Latitude Financial Services Credit Cards

Take your pick of no-frills cards, platinum cards, rewards cards and store cards with Latitude Financial Services.

Comparison of Latitude Financial Services Credit Cards

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Name	Product	Purchase rate (p.a.)	Balance transfer rate (p.a.)	Annual fee	Product Description
28 Degrees Platinum Mastercard		21.99% p.a.	4.99% p.a. for 6 months	$0 p.a.	Designed for travel, benefit from no international transaction fees on purchases and no currency conversion fees.	More info	Compare	loading Fetching your data...
Latitude 'Go' Mastercard		22.74% p.a.		$25 p.a. annual fee for the first year ($59.40 p.a. thereafter)	Enjoy free access to the GO rewards program and earn 1.00 point per $1 spent to redeem at dozens of retailers.	More info	Compare	loading Fetching your data...
Latitude MasterCard		24.50% p.a.		$69 p.a.	Offers the ability to apply for Shopper’s Protection insurance and request up to 9 additional cardholders at no extra cost.	More info	Compare	loading Fetching your data...
Gem Visa Credit Card		0% p.a. for 6 months (reverts to 24.99% p.a.)		$99 p.a.	Enjoy up to 55 days interest-free on purchases and 0% interest at a variety of retailers across Australia.	More info	Compare	loading Fetching your data...

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Types of credit cards from Latitude Financial Services

Latitude Financial Services offers a number of no annual fee credit cards, some with special promotions and some that reward your spending with points. Latitude Financial Services also offer a credit card with extended interest-free terms and rewards credit cards. You can compare credit cards from Latitude Financial Services by the card type below.

• No annual fee credit cards

Pay your balance in full when your statement arrives and a no annual fee credit card could cost you nothing to own and use. If you don't use your card often, a card with no annual fee could help cut your card costs when you're not using it. Some no annual fee cards come with rewards point, international fee waivers and complimentary insurance, so look out for these extra features to get more value from your card.

Learn more about No Annual Fee Credit Cards

• Interest-free credit cards

Cut down your interest costs with cards with 0% on purchases for a promotional period or products that offer up to 55 interest-free days when you pay your balance in full.

Learn more about Interest-Free Credit Cards

• Rewards credit cards

Latitude Finance offers three different credit cards that let you earn reward points as you spend. If you're a regular spender who usually pays their balance in full, reward points are an easy way to get more value from your card. As some of these cards may come with annual fees, make sure that the dollar value of the rewards you earn exceed the cost of the card to ensure it's really rewarding you.

Latitude Financial Services credit card benefits

Getting a credit card through Latitude Financial Services comes with its share of advantages, and here’s what you can look forward to as a Latitude Financial Services cardholder:

• Hardship provisions

The Latitude Financial Services Hardship team can provide cardholders with assistance in the event they have difficulties in keeping up with their payments. If you feel you’re having trouble making repayments, you can contact the team on 1800 220 718 from Monday to Friday between 9am and 5pm.

• Visa & Mastercard perks

Both Visa and Mastercard find global acceptance, so you should have no trouble using any Latitude Financial Services credit cards overseas or in Australia. Plus, both cards come with either Mastercard's PayPass and Visa's payWave technologies, allowing you to make contactless payments of up to $100. You'll also benefit from various security covers when shopping in-store and online.

• Ongoing interest-free finance

Not many credit card issuers give you the ability to avail of long-term interest-free periods, and this is something you can look forward to when using a suitable Latitude Financial Services credit card. A growing number of retailers are part of Latitude Financial Services’ retailer partner list, so you can expect to buy just about anything you need and save on interest.

• Earn points as you spend

Through the Coles flybuys program, you'll earn flybuys points which you can redeem for discounts at the supermarket or transfer to Velocity Points.

How to apply for Latitude Financial Services credit card?

You can apply for a Latitude Financial Services credit card online with ease. Before you do so, though, make sure you've met the eligibility requirements and prepared the necessary documents to improve your chances of approval:

Eligibility criteria

• You’re a permanent Australian resident
• You’re at least 18 years old
• You have a steady source of income.

Required documents

• Your complete name, residential status, residential address, phone number, and email address
• Details from your Australian passport, driver’s license, or proof of age card
• Your employer’s name and contact details
• Your income details
• Details of all your existing debts.

Latitude Financial Services offer a variety of credit cards to suit many types of cardholders. In order to find the right card for you, compare your options and the cards that best compliment your financial situation.

Frequently asked questions