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NOW FINANCE Personal Loans

Apply for a loan up to $40,000 with NOW FINANCE and have a loan advisor help you through the borrowing process.

NOW FINANCE is a personal loans provider offering a range of loans to meet your needs. All of its products can be applied for online in under 10 minutes. A personal loan advisor will then walk you through the loan process. Find out more about the personal loans available from NOW FINANCE below.

Data indicated here is updated regularly
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
NOW FINANCE Personal Loans

From 7.45% (fixed)
9.07%
$5,000
18 months to 7 years
$495 (Based on $30,000)
$13
You'll receive a fixed rate between 7.45% p.a. and 16.95% p.a. based on your risk profile
Apply for loans from $5,000 and get a dedicated loan advisor. No security required.
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Types of personal loans available from NOW FINANCE

Depending on your needs, one of these personal loans might be right for you.

  • Debt consolidation loan. If you have outstanding debt from credit cards, personal loans or other credit accounts, you can take out a debt consolidation loan to help you pay down your debt with one manageable repayment.
  • Travel loan. Looking at taking a trip away? A NOW FINANCE travel loan can give you some extra spending money or even help you purchase the tickets.
  • Vehicle finance loan. Whether you want to buy a new car or upgrade your current car, you can consider the vehicle finance loan to help you fund your new purchase.
  • Home improvement loan. Want to add value to your home? You can borrow up to $40,000 to add a new room, upgrade your backyard or renovate your bathroom.
  • Vehicle and dental loan. You could apply for between $5,000 and $40,000 for dental surgery, cosmetic surgery, or even to cover the cost of laser eye surgery.
  • Funeral loan. Funeral costs can add up quickly, and the quick turnaround of NOW FINANCE loans can make its funeral loan an option to consider if you’re in need of additional funds.
  • Other loans. These include loans for career development, weddings and even loans for veterinary bills.

Features of NOW FINANCE personal loans

A personal loan from NOW FINANCE comes with a few features and benefits:

  • Interest rate. Loans come with a fixed interest rate, keeping your repayments the same over your entire loan term.
  • Loan amount. You can apply for between $5,000 and $40,000, depending on how much you need.
  • No security needed. You aren't required to attach a guarantee in order to be approved.
  • Fast turnaround time. You can apply online or over the phone in about 10 minutes. Once you’re approved, you can receive your funds within two hours.
  • Repayment terms. You can choose to make weekly or fortnightly repayments over terms of up to 7 years.
  • Personal loan advisor. When you apply, you will have someone walk you through every step of the loan process.

How you can apply

You have the option of completing your application online or over the phone. Before you do so, make sure you meet the eligibility criteria outlined below:

  • You’re an Australian citizen or permanent resident
  • You're employed as a full-time, part-time, or self-employed person and have cleared probation
  • Your main source of income isn’t from Centrelink payments
  • You have not been declared bankrupt or had a credit default with a lender

If you meet the minimum criteria, you can apply. Make sure you have your personal, financial and employment details on hand to complete the application.

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 25.69% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 7.5% p.a. and 20.49% p.a. based on your risk profile
A loan from $10,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

Logo for Pepper Money Unsecured Fixed Rate Personal Loan
Pepper Money Unsecured Fixed Rate Personal Loan

You'll receive a fixed rate between 7.95% p.a. and 16.95% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Make additional repayments or pay off the loan early, penalty-free.

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