Australian Seniors car insurance review

With 5% off for seniors, budget-friendly policies, and some uncommon benefits, Australian Seniors is worth considering.

4.3 ★★★★★ (48 reviews) Write a review

Finder Score for car insurance

We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. We use your responses to our quiz to pair you with the closest price profile and while we are not allowed to display actual quotes, our price score aims to serve as an indicative guide to how cost competitive a product might be for you.

Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score (80% weighting on the primary selection between Price or Feature). Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.

Read the full methodology

Our verdict

Pros

  • Australian Seniors car insurance is cheaper than the average
  • Seniors Card holders enjoy an extra 5% off their premium
  • Enjoy some uncommon benefits, including transit cover and substitute car cover

Cons

  • Hire car cover is capped at - less than many other brands
  • There's no option to choose your own repairer

How does Australian Seniors compare with other car insurers?

We obtained quotes across a range of providers for a 30 year old male based in NSW.

5 of 5 results
Sample quote
Sample quote
$2,018.14
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Sample quote
$1,117.48
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NRMA logo
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$2,166.09
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AAMI logo
Sample quote
$2,075.50
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Allianz logo
Sample quote
$1,917.48
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Showing 5 of 5 results

Compare Australian Seniors' policies

Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
Finder Score
Optional
  • If your car is written off in the first 2 years
  • Up to $50 per day - Up to 14 days
  • Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
    Finder’s summary: Australian Seniors’ comprehensive policy includes complimentary hire car for a stolen car, up to $1,000 for a damaged trailer or caravan, up to $500 for emergency travel and accommodation cover.

    Who it might be good for: People over 50 years old looking for flexible cover options.
    Get Quote More info
    Compare product selection
    Australian Seniors logo
    Finder Score
    Finder Score
    Optional
  • If your car is written off or stolen in the first 2 years
  • Up to $50 per day - Up to 14 days
  • Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
    Get Quote More info
    Compare product selection
    Australian Seniors logo
    Finder Score
    Finder Score
    Optional
  • Up to $50 per day - Up to14 days
  • Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
    Get Quote More info
    Compare product selection
    Australian Seniors logo
    Finder Score
    Finder Score
    Optional
  • Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
    Get Quote More info
    Compare product selection
    loading

    What additional cover options are available?

    Australian Seniors offers three add-on features to its comprehensive car insurance policies:

    • Excess-free windscreen cover - One excess-free claim to repair or replace your windscreen each year
    • Hire car cover - Get a hire car if your car vehicle is out of action due to any insured event
    • Roadside Assistance - 24/7 recovery service to help you get back on the road

    FAQs

    Sources

    Nicola Middlemiss's headshot
    Journalist

    Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

    Nicola's expertise
    Nicola has written 257 Finder guides across topics including:
    • Personal finance
    • Personal insurance, including car, health, home, life, pet and travel insurance
    • Commercial business insurance

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