Finder - Compare Australian Credit Cards

Current credit card offers

Updated April 6th, 2020
Name Product Purchase rate (p.a.) Interest Free Period Annual fee Balance transfer rate Balance transfer rate
HSBC Platinum Credit Card - Balance Transfer Offer
19.99% p.a.
Up to 55 days on purchases
$129 p.a.
0% p.a. for 22 months
0% p.a. for 22 months
Annual Fee Refund & Balance Transfer Offer*
Enjoy a balance transfer offer, yearly annual fee refund, airport lounge passes and complimentary insurance covers.
Coles No Annual Fee Mastercard
19.99% p.a.
Up to 55 days on purchases
$0 p.a.
0% p.a. for 18 months with 1.5% balance transfer fee
0% p.a. for 18 months with 1.5% balance transfer fee
Purchase and Balance Transfer Offer
Earn flybuys points for your spending and save with an ongoing $0 annual fee and 0% p.a. on balance transfers for 18 months.
Qantas American Express Ultimate Card
20.74% p.a.
Up to 44 days on purchases
$450 p.a.
0% p.a. for 12 months with 1% balance transfer fee
0% p.a. for 12 months with 1% balance transfer fee
100,000 bonus Qantas Points & $450 Qantas Travel Credit*
Get 100,000 bonus Qantas Points, a $450 Qantas Travel Credit and 2 yearly complimentary Qantas Club lounge invitations. Ends 14 Apr 2020.
Bendigo Bank Low Rate Mastercard
11.99% p.a.
Up to 55 days on purchases
$45 p.a.
0% p.a. for 18 months with 2% balance transfer fee
0% p.a. for 18 months with 2% balance transfer fee
Long-Term Balance Transfer Offer*
A no-frills credit card with a competitive annual fee and 0% p.a. interest rate on balance transfers for the first 18 months.
Coles Low Rate Mastercard
12.99% p.a.
Up to 55 days on purchases
$58 p.a.
0% p.a. for 6 months
0% p.a. for 6 months
Low Interest Rate Card with Purchase and Balance Transfer Offers*
Save with a low purchase interest rate, earn flybuys points as you spend and get up to 55 days interest-free.
Qantas Premier Platinum
19.99% p.a.
Up to 55 days on purchases
$299 p.a.
0% p.a. for 18 months
0% p.a. for 18 months
100,000 bonus Qantas Points & Balance Transfer Offer
Get up to 100,000 bonus Qantas Points, a 0% p.a. balance transfer rate for the first 18 months and complimentary lounge passes.
Coles Rewards Mastercard
19.99% p.a.
Up to 55 days on purchases
$99 p.a.
0% p.a. for 18 months with 1.5% balance transfer fee
0% p.a. for 18 months with 1.5% balance transfer fee
Balance Transfer Offer*
Earn 2 flybuys points / $1 spent and save with a 0% balance transfer offer.
American Express Velocity Platinum Card
20.74% p.a.
Up to 55 days on purchases
$375 p.a.
0% p.a. for 12 months with 1% balance transfer fee
0% p.a. for 12 months with 1% balance transfer fee
50,000 bonus Velocity Points Credit Card*
Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.
ING Orange One
11.99% p.a.
Up to 45 days on purchases
$0 p.a.
Low Rate Credit Card with No Annual Fee*
Keep costs low with $0 annual fee and 100% foreign transaction fee rebates. Available when you hold or open an Orange Everyday account.
American Express Business Explorer Credit Card - Online Offer
16.99% p.a.
Up to 55 days on purchases
$0 p.a. annual fee for the first year ($395 p.a. thereafter)
ABN holders w/ $75,000 revenue. Get 100,000 bonus points and a $0 annual fee for the first year. Plus, complimentary insurance and lounge passes.
Qantas American Express Discovery Card
20.74% p.a.
Up to 44 days on purchases
$0 p.a.
0% p.a. for 12 months with 1% balance transfer fee
0% p.a. for 12 months with 1% balance transfer fee
$0 Annual Fee Offer*
Earn uncapped Qantas Points on your purchases and pay $0 annual fee for life.
American Express Velocity Escape Card
20.74% p.a.
Up to 55 days on purchases
$0 p.a.
0% p.a. for 12 months with 1% balance transfer fee
0% p.a. for 12 months with 1% balance transfer fee
No Annual Fee Offer with Uncapped Velocity Points*
Earn uncapped Velocity Points on purchases and save with a $0 annual fee for life.
American Express Qantas Business Rewards Card
N/A
Up to 51 days on purchases
$450 p.a.
120,000 Bonus Qantas Points Offer
ABN holders w/ $75,000 revenue. Get 120,000 bonus points, 3x points on eligible Qantas flights & 2 lounge passes per year. Ends 5 Apr 2020.
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Compare up to 4 providers

