finder.com.au
31 Your Exclusive Offers
finder.com.au > Credit Card Finder®
Learn about our information service*
bank-of-melbourne-logo

Bank of Melbourne Credit Cards

Bank of Melbourne offers competitive credit card features with up to 20 months on balance transfers, 0% on purchases, no annual fees, rewards and platinum benefits.

Bank of Melbourne offers credit cards to suit a range of needs, with low rate and low fee cards that could help you save, rewards cards that earn points for your spending and platinum cards with perks such as complimentary insurance. It also provides business and corporate credit card options to help you manage your work finances. Although it's based in Victoria, you can apply for a Bank of Melbourne credit card from anywhere in Australia as long as you meet the eligibility requirements for the card you choose. This includes cards that offer a special promotional 0% interest rate for purchases or balance transfers, as well as those that come with bonus point offers.

Bank of Melbourne Vertigo Platinum

0% p.a. for 24 months on balance transfers
with a one-time 2% balance transfer fee

Offer ends 22 November 2017

Eligibility criteria, terms and conditions, fees and charges apply

Bank of Melbourne Credit Card Offer

Bank of Melbourne offers a low rate balance transfer offer, a low ongoing purchase rate and complimentary insurance covers.

  • $99 p.a. annual fee.
  • 12.74% p.a. on purchases
  • 0.00% p.a. for 24 months with 2% BT fee on balance transfers
  • Cash advance rate of 21.49% p.a.
  • Up to 55 days interest free
Go to site

Comparison of Bank of Melbourne Credit Cards

Rates last updated September 22nd, 2017
$
% p.a.
Name Product Balance transfer rate (p.a.) Purchase rate (p.a.) Bonus Points Annual fee Amount Saved Product Description
Bank of Melbourne Vertigo Platinum
Bank of Melbourne Vertigo Platinum
0% p.a. for 24 months with 2% balance transfer fee
12.74% p.a.
$99 p.a.
Get a range of complimentary insurance covers, access to a 24/7 concierge and up to 55 days interest-free on purchases.
Go to site More info
Bank of Melbourne Vertigo Visa Credit Card
Bank of Melbourne Vertigo Visa Credit Card
0% p.a. for 18 months with 2% balance transfer fee
13.24% p.a.
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
Receive up to 55 days interest-free on purchases and the protection of Verified by Visa online purchases.
Go to site More info
Bank of Melbourne Amplify Platinum
Bank of Melbourne Amplify Platinum
19.49% p.a.
40,000 bonus points
$99 p.a.
Earn 1 Amplify Rewards Point per $1 spent and receive complimentary travel insurance and purchase protection.
Go to site More info
Bank of Melbourne Amplify Signature
Bank of Melbourne Amplify Signature
19.49% p.a.
60,000 bonus points
$279 p.a.
Earn 1.5 Amplify Rewards Points per $1 spent and receive an additional card at no extra cost.
Go to site More info
Bank of Melbourne Amplify Card
Bank of Melbourne Amplify Card
0% p.a. for 18 months with 2% balance transfer fee
19.49% p.a.
$79 p.a.
Earn 1 Amplify Rewards point per $1 spent and receive up to 55 days interest-free on purchases.
More info
Bank of Melbourne No Annual Fee Card
Bank of Melbourne No Annual Fee Card
0% p.a. for 12 months with 2% balance transfer fee
20.49% p.a.
$0 p.a.
Get up to 55 days interest-free on purchases and peace of mind with a 24/7 fraud monitoring.
More info
Bank of Melbourne Corporate Mastercard
Bank of Melbourne Corporate Mastercard
Experience a complete financial management system available online and the protection of complimentary insurances.
More info
Bank of Melbourne Amplify Business Credit Card
Bank of Melbourne Amplify Business Credit Card
0% p.a. for 12 months (reverts to 19.49% p.a.)
$0 p.a. annual fee for the first year ($89 p.a. thereafter)
Earn an uncapped 1 Amplify Rewards point per $1 spent in Australia and 3 complimentary insurances.
More info

Compare up to 4 providers

Types of credit cards from Bank of Melbourne

Bank of Melbourne offers credit cards that cater to different lifestyles, budgets and spending habits. If you're interested in saving on credit card costs, you could consider the range of Bank of Melbourne low rate and no annual fee credit cards. Have deeper pockets or want more credit card benefits? Then maybe the Bank of Melbourne Amplify Rewards or Amplify Qantas cards will suit your needs. Plus, if you run a business, you could enjoy the convenience of a credit card for you and your employees with either the Bank of Melbourne Business Amplify or Bank of Melbourne Corporate card.

