Get the Finder app 🥳

Connect your accounts & save

David Jones Credit Cards

Want to shop in style and earn rewards? Check out the range of David Jones credit cards that offer reward points, in-store perks and a wide range of complimentary extras.


David Jones - Credit Cards

David Jones is a department store known for its fashion, style and prestige, with a history dating back to 1838. As well as selling a range of the finest fashion, cosmetics and homewares, this iconic company has a range of credit cards that offers customers rewards both in-store and elsewhere. Find out how these cards work and compare your options here to decide if a David Jones credit card is right for you.

David Jones Credit Card Offer

David Jones American Express Platinum Card

Receive 30,000 bonus Membership Rewards points
or 15,000 bonus Qantas Points

Eligibility criteria, terms and conditions, fees and charges apply

David Jones Credit Card Offer

Enjoy 30,000 bonus Membership Rewards Points and exclusive benefits at David Jones. Plus, access to complimentary insurances and 2 airport lounge passes per year.

  • 30,000 bonus Membership Rewards Points or 15,000 Qantas Points when you spend $750 outside of David Jones in the first 3 months
  • 4 points per $1 spent at David Jones, 3 points per $1 at major supermarkets & petrol stations and 1 point per $1 everywhere else
  • Complimentary priority delivery and gift wrapping for items purchased at David Jones, plus Season Launch Parade invitations
  • Choice of 12 months interest-free or 60 months interest-free (with no deposit) at David Jones
Go to Site

Comparison of David Jones Credit Cards

Data indicated here is updated regularly
Name Product Bonus Points Rewards program Rewards Points per $ spent Purchase rate (p.a.) Annual fee
David Jones American Express Platinum Card
30,000 bonus points
Qantas Frequent Flyer,Membership Rewards
20.74% p.a.
$295 p.a.
DJ's shoppers and Qantas travellers earn 30,000 bonus Membership Rewards Points or 15,000 Qantas Points on eligible spend.
David Jones American Express Card
15,000 bonus points
Qantas Frequent Flyer,Membership Rewards
20.74% p.a.
$99 p.a.
Not just for David Jones shoppers, receive 15,000 bonus Membership Rewards Points or 7,500 Qantas Points on eligible spend.

Compare up to 4 providers

Types of credit cards from David Jones

David Jones has two credit cards, each with its own range of features:

  • Rewards credit card

The David Jones American Express credit card can be used in David Jones as well as anywhere American Express is accepted. It earns up to 3 reward points per $1 spent and lets you choose between Qantas Points or American Express Membership Rewards, with no points cap or expiry. You can also use your card to shop with points online at and get a range of in-store benefits including instant rewards, complimentary gift-wrapping, exclusive shopping nights and interest free payment options.

This card has a competitive annual fee of $99 and a standard purchase rate of 20.74% p.a. (variable). It also gives you the option of adding supplementary cardholders for $0 for the first year, then $29 p.a. thereafter and offers up to 44 days interest-free.

  • Platinum credit card

The David Jones American Express Platinum card earns up to 4 points per $1 spent with the option of Qantas Points or Membership Rewards, and also has no points cap or expiry. As well as the benefits offered on the classic David Jones American Express card, the Platinum card offers additional complimentary extras including travel insurance, purchase protection insurance and American Express airport lounge access.

With a David Jones American Express Platinum card, you’ll also get complimentary priority delivery for purchases from David Jones online and complimentary alterations on in-store clothing purchases. This card has an annual fee of $295, a standard purchase rate of 20.74% p.a. and provides up to 4 additional cardholders with no extra charge.

The benefits of banking with David Jones

David Jones credit cards give you a wide range of benefits to suit your needs, including:

  • American Express Membership Rewards. Choose to earn Membership Rewards with the David Jones American Express or David Jones American Express Platinum cards and you can redeem them for thousands of reward options including gift cards, travel packages and points with up to nine different frequent flyer reward programs.
  • Qantas Frequent Flyer rewards. You can choose to have your reward points automatically converted to Qantas Points for both of these cards. Both American Express options offer 0.5 Qantas Points for every reward point earned (or up to 1.5 points per $1 spent).
  • Instant rewards. Use any of the David Jones credit cards in-store and take advantage of seasonal instant rewards and offers, such as 25% off fashion brands or 45% off bedding.
  • Complimentary travel insurance. Get complimentary international travel insurance by booking your overseas trips with the David Jones American Express Platinum card.
  • Airport lounge access. The Platinum card gives you complimentary access to the American Express Lounge at Sydney International Airport, with up to two complimentary visits per year.
  • Purchase and buyers protection. With your David Jones American Express Platinum credit card you can get complimentary insurance on new purchases and extended warranties for a range of products.
  • Complimentary delivery. Shop online with the Platinum credit card or store card and enjoy complimentary delivery.
  • Complimentary in-store benefits. Gift-wrapping, alterations and VIP event invitations are some of the in-store perks you can get with a David Jones credit card.
  • Interest-free purchase options. These cards allow you to get up to 1 year interest-free with no deposit when you spend at least $500 on your card in one transaction at David Jones, or up to 5 years interest-free when you spend at least $1,000 on you card, in store or online, across all departments. You can also take advantage of the 3 Months Pay Later option, which allows you to defer payment for up to 3 months when you spend at least $50 in one transaction at David Jones.
  • Christmas Deferred Payment Option. Delay your payments for purchases made between 1 November and 24 December in store at David Jones until February of the following year when you use a David Jones card.
  • Additional cards. Earn more points by getting an additional credit card for your partner or family member. Just remember to check for fees for this service and discuss repayments with the additional cardholder before you apply.
  • Fraud protection. The David Jones American Express credit cards come with 24/7 fraud monitoring to protect you against any unauthorised transactions.

