In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
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BankSA Amplify Platinum Credit Card

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BankSA Amplify Platinum
Terms and conditions apply
Balance transfer rate for 24 months with 1% balance transfer fee
0% p.a.
Bonus points
Purchase rate
19.49% p.a.
Reward point per $ spent

Our verdict

Offers 100,000 bonus Amplify Points and a discounted $49 annual fee in the first year, which goes to $124 per year after that.

The BankSA Amplify Platinum Credit Card earns 1 point per $1 on all eligible spending, with rewards including gift cards, retail items and frequent flyer point transfers. Right now, you can also get 100,000 bonus Amplify Points when you apply by 31 July 2024 and spend $3,000 on eligible purchases in the first 90 days from card approval. That’s enough to redeem up to $450 in eGift cards, or 50,000 Velocity Points if you transferred them to your frequent flyer account.


  • 100,000 bonus Amplify Points offer
  • Discounted first-year annual fee of $49
  • 0% p.a. for up to 24 months on balance transfers
  • Uncapped rewards points on eligible purchases
  • Complimentary travel and purchase insurance covers


  • Charges a one-time 1% balance transfer fee
  • Higher 21.49% p.a. variable rate applies to balance transfers after the introductory period
  • Charges a 3% foreign transaction fee

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The BankSA Amplify Platinum Credit Card offers uncapped reward points on your everyday, eligible spending and has a competitive bonus points offer. If you're more focused on paying off credit card debt, it currently offers 0% p.a. interest on balance transfers for the first 24 months, with a one-time 1% balance transfer fee. Just keep in mind that you'll typically get more value from the balance transfer offer if you focus on paying it off before making purchases with the card.


Product details

Product Name BankSA Amplify Platinum
Balance transfer rate p.a. 0% for 24 months with 1% balance transfer fee, then 21.49%
Balance transfer limit 80% of available limit
Purchase rate p.a. 19.49%
Interest-free period Up to 55 days on purchases
Cash advance rate p.a. 21.49%
Min credit limit $6,000
Max credit limit $80,000
Card type Visa


Available to temporary residents Yes - Conditions apply
Joint application No


Rewards program Amplify Rewards
Bonus points 100,000
Rewards points per $ spent 1


Annual fee $49 first year ($124 after)
Minimum monthly repayment 2% of the closing balance or $10, whichever is greater
Late payment fee $15
Foreign currency conversion fee 3%
Cash advance fee 3%
Overseas cash advance fee 3% of each cash advance amount
Additional cardholder fee $0
Number of additional cardholders 1

How to apply

You can apply for the BankSA Amplify Platinum Credit Card online in around 10 minutes. Get started by making sure you meet the eligibility requirements and have all the documents and details you'll need handy.

Eligibility criteria

  • New cardholder. To be eligible for the introductory offers, you must apply for a new card and cannot hold or have held an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA in the past 12 months.
  • Residency. To apply online, you must be an Australian citizen or permanent resident. Finder's guide to credit cards for temporary residents for more details for BankSA and other providers if you have a valid visa.

Card benefits

  • Bonus Amplify Points offer. This card offers 100,000 bonus Amplify Points when you apply by 31 July 2024, get approved and spend $3,000 on eligible purchases in the first 90 days. Eligible purchases cover most everyday spending, such as supermarket shopping, dining out and petrol. But transactions that are not eligible include cash advances, BPAY payments and spending with government-related agencies. The bonus Amplify Points will be added to your points balance within 12 weeks of meeting the eligible spend criteria.
  • Discounted first-year annual fee. If you apply for a BankSA Amplify Platinum Credit Card by 31 July 2024, you'll get a reduced annual fee of $49 for the first year. After the first year, a $124 annual fee applies.

Rates & fees

  • Annual fee. Outside of any promotions, the BankSA Amplify Platinum charges an annual fee of $124.
  • Purchase rate. This card's 19.49% p.a. variable interest rate for purchases is lower than the average rate for credit cards in Australia based on Finder analysis of RBA data.

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