David Jones American Express credit cards previously offered a choice of Qantas Points or Membership Rewards, as well as exclusive shopping benefits at DJs. In January 2023, American Express and David Jones announced that their joint card program would end in July 2023.
But Latitude Financial has announced it will begin issuing new David Jones credit cards "from September 2023" as part of an exclusive 10-year deal.
"The new David Jones credit cards will offer customers additional benefits, while retaining most features of David Jones' current cards," Latitude said in a media release.
For now, we've kept the details of the previous David Jones credit cards on this guide to give you an idea of what was offered. We'll also provide updates when new details are released.
Types of credit cards from David Jones
You can choose between two David Jones American Express credit cards, each with different features and benefits.
Rewards credit card
Both David Jones credit cards earn rewards. The key difference is the extra perks that come with the platinum card, which we cover in more detail below. So for the purpose of comparing these cards, let's look at the David Jones American Express credit card for this section. This card earns between 1 and 3 points per $1 spent through the Membership Rewards program or between 0.5 and 1.5 Qantas Points per $1 spent for your frequent flyer account. If you choose Membership Rewards, you can also use your card to shop with points online at davidjones.com. As well as points, this card gives you a range of David Jones benefits including complimentary gift-wrapping, complimentary standard delivery for online purchases and interest-free payment options.
This card has a competitive annual fee of $99 and a standard purchase rate of 23.99% p.a. (variable). It also gives you the option of adding supplementary cardholders for $0 for the first year, then $29 p.a. thereafter and offers up to 44 days interest-free.
Platinum credit card
The David Jones American Express Platinum card earns between 1 and 4 Membership Rewards points per $1 spent, or between 0.5 and 2 Qantas Points per $1 spent, and also has no points cap or expiry. As well as the benefits offered on the classic David Jones American Express card, the Platinum card offers additional complimentary extras including priority booking for the David Jones Personal Shopping Suite, complimentary alterations on in-store clothing purchases, exclusive VIP events, complimentary travel insurance and American Express airport lounge access.
This card has an annual fee of $295, a standard purchase rate of 23.99% p.a. and provides up to 4 additional cardholders with no extra charge.
The benefits of a David Jones credit card
Some of the features you can look forward to with a David Jones credit card include:
American Express Membership Rewards
Choose to earn Membership Rewards with the David Jones American Express or David Jones American Express Platinum cards and you can redeem them for a variety of rewards including gift cards, cash back on your account, shopping at David Jones online, travel packages and points with partnered frequent flyer programs.
Qantas Frequent Flyer rewards
Choose to have your reward points automatically converted to Qantas Points for your frequent flyer account. When you're comparing these cards, keep in mind that both David Jones American Express cards offer 0.5 Qantas Points for every reward point earned (e.g. 1 reward point per $1 spent equals 0.5 Qantas Points per $1). The amount of Qantas Points you've earned are automatically credited to your Qantas Frequent Flyer account each month, usually within 48 hours of when your card's statement is issued.
Platinum travel perks
The platinum David Jones credit card gives you access to complimentary international travel insurance and entry to the Centurion Lounges at Melbourne and Sydney international airport, with up to two visits per year.
Complimentary insurance for purchases
Both David Jones American Express credit cards offer card purchase cover against theft or damage for up to 90 days when you buy eligible items with your card. The David Jones American Express Platinum also offers card refund cover (if you're having trouble getting a refund within 90 days of buying an item with your card) and buyer's advantage cover (which extends the manufacturer's warranty for up to 12 months on eligible items).
David Jones benefits
Shop online with a David Jones credit card and you can get complimentary standard delivery to any address in Australia. This covers most purchases made at davidjones.com but excludes gift cards, hampers and fresh food, large items and purchases made through Wine Club or Gift Registry. If you have a platinum card, you can also get complimentary priority delivery when you shop in-store at David Jones, as long as your item/s weigh less than 25kg and have dimensions no larger than 1m x 1m x 1.5m.
Other benefits include complimentary gift-wrapping for online and in-store purchases and VIP event invitations (including seasonal presale access).
Interest-free purchase options
These cards allow you to get up to 1 year interest-free with no deposit when you spend at least $500 on your card in 1 transaction at David Jones. Or, get up to 5 years interest-free when you spend at least $1,000 on your card, in store or online, across all departments. You can also take advantage of the 3 Months Pay Later option, which allows you to defer payment for up to 3 months when you spend at least $50 in one transaction at David Jones.
