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The best things in life are free - like your free Finder credit score and report. Find out how lenders see you, shape your score for better rates and protect yourself from identity theft.
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What's my credit score?
Your credit score is a number between 0 and 1,000 that tells lenders if you’re good with your money or not.
Why should I know my score?
It's the key to understanding how lenders perceive your creditworthiness. It's also your first line of defence against identity theft.
Why is a good score important?
It opens up better financial opportunities. Faster loan approvals, better interest rates and easier rental processes, just to name a few.
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1 in 3 Australian adults have been exposed to data breaches in 12 months (from Nov 2022)(1). Take action on fraudulent activity before it's too late.
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45% of Australians say knowing their credit score helped them make better financial decisions. Get insights to help improve your credit score and unlock more financial possibilities.

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Your information is protected through bank-level security and state-of-the-art encryption protocols.
How do you get my credit score?
We obtain it through Experian, one of the three major credit bureaus in Australia responsible for collecting and providing credit data.
Who has access to my data?
We don’t sell or share your information with third parties. Your data remains confidential and secure with us.
What control do I have over my data?
You can review, edit, or delete your data at any time. Rest assured, you are in complete control of your information.

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What our experts say about Finder credit score

Your credit score is one factor that's considered when you apply for a credit card, and a higher score increases your chance of approval – especially if you want rewards or other perks. And if you already have a credit card, making repayments on time can help improve your score.
Checking your credit score every month is simple and free, and should be one of your regular money habits. It not only gives you a great view of your financial health and standing as a borrower, but it can also help protect you from identity theft.
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