  • Low rate credit cards

Bank of Melbourne offers both a standard and a Platinum version of it's low rate Vertigo Visa credit card. While both offer a low variable interest rate for purchases, the Vertigo Platinum also offers complimentary insurance covers, which can save you money and give you peace of mind. Low rate cards are handy if you want to pay down a balance transfer and also make the odd purchase. There are no interest-free days if you carry a balance transfer — interest is charged right away. Low rate credit cards have the lowest purchase rates of interest out of any card type on the market.

Learn more about Low Rate Credit Cards

  • No annual fee credit cards

The Bank of Melbourne No Annual Fee Credit Card is designed to give you the flexibility of a credit card without having to worry about paying a yearly fee for it. While no annual fee credit cards have a higher purchase rate than a low rate credit card, you still get interest-free days if you pay your statement in full each month. Keep an eye out for purchase rate promotions on a no annual fee credit card, this gives you access to both product types — no annual fee and low or interest free purchases, even if it is only for a limited period.
Learn more about No Annual Fee Credit Cards

  • Rewards credit cards

Apply for a Bank of Melbourne Amplify credit card and be rewarded with Amplify Points when you spend, or opt-in to the Qantas Frequent Flyer Program instead. You earn twice the number of Amplify Points compared to Qantas Points when you spend. Compare rewards credit cards by their annual fee, the earn rate and value-adding extras such as insurance.
Learn more about Rewards Credit Cards

The benefits of banking with Bank of Melbourne

Bank of Melbourne credit cards and services come with additional features that can make banking easier. Benefits include:

  • Westpac Group ATM access

You can use your Bank of Melbourne credit card for free at one of the hundreds of Bank of Melbourne ATMs throughout Victoria. Along with St.George and BankSA, Bank of Melbourne operates under the Westpac Group. If you’re away from home, you can still use St.George and BankSA ATMs free of charge as well — you don’t have to stay in Victoria to benefit from banking with the Bank of Melbourne.

  • Manage your account online

Register your Bank of Melbourne credit card for online banking so you can repay your account, make payments to accounts in Australia and overseas and view statements anywhere, anytime. As nice and friendly as the team at Bank of Melbourne are, there’s no need to go to a branch to handle most banking services. Internet banking lets you do everything from your smartphone, tablet or desktop device.

  • Birthday Bonus

The Birthday Bonus is a fun feature of the Bank of Melbourne Amplify Signature Visa Card. Get 10% of the total number of the points you’ve earned in the year as a bonus when it’s your birthday. This is Bank of Melbourne's way of saying 'Happy Birthday!'

  • Rewards program

Spend and be rewarded with Amplify points or opt for the Qantas Frequent Flyer Program instead. Upgrade to platinum and receive complimentary insurance covers and double points on international purchases, or get the highest earn rate uncapped with the Amplify Signature Card. This card also comes with a birthday bonus and two free airport lounge passes each year.

  • Introductory offers

If you're approved for any Bank of Melbourne credit card before 22 November 2017, you can enjoy 0% p.a. on any balance transfers made at the time of application.

  • Visa purchase power

Visa is one of the most widely recognised credit card logos in the world, making it easy to purchase in person, online, over the phone and overseas.

How to compare Bank of Melbourne credit cards

Before applying for a Bank of Melbourne credit card, you’ll need to ask yourself the following questions:

  • What are the interest rates? It is not unusual for the interest rate on a cash advance to be slightly higher than the purchase rate, but it should be competitive to what other banks are offering.
  • How much is the cash advance fee? With the Bank of Melbourne, and all banks in the Westpac group, you are not charged a fee when using an ATM in their network. Fees can incur if you use a different bank’s ATM or if you make withdrawals overseas using your Visa credit card.
  • What is the rewards program like? Make sure that the rewards program compliments your existing spending patterns. If you don’t fly with Qantas or shop with any of Bank of Melbourne’s partners, then you’ll find it difficult to earn enough rewards to offset the costs of the card.
  • What is the annual fee? If the value of the rewards you earn doesn’t counteract the annual fee, then you’re not using the card to its full potential.

