ALDI car insurance review

ALDI car insurance offers comprehensive car insurance with really solid benefit limits.

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ALDI

Our verdict

Pros

  • ALDI offers competitive benefit limits, though there may be other products with higher limits.
  • ALDI's comprehensive insurance policy covers your car for an agreed value and a variety of policy benefits.
  • The product disclosure statement is clear and makes it easy to understand what you're covered for.

Cons

  • ALDI only offers comprehensive cover so it's not suitable for those after a third party policy.
  • It doesn't offer roadside assistance as an inclusion or optional extra.
  • It does not cover rideshare drivers.

How does ALDI compare with other car insurers?

ALDI's comprehensive car insurance offers competitive benefit limits , though there may be other car insurers with higher limits.. For example, it covers up to $1,500 for personal property where some other insures only cover up to $500. Other inclusions are comparable, for example it includes new car replacement if your car is written off in an accident and was up to 2 years from its first registration date; this is the same benefit limit for many popular insurers including Budget Direct and AAMI.

Features

Product FCI Finder Score Choice of repairer New Car Replacement Roadside assistance Hail, storm and flood damage
Finder Score
Optional
  • If your car is written off or stolen in the first 2 years
  • Summary: One of the only insurers to automatically include roadside assistance. It also won 12 out of the 22 categories in Finder's 2024 customer satisfaction awards.

    Winner of 12 out of the 22 categories in Finder's 2024 customer satisfaction awards. Yes, that many.
    Finder Score
    Optional
  • If your car is written off in the first 2 years or is under 40,000kms
  • Optional
    Summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

    ⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

    Who it might be good for: Anyone who wants a good value policy.
    Finder Score
  • If your car is less than 2 years old and written off
  • Summary: ALDI's comprehensive insurance policy covers your car for an agreed value and a variety of policy benefits.

    Who it might be good for: Ideal for those seeking competitive coverage limits, though other products may have higher limits.
    Finder Score
    Optional
  • If your car is written off in the first 2 years
  • Finder Score
  • If your car is written off or stolen in the first 2 years
  • Optional
    Summary: AAMI's comprehensive policy includes cover for legal modifications and accessories and up to $20 million cover for damage to other people's property. Optional extras like windscreen and window glass cover is also available.

    ⭐ Current offers: Save $50 when you buy a new comprehensive car insurance policy online. T&Cs apply.

    Who it might be good for: Safe drivers can benefit from the AAMI Safe Driver Rewards® program.
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    Price

    We got a quote from ALDI and compared it to quotes we collected from 3 other popular insurers including NRMA, AAMI and Budget Direct. Of these, ALDI offered the cheapest car insurance. Keep in mind, the best car insurance for you may depend on more than just price and you should always read the product disclosure statement to know if it's the right fit for you. These quotes should be used as a guide only.

    ProviderAnnual quoteApply
    ALDI Insuance Logo$1,173.58Get quote
    Budget Direct Logo$1,190.39Get quote
    NRMA Logo$1,288.45More info
    AAMI Logo$1,206.44More info

    What additional cover options are available?

    • Hire car after an incident: ALDI will cover the cost of a hire car for up to $150 per day for up to 21 days following an eligible incident.
    • No excess glass repairs: ALDI will cover you for window glass repairs without charging you your excess. This covers one claim only.

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    FAQs about ALDI car insurance

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    Written by

    Publisher of Insurance

    Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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