Latitude Financial Services Credit Cards

Take your pick of no-frills cards, platinum cards, rewards cards and store cards with Latitude Financial Services.

Latitude Financial Services (formerly known as GE Money) is a consumer finance company that finds presence in Australia and New Zealand. With over 4,000 employees, it serves more than three million customers via local branches, retail partners, brokers, the internet, and phone.

Latitude Financial Services functions as a division of GE Capital, which is amongst the four main businesses of General Electric (GE). GE Capital operates in 55 countries and provides an array of financial services and products, including loans, personal insurance, retail finance, and credit cards. Its offerings of credit cards include MasterCard and Visa credit cards as well as Myer store cards.

28 Degrees Platinum Mastercard

28 Degrees MasterCard

Enjoy up to 55 days interest-free on purchases, no annual fee and no international transaction fees.

  • $0 p.a. annual fee
  • 21.99% p.a. on purchases
  • 4.99% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 21.99% p.a.
  • Up to 55 days interest free

Comparison of Latitude Financial Services Credit Cards

Rates last updated May 23rd, 2017.

Latitude 'Go' MasterCard

Updated account servicing fee from $3.95 to $4.95

October 7th, 2016

View latest updates

Jonathan Choi Jonathan
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
28 Degrees Platinum Mastercard
Benefit from no international transaction fees on purchases, no currency conversion fees and no annual fee.
21.99% p.a. 4.99% p.a. for 6 months $0 p.a. Go to site More info
Myer Card
Receive exclusive offers plus earn MYER one Shopping Credits.
23.49% p.a. $39 p.a. More info
Latitude 'Go' MasterCard
An everyday credit card with no annual fee plus you get free access to the GO Rewards program.
22.74% p.a. $0 p.a. More info
Latitude MasterCard
A low annual fee credit card with purchase protection insurance, no monthly account-keeping fees and a credit limit that suits your financial needs.
24.50% p.a. $69 p.a. More info
Gem Visa Credit Card
Enjoy up to 55 days interest free on purchases and a consistent rate on cash advances and purchases after promotional period.
0% p.a. for 6 months (reverts to 24.99% p.a.) $99 p.a. More info
Myer Visa Card
Earn MYER one Shopping Credits to go towards MYER one Reward Cards and up to 62 days interest-free on all purchases.
20.69% p.a. $69 p.a. More info
Latitude Eco MasterCard
An environment-friendly credit option with a low balance transfer offer of 0% p.a. for 6 months, fixed interest rates and flexible repayments.
22.49% p.a. 0% p.a. for 6 months $49 p.a. More info

Types of credit cards from Latitude Financial Services

Compare credit cards from Latitude Financial Services by the card type below. Latitude Financial Services have a number of no annual fee credit cards, some with special promotions and some that reward your spending with points. Latitude Financial Services also offer a credit card with extended interest-free terms and rewards credit cards.

  • No annual fee credit cards

Pay your balance in full when your statement arrives and a no annual fee credit card could cost you nothing to own and use. If you don't use your card often, a card with no annual fee could help cut your card costs when you're not using it. Some no annual fee cards come with rewards points, international fee waivers and complimentary insurance, so look out for these extra features to get more value from your card.