How to apply for a Bank of Melbourne credit card

The online application should only take ten to fifteen minutes to complete and you will have a response from the Bank of Melbourne within a couple of minutes.You will need to provide information about the following to complete an online application for a Bank of Melbourne credit card.

Eligibility criteria

              • Personal information. You need to verify your identity if you want to apply for a Bank of Melbourne credit card. This can be done using your driver’s licence number. Your current address, contact details and date of birth also need to be entered to complete the application.
              • Financial information. Bank of Melbourne need to know about your income and your expenses. This includes information about your ongoing expenses like food, budget and rent, and any money you receive from income-generating assets, like shares or an investment property.
              • Other accounts. If you want to take advantage of a balance transfer offer from the Bank of Melbourne so you can save money on interest repayments. You will need to provide the account number, the amount you want to transfer and the name of the institution of the card you want to transfer from.

The Bank of Melbourne gives you flexibility in your credit card choices, both in the types offered and where you can use them. When making your comparisons, consider the benefit of combining one of Australia’s largest banking networks with that of a Visa credit card. To ensure you find the right fit for you, you'll need to compare a few options before making a decision.

Frequently asked questions

Have a look at the frequently asked questions if you have a query about Bank of Melbourne credit cards. If you still can’t find what you’re looking for, ask us a question using the form at the bottom of the page.

Once you complete and submit your application for a Bank of Melbourne credit card, you should get an email back from the bank within minutes. The Bank of Melbourne will let you know about the status of your application, which can be approved, declined, or conditionally approved. Conditional approval means you need to provide more information to the bank (like payslips for example) before you can be fully approved.

The email from the bank will also have your application reference number. You can use this number to check on the status of your credit card application.

If you have been approved for a credit card, you should receive your credit card within two weeks. You can elect to pick it up from a branch or you can have it sent to your home address. Once you get your card, activate it by calling the Bank of Melbourne (if you collect the card from a branch they will activate it for you when you pick it up).

If you have not heard from the bank following the submission of your application, call a customer service representative on 13 22 66, Monday to Saturday between 8AM and 8PM.

Every credit card has a minimum monthly repayment. In other words, this is the minimum amount you have to pay off your credit card each statement period (if you’re carrying a debt).

You can find the minimum repayment information for each Bank of Melbourne credit card on our review pages.

The minimum monthly repayment must be made by the date shown on your Bank of Melbourne credit card statement, otherwise a late fee will be charged.

If you would like to transfer your credit card debt to a Bank of Melbourne credit card, you can do so when you apply online. You can also transfer a balance to an existing Bank of Melbourne credit card by completing a balance transfer request form. This form is available from the Bank of Melbourne website or Bank of Melbourne internet banking facility.

The following balance transfer limits apply.

You can transfer as little as $200.

You can transfer up to 95% on your new Bank of Melbourne credit card.

Balance transfers will not be accepted from other Bank of Melbourne, St.George or BankSA credit cards. You can transfer from any other credit, store and charge card issued in Australia.

The balance transfer period starts when the credit card is activated. Allow up to 14 days for the balance transfer to be processed once you activate your Bank of Melbourne credit card.

You can apply for a supplementary card when you first apply for the Bank of Melbourne credit card. You can also add an additional card to your account after you’ve applied by downloading, completing and sending in an Additional Cardholder Application Form. This is found on the Bank of Melbourne website. Each additional cardholder must be over the age of 16 and must be an Australian resident.

Have a look at our Bank of Melbourne credit card review pages for information about how many additional cardholders you can add to your Bank of Melbourne credit card account.

To prevent liability for fraudulent use of your credit card, you need to get in touch with the Bank of Melbourne as soon as you know that your card has been lost or stolen. The bank will block your credit card right away and make sure that a replacement is sent out to you.

