Points Finder | Your guide to frequent flyer points, points transfers and more

Earn more frequent flyer points and spend them better.

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At Finder, we understand the world of frequent flyer points. We're here, to help you navigate various airline programs, their numerous benefits and teach you all the best ways to spend your points.

Our Points Finder experts know every trick in the book, and we want to share those tips and tricks with you to help maximise your rewards and savings.

Latest points news

Frequent Flyer Credit Card offers

Credit card sign-up bonuses are a key way to boost your points total, and you could earn up to 150,000 bonus points. See all the latest offers and cards and compare to find the one that's right for you.

Name Product Bonus points Rewards program Rewards points per $ spent Purchase rate Annual fee
Citi Premier Qantas Card
Qantas Frequent Flyer
21.49% p.a.
$175 annual fee for the first year ($350 p.a. thereafter)
Get 100,000 bonus Qantas Points when you spend $4,000 in the first 90 days and a first-year annual fee discount.
Qantas American Express Ultimate Card
Qantas Frequent Flyer
20.74% p.a.
Receive 100,000 bonus Qantas Points when you spend $3,000 in the first 3 months. Plus, a yearly $450 Travel Credit.
Qantas Premier Platinum
Qantas Frequent Flyer
19.99% p.a.
$199 annual fee for the first year ($299 p.a. thereafter)
Earn 90,000 bonus Qantas Points when you spend $3,500 in the first 3 months and save with a reduced first-year annual fee.
ANZ Frequent Flyer Platinum
Qantas Frequent Flyer
20.24% p.a.
$0 annual fee for the first year ($295 p.a. thereafter)
Now offering Cashrewards Max. Receive 70,000 bonus Qantas Points when you spend $2,500 on eligible purchases within 3 months. Plus, a $0 first-year annual fee.
NAB Qantas Rewards Signature Card
Qantas Frequent Flyer
19.99% p.a.
$295 annual fee for the first year ($395 p.a. thereafter)
Earn up to 110,000 bonus Qantas Points (90,000 when you spend $3,000 in the first 60 days and 20k after 12 months).
ANZ Frequent Flyer Black
Qantas Frequent Flyer
20.24% p.a.
Cashrewards Max benefit. Up to 130,000 bonus Qantas Points (100k first year, 30k second year) and $255 back when you meet the spend criteria.
American Express Qantas Business Rewards Card
Qantas Business Rewards
0% p.a.
$0 annual fee for the first year ($450 p.a. thereafter)
ABN holders w/ $75,000 revenue. Get 150,000 bonus Qantas Points when you spend $3,000 in the first 2 months. Plus, save with a $0 annual fee for the first year.
St.George Amplify Platinum
Amplify Rewards
19.49% p.a.
$49 annual fee for the first year ($99 p.a. thereafter)
Earn 130,000 bonus Amplify Points (worth $550 in gift cards) when you spend $3,000 in the first 90 days. Plus, a first-year annual fee discount.
American Express Explorer Credit Card
Membership Rewards
20.74% p.a.
Get 100,000 bonus Membership Rewards Points when you spend $4,000 in the first 3 months. Plus, a $400 Travel Credit each year.
Westpac Altitude Platinum Card
Westpac Altitude Rewards
19.99% p.a.
$49 annual fee for the first year ($150 p.a. thereafter)
Get 130,000 bonus Altitude Points (worth $450 cashback) when you spend $3,000 in the first 90 days, a 0% balance transfer offer and a $49 discounted annual fee.
American Express Platinum Edge Credit Card
Membership Rewards
20.74% p.a.
Earn 50,000 bonus points when you spend $1,500 within the first 3 months. Plus, a $200 statement credit offer. Ends 01 Feb 2022.
NAB Rewards Business Signature Card
NAB Rewards
18.5% p.a.
Get 100,000 bonus NAB Rewards points when you spend $4,000 on everyday business purchases in the first 60 days. ABN required.
Qantas American Express Discovery Card
Qantas Frequent Flyer
20.74% p.a.
Save with a $0 annual fee for the life of the card plus uncapped Qantas Points on your purchases.
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Velocity Frequent Flyer
20.74% p.a.
$0 annual fee for the first year ($129 p.a. thereafter)
Get 0% p.a. on balance transfers for 28 months (with no BT fee). Plus, $0 annual fee in the first year. Ends 31 January 2022.
American Express Velocity Platinum Card
Velocity Frequent Flyer
20.74% p.a.
Earn 100,000 bonus Velocity Points when you spend $3,000 in the first 3 months. Plus, a complimentary return domestic flight per year.