Earn more points by getting an additional credit card for your partner or family member. Just remember to check for fees for this service and discuss repayments with the additional cardholder before you apply.
The David Jones American Express credit cards come with 24/7 fraud monitoring to protect you against any unauthorised transactions.
How to apply for a David Jones credit card
If you’d like to apply for a David Jones credit card, you can fill in a secure application form online in around 10 minutes. To get started, there are some standard eligibility requirements you’ll have to meet, as well as documents and details you should have on hand to complete the application. These vary between cards and include:
- Age. You must be at least 18 years of age to apply for a David Jones credit card.
- Residency status. Australian citizens, permanent residents and some temporary residents can apply for either the standard or the Platinum David Jones American Express card. Keep in mind there may be additional requirements for temporary residents.
- Credit rating. You must have a good credit rating to apply for a David Jones credit card.
Documents and details
- Personal information. This includes your full name, date of birth, contact details, residential address and a valid form of ID, such as your driver's licence.
- Employment details. As well as your yearly salary before tax, you should include details of your current work status, length of employment and your employer's contact details. You can also provide your accountant's contact details if you're self-employed or have a few different sources of income.
- Financial details. This covers any other forms of income and assets such as savings or shares. You also need to include details of any existing debts, loans or other liabilities, as well as an estimate of your share of household expenses (e.g. rent, mortgage payments, groceries, bills).
Once you've submitted your complete application, American Express will provide an initial response within 60 seconds. If you have any questions about the application, you can call the American Express team on 1300 557 743.
Frequently asked questions
If you want to know more about David Jones credit cards, here are answers to some of the most common questions we get about these cards. You can also get in touch with us by leaving a question using the form at the bottom of the page.
Can I use a David Jones credit card outside of David Jones?
Yes, both the David Jones American Express card and the David Jones American Express Platinum card can be used anywhere American Express is accepted.
I already have an American Express card. If I apply for a David Jones American Express card, will I still be eligible for bonus points?
As long as your existing American Express card is not a David Jones card, you'll still be eligible for a bonus points offer if you are approved for a new David Jones credit card and meet the purchase requirements.
Note that bonus points for David Jones American Express cards are not available to people who have held a David Jones credit card product issued by American Express in the previous 18 months, or to anyone applying for a David Jones American Express Staff card (including platinum staff card options).
How do I view my balance or make a payment on my David Jones American Express card account?
You can manage your account balance and other details online via the David Jones American Express Card Services centre or through the Amex mobile app. You also have the following ways to pay off your account:
- BPAY. Enter the biller code 88013 and your 15 digit account number as the reference number.
- In person. Pay with cash or EFTPOS at any David Jones store in Australia or at Australia Post. Note that a $3 over-the-counter fee applies for Australia Post payments.
- Direct debit. Schedule recurring payments from your nominated bank account by logging in to your online account and filling out the direct debit form.
- Amex mobile app. Download the Amex app and register your chosen bank details through the Mobile Messaging service or by calling the number on the back of your David Jones credit card. Once you've done this, you can make payments through the app by clicking on "Make a payment" (under the "Current balance" section in the app), choosing how much you want to pay and then following the prompts.
How many points will I earn for different purchases I make on a David Jones American Express card?
The David Jones American Express credit cards earn rewards at the following rates:
David Jones American Express card
- 3 points per $1 at major supermarkets and petrol stations
- 2 points per $1 in David Jones
- 1 point per $1 everywhere else
David Jones American Express Platinum card
- 3 points per $1 at major supermarkets and petrol stations
- 4 points per $1 in David Jones
- 1 point per $1 everywhere else
If you choose to earn Qantas Points, you will get 0.5 frequent flyer points for every 1 of the above reward points.
Does David Jones have a loyalty card?
The David Jones Rewards loyalty program does not have a physical membership card. Instead, you get a digital barcode that you can save and scan in-store to access personalised offers and go in the draw to win David Jones gift cards. Note that the David Jones Rewards program is separate to having a David Jones American Express card – but you can get both if you want to. You can learn more about the loyalty program by visiting https://www.davidjones.com/rewards.
Are you a regular David Jones Shopper?David Jones credit cards allow you to earn rewards points when you shop online or in-store. If you are a regular David Jones shopper, find yourself the latest offers and coupon deals from David Jones with finder.com.au, and you could save while earning points.
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