RAC Roadside Assistance Review

RAC isn’t the cheapest but drivers do get multiple options and strong benefits - including up to 300km towing on some policies.

Our verdict

Pros

  • RAC offers up to 200km in the city, 300km in rural areas (many brands have a cap of 100km or less)
  • Enjoy member perks, including discounts on insurance, fuel and movie tickets
  • With four policies to choose from, find cover that suits you and your vehicle

Cons

  • Even RAC's most basic policy is more expensive than many other brands we compared
  • RAC's premium policies are more than three times the cost of other basic brands
  • A hire car is only offered on RAC's top two tiers.

Compare RAC roadside assistance options

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Joining Fee Call-outs (Unlimited/4 per year) Locksmith Fuel Replacement Cost per Year
RAC Roadside Assistance logo
No joining fee
Unlimited
$0
$128
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RAC Roadside Assistance logo
No joining fee
Unlimited
$165
$220
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RAC Roadside Assistance logo
No joining fee
Unlimited
$165
$330
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RAC Roadside Assistance logo
No joining fee
Unlimited
$200
$410
View details
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FAQs

Nicola Middlemiss's headshot

Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

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Nicola has written 170 Finder guides across topics including:
  • Personal finance
  • Personal insurance, including car, health, home, life, pet and travel insurance
  • Commercial business insurance

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2 Responses

    Kerry Steele's avatar
    KerryMay 6, 2023

    If a car breaks down say near the wa border and cannot be driven further and a tow truck is required for both the car and a caravan being towed by the said vehicle are the both vehicle and van covered for towing to the nearest town or is there a separate charge for the caravan

      James Martin's headshotFinder
      JamesMay 26, 2023Finder

      Hi Kerry,

      Great question. Many roadside assistance policies include cover for trailers or caravans; however, not all do. At the time of writing, RAC offers 4 options for roadside assistance. While 3 policies offer coverage for trailers/caravans, its entry-level Standard policy doesn’t.

      Also, keep in mind that policies typically specify a kilometre limit for how far you can be towed under your insurance after a breakdown. This is often around 50km in metro areas, and 100km in remote areas.

      For these reasons, it’s really important you read your policy wording with care. Be sure to reach out to the insurance provider directly if you’re unsure on what you’d be covered for.

      Best,

      James

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