|
|
|
90,000 bonus points
|
Qantas Frequent Flyer
|
|
19.49% p.a.
|
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
|
Offers 90,000 bonus Qantas Points when you spend $4,000 within 90 days, two yearly Qantas Club lounge passes and a reduced first year annual fee.
|
|
|
|
|
|
|
70,000 bonus points
|
Velocity Frequent Flyer
|
|
20.74% p.a.
|
$375 p.a.
|
finder Exclusive: Ends 26 September 2018 Receive 70,000 bonus Velocity Points when you spend $3,000 within the first 3 months. Plus, Status Credits & lounge passes.
|
|
|
|
|
|
|
60,000 bonus points
|
Qantas Frequent Flyer
|
|
19.99% p.a.
|
$299 p.a.
|
Get 60,000 bonus Qantas points and a $300 Qantas Flight Voucher when you spend $4,000 in 90 days. Plus, complimentary lounge passes.
|
|
|
|
|
|
|
75,000 bonus points
|
Membership Rewards Gateway
|
|
20.74% p.a.
|
$395 p.a.
|
Get 75,000 bonus Membership Rewards points, a yearly $400 Travel Credit and 2 entries per year to the American Express Lounge. Ends 26 Sept 2018.
|
|
|
|
|
|
|
60,000 bonus points
|
Velocity Frequent Flyer
|
|
20.74% p.a.
|
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
|
Earn up to 60,000 bonus points in the first 3 months with a $64 first year annual fee. Plus, the chance to win 1 million Velocity Points.
|
|
|
|
|
|
|
90,000 bonus points
|
Qantas Frequent Flyer
|
|
19.99% p.a.
|
$295 p.a. annual fee for the first year ($395 p.a. thereafter)
|
Earn Qantas Points on your everyday spending, take advantage of complimentary overseas travel insurance and a 24/7 concierge service.
|
|
|
|
|
|
|
60,000 bonus points
|
Qantas Frequent Flyer
|
|
19.99% p.a.
|
$199 p.a.
|
Receive 60,000 bonus Qantas Points when you spend $3,000 within 3 months of card approval, plus enjoy complimentary travel insurance.
|
|
|
|
|
|
|
60,000 bonus points
|
Qantas Frequent Flyer
|
|
20.24% p.a.
|
$50 p.a. annual fee for the first year ($200 p.a. thereafter)
|
Earn 60,000 bonus Qantas Points when you spend $3,000 within 90 days of card approval. Plus, a $50 first year annual fee.
|
|
|
|
|
|
|
75,000 bonus points
|
Westpac Altitude Rewards
|
|
20.24% p.a.
|
$0 p.a. annual fee for the first year ($199 p.a. thereafter)
|
$0 first year annual fee & up to 75,000 bonus Altitude Pts when you meet T&C with this Visa (issued by Westpac) & Amex (issued & serviced by Amex).
|
|
|
|
|
|
|
|
Velocity Frequent Flyer
|
|
0% p.a. for 14 months (reverts to 20.74% p.a.)
|
$129 p.a.
|
Enjoy 0% p.a. interest on purchases for 14 months. Plus, the chance to earn 1 million Velocity Points. Ends 31 Oct 2018.
|
|
|
|
|
|
|
|
Qantas Frequent Flyer
|
|
20.74% p.a.
|
$0 p.a.
|
Earn uncapped Qantas Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
|
|
|
|
|
|
|
|
Velocity Frequent Flyer
|
|
20.74% p.a.
|
$0 p.a.
|
Earn uncapped Velocity Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
|
|
|
|
|
|
|
50,000 bonus points
|
Amplify Rewards / Qantas Frequent Flyer
|
|
19.49% p.a.
|
$99 p.a.
|
Receive 50,000 bonus Amplify or Qantas Points when you spend $2,000 within 90 days and earn 0.5 Qantas Points or 1 Amplify Point per $1 spent.
|
|
|
|
|
|
|
|
Velocity Frequent Flyer
|
|
20.74% p.a.
|
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
|
Save with $64 first year annual fee and 0% p.a. balance transfer offer. Plus, the chance to earn 1 million Velocity Points. Ends 31 Oct 2018.
|
|
|
|
|
|
|
60,000 bonus points
|
Suncorp Bank Rewards Program
|
|
20.74% p.a.
|
$129 p.a.
|
Enjoy up to 60,000 bonus points, a long-term balance transfer offer and complimentary international travel insurance.
|
|
|
|
|
|
|
75,000 bonus points
|
Qantas Frequent Flyer
|
|
20.24% p.a.
|
$50 p.a. annual fee for the first year ($249 p.a. thereafter)
|
Up to 75,000 bonus Qantas Points when you meet the criteria with this dual Visa (issued & serviced by Westpac) & Amex (issued & serviced by Amex).
|
|
|
|
|
|
|
50,000 bonus points
|
Amplify Rewards / Qantas Frequent Flyer
|
|
19.49% p.a.
