Whether you’re making purchases, collecting points or paying off debt, use our credit card comparison tools and apply online.

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- Earn more frequent flyer pointsFrequent flyer points
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- Pay less interest on my card balanceLow interest rate
- Pay no interest on purchases0% purchase cards
- Avoid paying annual feesNo annual fee
- Get a gold or platinum cardGold, platinum & black
- Stop paying foreign transaction fees0% foreign fees
- Find exclusive deals on finder.com.auExclusive deals
- Get cash back when I spendCash back credit cards
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Why use Credit Card Finder to find your next card?
Credit Card Finder is a free, Australian-owned service that lets you compare credit card offers from banks, credit unions and other financial institutions in Australia. It is 100% free for you to use this service, with no hidden costs for any of the credit card comparisons or resources on the site. To help you make the best credit card* choice based on your goals and needs, check out our guides and comparison tables for different types of cards, including 0% balance transfer credit cards and low interest cards. You can also compare cards by issuer, read individual card reviews and explore introductory offers.
When you find a credit card that you want to apply for, just click the "Go to Site" link. This takes you to the official application page, where you can read the full terms and conditions before starting a secure, online application with the credit card company. This means finder.com.au does not collect your personal details during the application process. Remember to consider your own personal circumstances when choosing which card is best for you. Start by looking at a cross-section of offers on our website to help you with your comparison.
St.George credit card online offer

St.George Vertigo Platinum - Online Offer
0% p.a. for 24 months on balance transfers with no BT fee
Offer ends 30 April 2018
Eligibility criteria, terms and conditions, fees and charges apply
St.George credit card online offer
A platinum card that features a no-fee balance transfer offer and a low variable interest rate on purchases.
- $99 p.a. annual fee.
- 12.74% p.a. on purchases
- Cash advance rate of 19.49% p.a.
- Up to 55 days interest free
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Make better credit card choices with finder.com.au
Use Credit Card Finder to compare Australian credit cards side-by-side, learn about the different types of cards available and find the right one for you. Whether you’re looking to save on credit card fees, consolidate a debt or earn rewards, finder.com.au can help you save time, cut costs, find the best* credit card for you and easily apply for it online.
Compare Credit Cards Australia
- NAB Low Fee Platinum Card: Exclusive offer. A credit card with a long-term balance transfer offer.
- St.George Vertigo Platinum: Online offer. An online-only credit card offer for a long-term balance transfer.
- Qantas Premier Platinum. Earn Qantas Points and get rewarded for your credit card spending.
Australian Credit Cards
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- Money Hack: Get pre-sale tickets to Splendour in the Grass 2018 with Visa
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- Get up to 20% off Virgin Australia flights with your American Express Velocity card
- Money Hack: How to earn reward points on your daily commute
Please advise when the the complimentary Qantas airport lounges currently offered as a bonus when applying for the amex ultimate Qantas card apply. Is it only after a year of membership? Do they need to be applied for or do they come automatically? Are they available once the $3000 spend has been reached?
Thanks,
Kate
Hi Kate,
Thank you for getting in touch with finder.
To be eligible to get into a Qantas Airport Lounge or Club, you can choose to pay for a one, two or four year membership to the Qantas club using your Qantas points, or by paying a fee. As a Qantas Club member you will have access to Qantas-operated international business lounges, as well as the Emirates lounge in Dubai, provided your next flight is with Qantas or Emirates.
For more info on Qantas Airport Lounge, please see this link.
When you apply online, are approved and spend $3,000 on eligible purchases within the first three months of card membership then you get your 55,000 bonus points.
You may also want to check out this link for more info on your American Express Qantas Ultimate Card.
I hope this helps.
Have a great day!
Cheers,
Jeni
I want a credit card with a travel insurance for over 80 year old attached.
Thank you
Hi Joe,
Thanks for your question.
Most credit card complimentary travel insurance we feature on our website are only available for those 80 years old or under. Upon checking, I found that NAB complimentary travel insurance are available for those who are up to 90 years old. However, cardholders between the ages of 76 and 90 years receive limited benefits compared to cardholders aged 75 years and under, including no overseas travel and medical insurance benefit.
You may compare NAB credit cards with complimentary travel insurance on this page.
Cheers,
Anndy
Hi,
I have a car loan with a high EMI (around 2700 per month for 9 more months) and a credit card with 6000 limit. I have an income of 10000 pre tax.
Would I be eligible for another credit card (Amex Explorer)?
I am concerned, if I apply and it gets rejected, it will just reduce my credit rating.
Hi TyponyGuy,
Thank you for your comment.