Updated April 6th, 2020
Purchase rate (p.a.) Interest Free Period Annual fee Balance transfer rate
HSBC Platinum Credit Card - Balance Transfer Offer

Annual Fee Refund & Balance Transfer Offer*
Enjoy a balance transfer offer, yearly annual fee refund, airport lounge passes and complimentary insurance covers.

Purchase rate (p.a.)
19.99% p.a.
Interest Free Period
Up to 55 days on purchases
Annual fee
$129 p.a.
Balance transfer rate
0% p.a. for 22 months
Coles No Annual Fee Mastercard

Purchase and Balance Transfer Offer
Earn flybuys points for your spending and save with an ongoing $0 annual fee and 0% p.a. on balance transfers for 18 months.

Purchase rate (p.a.)
19.99% p.a.
Interest Free Period
Up to 55 days on purchases
Annual fee
$0 p.a.
Balance transfer rate
0% p.a. for 18 months with 1.5% balance transfer fee
Qantas American Express Ultimate Card

100,000 bonus Qantas Points & $450 Qantas Travel Credit*
Get 100,000 bonus Qantas Points, a $450 Qantas Travel Credit and 2 yearly complimentary Qantas Club lounge invitations. Ends 14 Apr 2020.

Purchase rate (p.a.)
20.74% p.a.
Interest Free Period
Up to 44 days on purchases
Annual fee
$450 p.a.
Balance transfer rate
0% p.a. for 12 months with 1% balance transfer fee
Bendigo Bank Low Rate Mastercard

Long-Term Balance Transfer Offer*
A no-frills credit card with a competitive annual fee and 0% p.a. interest rate on balance transfers for the first 18 months.

Purchase rate (p.a.)
11.99% p.a.
Interest Free Period
Up to 55 days on purchases
Annual fee
$45 p.a.
Balance transfer rate
0% p.a. for 18 months with 2% balance transfer fee
Coles Low Rate Mastercard

Low Interest Rate Card with Purchase and Balance Transfer Offers*
Save with a low purchase interest rate, earn flybuys points as you spend and get up to 55 days interest-free.

Purchase rate (p.a.)
12.99% p.a.
Interest Free Period
Up to 55 days on purchases
Annual fee
$58 p.a.
Balance transfer rate
0% p.a. for 6 months
Qantas Premier Platinum

100,000 bonus Qantas Points & Balance Transfer Offer
Get up to 100,000 bonus Qantas Points, a 0% p.a. balance transfer rate for the first 18 months and complimentary lounge passes.

Purchase rate (p.a.)
19.99% p.a.
Interest Free Period
Up to 55 days on purchases
Annual fee
$299 p.a.
Balance transfer rate
0% p.a. for 18 months
Coles Rewards Mastercard

Balance Transfer Offer*
Earn 2 flybuys points / $1 spent and save with a 0% balance transfer offer.

Purchase rate (p.a.)
19.99% p.a.
Interest Free Period
Up to 55 days on purchases
Annual fee
$99 p.a.
Balance transfer rate
0% p.a. for 18 months with 1.5% balance transfer fee
American Express Velocity Platinum Card

50,000 bonus Velocity Points Credit Card*
Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.

Purchase rate (p.a.)
20.74% p.a.
Interest Free Period
Up to 55 days on purchases
Annual fee
$375 p.a.
Balance transfer rate
0% p.a. for 12 months with 1% balance transfer fee
ING Orange One

Low Rate Credit Card with No Annual Fee*
Keep costs low with $0 annual fee and 100% foreign transaction fee rebates. Available when you hold or open an Orange Everyday account.

Purchase rate (p.a.)
11.99% p.a.
Interest Free Period
Up to 45 days on purchases
Annual fee
$0 p.a.
Balance transfer rate
American Express Business Explorer Credit Card - Online Offer

ABN holders w/ $75,000 revenue. Get 100,000 bonus points and a $0 annual fee for the first year. Plus, complimentary insurance and lounge passes.

