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Points Finder | Your guide to frequent flyer points, points transfers and more

Earn more frequent flyer points and spend them better.

Australia's two biggest frequent flyer programs (Qantas and Velocity) have over 26.2 million members. But many Australians waste their points or (shudder) let them expire. Finder can help you make the most of your points to score the best free flights and other great benefits.

Our Points Finder experts know every trick in the book, and we're here to share those tips and tricks with you to help maximise your rewards and savings.

Frequent flyer credit card offers

Credit card sign-up bonuses are one of the fastest ways to earn a lot of points, with up to 150,000 bonus points on offer right now. Make sure you compare cards to find the one that's right for you.

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Name Bonus points Points per $ spent Purchase rate p.a. Annual fee
Qantas Premier Platinum
Qantas Premier Platinum image
Qantas Frequent Flyer
Bonus points
100,000
Points per $ spent
1
Purchase rate p.a.
19.99%
Annual fee
$349 first year ($399 after)
Go to siteMore Info
Earn up to 100,000 bonus Qantas Points. Plus, save with a reduced first-year annual fee and 0% p.a. for 12 months on balance transfers, with a 2% BT fee.
Qantas American Express Ultimate Card
Qantas American Express Ultimate Card image
Qantas Frequent Flyer
Bonus points
90,000
Points per $ spent
1.25
Purchase rate p.a.
23.99%
Annual fee
$450
Go to siteMore Info
Get a yearly $450 Travel Credit and up to 90,000 bonus Qantas Points (70,000 when you spend $3,000 in the first 3 months and 20,000 points in year 2).
Westpac Altitude Qantas Black
Westpac Altitude Qantas Black image
Qantas Frequent Flyer
Bonus points
120,000
Points per $ spent
0.75
Purchase rate p.a.
20.99%
Annual fee
$370
Go to siteMore Info
Up to 120,000 bonus Qantas Points (90,000 points when you spend $6,000 in the first 120 days & 30,000 points after the first spend in year 2). Ends 31 July 2024.
American Express Qantas Business Rewards Card
American Express Qantas Business Rewards Card image
Qantas Business Rewards
Bonus points
150,000
Points per $ spent
1.25
Purchase rate p.a.
0%
Annual fee
$450
Go to siteMore Info
(ABN holders w/ $75k revenue). Earn 150,000 bonus Qantas Points and a $200 credit when you spend $6,000 in the first 3 months.
ANZ Rewards Platinum - Velocity Points
ANZ Rewards Platinum - Velocity Points image
Velocity Frequent Flyer
Bonus points
100,000
Points per $ spent
1.5
Purchase rate p.a.
20.99%
Annual fee
$149
Go to siteMore Info
Get up to 100,000 bonus Velocity Points: 70k points when you spend $2,000 in the first 3 months and 30k points after 15 months.
ANZ Qantas Business Rewards
ANZ Qantas Business Rewards image
Qantas Business Rewards
Bonus points
130,000
Points per $ spent
0.75
Purchase rate p.a.
20.24%
Annual fee
$375
Go to siteMore Info
ABN holders w/ $75k revenue. Get 130,000 bonus Qantas Points when you spend $6,000 on eligible purchases in the first 3 months. Plus, a fast-track to Qantas Business Rewards Level 2.
Westpac Altitude Platinum Card
Westpac Altitude Platinum Card image
Westpac Altitude Rewards
Bonus points
120,000
Points per $ spent
1
Purchase rate p.a.
20.99%
Annual fee
$49 first year ($175 after)
Go to siteMore Info
Up to 120,000 bonus Altitude Points (90,000 points when you spend $3,000 in the first 90 days & 30,000 points after the first spend in year 2). Ends 31 July 2024.
Qantas Premier Everyday
Qantas Premier Everyday image
Qantas Frequent Flyer
Bonus points
8,000
Points per $ spent
0.75
Purchase rate p.a.
19.99%
Annual fee
$99
Go to siteMore Info
Get 2 bonus Qantas Points per $1 spent on eligible purchases in the first 4 months (up to 8,000 points), plus complimentary insurance.
American Express Velocity Platinum Card
American Express Velocity Platinum Card image
Velocity Frequent Flyer
Bonus points
60,000
Points per $ spent
1.25
Purchase rate p.a.
23.99%
Annual fee
$375
Go to siteMore Info
Get 60,000 bonus Velocity Points when you spend $3,000 in the first 3 months. Plus a return domestic flight each year.
American Express Velocity Business Card
American Express Velocity Business Card image
Velocity Frequent Flyer
Bonus points
100,000
Points per $ spent
1
Purchase rate p.a.
0%
Annual fee
$249
Go to siteMore Info
ABN holders w/ $75,000 revenue. Get 100,000 bonus Velocity Points when you spend $3,000 in the first 2 months.
Qantas American Express Discovery Card
Qantas American Express Discovery Card image
Qantas Frequent Flyer
Bonus points
N/A
Points per $ spent
0.75
Purchase rate p.a.
23.99%
Annual fee
$0
Go to siteMore Info
Earn uncapped Qantas Points for every $1 dollar spent, plus a $0 annual fee.
Qantas American Express Premium Card
Qantas American Express Premium Card image
Qantas Frequent Flyer
Bonus points
20,000
Points per $ spent
1
Purchase rate p.a.
23.99%
Annual fee
$249
Go to siteMore Info
Get 20,000 bonus Qantas Points and 2 complimentary Qantas Club lounge invitations per year, plus complimentary travel insurance.
American Express Velocity Escape Card
American Express Velocity Escape Card image
Velocity Frequent Flyer
Bonus points
N/A
Points per $ spent
0.75
Purchase rate p.a.
23.99%
Annual fee
$0
Go to siteMore Info
Save with a $0 annual fee and earn 0.75 Velocity Points per $1 on everyday purchases.
American Express Explorer Credit Card
American Express Explorer Credit Card image
Membership Rewards
Bonus points
50,000
Points per $ spent
2
Purchase rate p.a.
23.99%
Annual fee
$395
Go to siteMore Info
Get 50,000 bonus Membership Rewards Points when you spend $4,000 in the first 3 months.
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card image
Membership Rewards
Bonus points
N/A
Points per $ spent
1
Purchase rate p.a.
23.99%
Annual fee
$0 first year ($195 after)
Go to siteMore Info
Save with a $0 annual fee in the first year. Plus, $200 Travel Credit every year.
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Australian frequent flyer programs

