Credit Card Finder® – Compare Australian Credit Cards

Information verified correct on December 10th, 2016

Comparison of Credit Cards

Learn about our information serviceRates last updated December 10th, 2016. Comparing 341 credit cards from 137 issuers.

Purchase rate (p.a.) Bonus Points Annual fee Balance transfer rate (p.a.)
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Velocity Frequent Flyer Offer with a Balance Transfer and earn Bonus Velocity Points
Offering 0% p.a. interest rate on balance transfers for 18 months and earn bonus Velocity Points in the first 3 months.
20.74% p.a. $64 p.a. annual fee for the first year ($129 p.a. thereafter) 0% p.a. for 18 months Go to site More info
American Express Essential Credit Card
Smartphone Screen Insurance, $0 Annual Fee and 0% Balance Transfer
Receive a $50 credit when you spend $750 on your new card within the first 3 months from card approval and a 0% p.a. balance transfer rate for 12 months. Plus enjoy no annual fee for life.
14.99% p.a. $0 p.a. 0% p.a. for 12 months with 1% balance transfer fee Go to site More info
ANZ Frequent Flyer Black
Black Credit Card with Bonus Points Offer
Receive 75,000 bonus Qantas Points when you apply online, are approved and spend $2,500 on eligible purchases in the first 3 months and pay no annual fee for the first year.
19.99% p.a. 75,000 bonus points $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
NAB Low Rate Credit Card
Low Balance Transfer Offer
The NAB Low Rate Credit Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) $59 p.a. 0% p.a. for 15 months with a one off 3% balance transfer fee Go to site More info
HSBC Platinum Credit Card
Annual Fee Refund
This platinum card caters for those who want high credit limits and personal concierge service. The annual fee is refunded each year when you spend $6,000 on eligible purchases.
19.99% p.a. $149 p.a. 0% p.a. for 15 months Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Exclusive Offer to finder.com.au
Receive 0% p.a. for 12 months on balance transfers and 0% p.a. for 3 months on purchases, combined with an annual fee waiver in the first year.
0% p.a. for 3 months (reverts to 19.74% p.a.) $0 p.a. annual fee for the first year ($87 p.a. thereafter) 0% p.a. for 12 months Go to site More info
NAB Low Fee Card
Low Annual Fee Purchase and Balance Transfer Offer
Enjoy a long term balance transfer and purchase rate offer of 0% p.a. for 15 months, for a $30 annual fee.
0% p.a. for 15 months (reverts to 19.74% p.a.) $30 p.a. 0% p.a. for 15 months with a one off 3% balance transfer fee Go to site More info
ME Bank frank Credit Card

No Annual Fee Low Rate Credit Card

A low interest rate credit card that charges no annual fees.
11.99% p.a. $0 p.a. Go to site More info
HSBC Platinum Qantas Credit Card
Qantas Frequent Flyer Credit Card
The HSBC Platinum Qantas Credit Card offers a competitive earn rate on purchases. Bonus 60,000 Qantas Points offer on eligible spend within 3 months.
19.99% p.a. 60,000 bonus points $199 p.a. Go to site More info
St.George Vertigo Visa

0% p.a. Balance Transfer for 18 months

A long term balance transfer offer, together with a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) $55 p.a. 0% p.a. for 18 months Go to site More info
Westpac Low Rate Card

Low Purchase Rate with Long Term Balance Transfer Offer

A credit card with a low credit card fee and long term balance transfer offer of 0% p.a. for 16 months.
1% p.a. for 12 months (reverts to 13.49% p.a.) $59 p.a. 0% p.a. for 16 months Go to site More info
Virgin No Annual Fee Credit Card
No Annual Fee with Balance Transfer & Cashback Offer
Enjoy a balance transfer offer of 0% p.a. for 18 month, $100 cashback offer and $0 annual fee for life.
18.99% p.a. $0 p.a. 0% p.a. for 18 months with 2% balance transfer fee Go to site More info
St.George Vertigo Platinum
Low Interest Rate Platinum Card with Long Term Balance Transfer Offer
A platinum card with a low interest rate everyday. Introductory offer on balance transfers for 18 months.
1% p.a. for 12 months (reverts to 12.74% p.a.) $99 p.a. 0% p.a. for 18 months Go to site More info
Bank of Melbourne Vertigo Visa Credit Card

