|
|
|
20.74% p.a.
|
Up to 55 days on purchases
|
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
|
0% p.a. for 18 months
|
0% p.a. for 18 months
|
|
|
|
|
|
|
|
21.99% p.a.
|
Up to 55 days on purchases
|
$0 p.a.
|
|
|
|
|
|
|
|
|
|
0% for 13 months, reverts to 21.49% p.a.
|
Up to 55 days on purchases
|
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
|
0% p.a. for 13 months
|
0% p.a. for 13 months
|
|
|
|
|
|
|
|
19.99% p.a.
|
Up to 55 days on purchases
|
$199 p.a. annual fee for the first year ($299 p.a. thereafter)
|
0% p.a. for 18 months
|
0% p.a. for 18 months
|
|
|
|
|
|
|
|
0% for 9 months, reverts to 14.99% p.a.
|
Up to 55 days on purchases
|
$0 p.a. annual fee for the first year ($99 p.a. thereafter)
|
0% p.a. for 9 months
|
0% p.a. for 9 months
|
|
|
|
|
|
|
|
11.99% p.a.
|
Up to 45 days on purchases
|
$0 p.a.
|
|
|
|
|
|
|
|
|
|
20.24% p.a.
|
Up to 55 days on purchases
|
$425 p.a.
|
20.24% p.a.
|
20.24% p.a.
|
|
|
|
|
|
|
|
0% for 15 months, reverts to 11.99% p.a.
|
Up to 55 days on purchases
|
$45 p.a.
|
0% p.a. for 6 months
|
0% p.a. for 6 months
|
Long-Term Purchase Rate Offer* A no-frills credit card with a competitive annual fee and 0% p.a. on purchases for 15 months. Plus, a 0% balance transfer offer for 6 months.
|
|
|
|
|
|
|
21.49% p.a.
|
Up to 55 days on purchases
|
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
|
0% p.a. for 15 months with 1% balance transfer fee
|
0% p.a. for 15 months with 1% balance transfer fee
|
|
|
|
|
|
|
|
17.99% p.a.
|
Up to 55 days on purchases
|
$0 p.a.
|
2.99% p.a. for 9 months
|
2.99% p.a. for 9 months
|
|
|
|
|
|
|
|
0% for 14 months, reverts to 13.99% p.a.
|
Up to 55 days on purchases
|
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
|
0% p.a. for 6 months
|
0% p.a. for 6 months
|
|
|
|
|
|
|
|
21.49% p.a.
|
Up to 55 days on purchases
|
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
|
0% p.a. for 26 months with 1.5% balance transfer fee
|
0% p.a. for 26 months with 1.5% balance transfer fee
|
|
|
|
|
|
|
|
9.89% p.a.
|
Up to 55 days on purchases
|
$69 p.a.
|
|
|
Low Rate Credit Card Offer* Offers a competitively low interest rate and up to 55 days interest-free on purchases. Plus, price and purchase protection covers.
|
|
|
|
|
|
|
13.99% p.a.
|
Up to 55 days on purchases
|
$55 p.a.
|
0% p.a. for 18 months
|
0% p.a. for 18 months
|
|
|
|
|
|
|
|
13.99% p.a.
|
Up to 55 days on purchases
|
$55 p.a.
|
0% p.a. for 18 months
|
0% p.a. for 18 months
|
|
|
|
|
|
|
|
19.99% p.a.
|
Up to 44 days on purchases
|
$295 p.a. annual fee for the first year ($395 p.a. thereafter)
|
0% p.a. for 6 months with 2% balance transfer fee
|
0% p.a. for 6 months with 2% balance transfer fee
|
Bonus Qantas Points Offer* Collect up to 120,000 bonus Qantas Points. Get 90k when you spend $3,000 on eligible purchases in the first 60 days and 30k after 12 months.
|
|
|
|
|
|
|
13.74% p.a.
|
Up to 55 days on purchases
|
$59 p.a.
|
0% p.a. for 16 months
|
0% p.a. for 16 months
|
0% p.a. Balance Transfer Offer* A no frills, low rate card offering 0% p.a. interest on balance transfers for the first 16 months, with no balance transfer fee.
|
|
|
|
|
|
|
0% for 15 months, reverts to 12.99% p.a.
|
Up to 55 days on purchases
|
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
|
|
|
|
|
|
|
|
|
|
19.74% p.a.
|
Up to 55 days on purchases
|
$99 p.a.
|
0% p.a. for 6 months
|
0% p.a. for 6 months
|
|
|
|
|
|
|
|
11.99% p.a.
|
Up to 55 days on purchases
|
$49 p.a.
|
0% p.a. for 14 months
|
0% p.a. for 14 months
|
|
|
|
|
Hi expert, I am a NZ citizen staying in Australia with the Special Category Visa. Most of the banks/financial institutions require the applicant to at least have the long term work visa. Is there any that allow me to apply using my SCV ? Thanks
Hi Rob,
Thanks for getting in touch! All of the banks have their own criteria for residency, which unfortunately are subject to a lot of change (not just the criteria, but the visas themselves). ANZ does not give a requirement for which visa you have, as long as there are at least 9 months remaining. AMEX are often quite easy to deal with. It would be best to give your preferred banks a call directly to obtain more information. Another tip would be to go to the bank with which you have your transaction account and see what they can do for you.
