Australian Seniors car insurance review

With 5% off for seniors, budget-friendly policies, and some uncommon benefits, Australian Seniors is worth considering.

4.3 ★★★★★ (48 reviews) Write a review

Finder Score for car insurance

We analyse over 80 car insurance products and rate each one on price and features. What we get out the other end is a nice round number out of 10 to help you start comparing.

To make sure we're comparing apples with apples, we collect quotes for 8 different personas and analyse different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account. We analyse comprehensive, third party fire and theft and third party property damage products individually.

Read the full Finder Score methodology

Our verdict

Pros

  • Australian Seniors car insurance is cheaper than the average
  • Seniors Card holders enjoy an extra 5% off their premium
  • Enjoy some uncommon benefits, including transit cover and substitute car cover

Cons

  • Hire car cover is capped at $50 a day - less than many other brands
  • There's no option to choose your own repairer

How does Australian Seniors compare with other car insurers?

Price

On average, a comprehensive car insurance policy from Australian Seniors costs $1,318 a year - less than the national average of $1,362. These quotes are based on a fictional profile and your own quote will differ.

Keep in mind, the best car insurance for you may depend on more than just price.

InsurerNSWQLDSATASVICWAAustralia averageApply
Seniors logo$1,503$1,090$1,132$1,084$1,852$1,248$1,318Get quote
$1,148$941$978$829$1,180$880$992Get quote
youi$1,640$1,307$1,087$1,155$1,599$1,363$1,359Get quote
NRMA logo$2,027$1,154$1,038$1,004N/A$1,034$1,043More info
AAMI$1,884$1,106$1,015$985$1,318$1,002$1,218More info

About our car insurance methodology

Compare Australian Seniors' policies

Product Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
Australian Seniors logo
Finder Score
Not yet rated
Optional
  • If your car is written off in the first 2 years
  • Up to $50 per day - Up to 14 days
  • Finder’s summary: Australian Seniors’ comprehensive policy includes complimentary hire car for a stolen car, up to $1,000 for a damaged trailer or caravan, up to $500 for emergency travel and accommodation cover.

    ⭐ Current offers: Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.

    Who it might be good for: People over 50 years old looking for flexible cover options.
    Australian Seniors logo
    Finder Score
    Not yet rated
    Optional
  • If your car is written off or stolen in the first 2 years
  • Up to $50 per day - Up to 14 days
  • Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
    Australian Seniors logo
    Finder Score
    Optional
  • Up to $50 per day - Up to14 days
  • Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
    Australian Seniors logo
    Finder Score
    Optional
  • Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
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    What additional cover options are available?

    Australian Seniors offers three add-on features to its comprehensive car insurance policies:

    • Excess-free windscreen cover - One excess-free claim to repair or replace your windscreen each year
    • Hire car cover - Get a hire car if your car vehicle is out of action due to any insured event
    • Roadside Assistance - 24/7 recovery service to help you get back on the road

    FAQs

    Compare other products from Australian Seniors

    Nicola Middlemiss's headshot
    Journalist

    Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

    Nicola's expertise
    Nicola has written 243 Finder guides across topics including:
    • Personal finance
    • Personal insurance, including car, health, home, life, pet and travel insurance
    • Commercial business insurance

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