NOW FINANCE is a personal loans provider offering a range of loans to meet your needs. All of its products can be applied for online in under 10 minutes. A loan specialist will then walk you through the loan process. No matter what loan you apply for, once you’re approved, you can have the funds in your account within 24 hours. Find out more about the personal loans available from NOW FINANCE below.
NOW FINANCE Personal Loans
NOW FINANCE Personal Loans
A competitive fixed rate
Apply for up to $40,000
Receive your funds in 24 hours
100% confidential application
NOW FINANCE Personal Loans
Apply for a NOW FINANCE Personal Loan to get reward of low interest rate for having a great credit history.
Types of personal loans available from NOW FINANCE
Depending on your needs, one of these personal loans might be right for you.
Debt consolidation loan. If you have outstanding debt from credit cards, personal loans or other credit accounts, you can take out a debt consolidation loan to help you pay down your debt with one manageable repayment.
Travel loan. Looking at taking a trip away? A NOW FINANCE travel loan can give you some extra spending money or even help you purchase the tickets.
Vehicle finance loan. Whether you want to buy a new car or upgrade your current car, you can consider the vehicle finance loan to help you fund your new purchase.
Home improvement loan. Want to add value to your home? You can borrow up to $40,000 to add a new room, upgrade your backyard or renovate your bathroom.
Vehicle and dental loan. You could apply for between $5,000 and $40,000 for dental surgery, cosmetic surgery, or even to cover the cost of laser eye surgery.
Funeral loan. Funeral costs can add up quickly, and the quick turnaround of NOW FINANCE loans can make its funeral loan an option to consider if you’re in need of additional funds.
Other loans. These include loans for career development, weddings and even loans for veterinary bills.
Features of NOW FINANCE personal loans
A personal loan from NOW FINANCE comes with a few features and benefits:
Interest rate. Loans come with a fixed interest rate, keeping your repayments the same over your entire loan term.
Loan amount. You can apply for between $5,000 and $40,000, depending on how much you need.
No security needed. All NOW FINANCE loans are unsecured, so you won’t have to provide a guarantee.
Fast turnaround time. You can apply online or over the phone in about 10 minutes. Once you’re approved, you can receive your funds within two hours.
Repayment terms. You can choose to make weekly or fortnightly repayments over terms of up to 7 years.
Loan account manager. When you apply, you will have someone walk you through every step of the loan process.
How you can apply
You have the option of completing your application online or over the phone. Before you do so, make sure you meet the eligibility criteria outlined below:
You’re an Australian citizen or permanent resident
You’re currently employed (you can be self-employed)
Your main source of income isn’t from Centrelink payments
You have not been declared bankrupt or had a credit default with a lender
If you meet the minimum criteria, you can apply. Make sure you have your personal, financial and employment details on hand to complete the application.
Elizabeth Barry is Finder's global fintech editor. She has written about finance for over five years and has been featured in a range of publications and media including Seven News, the ABC, Mamamia, Dynamic Business and Financy. Elizabeth has a Bachelor of Communications and a Master of Creative Writing from the University of Technology Sydney. In 2017, she received the Highly Commended award for Best New Journalist at the IT Journalism Awards. Elizabeth has found writing about innovations in financial services to be her passion (which has surprised no one more than herself).
You'll receive a variable rate between p.a. and 16.40 p.a. based on your risk profile A flexible loan with amounts from $2,001 and terms starting from 6 months. Interest and comparison rates calculated for a loan term of 3 years.
You'll receive a fixed rate between 8.95% p.a. and 16.95% p.a. based on your risk profile Apply for loans from $5,000 and get a dedicated loan manager. No security required. Note: Applicants approved before 31 December 2019 will receive a special offer $200 Coles Gift Card.
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