Purchase rate (p.a.)
16.99% p.a.
Interest Free Period
Up to 55 days on purchases
Annual fee
$0 p.a. annual fee for the first year ($395 p.a. thereafter)
Balance transfer rate
Qantas American Express Discovery Card

$0 Annual Fee Offer*
Earn uncapped Qantas Points on your purchases and pay $0 annual fee for life.

Purchase rate (p.a.)
20.74% p.a.
Interest Free Period
Up to 44 days on purchases
Annual fee
$0 p.a.
Balance transfer rate
0% p.a. for 12 months with 1% balance transfer fee
American Express Velocity Escape Card

No Annual Fee Offer with Uncapped Velocity Points*
Earn uncapped Velocity Points on purchases and save with a $0 annual fee for life.

Purchase rate (p.a.)
20.74% p.a.
Interest Free Period
Up to 55 days on purchases
Annual fee
$0 p.a.
Balance transfer rate
0% p.a. for 12 months with 1% balance transfer fee
American Express Qantas Business Rewards Card

120,000 Bonus Qantas Points Offer
ABN holders w/ $75,000 revenue. Get 120,000 bonus points, 3x points on eligible Qantas flights & 2 lounge passes per year. Ends 5 Apr 2020.

Purchase rate (p.a.)
N/A
Interest Free Period
Up to 51 days on purchases
Annual fee
$450 p.a.
Balance transfer rate

Compare up to 4 providers

Updated April 6th, 2020
$
% p.a.
Name Product Balance transfer rate Purchase rate (p.a.) Annual fee Amount saved
HSBC Platinum Credit Card - Balance Transfer Offer
0% p.a. for 22 months
19.99% p.a.
$129 p.a.
Enjoy a balance transfer offer, yearly annual fee refund, airport lounge passes and complimentary insurance covers.
Coles No Annual Fee Mastercard
0% p.a. for 18 months with 1.5% balance transfer fee
19.99% p.a.
$0 p.a.
Earn flybuys points for your spending and save with an ongoing $0 annual fee and 0% p.a. on balance transfers for 18 months.
Bendigo Bank Low Rate Mastercard
0% p.a. for 18 months with 2% balance transfer fee
11.99% p.a.
$45 p.a.
A no-frills credit card with a competitive annual fee and 0% p.a. interest rate on balance transfers for the first 18 months.
Qantas Premier Platinum
0% p.a. for 18 months
19.99% p.a.
$299 p.a.
Get up to 100,000 bonus Qantas Points, a 0% p.a. balance transfer rate for the first 18 months and complimentary lounge passes.
Coles Low Rate Mastercard
0% p.a. for 6 months
12.99% p.a.
$58 p.a.
Save with a low purchase interest rate, earn flybuys points as you spend and get up to 55 days interest-free.
Coles Rewards Mastercard
0% p.a. for 18 months with 1.5% balance transfer fee
19.99% p.a.
$99 p.a.
Earn 2 flybuys points / $1 spent and save with a 0% balance transfer offer.
Qantas Premier Everyday
0% p.a. for 12 months
19.99% p.a.
$29 p.a. annual fee for the first year ($49 p.a. thereafter)
Get up to 25,000 bonus Qantas points, a discounted first year annual fee and complimentary insurance covers.
Qantas American Express Ultimate Card
0% p.a. for 12 months with 1% balance transfer fee
20.74% p.a.
$450 p.a.
Get 100,000 bonus Qantas Points, a $450 Qantas Travel Credit and 2 yearly complimentary Qantas Club lounge invitations. Ends 14 Apr 2020.
American Express Platinum Edge Credit Card
0% p.a. for 12 months with 1% balance transfer fee
20.74% p.a.
$195 p.a.
Receive a yearly $200 Travel Credit and complimentary domestic and international travel insurance, plus earn up to 3 Membership Rewards Points per $1 spent.
American Express Velocity Escape Card
0% p.a. for 12 months with 1% balance transfer fee
20.74% p.a.
$0 p.a.
Earn uncapped Velocity Points on purchases and save with a $0 annual fee for life.
American Express Velocity Platinum Card
0% p.a. for 12 months with 1% balance transfer fee
20.74% p.a.
$375 p.a.
Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.
American Express Explorer Credit Card
0% p.a. for 12 months with 1% balance transfer fee
20.74% p.a.
$395 p.a.
Get 50,000 bonus points when you spend $3,000 in the first 3 months, a yearly $400 Travel Credit and 2 entries per year to the Amex Lounge.
Qantas American Express Discovery Card
0% p.a. for 12 months with 1% balance transfer fee
20.74% p.a.
$0 p.a.
Earn uncapped Qantas Points on your purchases and pay $0 annual fee for life.
Qantas American Express Premium Card
0% p.a. for 12 months with 1% balance transfer fee
20.74% p.a.
$249 p.a.
Enjoy 30,000 bonus Qantas Points, 2 complimentary Qantas Club lounge invitations per year and the protection of complimentary insurance covers.
ANZ Low Rate
0% p.a. for 22 months with 1.5% balance transfer fee
12.49% p.a.
$0 p.a. annual fee for the first year ($58 p.a. thereafter)
Save with 0% p.a on balance transfers for 22 months (with a 1.5% BT fee) and $0 first year annual fee. Plus a 12.49% p.a. purchase interest rate.
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Compare up to 4 providers