How to apply for a David Jones credit card

If you’d like to apply for a David Jones credit card, there are some standard eligibility requirements you’ll have to meet. These may vary between cards, but fall into the following categories:

Eligibility requirements

  • Age. You must be at least 18 years of age to apply for a David Jones credit card.
  • Income. The David Jones American Express credit card has a minimum income requirement of $40,000 and the Platinum card requires you to earn at least $65,000 per annum.
  • Residency status. Australian citizens, permanent residents and some temporary residents can apply for either the standard or the Platinum David Jones American Express card. Keep in mind there may be additional requirements for temporary residents.
  • Credit rating. You must have a good credit rating to apply for a David Jones credit card.

Required information and documents

If you meet these application requirements, you can follow the steps below to apply for a new David Jones credit card now:

  1. Compare cards. Make sure you look at a range of reward credit cards before applying for a David Jones credit card to make sure it is the right option for you.
  2. Apply online. Select the ‘Go to site’ button and you will be taken to a secure application page.
  3. Read through the terms and conditions. Check the fine print to make sure you understand all of the details and any conditions required for introductory offers
  4. Fill out the application form. This step will require some personal details including your full name, date of birth, street address, drivers licence number and/or passport number. You will also need to provide supporting documentation, such as copies of your passport and drivers licence to help identify you and complete the application.
  5. Submit the application. You should get a response from the issuer within a few minutes, either on the webpage or via email. Once you receive conditional approval, follow the instructions from the credit card company to complete the application process and get your credit card.

With reward points, in-store perks and a wide range of other complimentary extras, David Jones credit cards have a lot to offer. Now you know more about these three options, you can compare them to other rewards credit cards and find one that fits all your needs.

Frequently asked questions

Here are answers to some of the most common questions we get about David Jones credit cards. You can also get in touch with us by leaving a question using the form at the bottom of the page.

Are you a regular David Jones Shopper?

David Jones credit cards allow you to earn rewards points when you shop online or in-store. If you are a regular David Jones shopper, find yourself the latest offers and coupon deals from David Jones with, and you could save while earning points.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

8 Responses

  1. Default Gravatar
    GigiFebruary 27, 2016

    Hi, if I already have amex platinum card and apply for the David jones amex card, will I still get the 30000 reward points?

    • Avatarfinder Customer Care
      ArraFebruary 29, 2016Staff

      Hi Gigi,

      Thanks for your inquiry.

      Yes, you’re still eligible for the bonus points offer as long as you apply and are approved and make purchases thrice on your new card outside David Jones within the first month.

      I hope this has helped.


  2. Default Gravatar
    helenAugust 17, 2015

    i do I register for credit increase invitations as I cant find the site to register

    • Avatarfinder Customer Care
      SallyAugust 18, 2015Staff

      Hi Helen,

      Thank you for your inquiry.

      You may need to login or register an American Express account. I have sent the link on your email where you can login and apply for an increase of credit limit. Please note that, processed and approved applications will reflect on your account within an hour.

      For more information about how to increase your credit limit, kindly check this page. I hope this helps.



  3. Default Gravatar
    DanielSeptember 10, 2014

    If a current DJ credit card holder wants to extend its service will i get bonus points for renewal?

    • Avatarfinder Customer Care
      ShirleySeptember 10, 2014Staff

      Hi Daniel,

      Thanks for your question.

      Unfortunately we’re not in a position to make offers on DJ’s behalf. To see what they can offer you, I’d recommend that you get in touch with them directly.


  4. Default Gravatar
    tomJuly 29, 2014

    how do I view my amex david jones card and pay debit on line?

    • Avatarfinder Customer Care
      ShirleyJuly 30, 2014Staff

      Hi Tom,

      Thanks for your question.

      Please use the link I’ve emailed you to log into your account. You may need to register if you haven’t already.

      You can refer to your credit card statement for ways you can make repayments online.


Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee
ANZ Low Rate - Exclusive Offer
12.49% p.a.
0% p.a. for 25 months with 1.5% balance transfer fee
$0 p.a. annual fee for the first year ($58 p.a. thereafter)
Finder Exclusive
Save with 0% p.a on balance transfers for 25 months (with a 1.5% BT fee) and $0 first year annual fee.
HSBC Platinum Credit Card - Balance Transfer Offer
19.99% p.a.
0% p.a. for 22 months
$129 p.a.
Save with a 22-month balance transfer offer. Plus, lounge passes, travel insurance and an annual fee refund when you spend an eligible $6k/year.
Bankwest Breeze Classic Mastercard
0% for 15 months, reverts to 12.99% p.a.
2.99% p.a. for 9 months
$79 p.a.
Save with an introductory rate of 0% p.a on purchases for 15 months and 2.99% p.a. on balance transfers for 9 months.
NAB Qantas Rewards Signature Card
19.99% p.a.
0% p.a. for 6 months with 2% balance transfer fee
$295 p.a. annual fee for the first year ($395 p.a. thereafter)
Collect up to 130,000 bonus Qantas Points. Get 100k when you spend $3,000 on eligible purchases in the first 60 days and 30k after 12 months.

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
Go to site