Rates last updated May 23rd, 2017
Annual fee Purchase rate (p.a.) Balance transfer rate (p.a.)
28 Degrees Platinum Mastercard
Benefit from no international transaction fees on purchases, no currency conversion fees and no annual fee.
$0 p.a. 21.99% p.a. 4.99% p.a. for 6 months Go to site More info
Latitude 'Go' MasterCard
An everyday credit card with no annual fee plus you get free access to the GO Rewards program.
$0 p.a. 22.74% p.a. More info
Name Product Annual fee Purchase rate (p.a.) Balance transfer rate (p.a.) Product Description
American Express Essential®  Credit Card
$0 p.a.
14.99% p.a.
0% p.a. for 12 months with 1% balance transfer fee
Receive a $50 credit on eligible spend and get Smartphone screen insurance when you pay for your phone or contract.
Citi Simplicity Card
$0 p.a.
19.99% p.a.
0% p.a. for 15 months with 1.5% balance transfer fee
Receive access to complimentary purchase insurance and free bottles of wine with the Citibank Dining Program.
St.George Vertigo Visa
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
13.24% p.a.
0% p.a. for 14 months
Save with 13.24% p.a. on purchases. Also enjoy up to 55 days interest-free.
Coles No Annual Fee Mastercard
$0 p.a.
19.99% p.a.
0% p.a. for 6 months
Receive $100 off a single Coles Supermarket shop If you apply, are approved by 30 June 2017 and make a purchase within the first 30 days.
BankSA Vertigo Visa
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
13.24% p.a.
0% p.a. for 14 months
Save with 13.24% p.a. on purchases. Also enjoy up to 55 days interest-free.
ANZ Platinum Credit Card - Exclusive Offer
$0 p.a. annual fee for the first year ($87 p.a. thereafter)
0% p.a. for 3 months (reverts to 19.74% p.a.)
0% p.a. for 12 months
Pay 0% p.a. for 3 months and competitive platinum services.
ANZ Frequent Flyer Black
$0 p.a. annual fee for the first year ($425 p.a. thereafter)
19.99% p.a.
Receive 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months. Plus, earn 75 Bonus Status Credits when you apply by 30 June 2017, buy and fly return with Qantas by 30 September 2017.
Qantas American Express Discovery Card
$0 p.a.
20.74% p.a.
0% p.a. for 12 months with 1% balance transfer fee
Take advantage of no annual fee for the life of the card plus earn 1 Qantas Frequent Flyer point per $1 spent.
HSBC Platinum Credit Card
$99 p.a.
19.99% p.a.
0% p.a. for 22 months with 2% balance transfer fee
Earn 1 Reward Point per $1 spent and receive an annual fee refund with minimum spend.
ANZ Frequent Flyer Platinum
$0 p.a. annual fee for the first year ($295 p.a. thereafter)
19.99% p.a.
Get 50,000 bonus Qantas Points when you apply online, are approved and spend $2,500 on eligible purchases within the first 3 months. Enjoy a waived annual fee for the first year and earn up to 0.750 Qantas Points for spending.
NAB Rewards Platinum Card
$0 p.a. annual fee for the first year ($195 p.a. thereafter)
19.99% p.a.
4.99% p.a. for 6 months
Earn 1 NAB Rewards Point per $1 spent and receive double points on purchases made in major department and hardware stores.
Coles Platinum No Annual Fee Mastercard
$0 p.a.
19.99% p.a.
0% p.a. for 6 months
A no annual fee card that collects 1 flybuys point per $2 spent.
ANZ Rewards Platinum
$0 p.a. annual fee for the first year ($95 p.a. thereafter)
18.79% p.a.
Receive 50,000 bonus Reward Points when you spend $2,500 within the first 3 months plus enjoy a $0 annual fee for the first year.
Westpac 55 Day Platinum Credit Card
$0 p.a. annual fee for the first year ($90 p.a. thereafter)
0% p.a. for 6 months (reverts to 19.84% p.a.)
0% p.a. for 12 months
Enjoy platinum card benefits offering 0% p.a. introductory rate on purchases and balance transfers, combined with an annual fee waiver in the first year.
Bankwest Zero Platinum Mastercard
$0 p.a.
17.99% p.a.
2.99% p.a. for 9 months
Complimentary travel insurance and 24/7 Concierge service and $0 foreign transaction fees. Plus enjoy a $0 annual fee.

Compare up to 4 providers

Learn more about No Annual Fee Credit Cards

  • Interest-free credit cards

If you have some purchases in mind but struggle to repay your balance in full each month, consider a credit card that offers a promotional interest-free promotional offer. When the promotion ends, the standard purchase rate will apply. If you pay your balance in full, though, you could take advantage of up to 55 interest-free days.

Rates last updated May 23rd, 2017
Interest Free Period Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Gem Visa Credit Card
0% p.a. - reverts to 24.99% p.a.. Plus longer term interest free terms of 1 year, 2 years or more are often available at over 9,000 retailers across Australia.
Up to 55 days on purchases 0% p.a. for 6 months (reverts to 24.99% p.a.) $99 p.a. More info
Latitude MasterCard
A low annual fee credit card with purchase protection insurance, no monthly account-keeping fees and a credit limit that suits your financial needs.
24.50% p.a. $69 p.a. More info
Rates last updated May 23rd, 2017
Interest Free Period Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months. Also, enjoy an annual fee waiver in the first year.
Up to 55 days on purchases 0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info
Westpac 55 Day Platinum Credit Card
Enjoy platinum card benefits offering 0% p.a. introductory rate on purchases and balance transfers, combined with an annual fee waiver in the first year.
Up to 55 days on purchases 0% p.a. for 6 months (reverts to 19.84% p.a.) 0% p.a. for 12 months $0 p.a. annual fee for the first year ($90 p.a. thereafter) Go to site More info
Westpac Low Rate Card
Save with 13.49% p.a. on purchases. Also enjoy a low $59 annual fee.
Up to 55 days on purchases 0% p.a. for 6 months (reverts to 13.49% p.a.) 0% p.a. for 12 months $59 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Earn Velocity Rewards points with your purchases and pay no interest with 0% p.a. for 12 months on purchases and 0% p.a. for 6 months on balance transfers.
Up to 44 days on purchases 0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. Go to site More info

