Can I get a credit card if I just started working?

You may be able to get a credit card if you just started working. Lenders will look at your income, employment stability and credit history . Some providers may require a minimum period of employment, while others may accept applications from new employees, particularly for entry-level cards . It depends on the strength of your overall application, rather than just one factor.

Can I get a credit card as a casual employee?

Yes, you can get a credit card on a casual wage if you meet the lender's minimum income requirements. Lenders may consider your overall income, including casual wages, but they might require more proof of consistent earnings compared to full-time employment.

Can I get a credit card without income proof?

Most lenders require proof of income to assess your ability to repay the credit card balance. Some cards for students or low-income earners may have more flexible requirements, such as using Centrelink payments or other forms of income as proof. However generally, you need to provide evidence of some sort of income to support your application.

What is the minimum salary required to get a credit card?

It depends on the lender's criteria and your expenses and debts. The lender wants to verify that you can afford your living costs and the minimum repayment on your card, so they will take into account your other debts and living expenses when assessing your application.