NOW Finance Personal Loans

Apply for a loan up to $100,000 and pay for any expense. The interest rates you receive are based on your risk profile.

NOW Finance

Key takeaways

  • NOW Finance offers unsecured personal loans, meaning borrowers do not need to provide an asset such as a car or property as collateral.
  • NOW Finance focuses on prime borrowers with strong credit profiles
  • It aims to offer competitive rates for low-risk applicants.

Compare NOW Finance personal loans

$
years
Finder Score Interest rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
NOW Finance logo
Finder score
NOW Finance Secured Personal Loan - Excellent Credit
Finder AwardFixed18 Months - 7 Years $15,000 - $100,000
Finder score
Interest Rate (p.a.)
5.95%
to 8.94%
Comp. Rate (p.a.)
5.95%
to 8.94%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$911.98
View details
Compare product selection
NOW Finance logo
Finder score
NOW Finance Secured Personal Loan
Finder AwardFixed18 Months - 7 Years $15,000 - $100,000
Finder score
Interest Rate (p.a.)
5.95%
to 21.65%
Comp. Rate (p.a.)
5.95%
to 21.65%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$911.98
View details
Compare product selection
NOW Finance logo
Finder score
NOW Finance No Fee Unsecured Personal Loan - Excellent Credit
Finder AwardFixed18 Months - 7 Years $5,000 - $50,000
Finder score
Interest Rate (p.a.)
5.95%
to 9.44%
Comp. Rate (p.a.)
5.95%
to 9.44%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$911.98
View details
Compare product selection
NOW Finance logo
Finder score
NOW Finance No Fee Unsecured Personal Loan
Finder AwardFixed18 Months - 7 Years $5,000 - $50,000
Finder score
Interest Rate (p.a.)
5.95%
to 26.95%
Comp. Rate (p.a.)
5.95%
to 26.95%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$911.98
Borrow up to $50,000 for any worthwhile purchase and pay no establishment or ongoing fees without providing collateral. You can also benefit from a more competitive interest rate if you have a strong credit score.
View details
Compare product selection
NOW Finance logo
Finder score
NOW Finance No Fee Unsecured Personal Loan - Very Good Credit
Finder AwardFixed18 Months - 7 Years $5,000 - $50,000
Finder score
Interest Rate (p.a.)
9.45%
to 13.94%
Comp. Rate (p.a.)
9.45%
to 13.94%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$960.29
View details
Compare product selection
NOW Finance logo
Finder score
NOW Finance Secured Personal Loan - Very Good Credit
Finder AwardFixed18 Months - 7 Years $15,000 - $100,000
Finder score
Interest Rate (p.a.)
8.95%
to 13.44%
Comp. Rate (p.a.)
8.95%
to 13.44%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$953.29
View details
Compare product selection
NOW Finance logo
Finder score
NOW Finance Secured Personal Loan - Good Credit
Finder AwardFixed18 Months - 7 Years $15,000 - $100,000
Finder score
Interest Rate (p.a.)
13.45%
to 16.24%
Comp. Rate (p.a.)
13.45%
to 16.24%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$1,017.33
View details
Compare product selection
NOW Finance logo
Finder score
NOW Finance Secured Personal Loan - Average Credit
Finder AwardFixed18 Months - 7 Years $15,000 - $100,000
Finder score
Interest Rate (p.a.)
16.25%
to 21.65%
Comp. Rate (p.a.)
16.25%
to 21.65%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$1,058.42
View details
Compare product selection
NOW Finance logo
Finder score
NOW Finance No Fee Unsecured Personal Loan - Good Credit
Finder AwardFixed18 Months - 7 Years $5,000 - $50,000
Finder score
Interest Rate (p.a.)
13.95%
to 18.14%
Comp. Rate (p.a.)
13.95%
to 18.14%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$1,024.60
View details
Compare product selection
NOW Finance logo
Finder score
NOW Finance No Fee Unsecured Personal Loan - Average Credit
Finder AwardFixed18 Months - 7 Years $5,000 - $50,000
Finder score
Interest Rate (p.a.)
18.15%
to 26.95%
Comp. Rate (p.a.)
18.15%
to 26.95%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$1,086.83
View details
Compare product selection
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Finder Awards badge

Congratulations, NOW Finance!

NOW Finance was a big winner in the 2026 Finder Awards.

  • Winner, Best Unsecured Personal Loan: NOW Finance No Fee Unsecured Personal Loan
  • Winner, Best Secured Personal Loan: NOW Finance Secured Personal Loan

Full list of 2026 personal loans winners

Need a lower rate on your loan?

Compare now and find a better deal.

Sources

Elizabeth Barry's headshot

Elizabeth Barry is an experienced journalist with over 10 years of expertise in personal finance, contributing to outlets like the ABC, Sydney Morning Herald, and 7News. She holds a Master of Arts in Creative Writing and a Bachelor of Arts in Communication from the University of Technology Sydney, and has earned multiple award nominations, including a Highly Commended recognition at the 2017 Lizzies. Elizabeth began her career at Finder in 2013, progressing through roles to become Lead Editor, where she oversaw a wide range of personal finance coverage until 2024. See full bio

Elizabeth's expertise
Elizabeth has written 155 Finder guides across topics including:
  • Banking
  • Personal finance
  • Investing

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