Learn more about Interest-Free Credit Cards

  • Rewards credit cards

Latitude Finance offers three different credit cards that let you earn reward points as you spend. Depending on the card, you can either earn flybuys points or MYER one Shopping Credits on eligible purchases. If you're a regular spender who usually pays their balance in full, reward points are an easy way to get more value from your card. As all of these cards come with annual fees, make sure that the dollar value of the rewards you earn exceed the cost of the card to ensure it's really rewarding you.

Rates last updated May 23rd, 2017
Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Bonus Points Annual fee
Coles Rewards Mastercard
Earn 2 flybuys points per $1 spent and receive free delivery at Coles online with your Coles Credit Card.
2 0 $89 p.a. Go to site More info
Myer Card
Receive exclusive offers plus earn MYER one Shopping Credits.
1 $39 p.a. More info
Myer Visa Card
Earn MYER one Shopping Credits to go towards MYER one Reward Cards and up to 62 days interest-free on all purchases.
1 0 $69 p.a. More info

Rates last updated May 23rd, 2017
Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Bonus Points Annual fee
NAB Rewards Platinum Card
Earn 1 NAB Rewards Point per $1 spent and receive double points on purchases made in major department and hardware stores.
1 80,000 bonus points $0 p.a. annual fee for the first year ($195 p.a. thereafter) Go to site More info
ANZ Frequent Flyer Black
Receive 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months, plus earn up to 1 point for every dollar spent on eligible purchases. Also, earn 75 Bonus Status Credits when you apply by 30 June 2017, buy and fly return with Qantas by 30 September 2017.
1 75,000 bonus points $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
Citi Rewards Platinum Credit Card
Consolidate your debt with a low balance transfer offer of 0% p.a. for 24 months and a host of platinum privileges. Earn 1 Citi Reward Points for every $1 spent on eligible domestic and international spend.
1 0 $49 p.a. annual fee for the first year ($149 p.a. thereafter) Go to site More info
HSBC Platinum Qantas Credit Card
Fly faster with up to 1 Qantas Point per $1 spent and receive bonus Qantas Points on selected Qantas products, services and partners.
1 0 60,000 bonus points $199 p.a. Go to site More info
American Express Explorer® Credit Card
Earn up to 2 Membership Rewards Points per $1 spent and receive a $400 Travel Credit every year.
2 50,000 bonus points $395 p.a. Go to site More info
HSBC Platinum Credit Card
Enjoy an annual fee refund every year if you meet the spend requirement with a balance transfer offer, high credit limits and prestige services including a personal concierge service and VISA Platinum rewards program.
1 0 $99 p.a. Go to site More info
ANZ Rewards Platinum
Earn up to 50,000 bonus Reward Points when you spend $2,500 in the first 3 months plus $0 in the first year.
1.5 50,000 bonus points $0 p.a. annual fee for the first year ($95 p.a. thereafter) Go to site More info
Bank of Melbourne Amplify Platinum - Qantas Rewards
Fly faster with up to 1.000 Qantas Point per $1 spent and receive complimentary overseas travel insurance.
0.5 0 60,000 bonus points $99 p.a. Go to site More info
American Express Velocity Platinum Card
Take off sooner with up to 2.5 Velocity Points per $1 spent and receive a complimentary Virgin Australia return domestic flight every year.
0 1.5 100,000 bonus points $375 p.a. Go to site More info
ANZ Rewards Black Credit Card
This card offers 75,000 bonus points when you spend $2,500 on eligible purchases in the first 3 months from approval and $0 annual fee for the first year. Earn up to 2 reward points per $1 spent and unlimited access to airport lounges with complimentary travel insurance.
2 75,000 bonus points $0 p.a. annual fee for the first year ($375 p.a. thereafter) Go to site More info
St.George Amplify Signature
Receive up to 90,000 bonus Amplify points on eligible spend and earn up to 3 reward points per $1 spent on eligible purchases.
1.5 0 90,000 bonus points $279 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Take advantage of 0% p.a. for 18 months on balance transfers with a 1.5% BT fee. Plus, receive an exclusive $129 Virgin Australia Gift Voucher each year.
0.66 0 $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
NAB Rewards Classic Card
Earn 0.75 NAB Rewards Point per $1 spent and receive complimentary purchase protection insurance.
0.75 40,000 bonus points $0 p.a. annual fee for the first year ($95 p.a. thereafter) Go to site More info
BankSA Amplify Platinum
Earn up to 2 Amplify Rewards Points per $1 spent and receive complimentary travel insurance.
1 $99 p.a. Go to site More info
Westpac Altitude Black
Earn up to 3 Altitude Points per $1 spent and enjoy up to four complimentary airport lounge visits each year.
1.25 3 80,000 bonus points $195 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
Bank of Melbourne Amplify Signature
Earn up to 3 Amplify Rewards Points per $1 spent and receive an additional card at no extra cost.
1.5 0 90,000 bonus points $279 p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 30k Bonus Points offer
Take off sooner with up to 1 Velocity Point per $1 spent and receive 30,000 Bonus Velocity Points.
1 0 30,000 bonus points $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
St.George Amplify Platinum
Choose between Amplify or Qantas rewards program and enjoy uncapped points earning. Plus, receive up to 60,000 bonus points on eligible spend.
1 0 60,000 bonus points $99 p.a. Go to site More info
ANZ Rewards Travel Adventures card
Pay no overseas transaction fee on purchases, earn up to 1.5 for every dollar spent on eligible purchases, plus receive complimentary domestic return flight and lounge passes each year you hold the card when you spend $500 on eligible purchases within the first three months.
1.5 $225 p.a. Go to site More info
Qantas American Express Discovery Card
A no annual fee frequent flyer credit card which lets you earn 1 Qantas Point per $1 spent.
1 $0 p.a. Go to site More info

