Finder's 2 favourite features
- You could save up to 10% when you buy online.
- Pay As You Drive option for those who don't plan to use their car much.
Review by our car insurance expert Alexandra Koster
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Real Insurance is a multi-award winning insurance brand that has been providing cover to Aussies since 2005.
If you’re looking for flexible and affordable car insurance, Real Insurance offers the following policy options to Australian drivers:
Read on to learn about your policy options.
Review by our car insurance expert Alexandra Koster
Real Car Insurance customers can choose from the following four policy options:
The highest level of cover available from Real Insurance, this policy provides the ultimate cover for accidents, theft and damage to your car and possessions. Real's Comprehensive Car Insurance includes cover for:
Pay As You Drive Car Insurance offers the same benefits as comprehensive cover but can potentially save you money as you only pay for the kilometres you plan to drive.
In order to apply for Pay As You Drive Cover you will need to agree to a set amount of kilometres with Real Insurance. This should be the maximum distance you think you will drive during your cover period. You only pay for what you plan to use and you can top up if required.
This basic policy protects you against the resulting costs when you cause damage to other peoples’ cars or property.
This no-frills policy is designed to provide essential cover benefits including:
|Benefit||Comprehensive||Pay As You Drive||Third Party Property, Fire & Theft||Third Party Property Damage|
|10% discount if you buy online*|
|14 day money-back guarantee|
|24-month new car replacement cover|
|24/7 emergency claims|
|24/7 Roadside assistance|
|Caravan and trailer cover|
|Choice of agreed value|
|Choice of excess|
|Emergency accommodation and travel costs|
|Excess-free windscreen cover|
|Hire car cover|
|Lock and key replacement up to $1,000|
|Max $500 for essential repairs after accident/theft|
|Max $500 for replacement on baby capsules, child seats and prams|
|Pay for only the kms you drive|
|Personal property cover|
* Up to 10% discount consists of 5% saving for online applicants, savings in first year only. Up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount.
There are certain situations when Real Insurance will not pay your claim, including:
There are several factors which influence exactly how much your Real Car Insurance premium will cost, including:
The excess is the amount of money you are required to contribute towards the cost of a claim, however you will not need to pay an excess if you were not at fault for the damage caused and you’ve provided the insurer with relevant details of the other party.
The following excesses may apply to your cover:
Deciding on the right car for your needs is a very important choice, but deciding on the right car insurance coverage can be just as important. Motor vehicle insurance provides financial protection against a wide range of risks, from theft and fire damage right through to liability for causing third party injury or property damage, so you need to know that you have adequate cover in place before you hit the road.
When you’re looking for insurance coverage for your vehicle, each of the four policy options from Real Car Insurance is worth considering. Just make sure you shop around and do plenty of research before you choose one of the many policies available.
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