Updated April 6th, 2020
$
% p.a.
Balance transfer rate Purchase rate (p.a.) Annual fee Amount saved
HSBC Platinum Credit Card - Balance Transfer Offer

Enjoy a balance transfer offer, yearly annual fee refund, airport lounge passes and complimentary insurance covers.

Balance transfer rate
0% p.a. for 22 months
Purchase rate (p.a.)
19.99% p.a.
Annual fee
$129 p.a.
Amount saved
Coles No Annual Fee Mastercard

Earn flybuys points for your spending and save with an ongoing $0 annual fee and 0% p.a. on balance transfers for 18 months.

Balance transfer rate
0% p.a. for 18 months with 1.5% balance transfer fee
Purchase rate (p.a.)
19.99% p.a.
Annual fee
$0 p.a.
Amount saved
Bendigo Bank Low Rate Mastercard

A no-frills credit card with a competitive annual fee and 0% p.a. interest rate on balance transfers for the first 18 months.

Balance transfer rate
0% p.a. for 18 months with 2% balance transfer fee
Purchase rate (p.a.)
11.99% p.a.
Annual fee
$45 p.a.
Amount saved
Qantas Premier Platinum

Get up to 100,000 bonus Qantas Points, a 0% p.a. balance transfer rate for the first 18 months and complimentary lounge passes.

Balance transfer rate
0% p.a. for 18 months
Purchase rate (p.a.)
19.99% p.a.
Annual fee
$299 p.a.
Amount saved
Coles Low Rate Mastercard

Save with a low purchase interest rate, earn flybuys points as you spend and get up to 55 days interest-free.

Balance transfer rate
0% p.a. for 6 months
Purchase rate (p.a.)
12.99% p.a.
Annual fee
$58 p.a.
Amount saved
Coles Rewards Mastercard

Earn 2 flybuys points / $1 spent and save with a 0% balance transfer offer.

Balance transfer rate
0% p.a. for 18 months with 1.5% balance transfer fee
Purchase rate (p.a.)
19.99% p.a.
Annual fee
$99 p.a.
Amount saved
Qantas Premier Everyday

Get up to 25,000 bonus Qantas points, a discounted first year annual fee and complimentary insurance covers.

Balance transfer rate
0% p.a. for 12 months
Purchase rate (p.a.)
19.99% p.a.
Annual fee
$29 p.a. annual fee for the first year ($49 p.a. thereafter)
Amount saved
Qantas American Express Ultimate Card

Get 100,000 bonus Qantas Points, a $450 Qantas Travel Credit and 2 yearly complimentary Qantas Club lounge invitations. Ends 14 Apr 2020.

Balance transfer rate
0% p.a. for 12 months with 1% balance transfer fee
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$450 p.a.
Amount saved
American Express Platinum Edge Credit Card

Receive a yearly $200 Travel Credit and complimentary domestic and international travel insurance, plus earn up to 3 Membership Rewards Points per $1 spent.

Balance transfer rate
0% p.a. for 12 months with 1% balance transfer fee
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$195 p.a.
Amount saved
American Express Velocity Escape Card

Earn uncapped Velocity Points on purchases and save with a $0 annual fee for life.

Balance transfer rate
0% p.a. for 12 months with 1% balance transfer fee
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$0 p.a.
Amount saved
American Express Velocity Platinum Card

Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.

Balance transfer rate
0% p.a. for 12 months with 1% balance transfer fee
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$375 p.a.
Amount saved
American Express Explorer Credit Card

Get 50,000 bonus points when you spend $3,000 in the first 3 months, a yearly $400 Travel Credit and 2 entries per year to the Amex Lounge.

