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I have ad many loans. I have a great credit rating. Buf I have rstired and am on the pension
Am I still eligible for a loan
Thank you
Lynne Davis
Hi Lynne,
Your eligibility for a loan depends on a number of things, including your income. If you have enough income to support debt repayments, you may be approved.
Also, it could be worth contacting the National Debt Helpline for some guidance. They offer free debt support and debt restructuring and could help look into your situation and options moving forward. They are open 5 days a week – contact them on 1800 007 007 or visit https://ndh.org.au/
Hope this helps!
I require a personal loan to pay out trustee for Vesting interest in my property or they will sell leaving me homeless
The amount required is $13,000
I was discharged from bankruptcy 15th august last year
Hi Dennis,
You can apply for any of the unsecured loans on this page by selecting the green “go to site” button.
You may also want to look at some options for borrowers who have experienced bad credit in the past, here are some options:
https://www.finder.com.au/payday-loans/bad-credit-personal-loans
Best of luck!
I am on a disability pension and want to pay off my credit card and Centrelink loans. Can you advise me of the best way to get a loan for $1000 please
Hi Karen,
Thank you for leaving a comment.
If you are looking to pay off your credit card balance and Centrelink loan, you may consider applying for a personal loan for debt consolidation. According to our review, Centrelink can be classed as genuine income by some lenders and can be used as income to assess your serviceability for a debt consolidation loan. It’s important to calculate your repayments and find out if your lender accepts your types of income. When you are ready, you may then click on the “Go to site” button and you will be redirected to the lender’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions. Hope this helps!
Cheers,
Reggie
Hi. I need a personal loan of 40k to pay off an existing loan and leave some to purchase a motorcycle. These sites are all just taking into consideration MY circumstances instead of the household income. My husband pays most things and I pay the existing loan and other insurance expenses etc. Who can I contact to get a loan which includes my household combined income?
Hi Colleen,
Thanks for getting in touch with Finder. I hope all is well with you. :)
I understand you’re looking for a lender that would consider your household income. Indeed, the majority of lenders would only assess your individual income primarily. However, we do have a page that lists lenders who provide personal loans on joint applications.
On that page, you will see a table that allows you to conveniently compare your options. You can compare according to the loan amount, fees, term payment, and so on. Once you have found the right one for you, click on the “Go to site” green button to learn more or initiate your application.
I hope this helps. Should you have further questions, please don’t hesitate to reach out again.
Have a wonderful day!
Cheers,
Joshua
am a starter in businesses and and i need loan $ 2500 to enable have the working capital and set up, am citizen of Kenya.. please advise
Hi Lilian,
Thanks for leaving a question on finder.
Unfortunately, the lenders featured on our website only caters to residents from the US, Australia, UK, Canada and New Zealand. You will have to check with your local lenders if you are not from those 5 countries I mentioned. Sorry about that.
Cheers,
Joel