Stella is currently in the process of refining its new car insurance product. If you're an existing customer, you should receive communication from them before your policy expires with information on what to do next.
You can save 17% on your premium if you pay annually.
Stella's comprehensive car insurance policy includes a new car replacement if yours is written off in the first 3 years of registration. Other insurers cap this at the first 2 years.
Stella will waive the excess if your car is damaged in a domestic violence incident - check the PDS for full details.
Cons
We compared 37 comprehensive car insurance policies. On average, 29 brands offered cheaper comprehensive cover than Stella.
Stella's product disclosure statement includes vague terminology like 'reasonable costs'. This makes it difficult to know exactly what exactly you're covered for.
Some common customisations aren't available. For example, you can't choose your own repairer and you can only insure your car for agreed value, not market.
Price
We compared hundreds of quotes from 37 different car insurance brands. On average, Stella was among the most expensive, with 29 brands offering cheaper car insurance. See how Stella stacks up below. Keep in mind, quotes depend on your personal circumstances so your own will differ to those below. This has been based on a fictional driver profile.
Stella exclusively offers comprehensive car insurance. If you're looking for third party or third party fire and theft cover - for example, your car may be low-value - you'll have to look elsewhere.
What additional cover options are available?
Stella offers some optional extras so you can strengthen your policy, if you prefer.
Roadside assistance. Australia-wide roadside assistance with unlimited call-outs 24/7, 365 days a year. Covers flat batteries, emergency fuel, flat tyres, lost or locked-in keys, towing, minor technical advice and more.
No-excess windscreen. Avoid paying an excess if your car's windscreen, sunroof or window glass is damaged in an insured incident and requires replacement.
Hire-car after at-fault accident. Extend your hire car benefits to include situations when you were at fault and your car is out of action. Reasonable costs are covered for up to two weeks.
FAQs
Stella car insurance is underwritten by QBE.
Yes. Although Stella is a female-focused brand, it does insure men and has thousands of male customers.
To start the claims process with Stella, call 1300 633 811. Stella's claims team is available 24/7.
Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds. See full bio
Nicola's expertise
Nicola has written 231 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We are committed to our readers and stands by our editorial principles
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.