Low Interest Rate Offer with Balance Transfer Offer

Enjoy a low rate on your everyday purchases with a low balance offer of 0% p.a. for 18 months.
1% p.a. for 12 months (reverts to 13.24% p.a.) $55 p.a. 0% p.a. for 18 months Go to site More info
Bank of Melbourne Vertigo Platinum
Low Rate Platinum Card
A platinum card with promotional rates on purchases and 0% p.a. for 18 on balance transfers, complimentary insurances and 24/7 concierge.
1% p.a. for 12 months (reverts to 12.74% p.a.) $99 p.a. 0% p.a. for 18 months Go to site More info
American Express Explorer Credit Card
100,000 Membership Rewards Bonus Points
Receive 100,000 Membership Rewards Bonus Points on eligible spend within the first 2 months of Card Membership. Also enjoy a $400 travel voucher and two complimentary airline passes per year.
20.74% p.a. 100,000 bonus points $395 p.a. 0% p.a. for 12 months with 1% balance transfer fee Go to site More info
NAB Qantas Rewards Premium Card - Exclusive Offer

75,000 Bonus Qantas Points Offer

Apply online for this bonus points offer and receive 75,000 Qantas Points when you meet the minimum spend requirement.
19.99% p.a. 75,000 bonus points $250 p.a. 4.99% p.a. for 6 months Go to site More info
ANZ Low Rate Platinum Credit Card
Low Rate Platinum card with $250 back
$250 Back plus 0% p.a. for the first 6 months on purchases from approval.
0% p.a. for 6 months (reverts to 13.49% p.a.) $99 p.a. Go to site More info
Coles Low Rate MasterCard
Low rate MasterCard with flybuys points and a balance transfer offer
A low interest rate of 12.99% p.a. with a low annual fee and a promotional rate of 0% p.a. for 6 months on balance transfers.
12.99% p.a. $49 p.a. 0% p.a. for 6 months Go to site More info
* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Why use Credit Card Finder® to compare your next credit card?

Credit Card Finder® is a free and 100% Australian owned service for comparing credit cards offered by banks & credit unions in Australia. Our service is 100% free with no 'hidden costs' for use of our credit card comparison service. To help ensure the best credit card* choice for Australian consumers, we have categorised our comparisons by card type and issuers, including our popular 0% balance transfer and low interest credit card reviews. Your personal details are never processed by us. When you click each apply link on our tables, you will be directed to the official bank's application page, where full product terms & conditions are available. Consider your own personal circumstances when choosing which card is best for you. This table provides a cross-section of offers on our website to help you with your comparison.

Sponsorship - American Express Essential - NAF - PE-33243

No Annual Fee Credit Card Offer

The American Express Essential® Credit Card offers Membership Rewards points per $1 spent, no annual fee and a promotional balance transfer rate.

  • Receive $50 credit if you are a new Card member when you apply online, are approved and spend $750 within the first 3 months of Card Membership.
  • Earn up to 1 Membership Rewards point for every $1 spent on eligible purchases.
  • Transfer your points to a choice of 8 Airline Rewards Partner Programs.
  • Enjoy 0% p.a. on balance transfers for the first 12 months – a one-off credit plan establishment fee of 1% applies.
  • Smartphone Screen Insurance for up to $500 for screen repairs to your smartphone with 10% excess per claim. Up to 2 claims per 12-month period.
    Virgin Australia Velocity Flyer Card - Balance Transfer Offer

    Balance Transfer Card Offer

    Earn Velocity Points on your everyday spend with the Virgin Australia Velocity Flyer Credit Card and enjoy a long-term introductory balance transfer offer with a discounted annual fee in the first year.

    • $64 p.a. annual fee for the first year ($129 p.a. thereafter) annual fee
    • 20.74% p.a. on purchases
    • 0% p.a. for 18 months on balance transfers
    • Cash Advance Rate of 20.99% p.a.
    • Up to 44 days interest free
    • Minimum Income Requirement of $35,000 p.a.
    HSBC Platinum Qantas Credit Card

    Qantas Frequent Flyer Card Offer

    The HSBC Platinum Qantas card is a credit card that allows you to receive bonus Qantas Points and a low introductory balance transfer offer.

    • $199 p.a. annual fee
    • 19.99% p.a. on purchases
    • Cash Advance Rate of 21.99% p.a.
    • Up to 55 days interest free
    • Minimum Income Requirement of $40,000 p.a.
     
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    Australian Credit Cards

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    American Express Essential Credit Card
    American Express Essential Credit Card

    Interest rate

    14.99

    Annual fee

    0
    ME Bank frank Credit Card
    ME Bank frank Credit Card

    Interest rate

    11.99

    Annual fee

    0
    HSBC Platinum Credit Card
    HSBC Platinum Credit Card

    Interest rate

    19.99

    Annual fee

    149

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