The Bank of Melbourne can be contacted 24 hours a day, 7 days a week.

If you’re calling from within Australia: 1800 772 266

If you’re calling from overseas: +61 3 8536 7870

If you’re overseas and you’re stuck without cash, you can contact Visa or Mastercard to organise an emergency cash advance. The funds in your account can be made available for you to collect from a local merchant while you wait for a replacement card to be sent out to you.

Bank of Melbourne monitors your account 24/7 using a fraud detection service. If an unusual transaction appears on your account, like a purchase in a foreign country, Bank of Melbourne will attempt to contact you to confirm that it’s you carrying out the transaction and not someone else. If they can’t reach you to verify the transaction, your account will be blocked to prevent further use. In the event that it was actually you who carried out the transaction, a call to Bank of Melbourne is all it takes to get your credit card operating normally again.

You’re also protected by the Visa Zero Liability Policy. If you’re the victim of credit card fraud when you use your card to shop online or to make purchases over the counter, Visa and the Bank of Melbourne will fully reimburse you the defrauded amount as long as you have not contributed to the loss and you contact Visa and the Bank of Melbourne immediately.

Bank of Melbourne will assign you a credit limit when you first apply for a credit card. This credit limit is how much the bank is willing to lend to you and is based on how much you can afford to repay.

Each credit card from the Bank of Melbourne has a maximum and a minimum credit limit.

You can apply for a credit limit increase once you’ve had your Bank of Melbourne credit card for six months, and you mustn’t have requested a credit limit increase in the last six months.

You can request a credit limit increase online through your Bank of Melbourne internet banking facility or by sending in a Credit Limit Increase Application Form. You can also request a credit limit increase over the phone by calling Bank of Melbourne on 13 22 66.

If you want a lower credit limit than what you’ve been granted, speak to a Bank of Melbourne representative on 13 22 66 and ask for a credit limit decrease. You can do this at any time.

Bank of Melbourne Amplify Rewards credit cards also allow you get rewarded with Qantas Points if you’re a member of the Qantas frequent flyer program. This can be a great way to keep your Qantas Points balance growing. You can elect to opt-in to the Qantas Program when you apply for the credit card, or you can opt-in once you’ve got your card by completing a Program Switch Request form. This is found on the Bank of Melbourne website.

If you switch from the Amplify Rewards Program to the Qantas Program, you have 90 days to use Amplify Points before they expire.

Any points you have accrued with the Amplify Program cannot be transferred to your Qantas membership.

If you would like to cancel your Bank of Melbourne credit card and close your account, you can do so at any time by calling a Bank of Melbourne customer service representative on 13 22 66 between 8am and 8pm Monday to Saturday. Just make sure you’ve paid the card’s balance in full before you decide to close the account.

Bank of Melbourne operates under the Westpac umbrella along with St.George and BankSA. It is based in Victoria, where there are hundreds of Bank of Melbourne branches, banking centres and ATMs. As a result of their parent company Westpac, you will find that they share many of the same credit products as the big bank and its sister financial institutions. This includes offers like rewards credit cards with Amplify points and balance transfer deals. You don’t have to be a Victorian resident to apply for a Bank of Melbourne credit card though as their products are available for all eligible applicants in Australia. This includes a special promotional offer of zero interest when you open a new charge account and transfer your balances. The amount of time you have to pay that balance off will depend on the type of card you choose.
Back to top

Read more on this topic

Bank of Melbourne credit card complimentary travel insurance – Full guide

Find out how you can start enjoying the perks of holding a Bank of Melbourne credit card with complimentary insurance covers.

Bank of Melbourne Amplify Business Credit Card – Rates and fees

A credit card designed for business owners, which gives an access to a low introductory interest rates, interest-free period of up to 55 days and reward points earning for every dollar spent on purchases.

Bank of Melbourne Vertigo Platinum

Bank of Melbourne’s Vertigo Platinum is a low rate credit card that includes a 0% balance transfer offer and perks such as complimentary travel insurance, purchase insurance and a concierge service.