 

Latitude Financial Services credit card benefits

Getting a credit card through Latitude Financial Services comes with its share of advantages, and here’s what you can look forward to as a Latitude Financial Services cardholder:

  • Hardship provisions

The Latitude Financial Services Hardship team is in place to provide assistance to cardholders in the event they have difficulties in keeping up with their payments. If you feel you’re having trouble making timely repayments, get in touch with them as soon as possible, and they can help establish alternative payment arrangements.

  • Visa & Mastercard perks

Both Visa and Mastercard find global acceptance, so you should have no trouble using any Latitude Financial Services credit cards overseas or in Australia. Plus, both cards come with either Mastercard's PayPass and Visa's payWave technologies, allowing you to make contactless payments of up to $100. You'll also benefit from various security covers when shopping in-store and online.

  • Ongoing interest-free finance

Not many credit card issuers give you the ability to avail of long-term interest-free periods, and this is something you can look forward to when using a suitable Latitude Financial Services credit card. A growing number of retailers are part of Latitude Financial Services’ retailer partner list, so you can expect to buy just about anything you need and save on interest.

  • Earn points as you spend

If you use a Latitude Financial Services card linked to the Myer one rewards program, you earn MYER one shopping credits that you can use to make purchases, and this program offers other benefits as well. Through the Coles flybuys program, you'll earn flybuys points which you can redeem for discounts at the supermarket or transfer to Velocity Points.

How to apply for Latitude Financial Services credit card?

You can apply for a Latitude Financial Services credit card online with ease. Before you do so, though, make sure you've met the eligibility requirements and prepared the necessary documents to improve your chances of approval:

Eligibility criteria

  • You’re a permanent Australian resident
  • You’re at least 18 years old
  • You have a steady source of income.

Required documents

  • Your complete name, residential status, residential address, phone number, and email address
  • Details from your Australian passport, driver’s license, or proof of age card
  • Your employer’s name and contact details
  • Your income details
  • Details of all your existing debts.

Latitude Financial Services offer a variety of credit cards to suit many types of cardholders. In order to find the right card for you, compare your options and the cards that best compliment your financial situation.

Frequently asked questions

Apply online for a Latitude Financial Services credit card and you will be contacted moments after submitting your application confirming the status of your application. Latitude Financial Services will send you an email confirming your application and they’ll provide you with an application reference number. You can use this number to track your credit card application by calling Latitude Financial Services.

