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Australia Post Car Insurance offers flexible car insurance policies for all types of drivers. You can choose between comprehensive and third-party policies and their cover extends to other drivers who use your car, not just you, so you don't need to worry about listing all drivers.
Australia Post Car Insurance offers the following policy options:
Comprehensive car insurance is Australia Post's most comprehensive policy. It covers anyone who drives your vehicle and comes with inclusions such as new car replacement if your new car is written off within the first three years , hire car cover if you're involved in an accident that wasn't your fault and more. It also comes with the following inclusions:
Aus Post's third party property damage insurance is issued by QBE and covers you and anyone who drives your car for damage to someone else's vehicle or property. You can also pay extra to get fire and theft cover included.
Here's a break down of what you get with their policies.
Cover | Third Party Property Insurance | Comprehensive Insurance |
---|---|---|
Damage to your car | ||
Damage to other people's cars and property | ||
Theft of your car | Only available if you buy the fire & theft option | |
Fire damage | Only available if you buy the fire & theft option | |
Hire car - not-at-fault accident | ||
Hire car - accident you have caused | Optional | |
Hire car after theft or attempted theft | Only available if you buy the fire & theft option | Up to 14 days |
Cover for anyone who drives your car | ||
New car replacement | ||
Car towing and storage | Only available if you buy the fire & theft option | |
Trailer cover | ||
Replacement of stolen car keys | ||
Emergency accommodation and transport | Up to $1,000 | |
Personal items | Up to $1,000 | |
Damage caused by an uninsured driver | Up to $5,000 | N/A |
Change of car cover | Up to 14 days | Up to 14 days |
Choice of repairer | Available as an optional add on | |
'No excess' windscreen repair | ||
'No excess' windscreen replacement | Available as an optional add on |
A number of important factors can impact the cost of your Australia Post Car Insurance premiums, including:
When you make a car insurance claim, you'll need to contribute to the cost of your claim by paying an excess. Under an Australia Post Car Insurance policy, you'll need to pay the basic excess plus any other additional excesses listed on your certificate of insurance. Depending on who is driving, these can include an:
However, if you are involved in a no-fault accident with another vehicle, you will generally not have to pay any excess.
Australia Post Car Insurance aims to make its claims process as easy and straightforward as possible. If you need to make a claim, simply call the claims team on 133 723 or do it online.
If you're in an accident
Car insurance sold by Australia Post was underwritten by Auto & General Insurance until 31 October 2020. If you purchased car insurance before this time, your policy is still in place and you can make a claim or get in touch anytime.
Just like any insurance policy, Australia Post Car Insurance has a set of circumstances in which it will not pay your claim. This includes:
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