These products offer the best value and outcomes considering various product features and price.
7+
Great
Competitive products within their group.
5+
Standard
But these products still offer reasonable value and have the basics sorted.
0+
Basic
Offering basic cover with limited features or higher pricing.
Our verdict
Pros
Everyday car insurance gives members 10% off their Woolworths shop once per month. With the average Australian household grocery bill soaring, these are worthwhile savings.
Its comprehensive policy offers up to $500 worth of cover for child safety seats and prams, in addition to coverage for personal effects. Most insurers only offer personal effects coverage.
Everyday car insurance has a great Finder Score of 7.3/10.
Cons
It has mid-range to higher pricing but an average to low level coverage in comparison to other comprehensive policies. You may be able to get a similar policy for cheaper elsewhere.
For third party property and third party fire & theft policies, the uninsured motorist benefit covers up to $3,000 - this is lower than others who cover up to $5,000 as standard.
Excess free windscreen cover is only an optional extra. Other insurers like Australia Post include excess free windscreen repairs as part of its standard comprehensive policy.
How does Everyday compare with other insurers?
We obtained quotes across a range of providers for a 30 year old male based in NSW.
We currently don't have that product, but here are others to consider:
How we picked these
Customer Satisfaction rating
Each year, our experts and insights team asks Australians to score their car insurance provider. As part of the Car Insurance Customer Satisfaction Awards for 2025, we asked Australians to rate their car insurer on value for money, features and benefits, ease of application and customer service. Of the insurers scored, these were the top 3. See our methodology for how each provider was scored.
Brand
Overall satisfaction rating
★★★★★ 4.44/5
★★★★★ 4.30/5
★★★★★ 4.19/5
Compare Everyday car insurance policies
Compare other products
We currently don't have that product, but here are others to consider:
How we picked these
Finder Score for car insurance
We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.
Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.
Everyday comprehensive car insurance & drive less pay less includes:
Damage caused by:
Accidents and collisions
Theft or attempted theft
Malicious damage
Fire
Natural events
It also includes:
Legal liability up to $20 million
New car replacement if yours is written off within 2 years of its first registration
Hire car after after theft - up to $50 per day for 14 days
Trailer cover up to $1000
Essential repairs up to $500
Transit cover
Personal effects up to $500
Child safety seats and prams up to $500
Emergency travel and accommodation costs up to $500
Locks and keys up to $1000
Towing costs
Substitute car legal liability cover
Third party fire & theft
Everyday's third party fire & theft policy includes:
Cover for damage caused by:
Theft or attempted theft
Fire
It also includes:
Damage to other people's property
Hire car after theft - up to $50 per day for 14 days
Trailer cover - up to $1000
Essential repairs up to $500
Transit cover
Personal effects up to $500
Child safety seats and prams up to $500
Emergency travel and accommodation costs up to $500
Locks and keys up to $1000
Towing costs
Substitute car legal liability cover
Uninsured motorist extension benefit for up to $3,000
Third party property damage
Third party property damage cover includes:
Damage to other people's property
Substitute car legal liability cover
Uninsured motorist extension benefit for up to $3,000
What additional cover options are available?
Excess free windscreen cover: This option means that if you need to claim for windscreen damage only, you won't be charged an excess. This option is available on comprehensive and third party fire and theft policies.
Hire car cover: This means you'll have access to a hire car in the event your car is off the road. This is an optional add on for comprehensive and fire & theft policies.
Roadside assistance: This is an optional add on for all Everyday policies.
FAQs
Everyday car insurance is underwritten by The Hollard Insurance Company Pty Ltd.
Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year.
See full bio
My car was damaged by the hail storm, it’s just been fixed and ready for me to pick up, however I was told I needed to pay the excess.
Hail is a natural disaster and not my fault so excess should not be liable by me.
Could you clarify this please.
Vanessa
NikkiMarch 6, 2019
Hi Vanessa,
Thanks for reaching out! According to our page and Woolworths’ their comprehensive car insurance covers natural events. I suggest to review your policy on natural events and contact Woolworths to clarify this. Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki
SangeJune 13, 2018
My car is now useless so I want to cancel my Woolworth insurance monthly 37.39 premiums so how to cancel my insurance policy?