|
$99 p.a.
|
Earn 50,000 bonus Amplify or Qantas Points when you spend $2,000 within 90 days and earn 0.5 Qantas Points or 1 Amplify Point per $1 spent.
|
|
|
|
|
|
|
120,000 bonus points
|
Qantas Frequent Flyer
|
|
20.24% p.a.
|
$300 p.a. annual fee for the first year ($499 p.a. thereafter)
|
Score up to 120,000 bonus Qantas Points when you meet the T&C with Mastercard (issued by Westpac) & Amex (issued & serviced by Amex).
|
|
|
|
|
|
|
80,000 bonus points
|
Qantas Frequent Flyer
|
|
20.24% p.a.
|
$300 p.a.
|
Earn 80,000 bonus Qantas Points when you spend $3,000 on eligible purchases. Plus, 2 yearly Qantas Club lounge invitations.
|
|
|
|
|
|
|
55,000 bonus points
|
Qantas Frequent Flyer
|
|
20.74% p.a.
|
$450 p.a.
|
Receive 55,000 bonus Qantas Points, a $450 Qantas Travel Credit each year and 2 yearly complimentary Qantas Club lounge invitations.
|
|
|
|
|
|
|
120,000 bonus points
|
Westpac Altitude Rewards
|
|
20.24% p.a.
|
$250 p.a. annual fee for the first year ($449 p.a. thereafter)
|
Earn up to 120,000 bonus Altitude Points when you meet the T&C with Mastercard (issued by Westpac) & Amex (issued & serviced by Amex).
|
|
|
|
|
|
|
200,000 bonus points
|
Citi Rewards Program
|
|
20.99% p.a.
|
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
|
Earn 10,000 monthly bonus reward Points for 20 months (200,000 total), enjoy a 0% p.a. balance transfer offer, plus, a $49 first year annual fee.
|
|
|
|
|
|
|
|
Qantas Frequent Flyer
|
|
20.49% p.a.
|
$160 p.a.
|
Enjoy 0% foreign transaction fees, complimentary travel insurances and earn 0.5 Qantas Points per $1 spent on eligible purchases.
|
|
|
|
|
|
|
|
Qantas Frequent Flyer
|
|
20.49% p.a.
|
$100 p.a.
|
Receive a complimentary Qantas Frequent Flyer membership and earn 0.5 Qantas Points per $1 spent on eligible purchases.
|
|
|
|
|
|
|
|
Qantas Frequent Flyer
|
|
20.49% p.a.
|
$270 p.a.
|
Earn uncapped Qantas Points per $1 spent on eligible purchases, pay 0% foreign transaction fees and receive complimentary travel insurance.
|
|
|
|
Hi there,
For the American Express Westpac Altitude Black Bundle – Qantas credit card, if I am an Amex additional card holder of this bundle of my parents and now decided to cancel the additional card and apply for this bundle myself instead. Would I still be eligible for the following bonus points:
Receive 80,000 bonus Qantas Points – When you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Black Mastercard® within 90 days of Card approval.
Receive 40,000 bonus Qantas Points – When you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Black Card within 90 days of Card approval.
Thanks,
Peter
Hi Peter,
Thank you for getting in touch with finder.
If you apply for this American Express Westpac Altitude Black Qantas credit card bundle and get approved, you may still be eligible for the bonus points (80,000 Qantas Points on the Mastercard by spending $3,000 on eligible purchases in the first 90 days and 40,000 Qantas Points when you make $3,000 worth of eligible purchases on the Amex card in the first 90 days) since you were an additional cardholder.
When you click on the Go to site button on that page, you will be redirected to Westpac’s official page. Please go through the Things you should know part of the page to learn more important info of this credit card bundle.
Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/T&Cs of this credit card before making a decision and consider whether the product is right for you.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Thank you and have a wonderful day!
Cheers,
Jeni
Once I have spent the required $3000 to be eligible for the bonus Qantas points, when will the points be transferred to my qantas account?
Hello Matt,
Thank you for your comment.
The spending limit to earn Qantas points depends on the bank’s credit card promotion criteria. However, (generally) Qantas Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria.
Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.
Regards,
Jhezelyn
I have had a AMEX card for 30years, my card is a AMEX Platinum Reserve and when you scroll through all the cards I could not find any with Reserve. Is this the same as one of the other Platinum?
Thanks.
Hi Neville,
Thank you for getting in touch with finder.
As of the 1st of October 2014, American Express Platinum Reserve Credit Card is no longer available for new applications that is why you can’t find this card in our comparison page.
For further info, please visit this page.
I hope this helps.
Have a great day!
Cheers,
Jeni
Please advise when the the complimentary Qantas airport lounges currently offered as a bonus when applying for the amex ultimate Qantas card apply. Is it only after a year of membership? Do they need to be applied for or do they come automatically? Are they available once the $3000 spend has been reached?
Thanks,
Kate
Hi Kate,
Thank you for getting in touch with finder.