Applying online takes around 10 minutes, and you get a response from Latitude Financial Services in less than a minute. Upon approval, you can begin shopping with your account number immediately, without having to wait for your card to arrive.

Have a look at our credit card comparison tables to see whether a Latitude Financial Services credit card offers a balance transfer. If the credit card has a balance transfer promotional interest rate displayed on our tables and on our review pages, you can transfer a balance online when you apply for the credit card.

Some Latitude Financial Services cards allow cardholders to make use of promotional balance transfer rates that stay in place for given time periods.

Your credit limit is calculated on the ratio between how much you earn and your expenses. Your credit limit is based on more than your income. Factors like whether you own your home, dependent children, investments and other loans all play a part determining your credit limit.

There’s no way to accurately tell what your credit limit will be. You can make an estimate based on the maximum credit limit assigned to you in the past.

Call Latitude Financial Services to request a credit limit increase. The new limit is calculated on the same criteria as when you applied. If you accepted the maximum credit limit when you originally applied for the credit card and your circumstances have not changed, you may not be eligible for a credit limit increase.

Yes, Latitude Financial Services cards give cardholders the ability to make use of interest-free days on purchases, which can vary in between 55 days and 62 days, depending on the card you use.

Latitude Financial Services do not charge a fee if you spend over your credit limit.

Before you can view your Latitude Financial Services credit card transactions and manage your account online, you need to register for the Online Service Centre. The process takes a couple of minutes to complete and you will need your account details from a recent statement.

Once you’ve registered for the Online Service Centre, you’ll be able to view e-statements, set reminders to pay your credit card and view credit transactions.

Once you get your Latitude Financial Services credit card, activate it by calling the Latitude Financial Services Customer Care Centre (1300 721 386). You can start shopping right away when your card is activated.

Back to top

Read more on this topic

American Express Velocity Platinum Card
American Express Velocity Platinum Card

Interest rate

20.74

Annual fee

375
ANZ Platinum Credit Card - Exclusive Offer
ANZ Platinum Credit Card - Exclusive Offer

Interest rate

19.74

Annual fee

87
St.George Vertigo Platinum
St.George Vertigo Platinum

Interest rate

12.74

Annual fee

99

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35 Responses to Latitude Financial Services Credit Cards

  1. Default Gravatar
    Marcus | February 14, 2017

    I currently have a GO Mastercard and 28 Degrees Mastercard. Both have the same limit. Would it be possible to balance transfer or combine both cards into 1?

    • Staff
      May | February 15, 2017

      Hi Marcus,

      Thank you for your question and for contacting finder.com.au – we financial comparison website and general information service designed to help consumers make better decisions. Please note that we are not affiliated with any company we feature on our site.

      Unfortunately, balance transfers are not allowed between Latitude Financial Services accounts or its associated entities, so this means that transferring a balance between Go Mastercard and 28 Degrees is not possible. Please refer to this page for guide on which bank you can transfer your balance to and from.

      Cheers,
      May

  2. Default Gravatar
    | September 15, 2016

    Does Latitude Finance have any plans to enter into partnership with retail in the South East Asia market? What about E-Commerce platforms?

    • Staff
      Debbie | September 20, 2016

      Hi Nina,

      Thanks for your question.

      Please note that you’ve come through finder.com.au an online comparison service and does not represent Latitude Finance.

      For now, there are no official statements yet regarding any partnership within South East Asia market. You may need to contact Latitude Finance marketing team directly for that information.

      You may wish to check the different credit cards available to use in Southeast Asia here.

      I hope this helps.

      Cheers,
      Debbie

  3. Default Gravatar
    Tanya | March 25, 2016

    If approved for a 28 degree master card today 25/03/16 is it possible to have the card sent express post to get it before the 6/04/16?

    • Staff
      Sharon | March 26, 2016

      Hi Tanya, thanks for your inquiry.

      Please note that you have come through finder.com.au, not Latitude Financial Services.

      It will take approximately 5-10 working days from your approval date for you to receive your card.

      Thanks,

      Sharon

  4. Default Gravatar
    Emma | December 14, 2015

    I have an account with GE Money. I have not yet received any statements on my car payments since i bought it Nov 2014. I would also like to apply for a card.
    How do I go about this?

    Thanks

    • Staff
      Ally | December 14, 2015

      Hi Emma,

      Thanks for your inquiry.

      Before applying for a Latitude Financial Services credit card, kindly ensure that you will be able to meet the criteria and provide the requirements enlisted below.

