In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
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Qantas Premier Titanium Credit Card

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Qantas Premier Titanium
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Terms and conditions apply
Bonus points
Purchase rate
19.99% p.a.
Reward points per $ spent
Annual fee
$1,200 p.a.

Our verdict

Offers 150,000 bonus Qantas Points and a $400 Qantas Luxury Holidays voucher when you meet the spend requirements, with a $1,200 annual fee.

The Qantas Premier Titanium is a top-tier credit card designed for big spenders and earners, with a minimum income requirement of $200,000 and a hefty annual fee of $1,200. With 150,000 bonus Qantas Points, you could get a one-way business class flight from Sydney to London (144,600 Qantas Points) or 2 return business class flights from Brisbane to Adelaide (110,400 points), as an example.


  • 150,000 bonus Qantas Points offer
  • $400 Qantas Luxury Holidays voucher
  • 20% bonus Status Credits on eligible Qantas flights
  • 10% off the base rate of eligible Qantas flights for up to 2 travellers twice per year
  • Two complimentary single-entry lounge invitations to Qantas First Lounges


  • $1,200 annual fee
  • 3% international transaction fee when you shop overseas or online with a business based overseas

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The Qantas Premier Titanium Credit Card earns a very high rate of 1.25 Qantas Points per $1 on all eligible spending in Australia (capped at $12,500 per statement period) and 2 points per $1 spent overseas. Right now, it offers 150,000 bonus Qantas Points and $400 Qantas Luxury Holidays voucher when you spend $5,000 on eligible purchases in the first 3 months from card approval.


Product details

Product Name Qantas Premier Titanium
Balance transfer rate p.a. 0% for 6 months, then 21.99%
Balance transfer limit 80% of available limit
Purchase rate p.a.
Interest-free period
Up to 55 days on purchases
Cash advance rate p.a. 21.99%
Min credit limit $15,000
Card type Mastercard


Available to temporary residents No
Minimum income $200,000
Joint application No


Rewards program Qantas Frequent Flyer
Bonus points 150,000
Rewards points per $ spent 1.25


Annual fee
Minimum monthly repayment 2% of the closing balance or $25, whichever is greater
Late payment fee $30
Foreign currency conversion fee
Cash advance fee 3% or $3, whichever is greater
Overseas cash advance fee $5
Additional cardholder fee $100

How to apply

You can apply for the Qantas Premier Titanium credit card online by filling in a secure application form. Before you begin your application, make sure you meet the eligibility requirements and have the necessary information ready.

Eligibility criteria

  • Income. You must earn at least $200,000 per year.
  • Residency. You must be a permanent Australian resident and have an Australian residential address and mobile phone.

Card benefits

  • 150,000 bonus Qantas Points. You'll earn 150,000 bonus Qantas Points when you spend $5,000 on eligible purchases within 3 months of approval as a new cardholder. Your points will be credited to your account within 2 months of meeting the spend criteria. Offer commenced on 11 February 2019 and may be varied or withdrawn anytime. Not sure what to do with your Qantas Points? Check out this guide for examples of what you can redeem them for – and tips on how to make the most of them.
  • $400 Qantas Luxury Holidays voucher. Receive a $400 Qantas Luxury Holidays voucher when you apply as a new cardholder between 02 May 2024 and 01 August 2024 and spend $5,000 or more on eligible purchases within 3 months of card approval. Your Qantas Luxury Holidays voucher will be sent to you within 8 weeks of meeting the spend criteria.

Rates & fees

  • Annual fee. This card charges a high $1,200 annual fee.
  • Purchase interest rate. A 19.99% p.a. interest rate applies to purchases.

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February 01, 2024

Hi. I have got the quanta’s titanium card for 2 years now. If we want to cancel the card, what happens to the points?


Amy Bradney-George Finder

February 05, 2024

Hi Kirty,

Qantas Points that have been added to your Qantas Frequent Flyer account will remain there as part of your points balance. But according to the Qantas Premier terms and conditions, you may not earn points if you cancel your card before they have been transferred to your frequent flyer account. If you have further questions, you can contact Qantas Money on 1300 992 700. I hope this helps.

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