Balance transfer rate
0% p.a. for 12 months with 1% balance transfer fee
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$395 p.a.
Amount saved
Qantas American Express Discovery Card

Earn uncapped Qantas Points on your purchases and pay $0 annual fee for life.

Balance transfer rate
0% p.a. for 12 months with 1% balance transfer fee
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$0 p.a.
Amount saved
Qantas American Express Premium Card

Enjoy 30,000 bonus Qantas Points, 2 complimentary Qantas Club lounge invitations per year and the protection of complimentary insurance covers.

Balance transfer rate
0% p.a. for 12 months with 1% balance transfer fee
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$249 p.a.
Amount saved
ANZ Low Rate

Save with 0% p.a on balance transfers for 22 months (with a 1.5% BT fee) and $0 first year annual fee. Plus a 12.49% p.a. purchase interest rate.

Balance transfer rate
0% p.a. for 22 months with 1.5% balance transfer fee
Purchase rate (p.a.)
12.49% p.a.
Annual fee
$0 p.a. annual fee for the first year ($58 p.a. thereafter)
Amount saved

Compare up to 4 providers

Updated April 6th, 2020
Name Product Bonus Points Rewards program Rewards Points per $ spent Purchase rate (p.a.) Annual fee
Qantas American Express Ultimate Card
100,000 bonus points
Qantas Frequent Flyer
Amex
1.25
20.74% p.a.
$450 p.a.
Get 100,000 bonus Qantas Points, a $450 Qantas Travel Credit and 2 yearly complimentary Qantas Club lounge invitations. Ends 14 Apr 2020.
Qantas Premier Platinum
100,000 bonus points
Qantas Frequent Flyer
Visa/MC
1
19.99% p.a.
$299 p.a.
Get up to 100,000 bonus Qantas Points, a 0% p.a. balance transfer rate for the first 18 months and complimentary lounge passes.
Coles Rewards Mastercard
flybuys
Visa/MC
2
19.99% p.a.
$99 p.a.
Earn 2 flybuys points / $1 spent and save with a 0% balance transfer offer.
American Express Qantas Business Rewards Card
120,000 bonus points
Qantas Business Rewards
Amex
1.25
N/A
$450 p.a.
ABN holders w/ $75,000 revenue. Get 120,000 bonus points, 3x points on eligible Qantas flights & 2 lounge passes per year. Ends 5 Apr 2020.
American Express Platinum Business Card
150,000 bonus points
Membership Rewards
Amex
2.25
N/A
$1,750 p.a.
ABN holders w/ $75,000 revenue. Get 150,000 bonus points and up to 2.25 points/ $1 spent on eligible business purchases.
Qantas Premier Everyday
25,000 bonus points
Qantas Frequent Flyer
Visa/MC
0.75
19.99% p.a.
$29 p.a. annual fee for the first year ($49 p.a. thereafter)
Get up to 25,000 bonus Qantas points, a discounted first year annual fee and complimentary insurance covers.
American Express Velocity Platinum Card
50,000 bonus points
Velocity Frequent Flyer
Amex
1.25
20.74% p.a.
$375 p.a.
Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.
Qantas American Express Discovery Card
Qantas Frequent Flyer
Amex
0.75
20.74% p.a.
$0 p.a.
Earn uncapped Qantas Points on your purchases and pay $0 annual fee for life.
American Express Velocity Escape Card
Velocity Frequent Flyer
Amex
0.75
20.74% p.a.
$0 p.a.
Earn uncapped Velocity Points on purchases and save with a $0 annual fee for life.
American Express Explorer Credit Card
50,000 bonus points
Membership Rewards
Amex
2
20.74% p.a.
$395 p.a.
Get 50,000 bonus points when you spend $3,000 in the first 3 months, a yearly $400 Travel Credit and 2 entries per year to the Amex Lounge.
American Express Platinum Edge Credit Card
Membership Rewards Ascent
Amex
1
20.74% p.a.
$195 p.a.
Receive a yearly $200 Travel Credit and complimentary domestic and international travel insurance, plus earn up to 3 Membership Rewards Points per $1 spent.
Qantas American Express Premium Card
30,000 bonus points
Qantas Frequent Flyer
Amex
1
20.74% p.a.
$249 p.a.
Enjoy 30,000 bonus Qantas Points, 2 complimentary Qantas Club lounge invitations per year and the protection of complimentary insurance covers.
American Express Velocity Business Card
Velocity Frequent Flyer
Amex
1
N/A
$249 p.a.
ABN holders w/ $75,000 revenue. A business charge card offering Velocity Points per $1 spent and up to 51 days interest-free on purchases.
David Jones American Express Card
30,000 bonus points
Qantas Frequent Flyer
Membership Rewards
Amex
1
20.74% p.a.
$99 p.a.
Not just for David Jones shoppers, receive 30,000 bonus Membership Rewards Points or 15,000 Qantas Points on eligible spend. Ends 8 Apr 2020.
David Jones American Express Platinum Card
60,000 bonus points
Qantas Frequent Flyer
Membership Rewards
Amex
1
20.74% p.a.
$295 p.a.
DJ's shoppers and Qantas travellers earn 60,000 bonus Membership Rewards Points or 30,000 Qantas Points on eligible spend. Ends 8 Apr 2020.
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Compare up to 4 providers