NikkiJune 13, 2018
Hi Sange,
Thanks for getting in touch!
You may cancel your cover any time you want.
If you’re paying premiums monthly there will be no refund.
If you’re paying premiums annually, you can get a refund for any unused portion of the premiums, minus statutory charges and the cancellation fee.
Hope this helps.
Cheers,
Nikki
dasherFebruary 24, 2018
do you have caravan insurance?????
Finder
JonathanFebruary 26, 2018Finder
Hi Dasher,
Thanks for your inquiry.
Woolworths doesn’t currently offer caravan insurance. If you are trying to get a quote for caravan insurance, you may head to our comparison table to find a list of insurers. To get a quote, just click the “Get Quote” icon. You may also click the “Load More” icon to view more insurers.
Before you buy any insurance policy, I encourage you to review their Product Disclosure Statements and Terms & Conditions to make sure you’re covered for what you need.
Best,
Jonathan
CarlosJune 20, 2017
Does Woolies comprehensive cover at driver’s fault?
JonathanJune 20, 2017
Hi Carlos!
Woolworths Third Party Property Damage Cover has the coverage for your at-fault accident as well as legal liability. Check them on this page.
Should you need to clarify further, you may contact them directly or click “Get Quote” to be redirected to their page and access Product Disclosure Statement.
Hope this helps.
Cheers,
Jonathan
michaelApril 23, 2017
is due I want to add an item do not automatically renew.
Finder
ZubairApril 26, 2017Finder
Hi Michael,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually Woolworths Car Insurance. You will need to contacted Woolworths Car Insurance directly about this matter.
Australian Unity car insurance, underwritten by Allianz, offers two levels of cover, the freedom to choose your own repairer and an easy 24-hour claims service.
With a higher-than-average price but no particularly impressive benefits, Allianz was outperformed by many other car insurers in the 2024 Finder Insurance Awards.
With strong cover and reasonably-priced policies, AAMI performed well in the 2024 Finder Awards. However, some popular benefits are missing and cheaper options are available.
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My car was damaged by the hail storm, it’s just been fixed and ready for me to pick up, however I was told I needed to pay the excess.
Hail is a natural disaster and not my fault so excess should not be liable by me.
Could you clarify this please.
Vanessa
Hi Vanessa,
Thanks for reaching out! According to our page and Woolworths’ their comprehensive car insurance covers natural events. I suggest to review your policy on natural events and contact Woolworths to clarify this. Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki
My car is now useless so I want to cancel my Woolworth insurance monthly 37.39 premiums so how to cancel my insurance policy?
Hi Sange,
Thanks for getting in touch!
You may cancel your cover any time you want.
If you’re paying premiums monthly there will be no refund.
If you’re paying premiums annually, you can get a refund for any unused portion of the premiums, minus statutory charges and the cancellation fee.
Hope this helps.
Cheers,
Nikki
do you have caravan insurance?????
Hi Dasher,
Thanks for your inquiry.
Woolworths doesn’t currently offer caravan insurance. If you are trying to get a quote for caravan insurance, you may head to our comparison table to find a list of insurers. To get a quote, just click the “Get Quote” icon. You may also click the “Load More” icon to view more insurers.
Before you buy any insurance policy, I encourage you to review their Product Disclosure Statements and Terms & Conditions to make sure you’re covered for what you need.
Best,
Jonathan
Does Woolies comprehensive cover at driver’s fault?
Hi Carlos!
Woolworths Third Party Property Damage Cover has the coverage for your at-fault accident as well as legal liability. Check them on this page.
Should you need to clarify further, you may contact them directly or click “Get Quote” to be redirected to their page and access Product Disclosure Statement.
Hope this helps.
Cheers,
Jonathan
is due I want to add an item do not automatically renew.
Hi Michael,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually Woolworths Car Insurance. You will need to contacted Woolworths Car Insurance directly about this matter.
Cheers,
Zubair