      Eligibility criteria:

      1. You’re a permanent Australian resident
      2. You’re at least 18 years old
      3. You have a steady source of income.

      Required documents:

      1. Your complete name, residential status, residential address, phone number, and email address
      2. Details from your Australian passport, driver’s license, or proof of age card
      3. Your employer’s name and contact details
      4. Your income details
      5. Details of all your existing debts

      As for the statements on your car payments, kindly get in touch with Latitude Financial Services for direct assistance.

      I have emailed you their contact details for your reference.

      I hope this has helped.

      Cheers,
      Ally

  5. Default Gravatar
    | June 14, 2015

    Can people with poor credit still get a credit card?

    • Staff
      Jonathan | June 15, 2015

      Hi Peter, thanks for your inquiry!

      There are no specific credit card products provided for individuals with poor credit. Your eligibility for a credit card will depend on whether you meet the application criteria and lending requirements of the bank. You may like to refer to bad credit personal loans.

      Cheers,

      Jonathan

  6. Default Gravatar
    Ray | April 27, 2015

    our church would like to apply for business credit card

    does 28 degree master card accept application from small business?

    thanks

    • Staff
      Jonathan | April 29, 2015

      Hi Ray, thanks for your inquiry!

      Latitude Financial Services does not currently provide any business-specific credit cards. You may like to refer to the following link for a list of business credit cards and offers.

      Cheers,

      Jonathan

  7. Default Gravatar
    Chris | January 19, 2015

    So am I right in thinking that if I have a 28 degree platinum credit card and I purchase items overseas, that if I pay within 55 days of first transaction I will not be charged any fees at all ?

    • Default Gravatar
      Chris | January 22, 2015

      Perfect! Helps enormously, thank you for your response Jonathan

    • Staff
      Jonathan | January 21, 2015

      Hi Chris,

      Thanks for your inquiry!

      With the 28 Degrees Platinum Credit Card, you can receive up to 55 days interest free on purchases including international purchases, no international transaction fees on purchases and no currency conversion fees.

      I hope this helps!

      Cheers,

      Jonathan

  8. Default Gravatar
    rey | January 19, 2015

    Hi All,
    Good day to you.
    Like to know whether if I purchased air-ticket using my GE Coles MasterCard, would it already covered the travel insurance so I do not have to buy again.
    Appreciate if you could kindly answer this.
    Thanks and regards,
    Rey

    • Staff
      Jonathan | January 20, 2015

      Hi Rey,

      Thanks for your inquiry,

      Unfortunately the GE Coles Mastercard does not include complimentary travel insurance, for a list of cards that include complimentary travel insurance please see this page.

      I hope this helps!

      Cheers,

      Jonathan

  9. Default Gravatar
    Darren | December 16, 2014

    I have a GE Credit line card from 2009. I would like to make a purchase at Harvey Norman. They have 50 months interest free terms. Is my card still valid.

    Cheers Darren

    • Staff
      Elizabeth | December 16, 2014

      Hi Darren,

      Thanks for your question.

      You’ll need to check the expiry date on your card to see if it has expired. If it has, you will need to get in contact with GE Money to find out about renewing your account or whether you’ll need to apply for a new one.

      I hope this has helped.

      Thanks,

      Elizabeth

  10. Default Gravatar
    kashif | August 27, 2014

    what is your eligibility criteria for credit card

    • Staff
      Shirley | August 27, 2014

      Hi kashif,

      Thanks for your question.

      In most cases you will need to be Australian resident and earning a stable income. Please click through our reviews to see the eligibility criteria for each card.

      All the best,
      Shirley

Credit Cards Comparison

Rates last updated May 23rd, 2017
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Take advantage of 0% p.a. for 18 months on balance transfers with a 1.5% BT fee. Plus, receive an exclusive $129 Virgin Australia Gift Voucher each year.
20.74% p.a. 0% p.a. for 18 months with 1.5% balance transfer fee $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Earn 1 Reward Point per $1 spent and receive an annual fee refund with minimum spend.
19.99% p.a. 0% p.a. for 22 months with 2% balance transfer fee $99 p.a. Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months. Also, enjoy an annual fee waiver in the first year.
0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info
NAB Premium Card
An introductory rate of 0% p.a. for 24 months on balance transfers combined with premium benefits such as travel insurance covers.
19.74% p.a. 0% p.a. for 24 months with 3% balance transfer fee $90 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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