Bank of Melbourne Amplify Signature Credit Card – Rates and Fees

The Bank of Melbourne offers a high reward points earn rate. Other features include the Visa 24/7 Concierge Service, up to 55 days interest-free and a host of complimentary insurance policies.

Bank of Melbourne Amplify Platinum Credit Card – Rates and Fees

The Amplify Platinum Card is Bank of Melbourne’s mid-range rewards credit card with a low annual fee that gives cardholders access to a range of rewards and travel benefits and allows customers to receive sign up bonus points as well as earn reward points on overseas purchases.

Bank of Melbourne Gold and Platinum Credit Card Insurances

As a bank of Melbourne Card holder of a Gold and/or Platinum credit card, you are entitled to complimentary insurance policies offered by QBE. Learn about the Bank of Melbourne Gold and Platinum credit card insurance policies. This Article will detail the coverage, considerations and limits of the cards insurance policies with different situations.

Bank of Melbourne Business Vantage Visa Credit Card

The Bank of Melbourne Business Vantage Visa credit card is a great financial product for business owners because it comes with a 55 day interest free period, allowing you to better manage your expenses. It can be used as a free short term loan as long as you pay off your statements in full every month. Comprehensive statements also make life a lot easier at tax time.

Bank of Melbourne Corporate Mastercard

Control your organisation’s expenses under one account, take advantage of expense management systems and enjoy interest-free days and complimentary insurances with the Bank of Melbourne Corporate Mastercard.

Bank of Melbourne balance transfer credit card frequently asked questions

The Bank of Melbourne Balance Transfer credit card offers customers an excellent opportunity to save money and repay your credit card debt at a lower interest rate.

Bank of Melbourne Gold Low Rate Credit Card – Details and Application

With the extended interest-free days and competitive interest rates that come with this card, you have the ability to buy the things you need without being subjected to extra fees.

Bank of Melbourne No Annual Fee Credit Card – Details and Application

The Bank of Melbourne No Annual Fee Credit Card is the ideal card for customers who are looking for low interest rates, low credit limits and no annual fee.

Bank of Melbourne Amplify Card – Rates and Fees

Bank of Melbourne lets you save on interest costs and tailor the way you earn rewards with your choice of rewards, all for a competitive annual fee.

Bank of Melbourne Vertigo Visa – Details and Application

Bank of Melbourne Vertigo Visa offers plenty of ways to save money on credit card costs such as 0% p.a. for 18 months on balance transfers and a low variable interest rate on purchases.

Credit Card Offers

Learn about our information service
NAB Premium Card - Exclusive Offer
NAB Premium Card - Exclusive Offer

Interest rate

19.74

Annual fee

90
More info
Qantas American Express Ultimate Card
Qantas American Express Ultimate Card

Interest rate

20.74

Annual fee

450
More info
St.George Vertigo Platinum
St.George Vertigo Platinum

Interest rate

12.74

Annual fee

99
More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card

Interest rate

13.99

Annual fee

59
More info

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.

14 Responses

  1. Default Gravatar
    TiffyAugust 31, 2016

    When i balance transfer my credit card to bank of Melbourne can my partner and i make a joint application?

    Reply
    • Staff
      AnndyAugust 31, 2016Staff

      Hi Tiffy,

      Thanks for your question.

      Yes, Bank of Melbourne allows for a balance transfer to a joint credit card account. However, the amount to be transferred should not be from any of the credit cards issued by the Westpac Group (BankSA, Bank of Melbourne, St.George). Please note that with a Bank of Melbourne’s joint credit card account, you will be given individual cards under one account.

      Cheers,
      Anndy

      Reply
  2. Default Gravatar
    ReneApril 29, 2015

    I have applied for a credit card apparently was approved but in the wrong category so I will not accept what you sent me
    Barcode X
    Mr Rene

    Reply
    • Staff
      JonathanApril 30, 2015Staff

      Hi Rene, thanks for your inquiry.

      Please note that finder.com.au is a comparison service and does not operate under the Bank of Melbourne. It would be best to refer to the contact details I have sent to your email for the Bank of Melbourne.

