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BankSA credit cards are designed to suit many different needs, with low rate and no annual fee cards, rewards options and cards with premium features available. Cardholders can also enjoy introductory offers such as bonus points or a promotional 0% interest rate for balance transfers or purchases. Use this guide to compare BankSA credit cards, apply online and learn more about the features and benefits available.
0% p.a. for 28 months on balance transfers
Offer ends 28 September 2021
Eligibility criteria, terms and conditions, fees and charges apply
BankSA Credit Card Offer
Save with a 0% p.a. balance transfer offer (with no balance transfer fee), plus a low purchase rate and annual fee with the BankSA Vertigo credit card.
- $55 annual fee
- 0% p.a. for 28 months on balance transfers, with no balance transfer fee
- Purchase rate of 13.99% p.a. and cash advance rate of 21.49% p.a.
- Compatible with Apple Pay, Google Pay and Samsung Pay
Compare BankSA Credit Cards
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Types BankSA credit cards
Whether you want to cut costs with low annual fees and interest rates, repay an existing debt with a promotional balance transfer offer or earn rewards as you spend, you can learn more about the different types of credit cards offered by BankSA to find one that suits you below:
Low rate credit cards
The BankSA Vertigo and BankSA Vertigo Platinum credit cards offer low standard variable interest rates that can help you save on credit card costs. The platinum card also comes with complimentary insurance covers. BankSA also sometimes offers interest-free offers on purchases for promotional periods.
Rewards and frequent flyer credit cards
If you want to earn points for your everyday spending, there are three BankSA credit cards to choose from: the Amplify, the Amplify Platinum and the Amplify Signature card. You can choose to link your card with the Amplify Rewards Program or the Qantas Frequent Flyer program, and then earn reward points as you spend. Some of these cards come with other perks including bonus points, airport lounge passes and complimentary travel insurance.
No annual fee credit cards
If you’re after a card that doesn’t charge any ongoing annual fees, the BankSA No Annual Fee Visa card could be for you. The BankSA Vertigo also charges a low annual fee and BankSA sometimes offers cards with $0 annual fee for the first year.
Business credit cards
BankSA business credit cards can be used to manage your work expenses, with features including additional cards for employees, simplified tax reporting and complimentary insurance. The BankSA Visa Business is a low rate option, while the BankSA Amplify Business earns points for eligible spending on the account.
What are the benefits of banking with BankSA?
Here are the features and services you can look forward to if you choose one of these BankSA credit cards:
You can use your BankSA credit card wherever Visa is accepted. This includes millions of locations in Australia and overseas. You can use Visa payWave technology to make contactless payments and your online purchases will be protected by Verified by Visa. Visa's Zero Liability policy will also offer protection if your card is used to make fraudulent transactions.
BankSA's platinum and business credit cards come with a variety of complimentary insurance covers, ranging from complimentary travel insurance and purchase insurance to business inconvenience cover. The insurance available varies between BankSA credit cards, so be sure to check each card's features to find out what complimentary perks are available.
Westpac Group ATM alliance
As a BankSA cardholder, you can use any of over 3,000 Westpac Group ATMs in Australia for free, which include BankSA, Westpac, St.George, and Bank of Melbourne ATMs. Internationally, the Westpac Group ATM alliance comprises of around 50,000 ATMs, with institutions like Bank of America, Barclays, and Deutsche Bank.
Manage your account online
In keeping up with technological advances, BankSA gives its credit cardholders the ability to access account information through its online, mobile and tablet banking platforms. You can use these platforms to transfer funds, pay bills, and schedule payments as well.
How to apply for a BankSA credit card
You can apply by visiting any BankSA branch, over the phone, and online. To apply online, simply complete an online application form, but make sure you meet the eligibility requirements, as mentioned below.
- You’re an Australian citizen or a permanent Australian resident.
- You’re at least 18 years old.
- You don’t have poor credit history.
- Identification documents to prove your identity (Australian driver’s license, Medicare card, passport, Australian birth certificate or NSW Photo Card)
- Your employer’s name and contact details
- Details about your income, assets, expenses, and liabilities
BankSA gives its customers various credit card options from which to choose, so finding a card to suit your needs should not be difficult. Bear in mind, though, that you can find similar features in cards offered by other credit cards issuers, so comparing a few before applying will ensure you find the right option for you.
Frequently asked questions
Check the frequently asked questions for answers to common questions about using BankSA credit cards. If you can’t find the answer you’re looking for, don’t hesitate to contact us using the ‘Ask a Question’ form at the bottom of the page.
Read more on this topic
BankSA Vertigo Platinum – Cashback Offer
The BankSA Vertigo Platinum card offers a $300 cashback a low ongoing purchase rate and a range of complimentary insurance covers.
BankSA Amplify Platinum Credit Card
The BankSA Amplify Platinum is a rewards card that comes with 80,000 bonus Amplify Points and has a 0% p.a. balance transfer offer.
BankSA Amplify Signature – Qantas
Boost your rewards balance with 90,000 bonus Qantas Points and enjoy complimentary insurances, Qantas Lounge invitations and more.
BankSA Amplify Platinum – Qantas
Reward your spending with Qantas Points and enjoy platinum perks such as complimentary travel insurance.
BankSA Balance Transfer guide
Get your credit card debt under control with a balance transfer with BankSA.
BankSA Amplify Business Credit Card
Reward your business spending with bonus Amplify or Qantas points, a $0 first-year annual fee and complimentary insurances with the BankSA Amplify Business credit card.
BankSA Visa Business Credit Card
Features on the BankSA Visa Business card include joint and several liability, unauthorised transaction insurance and a 9.99% p.a. variable purchase rate.
BankSA Vertigo Platinum
The BankSA Vertigo Platinum card offers a low ongoing purchase rate and a range of complimentary travel and purchase insurance covers.
BankSA Amplify Signature Credit Card
The BankSA Amplify Signature is a premium credit card that offers up to 200,000 bonus points, airport lounge invitations and complimentary travel insurance.
BankSA Amplify Platinum Credit Card
The BankSA Amplify Platinum is a rewards card that offers a $400 e-gift card, complimentary overseas travel insurance and a short-term balance transfer offer.
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