You can get your car insurance and roadside assistance all in one place
Access to a range of discounts, including up to 4c a litre of fuel
Fitted car accessories are automatically covered
Cons
RAC is only available to drivers in WA
There's no option to insure your car for market value - only agreed value
The PDS has some ambiguous wording, making it tricky to know exactly what's covered
How does RAC car insurance compare with other car insurers?
RAC offers some strong benefits and is only marginally more expensive than average in comparison to other car insurers. Our cost research found RAC premiums were $7 more expensive than the state average, per year.
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio
Nicola's expertise
Nicola has written 241 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
Will RAC cover a drink driving car crash even if third party to property?
AshMay 6, 2019
Hi Deeane,
Thank you for contacting Finder.
No, RAC will not cover an accident caused by the driver being under the influence of alcohol. It is listed under exclusions of coverage for RAC Car Insurance above.
I hope this helps.
Please do not hesitate to reach out again if you have additional questions.
Discover the steps to get affordable car insurance if you are under 25.
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Will RAC cover a drink driving car crash even if third party to property?
Hi Deeane,
Thank you for contacting Finder.
No, RAC will not cover an accident caused by the driver being under the influence of alcohol. It is listed under exclusions of coverage for RAC Car Insurance above.
I hope this helps.
Please do not hesitate to reach out again if you have additional questions.
Cheers,
Ash