The Bank of Melbourne Amplify Qantas Signature Card offers a mix of points and other perks that will appeal to frequent flyers. Right now, it offers a bonus 80,000 Qantas Points when you apply by 30 April 2025 and spend at least $6,000 on eligible purchases in the first 90 days from card approval. That's enough for a return business class flight from Melbourne to Cairns (83,000 points).
Bank of Melbourne Amplify Qantas Signature Card
- Bonus points
- 80,000
- Purchase rate
- 20.99% p.a.
- Reward points per $ spent
- 0.75
- Annual fee
- $370 p.a.
Our verdict
This premium frequent flyer card offers 80,000 bonus Qantas Points, lounge passes and complimentary insurance, with a $370 p.a. annual fee.
Pros
-
80,000 bonus Qantas Points
-
Earn 0.75 Qantas Point per $1 spent
-
Two complimentary Qantas Club lounge passes per year
-
Shopping cashbacks through ShopBack
-
Includes complimentary overseas travel insurance, purchase security insurance and extended warranty insurance
Cons
-
Both the purchase rate and cash advance rate are relatively high
-
3% foreign currency conversion fee
Details
Product details
Product Name | Bank of Melbourne Amplify Qantas Signature |
Purchase rate p.a. | Purchase rate p.a. 20.99% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 21.99% |
Min credit limit | $15,000 |
Max credit limit | $80,000 |
Card type | Visa |
Eligibility
Available to temporary residents | Yes - Conditions apply |
Joint application | No |
Rewards
Rewards program | Qantas Frequent Flyer |
Bonus points | 80,000 |
Rewards points per $ spent | 0.75 |
Rewards points cap | 250,000 |
Fees
Annual fee | Annual fee $370 |
Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | Foreign currency conversion fee 3% |
Cash advance fee | 3% |
Overseas cash advance fee | 3% of each cash advance amount |
Additional cardholder fee | $0 |
Number of additional cardholders | 1 |
Your reviews
Amy Finder
Editor
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Angus Kidman Finder
November 25, 2024
Hi Farah, It is indeed now 24 months – we’ve updated the guide to reflect the current conditions. Thanks for the flag!
Pranali
August 14, 2023
Annual fee. This card charges a standard annual fee of $370. This includes both $295 standard fee and $75 annual Qantas Rewards fee.
If you already have paid Qantas flyer reward membership do you still have to pay this??
Amy Bradney-George Finder
August 18, 2023
Hi Pranali,
Yes, you would still need to pay the annual Qantas Rewards fee, as this is separate to Qantas Frequent Flyer membership. You may want to compare other Qantas credit cards on Finder based on the annual fee and other details to help choose a card. I hope this helps.
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Joanna
March 02, 2023
Hi. The BOM credit card says ‘eligible purchases”. What would not count as an eligible purchase? I’m think of booking a cruise and wondering if this would be considered an eligible purchase. Thanks for your advise. Much appreciated.
Sarah Megginson Finder
March 03, 2023
Hi Joanna,
Yes, booking travel is likely to be accepted as an eligible purchase. Purchases that re not usually deemed to be “eligible” include things like:
There are a number of transactions that are generally deemed as ineligible. These tend to include things like:
– balance transfers
– BPAY transactions
– cash advances
– card and account fees
– gambling or gaming spends
– interest charges
Hope this helps!
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Adam
January 12, 2019
If one was an Amplify credit cardholder with another bank previously, are they still eligible to apply and receive the points with Bank of Melbourne?
Jhezelyn Finder
January 14, 2019
Hello Adam,
Thank you for your comment.
According to the eligibility for the bonus points promotion, existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer.
I hope this answered your inquiry. Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.
Regards,
Jhezelyn
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Linda
October 14, 2018
Hello,
If I apply for this card do I have to wait 12 months before using free lounge passes?
Regards,
Linda
Jeni Finder
October 15, 2018
Hi Linda,
Thank you for getting in touch with finder.
Once you apply for this Bank of Melbourne Amplify Signature card and get approved, you may use the complimentary Qantas lounge pass right away. Please note that cardholders receive 2 complimentary Qantas lounge passes only per year.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Thank you and have a wonderful day!
Cheers,
Jeni
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Farah
November 25, 2024
Hello,
Is the condition of this card that you haven’t held a similar card for 12 months as it says here or 24 months as it says on the Bank of Melbourne website ?
Many thanks