitedYes$15020km in the city, 100km in rural areas

Note: AAMI is an add-on policy. Some other policies are included as part of comprehensive insurance, and some are fully independent from car insurance. Quotes are accurate as of November 2023 but yours will differ based on your driver profile.

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Senior writer

Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds. See full bio

Nicola's expertise
Nicola has written 238 Finder guides across topics including:
  • Personal finance
  • Personal insurance, including car, health, home, life, pet and travel insurance
  • Commercial business insurance

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