The Qantas Frequent Flyer program is the flying kangaroo's loyalty program which offers numerous ways to spend your Qantas Points, including flights, hotels, holidays, car rentals, rewards and more.

Virgin Australia's Velocity Frequent Flyer program is free and beloved by over 10 million people. Redeem your Velocity Points on flights, vacations, accommodation, car hire and other rewards.


How to earn Frequent Flyer Points without flying

Qantas and Virgin Australia are each partnered with a leading Australian supermarket where you can earn points for every grocery shop.

Hotels are another tool in the box you can use to earn more frequent flyer points.

Earn points on car rentals in Australia for every $1 spent or receive a lump sum for car hire overseas.

Frequent flyer alliances

Find out which alliance your favourite airline is partnered with and how you can earn and spend more points flying overseas.

Frequently asked questions

How do frequent flyer points work?

Most Australian airline rewards programs are based around points. You typically earn points when you fly and you're rewarded with travel. As some of the biggest loyalty programs around, airlines often partner with other travel and nontravel brands, letting you accumulate more points at a faster rate.

How do I earn frequent flyer points?

You earn frequent flyer points typically by flying with your airline of choice. However, you can also earn points through other partners.

Qantas Frequent Flyer and Woolworths' Everyday Rewards are partnered, and Velocity Frequent Flyer and Flybuys (Coles) are partnered – making it easy for you to earn points on your grocery shopping.

How many frequent flyer points do I need for a flight?

Contrary to popular belief, you don't need millions of points to earn a flight. For a specific route, you'll be able to see in advance how many points you need to earn to take it for free. You can typically take a domestic flight in Australia for less than 10,000 points.

How long do frequent flyer points last?

Unfortunately, like many rewards programs, you will lose your points if you stop earning or spending points. Most airlines refer to this as balance inactivity and you typically have between 1-2 years to earn points or spend them on rewards to keep your account active.

What are frequent flyer points worth?

Most frequent flyer programs offer a range of rewards to cater to different members. Some of those rewards are going to be out of range for most members, while others aren't worth the points you spend on them.

The value of a point really depends on how you choose to spend them. We've calculated how much 1 Qantas Point is worth, but our general finding for most airlines is the same – you get the best value when you redeem your points on flights or upgrades.

Can I use points for an upgrade?

Yes. Most airlines, including Qantas and Virgin Australia, let you put in a request to upgrade your fare class with points. While not all requests are approved depending on availability, using your points for upgrades is generally a good way to get value from your points.

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