As a friendly reminder, review the eligibility criteria, fees, interest rates, and terms & conditions of this account before applying. You may also contact the bank should you have any questions about their product.
Hope this helps!
Best,
Nikki
Are there banks in Australia which has credit card instant approval?
Hello Aren,
Thanks for your message. Yes, there are credit cards that you can easily apply for getting approved and you can get started by viewing this page. On the page, you will find a table that compares the features and benefits of each credit card provider such as purchase rate, balance transfer rate, fees, and credit limits. This way it will be easier for you to see which provider fits you best. It also shows how each type of card evaluates an application and how you would be able to meet their eligibility criteri.
When you have chosen the right one for you, click the MORE INFO button if you want to read more about the brand through Finder page reviews or click the GO TO SITE button to bring you to the main provider’s webpage. This is where you can start your application or get a quote. As a friendly reminder, carefully review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the bank should you need any clarifications about the policy.
Hope this helps and best of luck on your application!
Cheers,
Nikki
I am after a Visa or Mastercard with the highest rate of points earn per $ spent for Velocity or Qantas.
Hi Kathryn,
Thank you for getting in touch with Finder.
You may check out this page to stage to start comparing cards that earn Velocity points and this page for credit cards that earn Qantas points. The Rewards per dollar spent column would help you choose which card to go with.
Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
I have American Express cards and I am wanting a Visa or Mastercard have excellent history with current provider.
Hi Patrick,
Thank you for getting in touch with Finder.
Good to know that you have an excellent credit history.
Regarding your query on applying for a Visa or Mastercard credit card, kindly check out these pages to compare credit cards that would suit your needs.
Visa credit cards: https://www.finder.com.au/credit-cards/visa-credit-cards
Mastercard credit cards: https://www.finder.com.au/credit-cards/mastercard-credit-cards
Please refer to the comparison table and you may compare credit cards by looking at their fees, terms and rates as well.
Once you’ve chosen a provider, you may click on the “Go to site” to be redirected to their official page where you can check more details or even start your application.
Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
Hi I am looking for a business credit card to earn us maximum frequent flyer points
Hi Todd,
Thank you for contacting finder.
You may compare the Business Credit Card at this page that will let you earn Frequent Flyer Points from your eligible spending. You may use the earned points for rewards such as business flights, flight upgrades, accommodation and cashback for you and your employees.
Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.
I hope this helps.
Do not hesitate to reach out again to us if you have additional questions.
Cheers,
Ash
I had a CTB credit card for many years and used it to travel overseas with the travel insurance. I did not think we would be travelling again and surrendered it last June. Do you still have that sort of card? My record is on the computer. Did pay I think $90 per year?
Please help.
Hi Peter,
Thank you for getting in touch with finder.
Regarding your query on getting your old credit card back, kindly contact the credit card issuer that you had your old card with to verify if the account is still open or not. If it’s still open, you may request for a replacement card to be sent out since you are travelling again and might use the complimentary travel insurance your card has.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
my card is lost and need a replacement card how do I get it?
Hi Johannes,
Thank you for reaching out to finder.
Depending on the card you have, you may need to contact your customer service department immediately to close your lost card. They will also be the one you need to reach out to in getting a replacement sent to your address. Hope this helps!
Cheers,
Reggie
I am travelling to UK and Ireland. Obviously looking at the best cards to travel with. I am considering the Qantas Travel Card and the 28 degrees credit card. Is there any other cards I should consider? I have gone through the websites to try and identify the best ones but I find it very confusing. What would you suggest?
Hi Kerry,
Thank you for getting in touch with finder.
Since you’re looking for a credit card to use for your trip to Ireland and UK, you’re currently at the right page. At the dropdown menu, choose stop paying foreign fees and you’ll be redirected to this page. On that page you may compare credit cards with 0% foreign fees and will let you save money when you shop overseas.
You may also find our travel money guide pages helpful since you want to know which cards would let you save more while exploring the world.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Thank you and have a wonderful day!
Cheers,
Jeni
Does this work?
Hi Parth,
Thank you for leaving a question.
Yes, the comparison website works for our Credit card finder. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!
Cheers,
Reggie
I’m searching for a credit card which can be applied by a temporary resident, Visa 482 (formerly 457). The search results are showing as of 2017, can you please let us know the list of credit cards that can be applied by a temporary resident, we followed that link and found that many banks are now not offering any credit cards for a temporary resident.
Please help me on this request, appreciate your help!
Regards,
Sai
Hi Sai,
Thank you for leaving a question.
Please click on this link to be routed to our up to date review page on credit cards for temporary residents. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.Hope this helps!
Cheers,
Reggie