Please note that each time you submit an application for a credit card, the provider will conduct a hard credit inquiry which means requesting a copy of your credit report. Regardless if you’re approved or not, this is recorded on your report for up to two years and each hard inquiry can take a few points off your credit score. Kindly refer to the pages below to know how a credit card application can impact your credit score.
– https://www.finder.com.au/how-having-too-many-credit-card-applications-might-backfire-on-you
– https://www.finder.com.au/avoid-submitting-multiple-credit-card-applications
By the way, you may be able to apply for the American Express Explorer Credit Card provided that you meet their criteria that is outlined on this page.
Regards,
Jhezelyn
Hi Jhezelyn,
Thanks for the response.
I understand how even a successful application can take points out of my credit rating etc.
My only concern here was how having a car loan, which is for a short period but high monthly repayments, would affect my credit card application.
My credit rating going low after a successful application is a much safer, better situation than it going low with a rejected application.
I just wanted to understand how much of a ‘high risk’ customer does my car loan make me currently. And as far as the eligibility criteria mentioned on the page goes, I believe even after taking the monthly repayments out of my income, I would be fulfilling the criteria.
Is there a way I can be sure about that though?
Hi TyponyGuy,
Thank you for getting back to us.
Generally, credit card providers want to determine whether you will be able to afford to make repayments, and if you have too much liabilities to repay, like that of the car loan, then there’s a risk your credit card application will be rejected. Also note that credit card is a product for people with good credit only.
Still best to directly ask the provider about your chances of getting approved for a credit card application as criteria varies depending on the provider. You may refer to some of our guides on how to be approved for credit cards below:
– https://www.finder.com.au/how-to-get-your-credit-card-application-approved
– https://www.finder.com.au/requirements-when-applying-for-a-credit-card
Regards,
Jhezelyn
credit card yes bank mai apply kervana hai
plz help me
Hi Akash, can you please rephrase your question?
Thanks,
Jonathan
Hi just about to move to Australia, do credit cards here provide interest free installment plans on airline ticket purchases. In my home country I can avail of a3,6,9or 12 months interest free repayment facility on ticket purchases of over a certain value.
Thanks
Hi Tony, thanks for your inquiry!
Whilst credit cards do not provide interest free instalment plans on airline tickets, you may apply for a 0% purchase credit card. This type of card enables you to make purchases and not pay any interest for a set period of time.
Best,
Jonathan
Boho
I would like a credit card in my name only for work related items etc but I am only one day a week at the moment. Can I get one?
Also would like to improve my credit score. Is this a good idea?
Hi Wendy,
Thank you for your inquiry.
This page on When Should I Get My First Credit Card may be helpful as it discusses why you’d get a credit card and if you’re ready for it.
There are eligibility criteria to consider to check if you are qualified to apply for the credit card. This would include income requirements. Also, you’d need to take note that multiple credit card applications may affect your score so it’s best to read all the details first before applying for the card.
To make the most of your credit history, aim to pay your credit card account balance off in full by the due date on each statement.
I hope this helps.
Best,
Maria
Need a small credit card to build up credit score which one as I don’t have one
Hi Roslyn,
Thanks for reaching out.
If you have a limited credit history, you may consider starting with the credit cards that have no frills, easy to apply for and manage such as low credit limit credit cards or even credit cards designed for students. These type of cards can start building up your positive credit history if you spend well under your credit limit.
We have a guide on how to build a good credit history with a credit card on this page that you might find helpful.
Cheers,
Liezl
Need a zero percent card to pay out another my husband is to undergo cancer treatment and am struggling with repayments what’s your opinion thanks
Hi Mary,
Thanks for contacting finder, a comparison website and general information service.
I hope everything would turn out well for you. You may find a list of long-term balance transfer credit card offers on this page.
I hope this helps.
Best regards,
Judith
What attributes should i look for in a credit card for the sole purpose of online shopping?
I have the money in my saving so as soon as a purchase is made with the card, it will be paid off immediately, but i don’t want to use a debt card due to security reasons.
Hi Joe,
Thank you for contacting finder. We are a comparison website and general information service, we’re more than happy to offer general advice.
You may refer to this page for options that may suit your needs. You may review and compare the offers available on the table. Once you have selected one, you may proceed by clicking the green “Go to Site” button.
I hope this helps.
Cheers,
Danielle
my credit card expires on 10/17 do I have to apply for another one at the c/wealth bank?
Hello Derek,
Thank you for your question.
No, you don’t have to. Usually, your credit card issuer will be sending a replacement card automatically before expiry date. It can be as short as few weeks or a month prior.
Please make sure that you dispose the old card properly once you have activated the new one. Refer to the instructions written on the mail enclosed on how to proceed.
Hope this helps.
Cheers,
Jonathan