Updated April 6th, 2020
Bonus Points Rewards program Rewards Points per $ spent Purchase rate (p.a.) Annual fee
Qantas American Express Ultimate Card

Get 100,000 bonus Qantas Points, a $450 Qantas Travel Credit and 2 yearly complimentary Qantas Club lounge invitations. Ends 14 Apr 2020.

Bonus Points
100,000 bonus points
Rewards program
Qantas Frequent Flyer
Rewards Points per $ spent
Amex
1.25
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$450 p.a.
Qantas Premier Platinum

Get up to 100,000 bonus Qantas Points, a 0% p.a. balance transfer rate for the first 18 months and complimentary lounge passes.

Bonus Points
100,000 bonus points
Rewards program
Qantas Frequent Flyer
Rewards Points per $ spent
Visa/MC
1
Purchase rate (p.a.)
19.99% p.a.
Annual fee
$299 p.a.
Coles Rewards Mastercard

Earn 2 flybuys points / $1 spent and save with a 0% balance transfer offer.

Bonus Points
Rewards program
flybuys
Rewards Points per $ spent
Visa/MC
2
Purchase rate (p.a.)
19.99% p.a.
Annual fee
$99 p.a.
American Express Qantas Business Rewards Card

ABN holders w/ $75,000 revenue. Get 120,000 bonus points, 3x points on eligible Qantas flights & 2 lounge passes per year. Ends 5 Apr 2020.

Bonus Points
120,000 bonus points
Rewards program
Qantas Business Rewards
Rewards Points per $ spent
Amex
1.25
Purchase rate (p.a.)
N/A
Annual fee
$450 p.a.
American Express Platinum Business Card

ABN holders w/ $75,000 revenue. Get 150,000 bonus points and up to 2.25 points/ $1 spent on eligible business purchases.

Bonus Points
150,000 bonus points
Rewards program
Membership Rewards
Rewards Points per $ spent
Amex
2.25
Purchase rate (p.a.)
N/A
Annual fee
$1,750 p.a.
Qantas Premier Everyday

Get up to 25,000 bonus Qantas points, a discounted first year annual fee and complimentary insurance covers.

Bonus Points
25,000 bonus points
Rewards program
Qantas Frequent Flyer
Rewards Points per $ spent
Visa/MC
0.75
Purchase rate (p.a.)
19.99% p.a.
Annual fee
$29 p.a. annual fee for the first year ($49 p.a. thereafter)
American Express Velocity Platinum Card

Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.

Bonus Points
50,000 bonus points
Rewards program
Velocity Frequent Flyer
Rewards Points per $ spent
Amex
1.25
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$375 p.a.
Qantas American Express Discovery Card

Earn uncapped Qantas Points on your purchases and pay $0 annual fee for life.

Bonus Points
Rewards program
Qantas Frequent Flyer
Rewards Points per $ spent
Amex
0.75
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$0 p.a.
American Express Velocity Escape Card

Earn uncapped Velocity Points on purchases and save with a $0 annual fee for life.

Bonus Points
Rewards program
Velocity Frequent Flyer
Rewards Points per $ spent
Amex
0.75
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$0 p.a.
American Express Explorer Credit Card

Get 50,000 bonus points when you spend $3,000 in the first 3 months, a yearly $400 Travel Credit and 2 entries per year to the Amex Lounge.