      Cheers,

      Jonathan

      Reply
  3. Default Gravatar
    CharleneApril 10, 2015

    Does BoM charge a transfer fee on the amount being transferred from my existing credit card to a BoM interest free credit card. I’m looking at 18 or 20 months interest free card.

    Thank you
    Regards
    Charlene

    Reply
    • Staff
      JonathanApril 10, 2015Staff

      Hi Charlene, thanks for your inquiry!

      There is no balance transfer fee applicable for Bank of Melbourne credit cards. To compare balance transfer cards please see the ‘Balance transfer rate’ column in the table provided on this page.

      Cheers,

      Jonathan

      Reply
  4. Default Gravatar
    AlanFebruary 12, 2015

    I lodged an application for a credit card on Monday the
    9/2 Could you please advise the status of this card application
    Thanks

    Reply
    • Staff
      JonathanFebruary 12, 2015Staff

      Hi Alan, thanks for your inquiry!

      Please note that finder.com.au is a comparison service and is not directly affiliated with the Bank of Melbourne. It would be best to contact the Bank of Melbourne directly to inquire about the status of your application.

      Cheers,

      Jonathan

      Reply
  5. Default Gravatar
    nickJuly 14, 2014

    hi good day i got an default on my credit history which was 50 months ago..
    was wondering if i can still apply for an credit card??

    Reply
    • Staff
      ShirleyJuly 15, 2014Staff

      Hi Nick,

      Thanks for your question.

      Generally a default appears on your credit history for a period of 5 years, which is about 60 months.

      It’s likely that the default is still on your credit history and so may hinder the chances of your application. You may want to wait another 10 months or so before applying.

      Cheers,
      Shirley

      Reply
    • Default Gravatar
      DFebruary 15, 2015

      Hi there similar situation here I had a bankruptcy in Oct 2010 subsequently discharged in Oct 2013 so just wondering if I would be able to apply for a credit card in order to rebuild my credit file? Obviously avoiding any lenders that I had debts with previously.

      Most lenders here seem to require a ‘good’ credit rating but I’m wondering if any are more lenient/flexible or specialise in poor credit history etc as I earn a good income and assets, working in same job for 12 months. I’m aware I don’t have a Vedascore as I monitor it closely via subscription. Cheers

      Reply
    • Staff
      JonathanFebruary 16, 2015Staff

      Hi D, thanks for your inquiry!

      In regards to bankruptcy/ defaults on credit files and applying for credit cards, the lending policies and requirements do vary from lender to lender. Having steady employment/ income and assets definitely helps the application process especially after bankruptcy. It would be best to contact the Bank of Melbourne or the respective lender at a local branch to discuss your options.

      I hope this helps.

      Cheers,

      Jonathan

      Reply
  6. Default Gravatar
    steveApril 21, 2013

    what is the best card with no cap on points earned?

    Reply
    • Staff
      JacobApril 22, 2013Staff

      Hi Steve. Thanks for your question. Please refer to this page for a comparison of credit cards with uncapped frequent flyer points earning. Jacob.

      Reply

Credit Cards Comparison

Rates last updated September 22nd, 2017
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
NAB Premium Card - Exclusive Offer
NAB Premium Card - Exclusive Offer
19.74% p.a.
0% p.a. for 24 months
$90 p.a.
Until 1 October 2017, exclusive to finder.com.au, enjoy a no BT fee, balance transfer offer with platinum privileges, including travel insurance.
Go to site More info
St.George Vertigo Visa
St.George Vertigo Visa
13.24% p.a.
0% p.a. for 18 months with 2% balance transfer fee
$55 p.a.
Receive up to 55 days interest-free on purchases and the ability to make contactless payments with Visa payWave technology.
Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
20.74% p.a.
0% p.a. for 18 months
$129 p.a.
Earn 3 bonus Velocity Points per $1 for the first 3 months, a first year annual fee refund and a yearly $129 Virgin Australia Gift Voucher.
Go to site More info
St.George Vertigo Platinum
St.George Vertigo Platinum
12.74% p.a.
0% p.a. for 24 months with 2% balance transfer fee
$99 p.a.
Offers complimentary travel insurance, complimentary purchase insurance and access to a 24/7 personal concierge service.
Go to site More info

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
feedback