NOW FINANCE is a personal loans provider offering a range of loans to meet your needs. All of its products can be applied for online in under 10 minutes. A loan specialist will then walk you through the loan process. No matter what loan you apply for, once you’re approved, you can have the funds in your account within 24 hours. Find out more about the personal loans available from NOW FINANCE below.
NOW FINANCE Personal Loans
NOW FINANCE Personal Loans
A competitive fixed rate
Apply for up to $40,000
Receive your funds in 24 hours
100% confidential application
NOW FINANCE Personal Loans
Apply for a NOW FINANCE Personal Loan to get reward of low interest rate for having a great credit history.
Types of personal loans available from NOW FINANCE
Depending on your needs, one of these personal loans might be right for you.
Debt consolidation loan. If you have outstanding debt from credit cards, personal loans or other credit accounts, you can take out a debt consolidation loan to help you pay down your debt with one manageable repayment.
Travel loan. Looking at taking a trip away? A NOW FINANCE travel loan can give you some extra spending money or even help you purchase the tickets.
Vehicle finance loan. Whether you want to buy a new car or upgrade your current car, you can consider the vehicle finance loan to help you fund your new purchase.
Home improvement loan. Want to add value to your home? You can borrow up to $40,000 to add a new room, upgrade your backyard or renovate your bathroom.
Vehicle and dental loan. You could apply for between $5,000 and $40,000 for dental surgery, cosmetic surgery, or even to cover the cost of laser eye surgery.
Funeral loan. Funeral costs can add up quickly, and the quick turnaround of NOW FINANCE loans can make its funeral loan an option to consider if you’re in need of additional funds.
Other loans. These include loans for career development, weddings and even loans for veterinary bills.
Features of NOW FINANCE personal loans
A personal loan from NOW FINANCE comes with a few features and benefits:
Interest rate. Loans come with a fixed interest rate, keeping your repayments the same over your entire loan term.
Loan amount. You can apply for between $5,000 and $40,000, depending on how much you need.
No security needed. All NOW FINANCE loans are unsecured, so you won’t have to provide a guarantee.
Fast turnaround time. You can apply online or over the phone in about 10 minutes. Once you’re approved, you can receive your funds within two hours.
Repayment terms. You can choose to make weekly or fortnightly repayments over terms of up to 7 years.
Loan account manager. When you apply, you will have someone walk you through every step of the loan process.
How you can apply
You have the option of completing your application online or over the phone. Before you do so, make sure you meet the eligibility criteria outlined below:
You’re an Australian citizen or permanent resident
You’re currently employed (you can be self-employed)
Your main source of income isn’t from Centrelink payments
You have not been declared bankrupt or had a credit default with a lender
If you meet the minimum criteria, you can apply. Make sure you have your personal, financial and employment details on hand to complete the application.
Elizabeth Barry is Finder's global fintech editor. She has written about finance for over five years and has been featured in a range of publications and media including Seven News, the ABC, Mamamia, Dynamic Business and Financy. Elizabeth has a Bachelor of Communications and a Master of Creative Writing from the University of Technology Sydney. In 2017, she received the Highly Commended award for Best New Journalist at the IT Journalism Awards. Elizabeth has found writing about innovations in financial services to be her passion (which has surprised no one more than herself).
You'll receive a fixed rate between 10.69% p.a. and 18.69% p.a. ( 11.58% p.a. to 19.53% p.a. comparison rate) based on your risk profile An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.
You'll receive a fixed rate between 8.95% p.a. and 16.95% p.a. based on your risk profile A loan from $5,000 to use for a range of purposes. Make additional repayments or pay off the loan early, penalty-free.
How likely would you be to recommend finder to a friend or colleague?
Very UnlikelyExtremely Likely
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of major banks, insurers and product issuers.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product. You should consider whether the products featured on our site are appropriate for your needs and seek independent advice if you have any questions.
Products marked as 'Promoted' or "Advertisement" are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options and find the best option for you.
The identification of a group of products, as 'Top' or 'Best' is a reflection of user preferences based on current website data. On a regular basis, analytics drive the creation of a list of popular products. Where these products are grouped, they appear in no particular order.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment.
We try to take an open and transparent approach and provide a broad based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.