Bonus Points
50,000 bonus points
Rewards program
Membership Rewards
Rewards Points per $ spent
Amex
2
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$395 p.a.
American Express Platinum Edge Credit Card

Receive a yearly $200 Travel Credit and complimentary domestic and international travel insurance, plus earn up to 3 Membership Rewards Points per $1 spent.

Bonus Points
Rewards program
Membership Rewards Ascent
Rewards Points per $ spent
Amex
1
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$195 p.a.
Qantas American Express Premium Card

Enjoy 30,000 bonus Qantas Points, 2 complimentary Qantas Club lounge invitations per year and the protection of complimentary insurance covers.

Bonus Points
30,000 bonus points
Rewards program
Qantas Frequent Flyer
Rewards Points per $ spent
Amex
1
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$249 p.a.
American Express Velocity Business Card

ABN holders w/ $75,000 revenue. A business charge card offering Velocity Points per $1 spent and up to 51 days interest-free on purchases.

Bonus Points
Rewards program
Velocity Frequent Flyer
Rewards Points per $ spent
Amex
1
Purchase rate (p.a.)
N/A
Annual fee
$249 p.a.
David Jones American Express Card

Not just for David Jones shoppers, receive 30,000 bonus Membership Rewards Points or 15,000 Qantas Points on eligible spend. Ends 8 Apr 2020.

Bonus Points
30,000 bonus points
Rewards program
Qantas Frequent Flyer
Membership Rewards
Rewards Points per $ spent
Amex
1
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$99 p.a.
David Jones American Express Platinum Card

DJ's shoppers and Qantas travellers earn 60,000 bonus Membership Rewards Points or 30,000 Qantas Points on eligible spend. Ends 8 Apr 2020.

Bonus Points
60,000 bonus points
Rewards program
Qantas Frequent Flyer
Membership Rewards
Rewards Points per $ spent
Amex
1
Purchase rate (p.a.)
20.74% p.a.
Annual fee
$295 p.a.

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*The credit card offers on this page are chosen from a range of credit cards available to us and are not representative of all the products available in the market. The use of the terms "best" and "top" are not product ratings and are subject to our disclaimer. There is no perfect order or perfect ranking system for the products we list on our Site, so we provide you with the functionality to self-select, re-order and compare products. The initial display order is influenced by a range of factors including conversion rates, product costs and commercial arrangements, so please don't interpret the listing order as an endorsement or recommendation from us. We're happy to provide you with the tools you need to make better decisions, but we'd like you to make your own decisions and compare and assess products based on your own preferences, circumstances and needs.

What is Credit Card Finder and how can I use it?

Credit Card Finder is a free, Australian-owned service that you can use to compare credit card offers from banks, credit unions and other financial institutions. You can compare cards by issuer, read individual card reviews and explore the latest introductory offers. You can use the guides and tables to inform your decision and find the best credit card for you.

When you find a credit card that you want to apply for, just click the "Go to Site" button in the table or review. This takes you to the official application page, where you can read the full terms and conditions before starting a secure, online application with the bank or lender. This also means that Finder doesn't collect your personal details during the application process.

Popular credit card offers

Credit CardCurrent OfferAnnual Fee
Receive 100,000 bonus Qantas Points when you meet the spend requirement, yearly $450 travel credit and 4 airport lounge passes per year.$450
Offers 0% p.a. on balance transfers for the first 22 months with a one-time 1.5% balance transfer fee.$0 annual fee for the first year ($58 p.a. thereafter)
Save with 0% interest on balance transfers for the first 18 months with a one-time 1.5% balance transfer fee.$0
Features 0% interest on balance transfers for up to 18 months, with a 2% balance transfer fee.$45

Some credit card providers we review

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HSBC Credit Card Offer

HSBC Platinum Credit Card - Balance Transfer Offer

0% p.a. for 22 months on balance transfers

Offer ends 30 June 2020

Eligibility criteria, terms and conditions, fees and charges apply

HSBC Credit Card Offer

A platinum card offering 0% interest on balance transfers for 22 months with no balance transfer fee. Plus, an annual fee refund each year when you spend $6,000 on eligible purchases

  • Annual fee: $129 | Purchase interest rate: 19.99% p.a.
  • Complimentary travel insurance and 2 lounge passes per year
  • Earn 1 HSBC Rewards Point per $1 spent in Australia and 2 overseas
  • Foreign transaction fee: 3% | Cash advance rate: 21.99% p.a.
  • Minimum income requirement of $40,000
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