To be eligible to get into a Qantas Airport Lounge or Club, you can choose to pay for a one, two or four year membership to the Qantas club using your Qantas points, or by paying a fee. As a Qantas Club member you will have access to Qantas-operated international business lounges, as well as the Emirates lounge in Dubai, provided your next flight is with Qantas or Emirates.
For more info on Qantas Airport Lounge, please see this link.
When you apply online, are approved and spend $3,000 on eligible purchases within the first three months of card membership then you get your 55,000 bonus points.
You may also want to check out this link for more info on your American Express Qantas Ultimate Card.
I hope this helps.
Have a great day!
Cheers,
Jeni
I want a credit card with a travel insurance for over 80 year old attached.
Thank you
Hi Joe,
Thanks for your question.
Most credit card complimentary travel insurance we feature on our website are only available for those 80 years old or under. Upon checking, I found that NAB complimentary travel insurance are available for those who are up to 90 years old. However, cardholders between the ages of 76 and 90 years receive limited benefits compared to cardholders aged 75 years and under, including no overseas travel and medical insurance benefit.
You may compare NAB credit cards with complimentary travel insurance on this page.
Cheers,
Anndy
Hi,
I have a car loan with a high EMI (around 2700 per month for 9 more months) and a credit card with 6000 limit. I have an income of 10000 pre tax.
Would I be eligible for another credit card (Amex Explorer)?
I am concerned, if I apply and it gets rejected, it will just reduce my credit rating.
Hi TyponyGuy,
Thank you for your comment.
Please note that each time you submit an application for a credit card, the provider will conduct a hard credit inquiry which means requesting a copy of your credit report. Regardless if you’re approved or not, this is recorded on your report for up to two years and each hard inquiry can take a few points off your credit score. Kindly refer to the pages below to know how a credit card application can impact your credit score.
– https://www.finder.com.au/how-having-too-many-credit-card-applications-might-backfire-on-you
– https://www.finder.com.au/avoid-submitting-multiple-credit-card-applications
By the way, you may be able to apply for the American Express Explorer Credit Card provided that you meet their criteria that is outlined on this page.
Regards,
Jhezelyn
Hi Jhezelyn,
Thanks for the response.
I understand how even a successful application can take points out of my credit rating etc.
My only concern here was how having a car loan, which is for a short period but high monthly repayments, would affect my credit card application.
My credit rating going low after a successful application is a much safer, better situation than it going low with a rejected application.
I just wanted to understand how much of a ‘high risk’ customer does my car loan make me currently. And as far as the eligibility criteria mentioned on the page goes, I believe even after taking the monthly repayments out of my income, I would be fulfilling the criteria.
Is there a way I can be sure about that though?
Hi TyponyGuy,
Thank you for getting back to us.
Generally, credit card providers want to determine whether you will be able to afford to make repayments, and if you have too much liabilities to repay, like that of the car loan, then there’s a risk your credit card application will be rejected. Also note that credit card is a product for people with good credit only.
Still best to directly ask the provider about your chances of getting approved for a credit card application as criteria varies depending on the provider. You may refer to some of our guides on how to be approved for credit cards below:
– https://www.finder.com.au/how-to-get-your-credit-card-application-approved
– https://www.finder.com.au/requirements-when-applying-for-a-credit-card
Regards,
Jhezelyn
credit card yes bank mai apply kervana hai
plz help me
Hi Akash, can you please rephrase your question?
Thanks,
Jonathan
Hi just about to move to Australia, do credit cards here provide interest free installment plans on airline ticket purchases. In my home country I can avail of a3,6,9or 12 months interest free repayment facility on ticket purchases of over a certain value.
Thanks
Hi Tony, thanks for your inquiry!
Whilst credit cards do not provide interest free instalment plans on airline tickets, you may apply for a 0% purchase credit card. This type of card enables you to make purchases and not pay any interest for a set period of time.
Best,
Jonathan
Boho
I would like a credit card in my name only for work related items etc but I am only one day a week at the moment. Can I get one?
Also would like to improve my credit score. Is this a good idea?
Hi Wendy,
Thank you for your inquiry.
This page on When Should I Get My First Credit Card may be helpful as it discusses why you’d get a credit card and if you’re ready for it.
There are eligibility criteria to consider to check if you are qualified to apply for the credit card. This would include income requirements. Also, you’d need to take note that multiple credit card applications may affect your score so it’s best to read all the details first before applying for the card.
To make the most of your credit history, aim to pay your credit card account balance off in full by the due date on each statement.
I hope this helps.
Best,
Maria
Need a small credit card to build up credit score which one as I don’t have one
Hi Roslyn,
Thanks for reaching out.
If you have a limited credit history, you may consider starting with the credit cards that have no frills, easy to apply for and manage such as low credit limit credit cards or even credit cards designed for students. These type of cards can start building up your positive credit history if you spend well under your credit limit.
We have a guide on how to build a good credit history with a credit card on this page that you might find helpful.
Cheers,
Liezl