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Offer ends 16 March 2021
Eligibility criteria, terms and conditions, fees and charges apply
Enjoy a 0% introductory balance transfer rate for 36 months, with no balance transfer fee.
From cards with no annual fee and low rates to platinum and business cards that offer competitive rewards programs, you can compare HSBC credit cards below:
They offer balance transfer promotional periods on other credit cards that can deliver further savings, too. HSBC has a strong presence in the premium end of the credit card market, with a range of platinum products to choose from. One such card gives you enrollment to the HSBC Rewards Plus Program, while the other platinum credit card lets you earn Qantas Points when you spend. The Premier World Mastercard rounds out their suit of products. This card is a step above platinum and delivers VIP treatment when you shop and when you play worldwide.No annual fee credit cards can be an efficient way to keep your card costs low. If you don't use your card regularly or just want to avoid standard fees, the HSBC Premier World Mastercard charges $0 annual fee for the life of the card. While no annual fee cards generally come with fewer extra features, the HSBC Premier World Mastercard offers a rewards program as well as travel and purchase protection insurance.
Platinum credit cards offer cardholders rewards, complimentary insurance, a personal concierge service, exclusive deals and other features that help cardholders get extra value from their card. HSBC offers two platinum products, the HSBC Platinum Credit Card and the HSBC Platinum Qantas Frequent Flyer credit card. The major difference between these two cards is the choice of rewards program. Frequent flyers may prefer to earn Qantas Points with the Platinum Qantas product, while reward seekers who want more flexibility would benefit from the HSBC Rewards Program that comes with the Platinum card. Both cards allow you to earn points on purchases which you can redeem for a variety of rewards including flights, gift cards, travel packages, merchandise and more.
The HSBC Premier World Mastercard is a premium credit card that offers cardholders more value for their money. This product gives you the choice of earning frequent flyer points with the HSBC Qantas Program or earning HSBC Reward points when you spend. Cardholders can also take advantage of a low balance transfer offer and complimentary insurance covers with no annual fee.
Corporate credit cards are designed to help businesses manage their expenses. These cards achieve this by offering benefits such as multiple cards with individual spend limits, travel insurances to cover business trips and easy online management to keep your business spending in check. All of this and more is offered by the HSBC Corporate Card. The HSBC card allows you to classify spend limits by departments and business units, offers complimentary travel insurance and comes with simplified expense management and detailed reporting systems.
HSBC offers both Visas and Mastercard credit cards. Both card types offer a number of benefits, including:
As a HSBC customer, you can manage your account, view recent transactions and make payments through their online banking facility.
As a HSBC cardholder, you get access to the HSBC Home&Away Privilege Program. This program gives you a range of discounts at shops, restaurants, and accommodation all over the world.
The HSBC Premier World Mastercard allows you to transfer reward points for Singapore Airlines KrisFlyer, AsiaMiles and Velocity frequent flyer points. The transfer rate is 2 reward points for 1 frequent flyer point. You can also earn 1 Velocity point for every 2 reward points with the HSBC Platinum Credit Card. The transfer amounts you can choose from are 5,000 and 10,000 reward points.
You can add your credit card (except HSBC Corporate Card) details to Apple Pay or Google Pay and use your eligible smartphone or smartwatch to make contactless payments at the terminal.
If you've compared your options and decided you want to apply for a HSBC credit card, you can do so by clicking 'Go to Site' from the review pages or comparison tables on finder.com.au. It is a simple application process and shouldn't take more than 10 to 15 minutes. However, make sure that you meet the eligibility requirements and organise the necessary documents and information to improve your chances of approval.
The eligibility requirements and specific necessary documents may vary from card to card, but you can expect to be asked about the following.
Exclusive to Finder, this card offers 0% interest on balance transfers for 36 months, a discounted $29 first year annual fee and platinum benefits including airport lounge passes and complimentary insurance covers.
Receive a 26-month interest-free balance transfer, a $0 first-year annual fee, plus platinum benefits including complimentary insurance covers.
The HSBC Classic gives you access to in-store finance offers at thousands of retailers around Australia, but make sure you look at the costs first.