Compare up to 4 providers

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Australian Frequent Flyer programs

The Qantas Frequent Flyer program is the flying kangaroo's loyalty program which offers numerous ways to spend your Qantas Points, including flights, hotels, holidays, car rentals, rewards and more.

Virgin Australia's Velocity Frequent Flyer program is free and beloved by over 10 million people. Redeem your Velocity Points on flights, vacations, accommodation, car hire and other rewards.

How to earn Frequent Flyer Points without flying

Qantas and Virgin Australia are each partnered with a leading Australian supermarket where you can earn points for every grocery shop.

Hotels are another tool in the box you can use to earn more Frequent Flyer points.

Earn points on car rentals in Australia for every $1 spent or receive a lump sum for car hire overseas.

Frequent Flyer Alliances

Find out which alliance your preferred airline is partnered with and find out how you can earn and spend more points flying overseas.


From airport lounges to flights across all fare classes we have hundreds of reviews from our crew all over the world.

Frequently Asked Questions

How do frequent flyer points work?

Most airline rewards programs are based around points or miles. Like many loyalty programs, customers can earn points when they shop with that brand and are then rewarded with discounts on products.

In the context of frequent flyer points, you typically earn points when you fly and you're rewarded with travel. As some of the biggest loyalty programs around, airlines typically partner with many other brands, letting you accumulate more points at a faster rate.

How do I earn frequent flyer points?

As we explained above, you earn frequent flyer points typically by flying with your airline of choice. However, you can also earn points by signing up with partner programs.

Qantas Frequent Flyer and Woolworths' Everyday Rewards are partnered, and Velocity Frequent Flyer and Flybuys (Coles) are partnered – making it easy for you to earn points on every shop and convert them to their respective airline programs.

How many frequent flyer points do I need for a flight?

Contrary to popular belief, you don't need millions of points to earn a flight. For a specific route, you'll be able to see in advance how many points you need to earn to take it for free. You can typically take a domestic flight in Australia for less than 10,000 points.

How long do frequent flyer points last?

Unfortunately, like many rewards programs, you will lose your points if you stop earning or spending points. Most airlines refer to this as balance inactivity and you typically have between 1-2 years to earn points or spend them on rewards to keep your account active. Some points, like in the case of Emirates Skywards points, will expire 3 years after they're earned.

Can you get your frequent flyer points back if they expire?

In some cases, the answer is yes. Qantas, for example, lets members earn back 50% of their expired points if they contact the airline and complete a challenge.

What are frequent flyer points worth?

Most frequent flyer programs offer a range of rewards to cater to different members. Some of those rewards are going to be out of range for most members, while others aren't worth the points you spend on them.

The value of a point really depends on how you choose to spend them. We've calculated how much 1 Qantas Point is worth, but our general finding for most airlines is the same – you get the best value when you redeem your points on domestic economy and premium economy flights.

Can I use points for an upgrade?

Yes. Most airlines, including Qantas and Virgin Australia, let you put in a request to upgrade your fare class with points. While not all requests are approved depending on availability, using your points for upgrades is generally a good way to get value from your points.

Can I get bonus points or rewards discounts?

Yes. As well as regular ways to earn points, most airlines also offer promotions for 50% bonus points, double or even triple points.

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