NOW FINANCE Personal Loans

Apply for a loan up to $40,000 with NOW FINANCE and have a loan specialist help you through the borrowing process.

NOW FINANCE is a personal loans provider offering a range of loans to meet your needs. All of its products can be applied for online in under 10 minutes. A loan specialist will then walk you through the loan process. No matter what loan you apply for, once you’re approved, you can have the funds in your account within two hours. Find out more about the personal loans available from NOW FINANCE below.

Rates last updated March 22nd, 2018
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Monthly Service Fee Application Fee Product Description Monthly Repayment
NOW FINANCE Personal Loans
From 8.95% (fixed)
1.5 to 7 years
$395 (Based on $10,000)
Get rewarded with a low interest rate for your good credit history. Rates from 8.95% p.a. to 18.95% p.a. depending on your credit score.

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Types of personal loans available from NOW FINANCE

Depending on your needs, one of these personal loans might be right for you.

  • Debt consolidation loan. If you have outstanding debt from credit cards, personal loans or other credit accounts, you can take out a debt consolidation loan to help you pay down your debt with one manageable repayment.
  • Travel loan. Looking at taking a trip away? A NOW FINANCE travel loan can give you some extra spending money or even help you purchase the tickets.
  • Vehicle finance loan. Whether you want to buy a new car or upgrade your current car, you can consider the vehicle finance loan to help you fund your new purchase.
  • Home improvement loan. Want to add value to your home? You can borrow up to $40,000 to add a new room, upgrade your backyard or renovate your bathroom.
  • Vehicle and dental loan. You could apply for between $4,000 and $40,000 for dental surgery, cosmetic surgery, or even to cover the cost of laser eye surgery.
  • Funeral loan. Funeral costs can add up quickly, and the quick turnaround of NOW FINANCE loans can make its funeral loan an option to consider if you’re in need of additional funds.
  • Other loans. These include loans for career development, weddings and even loans for veterinary bills.

Features of NOW FINANCE personal loans

A personal loan from NOW FINANCE comes with a few features and benefits:

  • Interest rate. Loans come with a fixed interest rate, keeping your repayments the same over your entire loan term.
  • Loan amount. You can apply for between $4,000 and $40,000, depending on how much you need.
  • No security needed. All NOW FINANCE loans are unsecured, so you won’t have to provide a guarantee.
  • Fast turnaround time. You can apply online or over the phone in about 10 minutes. Once you’re approved, you can receive your funds within two hours.
  • Repayment terms. You can choose to make weekly or fortnightly repayments over terms of up to 7 year(s).
  • Loan account manager. When you apply, you will have someone walk you through every step of the loan process.

How you can apply

You have the option of completing your application online or over the phone. Before you do so, make sure you meet the eligibility criteria outlined below:

  • You’re an Australian citizen or permanent resident
  • You’re currently employed (you can be self-employed)
  • Your main source of income isn’t from Centrelink payments
  • You have not been declared bankrupt or had a credit default with a lender

If you meet the minimum criteria, you can apply. Make sure you have your personal, financial and employment details on hand to complete the application.

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Important Information*
SocietyOne Unsecured Personal Loan

Based on your risk profile, you will receive a tailored rate between 7.5% and 20.14% with a SocietyOne personal loan. Apply before 31 March 2018 to earn 2 Velocity Points for every $1 you borrow.

Pepper Money Unsecured Fixed Rate Personal Loan

Apply for up to $50,000 and receive conditional approval within minutes. Interest rates range from 9.99% p.a. to 21.74% p.a. The rate you are approved for depends on individual circumstances.

NAB Personal Loan Unsecured Fixed

An unsecured personal loan with a competitive fixed rate that you can make additional repayments to without penalty. Note: You must have held a NAB credit card or transaction account for at least 6 months before applying.

Westpac Unsecured Personal Loan

Borrow up to $50,000 for a term of up to 7 years with this unsecured loan.

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