HSBC Instant Savings offers range from 20% off your dining bill to 50% off hotels and entertainment experiences. Here’s what you need to know.
The HSBC Corporate Card offers expense management, flexible spending controls, liability protection and worldwide acceptance through the Mastercard network.
Designed for premium HSBC customers, the HSBC Premier World Mastercard offers points, complimentary insurance, airport lounge access and more.
Travel with peace of mind and save with complimentary travel insurance with your HSBC credit card.
All of your HSBC credit card questions answered.
The HSBC Platinum Qantas Credit Card is a premium option that earns frequent flyer points per $1 spent and offers complimentary insurance.
With HSBC credit card rewards program, cardholders get the ability to earn points on a one point to one dollar ratio that can be used for a vast array of rewards and extra points with HSBC partners.
Dear Sir,
I would like to cancel my HSBC VISA Platinum credit card. I have made a call 1800 2276868 on 29.06.19 at 1.20pm to cancel it. However, I am not sure if it has been successfully cancelled.
Please let me know the status.
Hi Annie,
Thanks for reaching out!
To cancel your HSBC credit card and check if it was successfully processed, kindly follow up with them directly.
If you need further assistance, here is a helpful page to know how to cancel an HSBC credit card.
Best,
Nikki
what is the status of my credit card application hsbc?
Hello Rollie,
Thank you for your enquiry.
I’m afraid we are not able to give you an update about your credit card application since we are not HSBC. However, we have a full guide on how to check your credit card application. You may want to read through that guide and gain more details about your query. After that, you can also get in touch with HSBC directly to learn more.
Hope this helps.
Cheers,
Jonathan
I have the HSBC platinum card and have read all the terms and conditions. I cannot see how BPay is treated and if it is considered a cash advance. How do I find this out ?
Hi Scott,
Thanks for your question.
HSBC does not consider BPAY transactions as eligible purchases, so you may be charged with cash advance rate. You can confirm this by getting in touch with HSBC directly.
You may want to read our guide on what a cash advance is.
Cheers,
Anndy
I live in Australia can you Please help me but my credit is less than perfect but need a credit card i get 766 a fortnight and out of that i have 450 spare to spend on repayments thanks rhys
Hi Rhys, thanks for your inquiry!
Depending on your credit history and whether you meet the application requirements for a card you will be eligible to apply. Unfortunately we are unable to give personal advice on your inquiry as finder.com.au is a comparison service. If you meet the application requirements you can contact the lender/ bank directly to clarify your chances of getting a credit card.
Cheers,
Jonathan
When I apply for a C/C with no annual point. How many points can I get if I spend $1500 in first three months? I am looking forward to get 35000 points. Can you recommend me which card can you offer me?
Hi Pankaj, thanks for your inquiry!
Please refer to the following link for a list of Rewards credit cards and offers.
Cheers,
Jonathan
Please update my credit card application status.
Regards
Pathresh
Hi Pathresh,
Thank you for your question.
You have come through to finder.com.au, not HSBC. You will need to contact HSBC directly to update your credit card application status.
I hope this has provided some assistance.
Thanks,
Sally
Is HSBC a bad credit card company?
Hi user, thanks for your inquiry!
HSBC does not provide products specifically aimed towards bad credit. HSBC requires that you have a good credit rating, be 18 years or older, be a permanent Australian resident and have a minimum income requirement (depending on the credit card).
I hope this helps.
Cheers,
Jonathan
Hello do you do loans for people on centrelink and with a bad credit rating up to 5000
Hi Naz, thanks for your inquiry!
Please refer to the following link for bad credit loans.
Cheers,
Jonathan
Have applied for a hsbc credit card. It said your application being processed and will contact in few days. Does this mean application was declined
Hi Charmaine, thanks for your inquiry!
If an application is not instantly approved it can go to conditional approval status, referral or not approved. Please refer to the following link for information on checking on your credit card application.
Cheers,
Jonathan
HSBC credit card – is there any travel insurance included ?
what does it cover ?
I assume you have to purchase your flights/accommodation with this card ?
any excess ?
Hi Hilary, thanks for your inquiry!
Please see the following link for more information on which cards are included and the requirements with HSBC credit card insurance.
Cheers,
Jonathan